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Arizona (7-8) at Los Angeles Rams (9-6) Saturday, 8:15 p.m. EST, NFL Network BetMGM : Rams by 6 1/2. Against the spread: Cardinals 9-6; Rams 8-7. Series record: Rams lead 50-41-2. Last meeting: Cardinals beat Rams 41-10 in Glendale, Ariz. on Sept. 15. Last week: Cardinals lost to Carolina 36-30, OT; Rams beat New York Jets 19-9. Cardinals offense: overall (11), rush (5), pass (20), scoring (14). Cardinals defense: overall (20), rush (22), pass (13), scoring (T-13). Rams offense: overall (15), rush (20), pass (13), scoring (17). Rams defense: overall (24), rush (25), pass (19), scoring (21). Turnover differential: Cardinals minus-4; Rams plus-5. WR Marvin Harrison Jr. has had a relatively productive rookie season with 51 catches for 726 yards and seven touchdowns. But it’s also true that he hasn’t always looked like the true franchise changing force the Cardinals expected when they took him with the No. 4 overall pick. Arizona might be out of the playoff race, but Harrison’s development continues to be a major focus for the team down the stretch. RB Kyren Williams is coming off his best game of the season after rushing for 122 yards and a touchdown on 23 carries to help Los Angeles grind out a win at the Meadowlands. He hardly factored into the first meeting against Arizona, a game the Rams trailed 14-0 halfway into the first quarter and 24-3 at halftime, getting 12 carries and running for 25 yards and a touchdown behind a battered offensive line. Cardinals QB Kyler Murray vs. Rams defensive line. Los Angeles had no answers for Murray in September as he threw for 266 yards and three touchdowns without an interception and added 59 yards rushing. But their defensive front is much more cohesive than it was in the second week of the season, with rookies Jared Verse and Braden Fiske proving to be menaces in the backfield. If Murray feels that pressure and can’t keep his eyes downfield, the Rams will be in much better shape to limit Arizona’s passing game. The Cardinals have been beat up over the past two games. Both of the starting tackles — Paris Johnson Jr. (knee) and Jonah Williams (knee) — are out for the season after they were put on injured reserve this week. Others such as RB James Conner (knee), LB Baron Browning (neck), LB Mack Wilson Sr. (concussion) and DL Darius Robinson (calf) have been limited during practice. ... The Rams are in good shape, a far cry from where they were to start the season. RT Rob Havenstein was the only name on their injury report through Wednesday, when he was limited because of a shoulder injury. Arizona has not swept the season series since 2014 when the Rams were playing in St. Louis. ... The Rams and Cardinals have split the past four meetings. Arizona had dropped 11 of the previous 12 in the series. ... Los Angeles is 3-2 against Arizona since moving into SoFi Stadium in 2020, kickstarting its run to the Super Bowl after the 2021 season with a 34-11 win in an NFC wild-card game. The Cardinals have lost four of their past five games and were eliminated from the playoff race after last week’s 36-30 loss to the Carolina Panthers. The Cardinals have made the playoffs just once over the past nine seasons. That was in 2021 ... Harrison had four catches for 130 yards and two TDs vs. the Rams in Week 2. All of that production came in the span of seven plays in the first quarter. ... The Cardinals are No. 5 in the NFL with 145.8 yards rushing per game. They also rank No. 2 with 5.28 yards per carry. ... Chad Ryland has made 25 field goals since his debut in Week 5, which ranks fourth in the NFL over that span. ... Safety Budda Baker has a career-high 148 tackles this season, which broke his previous high of 147 set in 2019. ... James Conner has 1,500 yards from scrimmage this season, including 1,090 rushing and 410 receiving. ... Trey McBride has caught 91 passes this season, which is a franchise record at tight end for the Cardinals. ... The Rams can clinch a playoff spot with a win and either a Seahawks loss or tie or a series of results elsewhere to secure the strength of victory tiebreaker. ... Rams QB Matthew Stafford threw for 110 yards against the Jets. Los Angeles has won all four games this season where Stafford has finished with fewer than 200 yards through the air. ... WR Puka Nacua had a record-setting rookie season, but Arizona was the one team that kept him in check. Nacua made four catches in each of the two meetings in 2023, finishing with 26 and 27 yards. ... The Rams didn’t have LT Alaric Jackson (suspension), LG Steve Avila (knee) or Nacua (knee) in the Week 2 game against the Cardinals. ... Los Angeles has run for at least 132 yards in four straight games, with Williams accounting for at least 87 yards in each outing that span. Cooper Kupp likely sank many a fantasy title push with his limited production over the past month, and the Rams WR should remain on benches this week for any owners still in the mix. Kupp has topped 44 yards receiving once in his past five games against Arizona. AP NFL:AC Milan, Bologna into Italian Cup QFs with easy winsBad Bunny announces a new album, 'Debí Tirar Más Fotos'
NEW YORK , Dec. 10, 2024 /PRNewswire/ -- Report on how AI is driving market transformation - The global aggregates market size is estimated to grow by USD 51.86 billion from 2024-2028, according to Technavio. The market is estimated to grow at a CAGR of 5.2% during the forecast period. Rising investments in construction sector is driving market growth, with a trend towards increasing preference for pea gravel over crushed stone. However, illegal mining activities poses a challenge. Key market players include Anglo American plc, Boral Ltd., Buzzi SpA, CEMEX SAB de CV, China Resources Holdings Co. Ltd., CRH Plc, EUROCEMENT Group, Fisher Sand and Gravel Co., HeidelbergCement AG, Holcim Ltd., Irving Materials Inc., LSR Group, Martin Marietta Materials Inc., Rogers Group Inc., Sika AG, UEM Group Berhad, Vicat, Vulcan Materials Co., Adbri Ltd., Carmeuse Coordination Center SA and, LafargeHolcim. AI-Powered Market Evolution Insights. Our comprehensive market report ready with the latest trends, growth opportunities, and strategic analysis- View Free Sample Report PDF Key Market Trends Fueling Growth The aggregates market is experiencing significant growth, particularly in emerging economies where infrastructure development is a priority. Cement, concrete manufacturing, and railway ballast are key applications, with demand driven by transport infrastructure projects. The construction sector, including road base & coverings, crushed stone, sand, gravel, concrete blocks, pipes, bricks, and high-rise buildings, also contributes to market growth. Natural sediments like granite and limestone, as well as composite materials, are popular foundation materials for infrastructure projects such as airport runways, highways, railroads, parking lots, and water filtration & purification systems. Infrastructure problems due to urbanization and industrialization necessitate investment in new projects. The application segments of roadway and railway are major consumers, with the Bipartisan Infrastructure Law boosting demand. Major aggregate producers face volatility due to factors like inflation, oil & gas prices, shipping costs, and interest rates. The manufacturing process must prioritize efficiency and productivity to deliver high-quality products. Digital transformation, such as the Hydro-Clean washing unit by Haver & Boecker, streamlines the process and reduces transportation costs. The coronavirus pandemic has disrupted supply chains, causing price fluctuations. Aggregates are essential for infrastructure development, from infrastructure projects to tourism activities. The United Nations and World Bank the importance of sustainable infrastructure development to meet the needs of the growing global population. The global aggregates market is experiencing a trend towards the use of pea gravel over crushed stone for various applications. Pea gravel, also known as pea stones, consists of small, round stones approximately the size of peas. These stones are preferred for above-ground projects due to their smooth finish and various color options, which make them an excellent complement to landscaping. In high-traffic areas, such as playgrounds, patios, and walkways, pea gravel is a popular choice due to its ease of use and durability. Additionally, pea gravel is increasingly used in underground projects, including pipe bedding and drainage, as well as fence post installation aggregate. Its small size and round shape make it an effective and efficient solution for these applications. Insights on how AI is driving innovation, efficiency, and market growth- Request Sample! • The aggregates market is experiencing significant growth due to the increasing demand for infrastructure development in emerging economies. However, challenges persist in the form of transport infrastructure limitations, which impact the cost and efficiency of cement, concrete manufacturing, and the transportation of crushed stone, sand, gravel, and other aggregates. Cement, concrete blocks, pipes, bricks, and high-rise buildings are major applications for aggregates in roadways, railway, and new infrastructure projects. Natural sediments like granite and limestone, as well as composite materials, are essential foundation materials for airport runways, highways, railroads, parking lots, and water filtration and purification systems. Infrastructure problems caused by urbanization and industrialization necessitate the production of high-quality products using digital transformation and advanced manufacturing processes. Major aggregate producers face volatility in prices due to inflation, oil & gas prices, shipping costs, and interest rates. The coronavirus pandemic has added to the challenges, causing disruptions in drilling, blasting, and transportation. The Bipartisan Infrastructure Law aims to address transportation cost issues and improve overall efficiency. The United Nations and the World Bank are also investing in infrastructure development to accommodate the growing global population and its urban and commercial needs. Triple Five Group's American Dream Mall and tourism activities are just a few examples of the infrastructure development that requires aggregates. • The global aggregates market, particularly the sand segment, faces significant challenges from illegal mining activities. This issue is particularly prevalent in countries like India , where natural resources are being excessively exploited. The unregulated nature of the aggregates market contributes to the rise of these illegal activities. In India , sand mining has become a major concern, with it being referred to as a black market due to the large quantities of aggregates extracted annually without proper authorization. The depletion of natural resources and political pressures have led to an increase in the production of manufactured sand (M-sand), which is a more sustainable alternative as it does not require the extraction of natural resources. Insights into how AI is reshaping industries and driving growth- Download a Sample Report This aggregates market report extensively covers market segmentation by 1.1 Concrete 1.2 Road base and coverings 1.3 Others 2.1 Crushed stone 2.2 Sand and gravel 2.3 Others 3.1 APAC 3.2 Europe 3.3 North America 3.4 Middle East and Africa 3.5 South America 1.1 Concrete- The aggregates market encompasses various types of materials used in construction applications, including sand, gravel, granite, and crushed stones. Sand, derived from disintegrated rocks, is a crucial component in construction, providing strength and enhancing the properties of concrete and asphalt. Coarse sand, river sand, manufactured sand, and m-sand are common types. M-sand, obtained from crushed hard granite stones, is increasingly used as a substitute for river sand. Coarse sand is utilized in the production of ready-mix concrete, while river sand is widely employed for concreting and plastering. Crushed stones are essential for constructing railroads, airports, highways, buildings, factories, and water and sewage systems. Gravel aggregates, derived from quarried rock sifting and natural stone crushing, are cost-effective alternatives to granite aggregates. They are used in concretes, foundations, and reinforced concrete products. The demand for these aggregates, particularly in the concrete segment, is expected to drive the growth of the global aggregates market. Download complimentary Sample Report to gain insights into AI's impact on market dynamics, emerging trends, and future opportunities- including forecast (2024-2028) and historic data (2018 - 2022) The aggregates market encompasses a wide range of minerals including crushed stone, sand, gravel, cement, concrete manufacturing materials, and natural sediments. These essential raw materials play a crucial role in the development of transport infrastructure, particularly in emerging economies. Applications span across various sectors such as roadway, railway, new infrastructure projects, and industrial construction. Aggregates are integral to the production of concrete blocks, pipes, bricks, high-rise buildings, and composite materials. They serve as foundation materials for highways, railroads, airport runways, and parking lots. Additionally, they are used in water filtration and purification systems, as well as soil erosion control. Natural sediments like sand, gravel, and crushed stone are extracted through drilling, blasting, or quarrying. Limestone and granite are popular choices for their durability and versatility. Aggregates' economic significance is reflected in their correlation with a country's GDP growth. The market's demand is driven by the increasing need for infrastructure development and urbanization. The aggregates market is experiencing significant growth due to the increasing demand for transport infrastructure development in emerging economies. Cement, concrete manufacturing, railway ballast, road base & coverings, crushed stone, sand, and gravel are among the key raw materials driving this growth. The GDP of these economies is expanding, leading to an increase in infrastructure projects, including high-rise buildings, airports, highways, railroads, and parking lots. Natural sediments such as sand, gravel, and crushed stone are extracted through various methods like drilling, blasting, and quarrying. Composite materials and natural sediments like granite and limestone are also used as foundation materials. Infrastructure problems caused by urbanization and industrialization are driving the need for infrastructure development. The United Nations and World Bank are investing in new infrastructure projects to address these issues. The application segments for aggregates include roadway and railway. The use of aggregates extends beyond infrastructure projects to include applications in composite materials, natural sand, water filtration, and purification. The construction materials industry is also experiencing digital transformation, with companies investing in high-quality products and efficient manufacturing processes. The market is facing challenges such as inflation, volatility in prices, transportation cost, and interest rates. The coronavirus pandemic has also affected the market, leading to supply chain disruptions and increased shipping costs. Despite these challenges, major aggregate producers are adapting to the changing market conditions and exploring new transportation modes like trucks, trains, and ships to meet the growing demand. 1 Executive Summary 2 Market Landscape 3 Market Sizing 4 Historic Market Size 5 Five Forces Analysis 6 Market Segmentation Application Concrete Road Base And Coverings Others Product Crushed Stone Sand And Gravel Others Geography APAC Europe North America Middle East And Africa South America Type. 7 Customer Landscape 8 Geographic Landscape 9 Drivers, Challenges, and Trends 10 Company Landscape 11 Company Analysis 12 Appendix Technavio is a leading global technology research and advisory company. Their research and analysis focuses on emerging market trends and provides actionable insights to help businesses identify market opportunities and develop effective strategies to optimize their market positions. With over 500 specialized analysts, Technavio's report library consists of more than 17,000 reports and counting, covering 800 technologies, spanning across 50 countries. Their client base consists of enterprises of all sizes, including more than 100 Fortune 500 companies. This growing client base relies on Technavio's comprehensive coverage, extensive research, and actionable market insights to identify opportunities in existing and potential markets and assess their competitive positions within changing market scenarios. Technavio Research Jesse Maida Media & Marketing Executive US: +1 844 364 1100 UK: +44 203 893 3200 Email: [email protected] Website: www.technavio.com/ SOURCE TechnavioKelly Loeffler, a former US Senator from Georgia and prominent business executive, has garnered significant attention for her wealth, political career, and involvement in a high-profile insider trading scandal. Here's an in-depth look at her age, net worth, family, and controversies. Born in Bloomington, Illinois, on November 27, 1970, Kelly Loeffler is 54 years old. She graduated with a degree in marketing from the University of Illinois at Urbana-Champaign in 1992 and later earned an MBA from DePaul University. Her early career saw her work with several financial firms, eventually leading to her rise in the corporate world. Loeffler's net worth is estimated to be approximately $1 billion , making her one of the wealthiest individuals in American politics. Her substantial fortune stems from her association with Intercontinental Exchange (ICE), a financial services company founded by her husband, Jeffrey Sprecher. She joined ICE in 2002, rising to become head of marketing and communications. Loeffler received a reported $9 million payout upon leaving the company to join the US Senate, according to reports from Celebrity Net Worth . Loeffler and Sprecher reside in a 15,000-square-foot Atlanta mansion worth $10.5 million, the most expensive residential purchase in the city's history at the time. The couple also owns properties in Florida, Chicago, and Georgia. READ MORE: Quick Facts About Matt Gaetz: Is He A Lawyer, Net Worth, Wife, And Scandal With A Minor Kelly Loeffler married Jeffrey Sprecher in 2004. Sprecher, a businessman and billionaire, is the CEO of ICE, which owns the New York Stock Exchange. The couple has been a powerful force in the financial and political spheres, with Sprecher's role often complementing Loeffler's political ambitions. According to Times Now News , the duo met while Loeffler was working at ICE, and their partnership has been central to their financial and professional success. Loeffler was appointed to the US Senate in December 2019 by Georgia Governor Brian Kemp, following Senator Johnny Isakson's resignation due to health issues. During her tenure, Loeffler positioned herself as a staunch ally of Donald Trump. She faced a challenging election in 2020, losing to Democratic candidate Raphael Warnock in a runoff. Notably, Loeffler pledged loyalty to Trump's efforts to contest the 2020 presidential election results but withdrew her objections following the January 6 Capitol attack, calling the violence "abhorrent," according to CNN . Despite her short tenure in the Senate, she played a prominent role in conservative politics and was considered a loyal supporter of Trump's agenda. Read More: Is Matt Gaetz Still Under Investigation? What To Know About His Sex Trafficking Scandal Loeffler's political career was marred by allegations of insider trading. Reports from Vox revealed that Loeffler and her husband sold approximately $20 million worth of stocks in early 2020 after receiving Senate briefings on the economic impact of COVID-19. These sales reportedly occurred before the stock market experienced significant downturns due to the pandemic. Although Loeffler denied any wrongdoing, the controversy raised questions about her integrity and use of privileged information for personal financial gain. The scandal became a focal point of her reelection campaign, damaging her reputation among voters. In addition to her political and financial pursuits, Loeffler co-owned the WNBA team Atlanta Dream . Her ownership faced backlash in 2020 when she criticised the league's support for the Black Lives Matter movement. Many players called for her removal, leading to public scrutiny over her stance on social justice issues. In November 2024, reports from CNN indicated that President-elect Donald Trump is considering Loeffler for the position of Secretary of Agriculture. Her ties to Trump's campaign and her fundraising efforts have solidified her position as a key ally in his circle. However, as with all Cabinet appointments, nothing is final until formally announced. Kelly Loeffler's journey from a financial executive to a US Senator and a potential Cabinet member illustrates a career marked by ambition, controversy, and influence. While her wealth and business acumen have made her a significant figure in politics, allegations of insider trading and her stance on social justice issues have sparked widespread debate about her legacy.
Motor finance scandal could cost as much as £50bn payment protection insurance debacle By JOHN-PAUL FORD ROJAS Updated: 22:03, 10 December 2024 e-mail View comments The scandal in the motor finance industry could end up costing as much as the £50billion payment protection insurance (PPI) debacle more than a decade ago, the City watchdog has admitted. Stephen Braviner Roman, legal director at the Financial Conduct Authority (FCA), told MPs it would be ‘premature’ to say that the hit to lenders would not reach the same level as PPI. That implies an even bigger potential cost than the highest estimate so far – from credit ratings agency Moody’s, which has suggested the total industry could be on the hook for as much as £30billion. Hundreds of thousands of customers have complained about the way car dealers sold loans to finance the purchase of vehicles. Commission fees: Hundreds of thousands of motorists have complained about the way car dealers sold loans to finance the purchase of vehicles The complaints centre on the practice of dealers receiving a commission from lenders for selling those loans. Earlier this year, the FCA began a probe into customers being overcharged as a result. It centred on the now-banned use of ‘discretionary commission arrangements’ (DCAs), where dealers were rewarded with higher commissions the higher the rates were on the loans. But a Court of Appeal ruling in a separate case in October widened the scope of the scandal, leaving the industry stunned. The court said it was unlawful for dealers to receive a commission from lenders without receiving the informed consent of the customer. Crucially, the ruling covered not just DCAs but also fixed commission payments, dramatically adding to the potential scale of the scandal. RELATED ARTICLES Previous 1 Next Trump unleashes animal spirits to turbocharge US: But UK... Ashtead's wake-up call: Equipment firm's decision to switch... Share this article Share HOW THIS IS MONEY CAN HELP How to choose the best (and cheapest) stocks and shares Isa and the right DIY investing account Lloyds Banking Group is among the lenders facing a potential major bill for compensation and has set aside £450million to cover the cost. Santander UK, meanwhile, has set aside £295million. Two smaller lenders, Close Brothers and Investec, have also revealed that they continued to face uncertainty over the impact of the scandal. Earlier this year, before the ruling, FCA boss Nikhil Rathi sought to play down comparisons with PPI. But yesterday, Braviner Roman told MPs on the Treasury select committee: ‘The scale of the problem that we were anticipating and we were investigating has undoubtedly expanded with the Court of Appeal decision.’ That decision is subject to a possible appeal to the Supreme Court so may not be the ‘final word’, he said. He added: ‘We’ve previously said that looking at DCAs alone, we do not think it’s the scale of PPI. ‘But that was when we were looking at DCAs alone, so it would be premature to say it’s definitely not the scale of PPI now.’ DIY INVESTING PLATFORMS AJ Bell AJ Bell Easy investing and ready-made portfolios Learn More Learn More Hargreaves Lansdown Hargreaves Lansdown Free fund dealing and investment ideas Learn More Learn More interactive investor interactive investor Flat-fee investing from £4.99 per month Learn More Learn More Saxo Saxo Get £200 back in trading fees Learn More Learn More Trading 212 Trading 212 Free dealing and no account fee Learn More Learn More Affiliate links: If you take out a product This is Money may earn a commission. These deals are chosen by our editorial team, as we think they are worth highlighting. This does not affect our editorial independence. Compare the best investing account for you Share or comment on this article: Motor finance scandal could cost as much as £50bn payment protection insurance debacle e-mail Add comment Some links in this article may be affiliate links. If you click on them we may earn a small commission. That helps us fund This Is Money, and keep it free to use. We do not write articles to promote products. We do not allow any commercial relationship to affect our editorial independence. More top storiesNuScale Power Corporation Announces Completion of Redemption of Warrantsgettyimagesbank An increasing number of retail investors are turning to gold, prompted by intensifying political uncertainties brought on and amplified by last week's martial law fiasco, data showed Monday. Further fueling investor demand for the safe-haven and inflation-hedge asset are the U.S. Federal Reserve's easing policies and global geopolitical uncertainties. Demand for gold tracked up after the Fed’s half-a-percentage-point rate cut in September, fanned by investor concerns over a potential higher inflation and a subsequent increase in holdings of the inflation-hedge asset. Many say the trend will continue, given greater trade and tariff tensions under the second Trump administration and the Fed's further easing in the months to come. According to the Korea Exchange (KRX), the combined increase in net gold holdings of retail investors reached 191.2 kilograms during the spot trading from Wednesday to Friday. They sold a combined total of 110.8 kilograms, about a third of 302 kilograms purchased. The net purchase in September was limited to around 209.1 kilograms, but it reached 1,213.4 kilograms in October, a six-fold increase. In November, the amount dropped to 592.9 kilograms. However, this month saw the net purchase register 343.3 kilograms in just five sessions. The domestic demand for gold bucks the global trend, as evidenced by the international spot gold price dipping to $2,640.55 (3.79 million won) per ounce on Friday (local time), down 0.9 percent from $2,663.59 per ounce end-November. Macquarie said in a Friday report that “there is still room for gold prices to rise further next year and they may hit record highs,” as the Fed cuts interest rates and the central bank increases gold reserves. Gold may be in trouble in the first quarter of 2025 due to a stronger dollar, the report said, but it will expand its gains after that. Macquarie analyst Marcus Garvey said if Chinese demand picks up or if President-elect Donald Trump's policies worsen the U.S.' fiscal outlook, the price of gold could “quickly challenge” $3,000 per ounce. The global investment banking and financial services provider said the average price of gold in the first quarter of 2025 will reach $2,650 per ounce, 1.9 percent higher than previously predicted. From April to June, it added, the average price of gold will reach $2,800, 12 percent higher than the previous estimate. After that, gold may lose some of its appeal, it said. The combined sales of gold mediated by three local commercial lenders – KB Kookmin, Shinhan and Woori – came to 6,256 kilograms. The figure is slightly up from 6,249 kilograms as of end-November, but a decrease from 6,285 kilograms at end-October. The number of “gold accounts” sold by the three exceeded 2.7 million, and their balance total came to 750.2 billion won. To remove this article -
LSU outlasts UCF 109-102 in triple-OT affair49ers claim ex-Jets 22-year-old due to Christian McCaffrey injury concern | Sporting NewsWomen entrepreneurs are essential for the Canadian economy, a fact recognized by the government’s Women Entrepreneurship Strategy . This strategy was launched in 2018 and has seen nearly $7 billion be put toward supporting women-owned businesses in Canada. Although women in Canada engage in entrepreneurship more than in other comparable countries, there is still a significant gender gap . Only 15 per cent of women are engaged in startups and seven per cent are owner-managers of established businesses, compared to 24 per cent and nine per cent of men, respectively. If women participated in entrepreneurship as much as men, global GDP would rise by an estimated three to six per cent, adding $2.5 to $5 trillion to the global economy . This is not just about economic growth, but is a broader ethical and societal issue. By limiting women’s entrepreneurial participation, we are also limiting women’s opportunities for employment, empowerment and the promotion of gender equality more broadly. To make entrepreneurship more gender-inclusive, it’s important to confront the underlying biases that create barriers for women. As experts and researchers in entrepreneurship, we’ve identified five common misconceptions about women and entrepreneurship that need to be challenged. The first misconception is that women are not motivated to become entrepreneurs. This misconception partly arises from the gendered language that is often used to describe entrepreneurship. Entrepreneurial language tends to be masculine, using terms like “risk-takers,” “achievement-oriented” and “confident,” which are all characteristics more commonly associated with men . This perceived mismatch may contribute to the belief that women are less motivated to pursue entrepreneurship. While women are less likely than men to start a business, in reality, there is strong entrepreneurial motivation among women. Women make up 37 per cent of self-employment statistics in Canada. The second misconception is that women are not successful entrepreneurs. This has to do with traditional measures of success, which focus on business size, profitability and growth rate. Relative to men, women are more likely to run smaller businesses with lower profitability and growth , but this does not necessarily mean they underperform. First, small businesses — regardless of the owner’s gender — have limited profitability and growth in general. Second, women are more likely to be part-time entrepreneurs because they often have to balance business ownership with family and household responsibilities. And third, women are over-represented in lower-growth and lower-wage industries like retail and food services . These factors explain the lower performance levels for women entrepreneurs, which are influenced by socially constructed and historical factors, not an inability to be successful. The third misconception is that women entrepreneurs are not capable of securing business funding. While women entrepreneurs are less likely to receive financial backing , this is not because of lack of capabilities. Instead, women are less likely to ask for financial funding, either because they don’t require it or because they’re discouraged from applying due to fear of rejection. When women do seek financial backing, they’re usually asked different questions than men are , which affects their outcomes. Finance providers tend to ask women questions that focus on potential failures, while they ask men about potential success. Since the framing of questions influences their responses, women’s answers — which are often focused on preventing failure — instil less confidence and lead to less funding. The fourth misconception is that women are risk averse, preventing them from becoming entrepreneurs. There is some research that points to this misconception being true; one study , for instance, found that women exhibit higher levels of risk aversion when making financial decisions compared to men. However, most women are not inherently risk-averse. This perception is likely a result of how women are socialized according to cultural norms and expectations. Women are often expected to be more communal and caring , while men are expected to be more competitive and risk-taking. The way we define and understand “risk” may also contribute to this misconception. Success stories about entrepreneurs often focus on financial risk — something more commonly associated with men. Less attention is given to the risks women are more likely to take, such as standing up for their beliefs or choosing the ethical route when faced with a dilemma, even if it might result in lower financial success. The fifth misconception is that women fail to build the right networks as entrepreneurs. Research shows women tend to develop more formal mentoring and networking relationships , such as through professional associations, while men typically have a mix of both formal and informal connections. Formal mentoring often offers fewer career development benefits compared to informal connections. Women are less likely to engage in informal mentoring, not because they lack interest or ability, but because there are fewer women entrepreneurs to connect with. Despite this, women are actually more active than men in supporting others’ careers, both men and women. These misconceptions about women entrepreneurs are rooted in the historically masculine nature of entrepreneurship and can be barriers to women becoming successful entrepreneurs. By challenging these stereotypes and promoting gender inclusivity in entrepreneurship, we can help remove obstacles and create a more supportive environment for women entrepreneurs. Ingrid Chadwick received funding from the Fonds Québécois de la Recherche sur la Société et la Culture (FRQ-SC) for this project. Alexandra Dawson does not work for, consult, own shares in or receive funding from any company or organization that would benefit from this article, and has disclosed no relevant affiliations beyond their academic appointment.MichaelWarrenPix Introduction This article highlights the strong inflows to out-of-favor regional banks that could have record gains well into next year. Many of these sample regional bank stocks are deeply oversold with excellent valuations that could recover extremely well in: 1) a lower rate If you are looking for an incredible community to apply proven financial models ranging from Dividends, to Breakout picks, to ETFs, and Long-Term Value consistently beating the markets with double-digit returns, then join our outstanding members at Value & Momentum Breakouts Subscribe now and learn why members are hooked on the Momentum Gauge® signals! You can find any type of portfolio to fit your style with proven results. Be sure to see why we have so many positive member reviews! Now into our 8th year, we have outperformed the S&P 500 every single year! See what members are saying now - Click HERE JD Henning is a Finance PhD, MBA, investment adviser, fraud examiner and certified anti-money laundering specialist with more than 30 years trading and investing stocks and other securities. JD runs Value & Momentum Breakouts where he identifies identify breakout signals and breakdown warnings using technical and fundamental analysis. Learn more Analyst’s Disclosure: I/we have no stock, option or similar derivative position in any of the companies mentioned, and no plans to initiate any such positions within the next 72 hours. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it (other than from Seeking Alpha). I have no business relationship with any company whose stock is mentioned in this article. Seeking Alpha's Disclosure: Past performance is no guarantee of future results. No recommendation or advice is being given as to whether any investment is suitable for a particular investor. Any views or opinions expressed above may not reflect those of Seeking Alpha as a whole. Seeking Alpha is not a licensed securities dealer, broker or US investment adviser or investment bank. 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ORONO, Maine (AP) — Christopher Mantis helped lead Maine past Holy Cross on Sunday with 17 points off of the bench in an 80-55 win. Mantis had five rebounds for the Black Bears (3-3). Quion Burns scored 16 points and added eight rebounds. AJ Lopez went 6 of 13 from the field (2 for 6 from 3-point range) to finish with 14 points. The Crusaders (4-3) were led in scoring by DeAndre Williams, who finished with 12 points. Joe Nugent added 11 points for Holy Cross. Caleb Kenney had 10 points. Maine took the lead with 11:42 left in the first half and did not relinquish it. The score was 35-26 at halftime, with Burns racking up nine points. Maine pulled away with a 19-3 run in the second half to extend a seven-point lead to 23 points. They outscored Holy Cross by 16 points in the final half, as Lopez led the way with a team-high 12 second-half points. NEXT UP Both teams play on Friday. Maine squares off against Elon and Holy Cross travels to play Virginia. The Associated Press created this story using technology provided by Data Skrive and data from Sportradar .
Prime Minister Shehbaz Sharif has appointed Irfan Siddiqui, the Pakistan Muslim League-Nawaz (PML-N) parliamentary leader in the Senate, as the spokesperson for the government’s negotiation committee ISLAMABAD, (UrduPoint / Pakistan Point News - 26th Dec, 2024) has appointed , the League-Nawaz ( ) parliamentary leader in the , as the spokesperson for the ’s negotiation committee. The committee is tasked with leading crucial talks with Tehreek-e-Insaf ( ) to address political and national issues. Siddiqui, an integral part of the negotiation committee, also serves as the chairman of the Standing Committee on Foreign Affairs.