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latest milyon88 by Sunil G Wijesinha Consultant on Productivity and Japanese Style Management Recipient of the “Order of the Rising Sun, Gold and Silver Rays” from the Government of Japan Director, BizEx Consulting (Pvt) Ltd Email: bizex.seminarsandconsulting@gmail.com This is the season of Santa Clauses, Reindeer, Xmas cards and Gifts. This triggered my memory of a Christmas card I received long ago. I was fortunate to be selected to follow an ILO /MATCOM programme at the Vienna International Centre, Austria. The programme focused on training methodology and developing training material for managerial-level persons in Co-operative Societies through a more andragogy based methodology. It was an exhilarating experience for me, and at the end of two weeks, I had re-oriented my perceptions and attitudes on training methodology and developing training material, and acquired a vast knowledge in the area of andragogy training.. I received an interesting Xmas card from the MATCOM project at Christmas that year. It showed two Santa Clauses in conversation. The dialogue was something like this: First Santa “I taught my reindeer to sing” Second Santa : “But I have never heard your reindeer singing.” First Santa again : “I did not say he learnt to sing; I said I taught him to sing.” This hilarious exchange highlights a critical truth: teaching and learning are not synonymous. While teaching imparts knowledge and skills, learning involves internalizing, understanding, and applying what is taught. Simply put, teaching may occur without learning, and learning may happen without formal teaching. Rote Learning vs. Meaningful Learning The distinction between teaching and learning becomes even more apparent when we examine two approaches: rote learning and meaningful or active learning . Both have their place but differ significantly in their outcomes and effectiveness. Rote Learning: The Path of Memorisation Rote learning involves memorising information without necessarily understanding its meaning or context. This method emphasizes repetition, often at the expense of comprehension. While it can help recall facts, definitions, or sequences (e.g., multiplication tables or historical dates), its limitations become evident when critical thinking is required. A real-life example of Rote Learning Several years ago, we were recruiting at the executive entry level. All candidates were newly passed out university graduates of business or commerce degrees. In the written examination, one question was, “Peter Drucker states that the responsibility of communicating rests with the communicator, not with the recipient. – Discuss”. Not a single candidate discussed the quote. Still, they all reproduced the traditional communication diagram learnt in the university, showing the sender, the receiver, the message, the medium, interference, etc in a nice diagram. It was a shocking revelation. Last month, I interviewed two candidates who had received their degrees in financial engineering. Both failed to explain what the degree is all about and how a Financial Engineer could add value to our organization. Meaningful or Active Learning: The Path of Understanding Meaningful learning, in contrast, emphasizes understanding and connecting new information to prior knowledge. Active participation, critical thinking, and real-world application characterize this approach. It helps retain information longer and fosters the ability to analyse, evaluate, and create. Example of Meaningful Learning Following a course in Industrial and Systems Engineering in Japan, I was impressed with the approach used to make us understand the “time value of money”. I had completed my CIMA accountancy exams too by that time and could compare the two approaches to teaching this concept. In Sri Lanka, the lecturer came to class and wrote “Time Value of Money” on the board and explained the idea. Quite in contrast, in Japan the lecturer gave us a series of quizes, starting with a simple example where any layman could make an investment decision. We had to decide which alternative investment was more beneficial for each scenario. One by one, the examples were rolled out and became trickier. Finally, we discovered the “aha” moment when we started thinking that an amount realized now is better than the same amount a year later. We learned by experiencing different situations. We discovered the concept through guidance rather than being taught the concept. Professor Carson from Canada was one of our MBA course lecturers. He also lectured undergraduates and often said undergraduate students in Sri Lanka want to take notes rather than discuss a topic. He would joke that when he arrived at the lecture room and said, “Good Morning, Class,” most students would even write that down in their notebooks. Bridging the Gap: From Teaching to Learning The X-mas card’s humorous depiction of Santa highlights a common educational challenge: ensuring that teaching translates into learning. Effective teaching involves more than just delivering information; it requires creating an environment where students are motivated, engaged, and supported in their learning journey. Strategies to Promote Learning 1. Create a Supportive Learning Environment: Teachers can actively engage students with discussions, group activities, and problem-solving exercises. They can also use technology to enhance the learning experience, such as interactive whiteboards or educational apps. However, creating a supportive learning environment where students feel comfortable asking questions and making mistakes is not just a strategy; it’s a crucial responsibility for promoting learning. It’s about fostering a culture of learning and growth. 2. Encourage Critical Thinking Asking open-ended questions and encouraging debates can help students move beyond surface-level understanding. For example, analysing characters’ motivations and societal implications in literature classes fosters deeper engagement with the text. 3. Connect to Real-Life Contexts Relating lessons to students’ experiences or current events can make learning more meaningful. I still remember our school geography teacher teaching us about monsoon. I still remember his teaching that the rains during the big match in March were inter-monsoon rains. In training Co-operative Society managers, I realized that although they understood concepts such as Break-Even Analysis and Stock turnover ratios, they could not apply them to their organisation. We changed the method, so they brought their own data and practised using their own figures. This was a huge success. 4. Provide Feedback and Reflection Opportunities Feedback helps students understand what they’ve grasped and where they need improvement. Reflective practices, like journaling or group discussions, enable them to process and what they’ve learned. Conclusion: The Synergy of Teaching and Learning Teaching and learning are interconnected yet distinct. While teaching imparts knowledge, learning is acquiring and applying it. Rote learning has its place in specific contexts, but meaningful learning creates lasting understanding and fosters critical thinking. Educators must strive to bridge the gap between teaching and learning, ensuring that their efforts lead to genuine comprehension and application. As the Santa story humorously reminds us, teaching does not automatically lead to learning. Learning only occurs when we align teaching methods with learners’ needs and actively engage them. Therefore, let’s strive to make Sri Lanka a country of learners rather than of teachers. In this shift, educators have the most significant responsibility and the highest opportunity to make this difference.

The Gunners took two points out of Liverpool’s lead at the summit of the Premier League after Jurrien Timber and William Saliba struck in the second half – both from corners – to condemn Amorim to his first defeat as United boss. The hosts’ second-half strikes took their goals-from-corners tally to 22 since the start of last season – a statistic that is unmatched by any other team in the division. Asked if Arsenal are one of the best teams he has come up against on corners, Amorim replied: “If you follow the Premier League for a long time you can see that. “They are also big players and you see every occasion when (Gabriel) Martinelli and (Bukayo) Saka have one-on-ones, a lot of times they go outside and they cross, and they know that if the cross goes well, they can score, and if it is a corner they can score, too, so we have to be better on that. “You have seen in all Arsenal games that every team have had problems with that (corners). And the difference today was the set-pieces. “You see a goal and then the momentum changed, and it is really hard for us to take the full control of the game after that.” Timber leaned into Rasmus Hojlund at the front post before diverting Declan Rice’s set-piece into the back of Andre Onana’s net after 54 minutes to send Arsenal into the lead. Thomas Partey’s header from Saka’s corner then deflected in off Saliba’s shoulder with 17 minutes left. Arteta and the club’s set-piece guru Nicolas Jover embraced on the touchline as Amorim was left with his head in his hands. The Arsenal supporters cheered raucously every time they won a corner – landing 13 in all without reply. However, Arteta moved to play down the significance of Arsenal’s set-piece threat. “We need that, but we want to be very dangerous and very effective from every angle and every phase of play,” said Arteta. “Today we could have scored from open play like we did against West Ham and Sporting. Last year we scored the most goals in the history of this football club. Arsenal have won four consecutive Premier League matches against Man Utd for the first time ever! 💫 pic.twitter.com/biv1kvsJEP — Premier League (@premierleague) December 4, 2024 “Not because of only set-pieces, but because of a lot of things that we have. We want to create individual and magic moments, too.” Arsenal’s win against United – the first time they have recorded four victories in a row against the Red Devils in the league – was their fourth in succession since the international break. They will head to Fulham on Sunday bidding to keep the momentum going. Arteta continued: “The will to win is there. We try our best to do that. We won four in a row, but it doesn’t matter. We have to go to Fulham now, try to be better than them and try win the game. “It’s every three days that we play. It’s a crazy schedule. We’re going to need everybody and to mentally be very strong.”

Former Rep. Matt Gaetz, R-Fla., closes a door to a private meeting with Vice President-elect JD Vance and Republican Senate Judiciary Committee members, at the Capitol in Washington on Wednesday. J. Scott Applewhite/Associated Press The big moment. Former congressman Matt Gaetz’s time as President-elect Donald Trump’s pick for attorney general has come to an end. It wound up lasting less than a Scaramucci. Gaetz, R-Florida, announced suddenly Thursday that he’s withdrawing from consideration, amid continued revelations about sexual misconduct claims against him, questions about a looming House Ethics Committee report and resistance from his fellow Republicans. Both Gaetz and Trump in social media posts claimed that Gaetz was doing well but had become a “distraction” – a PR word that often gets bandied about in untenable circumstances. But Gaetz’s downfall was about more than a momentary distraction. It was a sizable early setback for Trump, just more than two weeks after his triumphant 2024 election win. It’s also a sign that institutions – or at least a few members of them – can still stand up to Trump, and a remarkably swift conclusion to what could be a series of tussles between Trump and his own party. Let’s dive into those dynamics and other takeaways. IT’S A MAJOR SETBACK FOR TRUMP Gaetz was always going to be a tough sell, even for his fellow Republicans. Just four Republican senators would have been enough to kill his nomination if they voted with all Democrats. And plenty expressed reservations. There is not much love for Gaetz in congressional Republican circles, dating back to his successful effort to oust then-House Speaker Kevin McCarthy, R-California, last year. His baggage was also the most problematic among Trump’s controversial nominees, given that it involved allegations of sex with a 17-year-old – and particularly given the prospect of the ethics report coming out. On Tuesday, I wrote about how Gaetz’s nomination was in the most trouble, full stop. That wasn’t exactly a hot take. But just because this was predictable doesn’t mean it’s not bad for Trump. Trump chose to spend some of his earliest post-election political capital on this fight, daring Republican senators to defy him just a week after his election. He chose someone for a prestigious Cabinet department who had major baggage that was obvious to anyone with access to Google. And that gamble quickly fell apart. The whole thing suggests a very fast-and-loose Trump operation – no surprise if you were paying attention from 2017 through early 2021 – that is going to keep creating problems for the man in charge and his party. That there was apparently nobody around Trump willing or able to caution him against Gaetz doesn’t augur well for what lies ahead. Trump undoubtedly cares less about the idea that his political capital is damaged than your average politician. He’ll just move on to the next thing. But it can’t help but look like weakness – including to the Republicans he could clash with within the months and years to come. IT SHOWS THAT INSTITUTIONS CAN STILL STAND UP TO TRUMP Trump has claimed that the 2024 election gave him a huge mandate – despite him failing to win a majority of the popular vote and Republicans gaining relatively little ground. And Republicans have largely echoed that line. Some have gone as far as to suggest it’s time to just give Trump pretty much whatever he wants, including his Cabinet picks. We don’t yet know all the details of why Gaetz withdrew and how much the GOP resistance played a role (vs., say, Gaetz worrying about his own personal dirty laundry being aired). But regardless, this is an early signal that institutions – whether Republican senators, the legal and ethics systems, and/or the media – can still provide a significant check on Trump, if they are so inclined. We shouldn’t oversell that. As noted, Gaetz was always likely to be a bridge too far. And seeing Republican senators give lukewarm quotes about him and choose to fight against him more privately doesn’t exactly suggest they feel empowered to publicly stand up to Trump. A handful of senators with reservations about Gaetz is far from the entire Senate, even as the opposition was apparently enough to make him and Trump think twice about moving forward. Still, Gaetz’s failure was an early test of the system. The system didn’t work in Trump’s favor. And Trump’s critics right now probably undersell how assertive the GOP-controlled Senate, in particular, could be. This is a chamber that features plenty of institutionalists who don’t love the idea of being rolled by the president and forced to do things they don’t like (tariffs, abandoning Ukraine, etc.). Trump has also signaled he’ll push his political and policy norm-breaking quite a bit further than in his first term. It only takes four Republicans to stand in his way, and there are a fair number of moderates, Trump critics and retiring senators who could do so. WHAT IT MEANS FOR TRUMP’S OTHER PICKS When Trump picked Gaetz last week, theories abounded about how maybe this wasn’t all that it seemed – that it wasn’t truly about getting Gaetz installed as attorney general. A prominent theory was that perhaps Gaetz was a stalking horse. It held that he was a completely unacceptable pick put forward to be rejected and make Trump’s other picks, including his next pick for attorney general, look more acceptable by comparison. Whether or not that was the intent, the question now becomes whether Gaetz withdrawing will indeed make it easier for Trump’s other picks, such as Robert F. Kennedy Jr. (health and human services secretary), Tulsi Gabbard (director of national intelligence) and Pete Hegseth (defense secretary). Will Republicans view themselves as having beaten back the worst of Trump’s picks and relent on other nominees? Maybe. But I think the lack of a true, extended fight over Gaetz makes that less plausible. It would be one thing if Republicans fought over Gaetz for months, and Trump supporters were able to send a strong signal that opposing Trump would come with a cost (including public attacks and primaries). Some murmurs of retribution began this week, but the revenge campaign never really took hold. Now Gaetz will be a distant memory by the time those other nominations get considered, and nobody had to vote against him. You could also make a strong argument that critics of Trump’s picks will be emboldened by beating this one back so quickly. WHAT’S NEXT FOR GAETZ Another big question after Gaetz’s withdrawal is what happens to his political career. He resigned from the current, 118th Congress last week, after all. But the Florida congressman was reelected this month to the 119th Congress and could take his seat come Jan. 3. Republicans will have a narrow majority in which every seat could matter. Georgetown University’s Matt Glassman has a good look at the legal ins and outs. Basically, it would probably be up to the Republican-controlled House, which can interpret its own rules. But also, coming back to Congress would almost undoubtedly lead to the release of that ethics report, at which point Gaetz and his fellow Republicans would have to relive all of this drama. And it could involve Republicans voting to reseat a guy they clearly have little regard for and view as a problem for their party. Gaetz has also been rumored as a potential candidate for Florida governor in 2026. As for whether he could win his party’s nomination and that office? It probably can’t be completely ruled out in a red state. A MOMENTOUS POLL NUMBER 51-36 That’s the margin by which voters in a new Economist/YouGov poll say they approve of Trump’s handling of his presidential transition. It’s one of the first polls of how people view Trump post-election. That suggests he’s gotten something of a honeymoon, at least as of Tuesday (when the poll concluded). It also suggests that the major controversies surrounding his Cabinet picks haven’t turned Americans against him. Or perhaps it’s that people really haven’t tuned in to nomination battles that won’t take place until early 2025. For instance, the same poll asked whether people approved of Gaetz’s selection, and voters were about evenly split – 37% favorable to 39% unfavorable. Maybe it’s just early and people have political fatigue. Former congressman Matt Gaetz withdraws as Trump’s pick for attorney general House panel was told Gaetz paid 2 women $10,000, in part for sex We invite you to add your comments. We encourage a thoughtful exchange of ideas and information on this website. By joining the conversation, you are agreeing to our commenting policy and terms of use . More information is found on our FAQs . You can modify your screen name here . Comments are managed by our staff during regular business hours Monday through Friday as well as limited hours on Saturday and Sunday. Comments held for moderation outside of those hours may take longer to approve. Please sign into your Press Herald account to participate in conversations below. If you do not have an account, you can register or subscribe . Questions? Please see our FAQs . Your commenting screen name has been updated. Send questions/comments to the editors. « Previous1,021 Shares in Alnylam Pharmaceuticals, Inc. 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AP Sports SummaryBrief at 6:47 p.m. ESTMicroStrategy stock may could soar further on its unique bitcoin strategy, says Bernstein. MicroStrategy owns 1.8% of the total bitcoin supply and plans to increase its holdings. Bernstein projects the company will own $830 billion, or 4% of the total bitcoin supply by 2033. MicroStrategy stock could continue its gravity-defying run thanks to its "unprecedented" bitcoin strategy. That's according to Bernstein analysts writing in a note to clients on Monday. Shares of MicroStrategy are already up 533% year-to-date, about triple the return of Nvidia over the same time period. Yet, according to Bernstein analyst Gautam Chhugani, the rally in MicroStrategy could intensify. Chhugani increased his MicroStrategy price target to $600 from $290, representing potential upside of 49% from current levels. "MicroStrategy's Bitcoin treasury model is unprecedented on Wall Street," Chhugani said, calling the company a "Bitcoin magnet" for institutional investors. The software firm, led by founder and chairman Michael Saylor, currently owns 386,700 bitcoins, or about 1.8% of the total 21 million supply. According to Chhugani, MicroStrategy could eventually own 4% of the total bitcoin supply by the end of 2033 as it continues to raise capital at attractive deal terms to buy the cryptocurrency. Based on Bernstein's bitcoin price target of $1 million per token, that amount would be worth about 4% of the total supply. "Bitcoin bull markets would mean, the premium could stay higher than historical average, allowing MSTR to sell more debt/equity, leading to more bitcoin buying," Chhugani said. With a market valuation of nearly $100 billion, MicroStrategy trades at almost a 200% premium to the value of its $36 billion bitcoin stash. A key factor to Chhugani's bullishness on MicroStrategy is the fact that the company has positioned itself as the pioneer in the corporate world when it comes to adding cryptocurrency to its balance sheet. That strategy, which the company embarked on in August 2020, has allowed MicroStrategy to aggressively raise capital to buy more bitcoin. The company announced in October its plan to raise $42 billion over the next two years to buy bitcoin via debt and equity sales. Having already raised $9 billion since that announcement, Chhugani believes the company is ahead of schedule and could raise the remaining $33 billion within 18 months. But MicroStrategy's bull case ultimately hinges on the price of bitcoin continuing to rally, and Chhugani views that as highly likely. The analyst estimates that bitcoin could hit cycle peaks of $200,000 in 2025, $500,000 in 2029, and $1 million by 2033. "Bitcoin is in a structural bull market with conducive regulation and U.S. government support, institutional adoption and favorable macro (low rates, inflation risk and record fiscal debt)," Chhugani said. Bitcoin is on the verge of $100,000, hovering around $95,000 late in the afternoon on Monday.

SAN ANTONIO (AP) — Colorado secured what it said was record insurance coverage for quarterback Shedeur Sanders and Heisman Trophy winner Travis Hunter as the star duo opted to complete their college careers in the Alamo Bowl rather than sit out and prepare for the NFL draft. Colorado would not disclose the amount of insurance coverage each received, citing privacy laws. Coach Deion Sanders and athletic director Rick George both said it was the largest in college football history. “We happen to have two players that are probably going to be the first two picks of the NFL draft,” Sanders said Monday. “We all know who those two are and they have received, I think, the highest number of coverage that has ever been covered in college football. It far exceeds anyone that has ever played this game of college football.” While college programs maintain insurance policies for their athletes in case of injury, Colorado increased disability coverage for its entire roster in the Alamo Bowl. Sanders, the coach of the No. 20 Buffaloes, ensured his QB son and two-way star Hunter received larger policies since both are expected to be among the top 10 selections in the upcoming NFL draft. “It was his idea we should get disability insurance for our athletes for this game to ensure that they played and if there was some kind of injury that they would be well taken care of," George said. “So, we worked together on that. We’re excited about it. We think it’s great that all our players are playing in the game. That’s what all bowl games should be like.” Colorado (9-3, No. 23 CFP) will face the 17th-ranked BYU Cougars (10-2, No. 17 CFP) in the Alamo Bowl on Saturday. While most teams are scrambling with starters opting out of bowl games this year to enter the transfer portal or NFL draft, the Buffaloes did not lose any player on their two-deep roster. “It’s more than what I got (when he played at Kansas State),” Colorado linebackers coach Andre’ Hart said. “They gave us a helmet and said pop this on your leg and get out there and play. For them to get that (increased insurance coverage), I just think it’s beneficial. To talk about where the game is, where it’s going and how leadership is taking care of the players, I thought that’s excellent.” Shedeur Sanders completed 337 of 454 passes for 3,926 yards and 35 touchdowns this season. Many scouting services have Sanders rated as the top quarterback in this year's draft. Hunter received the Heisman Trophy as a two-way standout at cornerback and wide receiver. He had 92 receptions for 1,152 yards and 14 touchdowns and as a cornerback had four interceptions, broke up 11 passes and limited the opposition to 22 receptions on 688 defensive snaps. “They’ve taken care of us, everybody,” Colorado running back Micah Welch said. “It really means a lot to have every teammate up here. That's a big thing. What I like about Coach Prime, they’re taking care of us.” Get poll alerts and updates on the AP Top 25 throughout the season. Sign up here . AP college football: https://apnews.com/hub/ap-top-25-college-football-poll and https://apnews.com/hub/college-footballProcessus Wealth & Capital Management LLC trimmed its holdings in shares of Alphabet Inc. ( NASDAQ:GOOGL – Free Report ) by 1.7% in the 3rd quarter, according to the company in its most recent Form 13F filing with the Securities and Exchange Commission. The fund owned 20,050 shares of the information services provider’s stock after selling 346 shares during the quarter. Alphabet accounts for approximately 2.7% of Processus Wealth & Capital Management LLC’s investment portfolio, making the stock its 14th largest holding. Processus Wealth & Capital Management LLC’s holdings in Alphabet were worth $3,325,000 as of its most recent SEC filing. A number of other large investors have also recently made changes to their positions in the stock. MorganRosel Wealth Management LLC lifted its stake in shares of Alphabet by 3.6% during the second quarter. MorganRosel Wealth Management LLC now owns 1,620 shares of the information services provider’s stock worth $295,000 after buying an additional 57 shares during the period. Hengehold Capital Management LLC raised its stake in Alphabet by 0.8% in the 2nd quarter. Hengehold Capital Management LLC now owns 7,224 shares of the information services provider’s stock worth $1,316,000 after acquiring an additional 60 shares during the last quarter. Christopher J. Hasenberg Inc lifted its position in Alphabet by 75.0% during the 2nd quarter. Christopher J. Hasenberg Inc now owns 140 shares of the information services provider’s stock worth $26,000 after acquiring an additional 60 shares during the period. First PREMIER Bank grew its stake in Alphabet by 3.8% during the 3rd quarter. First PREMIER Bank now owns 1,655 shares of the information services provider’s stock valued at $275,000 after purchasing an additional 61 shares during the last quarter. Finally, MKT Advisors LLC increased its holdings in shares of Alphabet by 0.8% in the third quarter. MKT Advisors LLC now owns 7,363 shares of the information services provider’s stock valued at $1,221,000 after purchasing an additional 62 shares during the period. 40.03% of the stock is owned by hedge funds and other institutional investors. Insider Transactions at Alphabet In other news, CEO Sundar Pichai sold 22,500 shares of the company’s stock in a transaction that occurred on Wednesday, November 20th. The shares were sold at an average price of $176.67, for a total value of $3,975,075.00. Following the transaction, the chief executive officer now directly owns 2,061,806 shares in the company, valued at approximately $364,259,266.02. This represents a 1.08 % decrease in their position. The sale was disclosed in a legal filing with the SEC, which can be accessed through this hyperlink . Also, insider John Kent Walker sold 21,467 shares of Alphabet stock in a transaction that occurred on Tuesday, September 3rd. The shares were sold at an average price of $160.35, for a total transaction of $3,442,233.45. Following the completion of the sale, the insider now owns 39,334 shares of the company’s stock, valued at $6,307,206.90. This trade represents a 35.31 % decrease in their position. The disclosure for this sale can be found here . In the last ninety days, insiders sold 206,795 shares of company stock worth $34,673,866. 11.55% of the stock is currently owned by company insiders. Analysts Set New Price Targets Get Our Latest Report on GOOGL Alphabet Trading Down 1.7 % Shares of GOOGL opened at $164.76 on Friday. Alphabet Inc. has a 12-month low of $127.90 and a 12-month high of $191.75. The firm has a market capitalization of $2.02 trillion, a P/E ratio of 21.85, a P/E/G ratio of 1.27 and a beta of 1.03. The firm has a 50-day moving average price of $167.64 and a 200 day moving average price of $170.36. The company has a current ratio of 1.95, a quick ratio of 1.95 and a debt-to-equity ratio of 0.04. Alphabet ( NASDAQ:GOOGL – Get Free Report ) last announced its quarterly earnings results on Tuesday, October 29th. The information services provider reported $2.12 earnings per share (EPS) for the quarter, topping analysts’ consensus estimates of $1.83 by $0.29. Alphabet had a net margin of 27.74% and a return on equity of 31.66%. The business had revenue of $88.27 billion during the quarter, compared to the consensus estimate of $72.85 billion. During the same quarter last year, the firm earned $1.55 EPS. Sell-side analysts forecast that Alphabet Inc. will post 7.99 EPS for the current year. Alphabet Announces Dividend The firm also recently declared a quarterly dividend, which will be paid on Monday, December 16th. Stockholders of record on Monday, December 9th will be paid a $0.20 dividend. This represents a $0.80 annualized dividend and a dividend yield of 0.49%. The ex-dividend date is Monday, December 9th. Alphabet’s dividend payout ratio (DPR) is presently 10.61%. Alphabet Company Profile ( Free Report ) Alphabet Inc offers various products and platforms in the United States, Europe, the Middle East, Africa, the Asia-Pacific, Canada, and Latin America. It operates through Google Services, Google Cloud, and Other Bets segments. The Google Services segment provides products and services, including ads, Android, Chrome, devices, Gmail, Google Drive, Google Maps, Google Photos, Google Play, Search, and YouTube. Read More Five stocks we like better than Alphabet 3 Must-Buy Warren Buffett Stocks for Volatile Times Tesla Investors Continue to Profit From the Trump Trade How to Invest in Small Cap Stocks MicroStrategy’s Stock Dip vs. Coinbase’s Potential Rally How to Use the MarketBeat Excel Dividend Calculator Netflix Ventures Into Live Sports, Driving Stock Momentum Want to see what other hedge funds are holding GOOGL? Visit HoldingsChannel.com to get the latest 13F filings and insider trades for Alphabet Inc. ( NASDAQ:GOOGL – Free Report ). Receive News & Ratings for Alphabet Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Alphabet and related companies with MarketBeat.com's FREE daily email newsletter .

GAINESVILLE, Fla. (AP) — DJ Lagway threw two touchdown passes, Montrell Johnson ran for 127 yards and a score, and Florida upset No. 9 Mississippi 24-17 on Saturday to knock the Rebels out of College Football Playoff contention. The Gators (6-5, 4-4 Southeastern Conference), who topped LSU last week, beat ranked teams in consecutive weeks for the first time since 2008 and became bowl eligible. The late-season spurt provided another vote of confidence for coach Billy Napier, who is expected back for a fourth season. Ole Miss (8-3, 4-3), which entered the day as a 10-point favorite, lost for the first time in four games and surely will drop out of the 12-team playoff picture. The Rebels ranked ninth in the latest CFP and needed only to avoid stumbling down the stretch against Florida and lowly Mississippi State to clinch a spot in the playoff field. But coach Lane Kiffin’s team failed to score in three trips inside the red zone and dropped countless passes in perfect weather. No. 2 OHIO ST. 38, No. 5 INDIANA 15 COLUMBUS, Ohio (AP) — Will Howard passed for two touchdowns and rushed for another, TreVeyon Henderson ran for a score and No. 2 Ohio State beat previously undefeated No. 5 Indiana. All Ohio State (10-1, 7-1 Big Ten, CFP No. 2) has to do now is beat Michigan at home next Saturday and it will earn a return to the Big Ten championship game for the first time since 2020 and get a rematch with No. 1 Oregon. The Ducks beat Ohio State 32-31 in a wild one back on Oct. 12. The Hoosiers (10-1, 7-1, No. 5 CFP) had their best chance to beat the Buckeyes for the first time since 1988 but were hurt by special teams mistakes and disrupted by an Ohio State defense that sacked quarterback Kurtis Rourke five times. Howard finished 22 for 26 for 201 yards. Emeka Egbuka had seven catches for 80 yards and a TD. No. 8 GEORGIA 59, UMass 21 ATHENS, Ga. (AP) — Carson Beck threw four touchdown passes, Nate Frazier ran for 136 yards with three scores and No. 8 Georgia overwhelmed Massachusetts as the Bulldogs tried to protect their College Football Playoff hopes. Georgia (9-2, No. 10 CFP) needed the big offense from Beck and Frazier to rescue a defense that gave up 226 rushing yards. UMass (2-9) played its first game under interim coach Shane Montgomery, the offensive coordinator who retained his play-calling duties after replacing fired coach Don Brown on Monday. Jalen John led the Minutemen with 107 rushing yards and a touchdown. Georgia extended its streak of consecutive home wins to 30, the longest active streak in the Football Bowl Subdivision. No. 10 TENNESSEE 56, UTEP 0 KNOXVILLE, Tenn. (AP) — Nico Iamaleava threw for 209 yards and four touchdowns to lead No. 10 Tennessee to a victory over UTEP. The Volunteers (9-2) overcame a sluggish start to roll up the impressive win. Both teams were scoreless in the first quarter, but Tennessee found its rhythm. Grad student receiver Bru McCoy, who hadn’t caught a touchdown pass this season, had two. Peyton Lewis also ran for two scores. Tennessee’s defensive line, which had no sacks in last week’s loss to Georgia, had three against the Miners. UTEP (2-9) struggled with two missed field goals and three turnovers. Tennessee’s offense came alive with 28 points in the second quarter. In the final four drives of the quarter, Iamaleava completed 11 of 12 passes for 146 yards and touchdowns to Squirrel White, Ethan Davis and McCoy. No. 11 MIAMI 42, WAKE FOREST 14 MIAMI GARDENS, Fla. (AP) — Cam Ward passed for 280 yards and threw two touchdowns to Jacolby George on another record-breaking day, Mishael Powell ran an interception back 76 yards for a touchdown and No. 11 Miami pulled away late to beat Wake Forest. The Hurricanes (10-1, 6-1 Atlantic Coast Conference, No. 8 College Football Playoff) can clinch a berth in the ACC title game with a win at Syracuse next weekend. Ward completed 27 of 38 passes, plus ran for a score. He broke two more single-season Miami records, both of which had been held for 40 years by Bernie Kosar — most passing yards in a season and most completions in a season. Ward now has 3,774 yards on 268 completions this season. Kosar threw for 3,642 yards on 262 completions in 1984. Demond Claiborne had a 100-yard kickoff return for a touchdown for Wake Forest (4-7, 2-5). Claiborne also rushed for 62 yards for the Demon Deacons, and starting quarterback Hank Bachmeier was 8 of 14 passing for 86 yards and a touchdown. No. 13 SMU 33, VIRGINIA 7 CHARLOTTESVILLE, Va. (AP) — Kevin Jennings threw for a career-high 323 yards and two touchdowns and ran for another, and No. 13 SMU clinched a spot in the Atlantic Coast Conference championship game by routing Virginia. Isaiah Smith and Jared Harrison-Hunte each had two sacks to help the Mustangs (10-1, 7-0, No. 13 CFP) extend their winning streak to eight. They would earn an automatic bid into the expanded College Football Playoff by beating 11th-ranked Miami or 17th-ranked Clemson in the ACC title game on Dec. 7 in Charlotte, North Carolina. SMU had to get there first, and Jennings led the way again, bouncing back from an interception and a fumble to complete 25 of 33 passes to six different receivers, including TD tosses to Jordan Hudson and Matthew Hibner. Brashard Smith provided a little balance on offense, running for 63 yards and his 13th touchdown of the season. SMU’s defense overwhelmed UVa’s offensive line, sacking Anthony Colandrea nine times and allowing the Cavaliers (5-6, 3-4) just 173 yards. Special teams contributed, too, with Roderick Daniels Jr. returning a punt 48 yards and Collin Rogers making two field goals. No. 24 ILLINOIS 38, RUTGERS 31 PISCATAWAY, N.J. (AP) — Luke Altmyer found Pat Bryant for a catch-and-run, 40-yard touchdown pass with 4 seconds left, sending No. 24 Illinois to a wild victory over Rutgers. Illinois (8-3, 5-3 Big Ten) was down 31-30 when it sent long kicker Ethan Moczulski out for a desperation 58-yard field goal with 14 seconds to go. Rutgers coach Greg Schiano then called for a timeout right before Moczulski’s attempt was wide left and about 15 yards short. After the missed field goal was waved off by the timeout, Illinois coach Bret Bielema sent his offense back on the field. Altmyer hit Bryant on an in cut on the left side at the 22, and he continued across the field and scored untouched in a game that featured three lead changes in the final 3:07. Rutgers (6-5, 3-5) gave up a safety on the final kickoff return, throwing a ball out of bounds in the end zone as players passed it around hoping for a miracle touchdown. Altmyer was 12-of-26 passing for 249 yards and two touchdowns. Bryant finished with seven receptions for 197 yards.AbbVie Inc. ( NYSE:ABBV – Free Report ) – Equities research analysts at Zacks Research decreased their Q1 2025 earnings per share (EPS) estimates for shares of AbbVie in a note issued to investors on Wednesday, November 20th. Zacks Research analyst S. Ganoria now anticipates that the company will post earnings per share of $2.62 for the quarter, down from their previous forecast of $2.67. The consensus estimate for AbbVie’s current full-year earnings is $10.95 per share. Zacks Research also issued estimates for AbbVie’s Q2 2025 earnings at $3.02 EPS, Q3 2025 earnings at $3.10 EPS, Q4 2025 earnings at $3.25 EPS, FY2025 earnings at $11.98 EPS, Q3 2026 earnings at $3.54 EPS and FY2026 earnings at $13.27 EPS. Other equities analysts also recently issued research reports about the company. Bank of America lifted their price target on AbbVie from $185.00 to $195.00 and gave the company a “neutral” rating in a research note on Friday, October 18th. Guggenheim lifted their target price on AbbVie from $212.00 to $221.00 and gave the company a “buy” rating in a research report on Wednesday, November 6th. JPMorgan Chase & Co. lowered their price target on AbbVie from $210.00 to $200.00 and set an “overweight” rating for the company in a research report on Wednesday, November 13th. BMO Capital Markets dropped their price objective on AbbVie from $228.00 to $208.00 and set an “outperform” rating on the stock in a research note on Tuesday, November 12th. Finally, Wells Fargo & Company upped their target price on shares of AbbVie to $195.00 and gave the stock a “buy” rating in a research note on Tuesday. Three analysts have rated the stock with a hold rating, eighteen have given a buy rating and one has given a strong buy rating to the company’s stock. Based on data from MarketBeat.com, the stock presently has an average rating of “Moderate Buy” and a consensus price target of $203.50. AbbVie Price Performance Shares of NYSE:ABBV opened at $176.94 on Friday. AbbVie has a twelve month low of $137.65 and a twelve month high of $207.32. The stock’s 50 day moving average is $189.47 and its 200-day moving average is $181.04. The company has a quick ratio of 0.54, a current ratio of 0.65 and a debt-to-equity ratio of 9.64. The firm has a market capitalization of $312.68 billion, a price-to-earnings ratio of 61.44, a PEG ratio of 2.03 and a beta of 0.63. AbbVie ( NYSE:ABBV – Get Free Report ) last announced its earnings results on Wednesday, October 30th. The company reported $3.00 EPS for the quarter, beating the consensus estimate of $2.92 by $0.08. The company had revenue of $14.46 billion for the quarter, compared to analyst estimates of $14.28 billion. AbbVie had a return on equity of 244.01% and a net margin of 9.22%. The firm’s revenue for the quarter was up 3.8% compared to the same quarter last year. During the same quarter in the prior year, the company earned $2.95 EPS. AbbVie Increases Dividend The firm also recently declared a quarterly dividend, which will be paid on Friday, February 14th. Shareholders of record on Wednesday, January 15th will be issued a $1.64 dividend. The ex-dividend date of this dividend is Wednesday, January 15th. This represents a $6.56 annualized dividend and a dividend yield of 3.71%. This is a boost from AbbVie’s previous quarterly dividend of $1.55. AbbVie’s dividend payout ratio (DPR) is presently 215.28%. Institutional Investors Weigh In On AbbVie Hedge funds have recently bought and sold shares of the stock. International Assets Investment Management LLC lifted its holdings in shares of AbbVie by 1,745.0% during the 3rd quarter. International Assets Investment Management LLC now owns 4,728,063 shares of the company’s stock worth $933,698,000 after acquiring an additional 4,471,806 shares during the last quarter. Swedbank AB bought a new position in shares of AbbVie during the first quarter valued at about $367,372,000. Price T Rowe Associates Inc. MD increased its holdings in shares of AbbVie by 13.7% in the first quarter. Price T Rowe Associates Inc. MD now owns 10,744,190 shares of the company’s stock worth $1,956,518,000 after buying an additional 1,291,201 shares during the period. State Street Corp lifted its stake in shares of AbbVie by 1.6% in the 3rd quarter. State Street Corp now owns 79,067,935 shares of the company’s stock valued at $15,614,329,000 after acquiring an additional 1,267,685 shares during the last quarter. Finally, Janus Henderson Group PLC boosted its holdings in AbbVie by 12.8% during the 1st quarter. Janus Henderson Group PLC now owns 10,898,246 shares of the company’s stock valued at $1,984,490,000 after acquiring an additional 1,240,434 shares during the period. 70.23% of the stock is currently owned by institutional investors. About AbbVie ( Get Free Report ) AbbVie Inc discovers, develops, manufactures, and sells pharmaceuticals worldwide. The company offers Humira, an injection for autoimmune and intestinal Behçet's diseases, and pyoderma gangrenosum; Skyrizi to treat moderate to severe plaque psoriasis, psoriatic disease, and Crohn's disease; Rinvoq to treat rheumatoid and psoriatic arthritis, ankylosing spondylitis, atopic dermatitis, axial spondyloarthropathy, ulcerative colitis, and Crohn's disease; Imbruvica for the treatment of adult patients with blood cancers; Epkinly to treat lymphoma; Elahere to treat cancer; and Venclexta/Venclyxto to treat blood cancers. Read More Receive News & Ratings for AbbVie Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for AbbVie and related companies with MarketBeat.com's FREE daily email newsletter .

MADRID (AP) — Spanish King Felipe VI used his traditional Christmas Eve speech to remember the victims of the catastrophic Valencia flash floods , and urged the country to remain calm despite public debates around hot-button issues such as immigration and housing affordability. In a pre-recorded speech that usually reviews the year's most relevant issues, Felipe said Spain “must never forget the pain and sadness" the flood have caused. The Oct. 29 floods killed more than 225 people in eastern Spain, damaging countless homes and leaving graveyards of cars piled on top of each other. In some towns, the heavy downpours that caused the floods dropped as much as a year's worth of rain in just eight hours. In early November, as Spaniards' shock at the wreckage turned into frustration, a political blame game began, directed especially at regional authorities who failed to send timely emergency alerts to cell phones on the day of the floods. The frustration of residents in hard-hit Paiporta near Valencia was on display when people tossed mud and shouted insults at the king and government officials in early November when they made their first visit to the town. “We have seen — and understood — the frustration, the pain, the impatience, the demands for greater and more effective coordination," Felipe said about how the disaster was managed, adding that he had asked that aid be sent to everyone who needed it. He also addressed the country's housing crunch and high rents, which have become a leading concern in this European Union country that is the eurozone's fourth-largest economy. Fast-rising rents are especially acute in cities like Barcelona and Madrid, where incomes have failed to keep up, especially for younger people in a country with chronically high unemployment. Felipe urged that “all the actors involved reflect” and "listen to each other” so that they facilitate bringing access to housing under “affordable conditions.” Spain's immigration debate should keep in mind the country's European partners and immigrants' countries of origin, Felipe said, warning that “the way in which we are able to address immigration ... will say a lot in the future about our principles and the quality of our democracy.” Felipe said Spain need to remain calm in the public sphere, even in the face of a “sometimes thunderous” contest in its politics. Suman Naishadham, The Associated Press

A joint investigation by WIRED, Bayerischer Rundfunk (BR), and Netzpolitik.org uncovered that US companies legally collecting digital ad data are enabling adversaries to cheaply track American military and intelligence personnel . A collaborative analysis of billions of location coordinates from a US-based data broker revealed detailed tracking of thousands of devices from sensitive US sites in Germany, including NSA facilities and bases reportedly housing US nuclear weapons. Elsewhere, social media giant Meta has disclosed for the first time its efforts to combat the forced-labor compounds driving the surge in pig butchering scams on its platforms. The company revealed that it has been quietly collaborating with global law enforcement, tech industry partners, and external experts for over two years to dismantle the crime syndicates behind these operations in Southeast Asia and the UAE. This year alone, Meta reports it has taken down more than 2 million accounts linked to scam compounds in Myanmar, Laos, Cambodia, the Philippines, and the UAE. At the Cyberwarcon security conference on Friday, the cybersecurity firm SpyCloud shared findings about publicly accessible black market services offering low-cost access to sensitive information on Chinese citizens, including phone numbers, banking details, hotel and flight records, and even real-time location data. According to the firm’s researchers, these services seem to obtain their data through insiders within Chinese surveillance agencies and government contractors, who sell their access. Also at the conference, cybersecurity firm Volexity uncovered that a Russian hacking group has reportedly developed a novel Wi-Fi-hacking technique that involves taking control of a nearby laptop and using it as a bridge to infiltrate a targeted Wi-Fi network. Dubbed a “nearest neighbor attack,” the method was uncovered during a 2022 investigation by the firm into a network breach of an unnamed Washington, DC. client. And finally, researchers explored how the US is calling out foreign influence campaigns faster than they ever have—but there’s plenty of room for improvement. That’s not all. Each week, we round up the security and privacy news we didn’t cover in depth ourselves. Click on the headlines to read the full stories. And stay safe out there. “King of Toxic Masculinity” Gets Hacked Hacktivists have breached an online “educational platform” founded by the misogynistic right-wing influencer Andrew Tate reportedly revealing the email addresses of hundreds of thousands of users as well as the contents of the platforms’ private chat servers. Data from the hack, first reported by the Daily Dot, has now been published by the transparency nonprofit Distributed Denial of Secrets . Andrew Tate, the so-called “king of toxic masculinity,” is currently under house arrest in Romania and faces two separate criminal charges , including allegations of forming an organized criminal group and trafficking women across Romania, the UK, and the US. The compromised platform, a subscription-based service known as The Real World (formerly called Hustler's University), describes itself as a “global community” focused on “personal growth.” According to its website, members receive expert training, mentorship, and access to a wide range of educational courses for around $50 per month. According to the Daily Dot , hacktivists announced their breach of the platform on Thursday by disrupting the course's main chatroom with a barrage of uploaded emojis while Tate was livestreaming an episode of his show Emergency Meeting on Rumble. The emojis included a transgender pride flag, a feminist fist, an AI-generated image of Tate wrapped in a rainbow flag. Data from the breach, verified by WIRED, includes more than 700,000 usernames and reportedly includes messages from 221 public and 395 private chat servers. An analysis by the Daily Dot reveals a mix of content within the chat logs, ranging from motivational quotes and personal progress updates to grievances about the “LGBTQ agenda.” WIRED is continuing to analyze the leaked material. The “Worst Telecom Hack in US History” Is Still Ongoing Chinese government hackers have infiltrated over a dozen US telecommunications companies in what a senior senator is calling the worst telecom breach in American history—and they’re still inside the networks. The hacking group, Salt Typhoon, has been able to eavesdrop on audio calls in real time and obtain millions of records of call and text metadata from targeted individuals, according to a Washington Post interview with Senator Mark Warner of Virginia, chairman of the Senate Intelligence Committee. Fewer than 150 victims have been identified and notified by the FBI so far—most of them in the DC region—including president-elect Donald Trump, his vice president-elect, JD Vance, as well as people working for Vice President Kamala Harris and state department officials. Warner said, however, that the effort was not directly election-related, as the hackers got into some telecom systems more than a year ago. Leaked Documents Show GrayKey Struggles to Access Modern iPhones Leaked documents obtained by 404 Media reveal that GrayKey, a phone-hacking tool used by law enforcement to extract data from devices in their possession, can at the moment only partially access information from modern iPhones running iOS 18.0 and 18.0.1. While the precise details of exactly how Graykey operates are unknown, the tool reportedly brute-forces iPhone or Android passcodes to unlock them—essentially hacking the phone—allowing law enforcement to then access and extract encrypted device data. While the specific types of data accessible during a “partial” extraction are unclear, it likely includes unencrypted files and metadata, such as file sizes and folder structures. The document provides context to an ongoing cat-and-mouse dynamic between forensic technology companies and mobile device manufacturers. With each new software update, tools like GrayKey are temporarily thwarted, prompting developers to quickly adapt their technology to catch up. At the moment it appears that they have not. This leak follows another report from 404 Media about a feature in iOS 18 called “inactivity reboot,” which forces devices to restart after four days of inactivity, adding another layer of difficulty for law enforcement attempting to access data on seized devices. Europe Probes Undersea Cable Sabotage European authorities are investigating suspected sabotage to two undersea fiber-optic cables: one linking Finland and Germany, and the other connecting Sweden and Lithuania. Russia—widely suspected as the likely perpetrator—denies involvement, dismissing the allegations as “ridiculous.” The incident began on Sunday when two telecommunications companies detected traffic disruptions likely caused by physical damage to undersea cables. One of the affected cables, known as C-Lion—a vital 730-mile link between Finland and Central Europe—runs alongside other critical infrastructure, including gas pipelines and power lines. By Wednesday, the Danish navy had reportedly intercepted a Chinese cargo ship in connection with the disruptions. The vessel, which had most recently docked in Russia before the incident, was near the damaged area at the time. It is now under investigation, with its crew being questioned about their possible involvement.Dallas Goedert among Eagles starters to kick off Week 14 vs Panthers sidelined

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