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Ottawa police laid charges against two people during a pro-Palestinian demonstration on Saturday. Ottawa's chapter of the Palestinian Youth Movement has been organizing weekly rallies through the downtown core to protest Israel's ongoing armed offensive in Gaza and Lebanon since the Oct. 7, 2023 Hamas attacks in Israel. On Saturday, police say two people were arrested. One man was taken into custody after inferring with the group demonstrating and a woman was arrested for assaulting a police officer following "repeated non-compliance orders from officers." Demonstrators began marching from the Humans Rights Monument near Ottawa City Hall and marched down Elgin Street, Sussex Drive and Rideau Street. Video posted to social media by the Palestinian Youth Movement shows a confrontation between police and the demonstrators. "The Ottawa police brutalized and attacked community members today and arrested a protestor dragging them out of the crowd. They shoved people at the back of the protest to force us onto the sidewalk. Every weekend protest has been on the streets. The police chose violence and escalation today," the group said in an Instagram post. A post shared by PYM Ottawa (@ottawapym) Demonstrators were seen protesting in front of the Ottawa police headquarters on Elgin Street on Sunday morning. Saturday's arrests come after police arrested four pro-Palestinian demonstrators on Monday for charges that included mischief, assaulting police and obstruction of a peace officer. Police continue to investigate and say more charges may be laid. "While peaceful protest is a right, it comes with the responsibility to respect the law and ensure public safety," police said on social media. Ottawa Top Stories Ottawa police arrest 2 during pro-Palestinian demonstrations Saturday Sandy Hill apartment building evacuated for high levels of carbon monoxide Indigenous boy donating hair to cancer patients, raising money for Kemptville hospital Hawkesbury, Ont. OPP officer charged with assault Mixed reaction from Ottawa business owners, customers on GST exemption Ottawa councillor violated Code of Conduct for daycare incident last summer, integrity commissioner concludes Ottawa driver fined for hauling thousands of empty cans in trunk of car What's happening in Ottawa this weekend: Nov.22-24 CTVNews.ca Top Stories 'Very disturbing': Deepfake videos appear to target Canadian immigrants for thousands of dollars Artificially generated videos of a Toronto-based lawyer asking for money appear to be just one way some try to exploit newcomers to Canada during a time of confusion around new immigration rules. Lotto Max jackpot hits $80M for second time ever The Lotto Max jackpot has climbed to $80 million for just the second time in Canadian lottery history. Canada 'already past due' on NATO defence spending target: U.S. House intelligence committee chair Mike Turner The chair of the United States House intelligence committee says Canada needs to accelerate its defence spending targets, especially with its military in 'desperate' need of investment. Scurvy resurgence highlights issues of food insecurity in Canada's rural and remote areas A disease often thought to only affect 18th century sailors is reemerging in Canada. Anti-NATO protest in Montreal continues as politicians denounce Friday's violence Federal cabinet ministers condemned an anti-NATO protest in Montreal that turned violent on Friday, saying "hatred and antisemitism" were on display, but protesters deny the claim, saying they demonstrated against the "complicity" of NATO member countries in a war that has killed thousands of Palestinians. Nova Scotia Tories appear safe with close battle for second between Liberals and NDP With two days left before Nova Scotians elect their next government, polls suggest Progressive Conservative Leader Tim Houston's decision to call an early vote will pay off and the real battle will be between the Liberals and NDP for second place. Police thought this gnome looked out of place. Then they tested it for drugs During a recent narcotics investigation, Dutch police said they found a garden gnome made of approximately two kilograms of MDMA. Bluesky takes bite out of X, as global users flee social media giant: analyst A Canadian technology analyst says it appears Bluesky has legitimate growth momentum in the U.S. and elsewhere, and could be a significant threat to X. Somalia says 24 people have died after 2 boats capsized in the Indian Ocean Twenty-four people died after two boats capsized off the Madagascar coast in the Indian Ocean, Somalia's government said Sunday. Shopping Trends The Shopping Trends team is independent of the journalists at CTV News. We may earn a commission when you use our links to shop. Read about us. Editor's Picks 24 Of The Best Host And Hostess Gifts You Can Find Online Right Now The Best Advent Calendars For Women In 2024 All The Best Beauty Stocking Stuffers That Ring In Under $25 Home Our Guide to the Best Jewellery Boxes You Can Find Online Right Now 16 Home Gadgets That'll Make Your Life Easier The 5 Best Drip Coffee Makers In Canada In 2024, Tested and Reviewed Gifts 23 Gifts, Add-Ons, And Stocking Stuffers For Anyone Who Spends A Lot Of Time In Their Car The Ultimate 2024 Holiday Gift Guide For Nature Lovers And Outdoor Adventurers 27 Of The Absolute Best Stocking Stuffers For Men Beauty 20 Anti-Aging Skincare Products That Reviewers Can’t Stop Talking About 12 Budget-Friendly Makeup Brushes And Tools Worth Adding To Your Kit If You Suffer From Dry Skin, You'll Want To Add At Least One Of These Hydrating Moisturizers To Your Cart Deals These Apple Products Are Majorly On Sale On Amazon Canada Right Now, So It Might Be Time To Upgrade Your Tech Black Friday Has Begun On Amazon Canada: Here Are The Best Deals Black Friday Is Almost Here, But These Deals On Mattresses And Bedding Are Already Live Atlantic Man arrested in Saint John, N.B., for weapons offences Saint John Police Force in Saint John, N.B., arrested a 30-year-old man for weapons related offenses on Saturday. 'We need answers': Protest held at RCMP detachment for suspicious disappearance of N.B. man A crowd of over 20 people stood in the pouring rain Saturday in front of the RCMP detachment in Hampton, N.B., to bring awareness to a missing person’s case. Salvation Army Christmas Kettle Campaign begins across Canada The 134th Salvation Army Christmas Kettle Campaign started Saturday across Canada. Toronto Walking pneumonia is on the rise in Canada, but what about Ontario? Doctors and emergency rooms across Canada have said they are seeing an unusual rise in walking pneumonia cases, particularly in children, but what about here in Ontario? 'It's an optimistic space:' Inside Toronto's new drug withdrawal centre Joshua Orson sits on the edge of a bed in a bright, clean room, thinking about his journey from addict to health-care worker. Routes to avoid during the 120th Santa Claus Parade on Sunday The 120th Santa Claus Parade is back in Toronto on Sunday and will bring along some road closures. Montreal Two pedestrians die after being struck by a vehicle in Montérégie Two pedestrians in their 60s died on Saturday after being struck by a vehicle in Saint-Théodore-d'Acton, in Montérégie. Montreal prepares to sell long-abandoned Empress theatre The Empress Theatre, a nearly century-old landmark in Montreal's Notre-Dame-de-Grâce (NDG) neighbourhood, may soon be revitalized. Santa Claus Parade draws crowds to downtown Montreal Thousands gathered on René-Lévesque to welcome Santa Claus at this year’s festive parade. Choir groups, marching bands, dancers and more brought the holiday joy this year. Northern Ontario Northern Ont. First Nation files claim against Ontario and Newmont mining Taykwa Tagamou Nation, a Cree First Nation located within Treaty 9, has filed a statement of claim against the Province of Ontario and Newmont, a mining company that owns properties in Timmins. Senior killed in dog attack in northern Ont. An 81-year-old was killed in a dog attack this week in Bonfield, Ont. Police believe three dogs were involved. More carrots pulled from grocery store shelves in expanded recall for E. coli: CFIA The Canadian Food Inspection Agency has announced an expanded recall on carrots over risks of E. coli O121 contamination, according to a notice issued Friday. Windsor Two vehicle collisions in Essex County Saturday The Essex OPP has confirmed two vehicle collisions in Essex County on County Road 42. Spitfires double Ottawa 67s 6-3 The Windsor Spitfires took home the win against the Ottawa 67s in Windsor on Saturday night. Festival brings Indian classical dance back to the stage For the first time in six years, classical Indian dance forms returned to the stage in Windsor as part of the Umang Light of Hope Festival. London Three people in hospital due to collision Assault at Santa Claus parade leads to charges The St. Thomas police have arrested someone after an incident at the Santa Claus parade on Saturday. Easton Cowan needs a point Sunday to tie 55-game OHL point streak record Easton Cowan of the London Knights needs just one point Sunday evening to tie a historic mark in the Ontario Hockey League. Kitchener Advocates push for anti-renoviction bylaws as Waterloo Region reports affordable housing progress On National Housing Day, housing advocacy group ACORN continued to push for anti-renoviction bylaws. Kitchener auto repair shop hosts fundraiser for children with disabilities, joined by hockey legend Wendel Clark An auto repair shop based in Kitchener held a special fundraiser Saturday to help children and youth with physical disabilities, with former Maple Leafs captain Wendel Clark in attendance. Laval wins Vanier Cup in Saturday game against Laurier The Laval Rouge et Or won the coveted Vanier Cup against the Wilfrid Laurier Golden Hawks, going 22-17. Barrie Driver seriously injured after crashing into tree: OPP An overnight crash in Tiny Township is under investigation, where a car allegedly crashed into a tree and both occupants were taken to hospital. First snowfall hits region Simcoe Muskoka saw its first signs of snow of the season Sunday morning, with a mix of flurries and rain leading to worsening road conditions and police reporting multiple collisions. Orillia holiday festivities continue with Santa Claus Parade The streets of Downtown Orillia were packed Saturday evening for the City’s 119th annual Santa Claus parade. Winnipeg Have you seen Bostyn? Winnipeg police search for missing teenager Winnipeg police are asking the public to help find a 15-year-old girl who went missing Saturday afternoon. Two Manitobans charged in two-day manhunt in northwestern Ontario A two-day manhunt in northwestern Ontario has ended in more than 20 charges against a Manitoba man and woman. The Thriftmas Special: The benefits of second-hand holiday shopping The holidays may be a time for family, joy and togetherness, but they can also be hard on the wallet. Calgary Snowfall warning lifted but flurries remain in Sunday forecast The snowfall warning for Calgary has been lifted after a Saturday snowstorm socked the city, but there are still flurries in the forecast for Sunday. Revival of Pospisil, power play fuels Flames to 4-3 shootout win over Wild A week ago, the Calgary Flames were winning despite Martin Pospisil's slump and the NHL club's weak power play. Snow routes declared active for Lethbridge starting at 9 a.m. Monday Snow routes were declared active in Lethbridge, the city posted on its website. Starting at 9 a.m. Monday, parking restrictions will be in effect for streets declared to be snow routes. Edmonton Electric cars a 'hot commodity' in Alberta despite misconceptions Electric vehicles are off Alberta car lots, despite what experts say are some ongoing misconceptions about the technology. McDavid paces Edmonton Oilers to 6-2 win over New York Rangers Connor McDavid had two goals and an assist for the Edmonton Oilers in a 6-2 win over the visiting New York Rangers on Saturday. Hit-and-run driver wanted after pedestrian hit in southeast Edmonton Police are looking for a hit-and-run driver after a pedestrian was hit on Thursday night. Regina Dinosaur discovery reveals more about ancient Saskatchewan Researchers from McGill University have discovered a first of its kind fossil specimen for Saskatchewan. Navy wife brings together local authors for inaugural book fair Sixteen local authors and book publishers gathered Saturday for the first ever Regina Bookwyrm’s Book Fair, organized by a Navy wife. City of Regina releases snowfall response plan ahead of next blast of wintery weather, snow routes declared Many parts of Saskatchewan will be hit with another round of wintery weather on Saturday, and Regina is no exception, with up to 25 centimetres of snow expected to accumulate by Sunday. Saskatoon Saskatoon digs out from another snowfall Saskatoon residents are digging out from another major snowfall that blanketed the city overnight. 'I'm excited to take it on': Saskatoon businesses weigh in on GST exemption Some local businesses say the federal government’s recent plan to pull back GST on several items is a positive initiative, but it should have been rolled out earlier in the holiday season. Make A Wish kids get early holiday magic in Saskatoon This holiday season, Make-A-Wish kids and their families are experiencing the magic of Christmas a little early at Saskatoon’s historic Hotel Bessborough. Vancouver Cat caught in hunting snare rescued by BC SPCA Donations are ramping up for a BC SPCA cat with a mangled paw after being caught in a hunting snare, one of a rising number of pets to fall prey to the hunting device. Widow of Chinese businessman who was executed for murder can sell her Vancouver house, court rules A murder in China and a civil lawsuit in B.C. have been preventing the sale of multiple Vancouver homes, but one of them could soon hit the market after a court ruling. Vancouver Canucks fend off Ottawa Senators late surge in 4-3 win The Vancouver Canucks kicked off a six-game road trip by holding off the Ottawa Senators 4-3. Vancouver Island BC Hydro says power almost fully restored after B.C. windstorms British Columbia's electric utility says it has restored power to almost all customers who suffered outages during the bomb cyclone earlier this week, but strong wind from a new storm has made repairs difficult in some areas. Fall legislative sitting scrapped in B.C. as Speaker Chouhan confirmed to serve again There won't be a sitting of the British Columbia legislature this fall as originally planned. Canada Post down eight million parcels amid strike as talk carry on over weekend Canada Post says it has seen a shortage of more than eight million parcels amid an ongoing strike that has effectively shut down the postal system for nine days compared with the same period in 2023. Kelowna Man in hospital following targeted shooting in Kamloops Police are appealing for information on a targeted shooting that resulted in the hospitalization of a man in Kamloops. Police cleared of fault in fatal 2023 crash in B.C.'s Interior British Columbia's independent police watchdog has cleared officers of wrongdoing in a crash where three people were killed south of Kamloops in July of last year. B.C. woman sentenced for stealing $14K in funds raised for schoolkids A B.C. woman who stole more than $14,000 in volunteer-raised funds that were supposed to be spent on school supplies and programs – including hot meals for vulnerable kids – won't spend any time in jail. Stay Connected

For the best experience, please enable JavaScript in your browser settings. The Kenya Revenue Authority (KRA) has announced a new tax amnesty programme aimed at providing relief to taxpayers burdened by interest and penalties on outstanding tax debts. Under the Tax Procedures (Amendment) Act, 2024, the latest amnesty will cover the period up to December 31, 2023, and will be available from December 27, 2024, to June 30, 2025. According to KRA, taxpayers who have settled all principal taxes due by the end of December 2023 will automatically qualify for a waiver of related penalties and interest, eliminating the need for an amnesty application. For those who have not yet paid their principal taxes, the KRA has outlined a process for obtaining the amnesty. Taxpayers must apply to the Commissioner for Domestic Taxes and propose a payment plan for any outstanding amounts, which must be fulfilled by June 30, 2025. “The tax amnesty programme will run from 27th December 2024 to June 30, 2025,” said the taxman in a public notice. “A person who has paid all the principal taxes that were due by December 31, 2023, will be entitled to automatic waiver of the penalties and interest related to that period and will not be required to make an amnesty application.” The KRA added: “A person who has not paid all the principal taxes accrued up to December 31, 2023, and is unable to make a one-off payment for the outstanding principal taxes will be required to apply to the Commissioner for the amnesty and propose a payment plan for any outstanding principal taxes, which should be paid by June 30, 2025.” READ: KRA announces waiver on tax interests and penalties The move by the KRA comes as President William Ruto faces renewed pressure to reassess his administration’s revenue mobilisation strategies in the New Year with data from Treasury revealing significant shortfalls in tax collection. Treasury Cabinet Secretary John Mbadi announced in November that by the end of October, the total revenue collection by the State fell short by Sh73.7 billion against its targets for the period mainly due to a Sh48.1 billion shortfalls in ordinary revenues or taxes. The shortfall was recorded despite KRA’s recent aggressive tax collection efforts. The figures show that total revenues amounted to Sh854.5 billion as of October against a target of Sh928.2 billion. “By the end of October 2024, revenue collection amounted to Sh854.5 billion against a target of Sh928.2 billion resulting in an underperformance of Sh73.7 billion,” said Mbadi. “The underperformance was on account of shortfall registered in ordinary revenue of Sh48.6 billion and ministerial A-i-A (appropriations in aid) of Sh25.1 billion.” The KRA’s inability to meet Treasury targets comes even as President William Ruto's government pursues a rigorous fiscal consolidation plan aimed at controlling public debt and enhancing revenue collection. Expenditure trends also reflect the government’s financial challenges. Total expenditures were below target by Sh101.9 billion, primarily due to reduced disbursements in recurrent expenditure and the County Equitable share said Mbadi. “Expenditures by the end of October 2024 were below target by Sh101.9 billion on account of below target disbursements towards recurrent expenditure and County Equitable share,” said Mbadi. “Fiscal operations by the end of October 2024 resulted in an overall deficit inclusive of grants of Sh222.9 billion (1.2 per cent of GDP) against a target of Sh249.2 billion (1.4 per cent of GDP).” The underperformance in tax collections spans all major tax heads, Treasury confirmed. This has prompted the Treasury to go back to the drawing board for a comprehensive review of existing strategies to collect tax by the Kenya Kwanza administration Mbadi said. Stay informed. Subscribe to our newsletter According to Mbadi, going forward, a newly revamped Kenya Kwanza government’s Medium-Term Fiscal Policy aims to support economic growth through the implementation of a “comprehensive revenue mobilisation plan.” This includes broadening the tax base, minimising unnecessary tax expenditures, and leveraging technology to enhance tax compliance. Additionally, the Ruto administration is focusing on increasing non-tax revenues from services provided by various ministries, departments, and agencies. As part of these efforts, the government plans to implement the Medium-Term Revenue Strategy (MTRS), which aims to progressively strengthen tax revenue mobilization efforts to 20 per cent of GDP over the medium term. Mbadi also said the government plans to improve governance and efficiency within state-owned enterprises (SOEs) and to explore public-private partnerships (PPPs) for commercially viable projects. Looking ahead in the New Year the Ruto government faces an uphill task as it says for the fiscal year 2025/26 budget it will aim for total revenues of Sh3.516.6 trillion, representing 17.6 per cent of GDP, an increase from Sh3.060.0 trillion or 16.9 per cent of GDP in FY 2024/25. It plans to raise Ordinary revenues or taxes to Sh3.018.8 trillion, up from Sh2.631.4 trillion in the previous fiscal year further putting pressure on KRA. President Ruto recently assented to the Tax Laws (Amendment) Bill 2024 which would enable the government to generate some of the revenue lost with the collapse of the Finance Bill 2024 while, at the same time, providing relief for employees, retirees and businesses. The principal object of the Bill, introduced by National Assembly Majority Leader Kimani Ichung’wah, was to amend the provisions of four Acts of Parliament, namely, the Income Tax Act (Cap. 470), the Value Added Tax Act (Cap. 476), the Excise Duty Act (Cap. 472) and the Miscellaneous Fees and Levies Act (Cap. 469C). Among other changes, the amendments provide tax reliefs to employees and retirees; enhance benefits to employees; promote the local manufacturing sector; promote the agricultural sector and the local farmers; incentivise home ownership and promote housing and settlement; promote trade between Kenya and other States; mobilize domestic resources and enhance the taxation regulatory framework. Amendments to the Income Tax Act allow the Affordable Housing Levy (AHL) and contributions to post-retirement medical funds to be deducted from the payable tax liability. This addresses the issue of double taxation and allows taxpayers to enjoy the full benefits of their AHL and post-retirement medical funds contributions, according to a brief by Parliament. ALSO READ: KRA offers tax amnesty for interest and penalties Enactment of the Bill also means the deductible interest limit for mortgages has increased from Sh300,000 to Sh360,000 for mortgages. As a result, individuals can now deduct a higher amount of interest paid on loans for the purchase or improvement of their residential properties when calculating their taxable income. This will incentivise home ownership and is aligned with the Housing and Settlement pillar of the Bottom-up Economic Transformation Agenda (BETA). The Bill increases the amount deductible for contributions to registered pension or provident funds from the tax liability of individuals and employers to encourage a saving culture for retirement purposes while, at the same time, it enhances the benefits provided by employers to employees of meals, non-cash and gratuity and similar payments that are exempt from tax. However, to recoup some of the revenues lost when the Finance Bill 2024 was withdrawn following the Gen Z protests, Parliament has retained the National Treasury’s proposal of a Significant Economic Presence Tax at an effective rate of six per cent for non-residents. Additionally, the Bill introduces the Minimum Top-Up Tax at a minimum effective tax rate of 15 per cent. The government argues that two new taxes align the taxation of digital services with international best practice, and the taxation of multinationals with the global practice to prevent tax base erosion, respectively. National Treasury John Mbadi has initially, however, promised to retain the tax at three per cent, as was the case with the Digital Service Tax, which has now been replaced, following concerns from industry players and experts on its impact.

NEW YORK (AP) — No ex-president had a more prolific and diverse publishing career than Jimmy Carter . His more than two dozen books included nonfiction, poetry, fiction, religious meditations and a children’s story. His memoir “An Hour Before Daylight” was a Pulitzer Prize finalist in 2002, while his 2006 best-seller “Palestine: Peace Not Apartheid” stirred a fierce debate by likening Israel’s policies in the West Bank to the brutal South African system of racial segregation. And just before his 100th birthday, the Dayton Literary Peace Prize Foundation honored him with a lifetime achievement award for how he wielded "the power of the written word to foster peace, social justice, and global understanding.” In one recent work, “A Full Life,” Carter observed that he “enjoyed writing” and that his books “provided a much-needed source of income.” But some projects were easier than others. “Everything to Gain,” a 1987 collaboration with his wife, Rosalynn, turned into the “worst threat we ever experienced in our marriage,” an intractable standoff for the facilitator of the Camp David accords and winner of the Nobel Peace Prize. According to Carter, Rosalynn was a meticulous author who considered “the resulting sentences as though they have come down from Mount Sinai, carved into stone.” Their memories differed on various events and they fell into “constant arguments.” They were ready to abandon the book and return the advance, until their editor persuaded them to simply divide any disputed passages between them. “In the book, each of these paragraphs is identified by a ‘J’ or an ‘R,’ and our marriage survived,” he wrote. Here is a partial list of books by Carter: “Keeping Faith: Memoirs of a President” “The Blood of Abraham: Insights into the Middle East” (With Rosalynn Carter) “Everything to Gain: Making the Most of the Rest of Your Life” “An Outdoor Journal: Adventures and Reflections” “Turning Point: A Candidate, a State, and a Nation Come of Age” “Always a Reckoning, and Other Poems” (With daughter Amy Carter) “The Little Baby Snoogle-Fleejer” “Living Faith” “The Virtues of Aging” “An Hour Before Daylight: Memories of a Rural Boyhood” “Christmas in Plains: Memories” “The Hornet’s Nest: A Novel of the Revolutionary War” “Our Endangered Values: America’s Moral Crisis” “Faith & Freedom: The Christian Challenge for the World” “Palestine: Peace Not Apartheid” “A Remarkable Mother” “Beyond the White House” “We Can Have Peace in the Holy Land: A Plan That Will Work” “White House Diary” “NIV Lessons from Life Bible: Personal Reflections with Jimmy Carter” “A Call to Action: Women, Religion, Violence, and Power” “A Full Life: Reflections at Ninety” The Associated Press

EZ LYNK’s ELD Technology Achieves Certification in Canada, Streamlining Compliance and Enhancing Fleet EfficiencyContractors Say These Cheap Things Are Essential to Have In Your HomeWith much of President Joe Biden’s student loan agenda tied up in court, the incoming Trump administration could have a significant impact on millions of borrowers. Related video above: Rossen Reports: These states have the highest student loan payments President-elect Donald Trump hasn’t made specific promises on student loans or other forms of college financial aid, but delivering student loan forgiveness isn’t a policy priority like it has been for Biden. Republicans have repeatedly challenged Biden’s efforts, and when his sweeping student loan forgiveness program was struck down by the Supreme Court last year, Trump said the proposal “would have been very unfair to the millions and millions of people who have paid their debt through hard work and diligence.” During his first term, Trump proposed ending a program that delivers student loan forgiveness to public sector workers after 10 years, and his administration tried to limit debt relief for borrowers who were misled by their colleges. Both efforts were unsuccessful, but the latter left many people waiting for years to find out if their debt relief claim would be granted. It’s possible for the Trump administration to unilaterally make some changes to the federal student loan system through a rulemaking process, but other actions — like abolishing the Department of Education, as Trump has promised to do — would require Congress to act. Here’s what student loan borrowers need to know about what’s at stake and what Trump could do: One of the first things Trump’s Department of Education may have to address is what to do with Biden’s Saving on a Valuable Education, or SAVE, repayment plan, which is currently on hold due to litigation. There are 8 million people enrolled in SAVE, and if it is struck down in court, they will have to move to a different repayment plan. A lawsuit brought by several Republican-led states argues that the president does not have the authority to implement the plan. A ruling by the 8th U.S. Circuit Court of Appeals is expected imminently. The Trump administration could decide to rescind the repayment plan, which was created by a regulatory process. It could also decide to stop defending the plan in court. SAVE, which was launched last year, is meant to offer the most generous terms for low-income borrowers. Under the plan, some enrolled borrowers would see monthly payments as low as 5% of discretionary income. It also promises to cancel remaining student loan debt after making as few as 10 years of payments. Borrowers enrolled in SAVE are not currently required to make payments since the Department of Education put them in an interest-free forbearance due to the litigation. The department is expected to reopen two older income-driven repayment plans in December, giving borrowers the option to switch to a plan that might be more affordable than the standard, 10-year plan. Income-driven repayment plans calculate a borrower’s monthly payment based on their income and family size rather than the amount of debt they owe. In addition to lowering monthly payments, the plans promise to wipe away remaining student debt after a borrower makes a certain number of payments — usually 20 or 25 years’ worth. Project 2025, the conservative blueprint published by the Heritage Foundation, calls for creating one new income-driven repayment plan and eliminating all the others. The policy paper also favors eliminating any loan forgiveness provision in the repayment plan, but this would likely require an act of Congress. Trump has distanced himself from the 900-page playbook, but a CNN review found that at least 140 people who worked in the first Trump administration were involved in it. The Biden administration has canceled a record $175 billion of student loan debt for nearly 5 million people — largely through existing relief programs for public sector workers, disabled borrowers and people who were misled by their college. Under Biden, the Department of Education temporarily expanded eligibility for the Public Service Loan Forgiveness program, recounted past payments to correct administrative errors, cut red tape for disabled borrowers and chipped away at a backlog of relief applications left over from the previous Trump administration. Trump has not suggested that clawing back student loan forgiveness that was already granted is on his to-do list for his second term. It could be difficult both politically and logistically. Efforts to reverse student debt relief would be expected to face legal challenges. “If the new Trump administration attempts to reinstate discharged loans by reversing legal positions, they will be held accountable and spend much of the next four years tied up in court,” said Aaron Ament, president of the nonprofit National Student Legal Defense Network. There are some borrowers who may have been notified by the Department of Education that they have been granted debt relief, but they have yet to see the change made to their account balance. Even in that situation, there is a precedent that the forgiveness would still take effect under a new administration. “We don’t think that can be clawed back under the law. We don’t think it should be clawed back, of course, but we’re ready to defend those discharges,” said Eileen Connor, president and director of the Project on Predatory Student Lending, which represents borrowers defrauded by their colleges. Biden has made other efforts to create new programs to deliver student loan forgiveness, but none of them are currently in effect. His signature student loan forgiveness program, which would have delivered up to $20,000 of relief to millions of borrowers, was struck down by the Supreme Court last year. Since then, his Education Department has been working on implementing more targeted debt-relief programs through the regulatory process. But those proposals have not been finalized, and Trump’s new administration could decide not to move forward with implementing them. One proposal, which would cancel interest for some student loan borrowers, is already facing a Republican-led lawsuit. During Trump’s first term, he made some unsuccessful efforts to make it harder for some people to qualify for student loan forgiveness through two existing programs. His education secretary, Betsy DeVos, and many other Republicans argued against some debt relief because it transfers the cost to taxpayers, many of whom didn’t go to college. Public Service Loan Forgiveness program: PSLF was created during President George W. Bush’s administration in 2007. It cancels remaining student loan debt after a qualifying public sector worker makes 10 years’ worth of payments. During his first term, Trump called for phasing out PSLF. But since the program was created by Congress, it would have to be dissolved by Congress, and that move did not receive support in the past. Trump’s proposal would have eliminated the program for new borrowers only. Borrower defense to repayment : Trump’s first administration made attempts to limit the borrower defense to repayment program, which grants debt relief to people who were misled by their college. DeVos tried to change the rule so that eligible borrowers would receive partial relief instead of canceling the full amount of debt. She made it clear that she thought the rule was “bad policy” that put taxpayers on the hook for the cost of the debt relief without the right safeguards in place and made changes to limit its reach. The proposal was unsuccessful, but the department stopped processing borrower defense claims while fighting challenges in court. As a result, a backlog of more than 200,000 claims piled up. DeVos and the department were later found in contempt of court for continuing to collect on some of those loans while the rule was pending. The Biden administration has worked to chip away at that backlog. Trump has called for closing the Department of Education, which currently administers the $1.6 trillion federal student loan portfolio. First of all, Trump will need Congress to do away with the department, and it’s unclear if he will have the support from enough lawmakers to do so. Trump’s first administration proposed merging the Education and Labor departments, but the idea didn’t go anywhere despite Republicans having control of both the House of Representatives and the Senate at the time. It’s possible that some programs and funding could be retained and shifted to other agencies, which is where they were housed before the department was created in 1979. If that happens, Project 2025 recommends moving the federal student loan portfolio to the Department of Treasury.Why shock PGA winner can kick on from here

Jimmy Carter was a presidential paradox – a son of the Deep South devoted to civil rights, a small businessman wary of his party’s labor union base, a devout Baptist abhorred by the rising religious right, a submarine officer who was reluctant to commit American forces in war and a ferocious campaigner who disdained the compromises of governing. He parked politics at the Oval Office door, believing he would be reelected if he did “the right thing,” freeing him to take on challenges other presidents shirked. Congress enacted 70% of his ambitious agenda , a record surpassed only slightly by the fabled President Lyndon Johnson. Carter, who died Sunday at age 100 at his home in Plains, Georgia, was our most accomplished one-term modern president, whose enduring achievements were eclipsed by inflation, Iran, inexperience and interparty warfare. The energy security America enjoys rests on the foundation of his three comprehensive energy bills , ending price controls on domestic production of oil and natural gas, focusing on conservation, and inaugurating the era of wind and solar energy. Average Americans benefited from the consumer advocates he placed in regulatory agencies, along with legislation that opened up transportation to competition, from trucking to railroads to airlines, making air travel affordable for the middle class and clearing the way for new carriers like Southwest Airlines and JetBlue Airways. He even removed Prohibition-era regulations that had blocked the rise of the local craft beer industry and began telecommunications deregulation that ushered in the cable era. Jimmy Carter's extraordinary life: Imperfect in office to consequential former president Jimmy Carter was a clean energy pioneer Carter was the greatest environmental president since Theodore Roosevelt, doubling the size of the national park system through the Alaska Lands Act. With typical attention to detail, he spread a map of Alaska on the Oval Office rug and on his hands and knees persuaded Alaska’s senior Republican senator to accept setting aside over 157 million acres for protection against development. In ethically challenged Washington, Carter's campaign pledges – “ I will never lie to you ” and seeking a government “ as good " as the American people – were translated into lasting reforms: the 1977 Foreign Corrupt Practices Act , prohibiting companies from paying bribes to foreign officials to get business; the 1978 Inspector General Act , creating independent inspectors general to root out fraud and abuse in federal agencies; and the 1978 Ethics in Government Act , requiring senior officials to disclose their assets, restrict gifts and limit post-employment lobbying, and authorizing the appointment of special prosecutors to investigate wrongdoing – the precursor to special counsel Robert Mueller and his Russia investigation during the Trump presidency. With Walter Mondale, Carter created the modern vice presidency, making his running mate a full partner in government with a West Wing office and access to all classified papers. He appointed more women and minorities to judgeships and senior posts than all the previous 38 presidents together, and he supported affirmative action , angering his conservative Southern base. Carter's domestic Achilles' heel was also his finest hour: tackling a decade of runaway inflation impervious to traditional remedies. Inflation was high during the Richard Nixon and Gerald Ford presidencies and rose further under Carter, with the oil shock and gas lines from the radical Iranian revolution. First lady Rosalynn Carter: From mental health to Camp David to the campaign trail, she made her mark He told us that every measure he tried had failed, and that even if it doomed his reelection he would choose Paul Volcker to chair the Federal Reserve, knowing full well it would mean tight money and sky-high interest rates that his advisers, including me, warned would be political poison. Carter never complained. Volcker’s prescription worked – not in time to earn him a second term, but it laid the foundation for the low inflation we enjoy today, even with the temporary spike from the pandemic recovery. Stronger America at home and abroad In foreign policy, Carter's most lasting success was the greatest feat of personal presidential diplomacy in American history. Deliberately isolated at Camp David for 13 agonizing days in September 1978 with the mutually distrustful Menachem Begin of Israel and Anwar Sadat of Egypt, Carter crafted more than 20 successive draft agreements seeking common ground. With all participants exhausted, Begin was ready to go home. Carter applied a personal touch by inscribing photographs of the three leaders to Begin’s eight grandchildren . The Israeli prime minister’s eyes teared, he relented and the rest is history: For more than four decades, the peace treaty Carter negotiated between Egypt and Israel has been central to Israel’s security and to America’s national interest. A lion at dusk: Jimmy Carter's greatest accomplishments have been in health and welfare Carter made human rights a central tenet and applied those principles to the Latin American dictatorships, creating a new era in hemispheric relations along with the Panama Canal Treaty. With the Soviet Union, he combined soft and hard power: championing human rights for Soviet Jews and others, increasing defense spending, greenlighting military modernization programs (that President Ronald Reagan later built upon) and taking a tough stand on the Soviet invasion of Afghanistan . It was confrontation with the Iranian revolution, a conundrum no president has resolved, that brought down Carter. He supported our ally, the shah of Iran, to the bitter end, and urged the shah's army to stand up to the Islamic regime that followed. Carter was the last holdout, and after he agreed to let the shah enter the United States for cancer treatment, radical students took American diplomats hostage in our Tehran embassy. Carter mistakenly promised their families he would put their safety first, giving the Iranians leverage, and refused to blockade Iran’s oil export ports. He holed himself up in the White House to concentrate on their release, keeping the humiliating story on television for 444 nights . The crowning blow was a bold but unsuccessful rescue mission doomed by too few helicopters, unexpected sandstorms, and the failure of our four military services to coordinate the complex mission. But as commander in chief, he took sole responsibility. David Jones, chairman of the Joint Chiefs of Staff at the time, recounted to me in an interview for my book what Carter had told him: If the mission succeeded, it would be their success; if it failed, it would be on his shoulders. Carter’s enemies dismissed him as ineffectual, and former President Donald Trump called his accomplishments "peanuts," but they were wrong. Jimmy Carter does not deserve a place on Mount Rushmore with our greatest presidents, but he belongs in the foothills with others who strengthened our country and its place in the world. His vice president, Walter Mondale, put it succinctly in words now etched on the Carter Presidential Library : “We told the truth, we obeyed the law, we kept the peace.” Stuart E. Eizenstat was chief White House domestic policy adviser to President Jimmy Carter from 1977 to 1981 and held several senior positions in the Clinton administration from 1993 to 2001, including U.S. ambassador to the European Union, undersecretary of Commerce, undersecretary of State and deputy secretary of the Treasury. He is the author of " President Carter: The White House Years ."More guards, armed drills at Westfield in wake of Bondi stabbing

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Uruguay's voters choose their next president in a close runoff with low stakes but much suspense