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is super ace legit David Holtzman, a former military intelligence professional and current chief strategy officer at the decentralized security protocol Naoris, has warned of the inherent vulnerabilities of centralized data systems. Speaking with Cointelegraph, Holtzman expressed concerns that centralized structures are prone to exploitation by state and corporate powers due to their single point of failure. He highlighted the increasing risks posed by advancements in artificial intelligence and quantum computing, which could see centralized systems as lucrative targets. Holtzman advocated for decentralized systems where AI is mediated through blockchain technology, thereby introducing a human check, and for the development of quantum-resistant algorithms to safeguard private data. He emphasized the need for a shift in the concentration of power, which he believes has disproportionately accumulated with institutions over the past decades. “Corporations today wield an unprecedented amount of influence in most Western countries, a stark contrast to their role in the mid-20th century,” he noted. As quantum computing threatens existing encryption protocols critical to sectors like finance, healthcare, and military intelligence, the push for decentralized data management grows increasingly urgent. Privacy-focused blockchain platforms and organizations are proactively developing measures to adapt to a future where advanced AI and quantum computers exist. Avidan Abitbol, project director for the Data Ownership Protocol, stated that Web3’s success hinges on providing privacy options via zero-knowledge proofs. These offer selective data disclosure, protecting user information from being exposed on public blockchains. Executives from decentralized AI developer Onicai voiced concerns over big tech companies’ AI products, advocating for open-source, user-focused AI solutions as a means of safeguarding self-sovereignty. Meanwhile, Evin McMullen, co-founder of Privado ID, stressed the risks of biometric data exposure through centralized third-party providers. McMullen proposed that individuals retain control over their biometric information by employing selective disclosure methods, ensuring sensitive data is shared only on a need-to-know basis.

Michael Croley | (TNS) Bloomberg News In the old days of 2016, when golfers visited the Dormie Club in West End, North Carolina — 15 minutes from the hotbed of American golf, Pinehurst — they were greeted by a small, single-wide trailer and a rugged pine straw parking lot. Related Articles A preview of some stunning hotels and resorts opening in 2025 Travel scams that can hurt your credit or finances Travel: Paddle the Loxahatchee River, one of two National Wild and Scenic Rivers in Florida 7 family-friendly ski resorts in the US that won’t break the bank It’s beginning to look like another record for holiday travel That trailer is now long gone. A gate has been installed at the club’s entrance and a long driveway leads to a grand turnaround that sweeps you past a new modern clubhouse that’s all right angles, with floor-to-ceiling glass. Seconds after you exit your car, valets are zipping up in golf carts, taking your name, then your bags, handing you keys to your own golf cart, and then zipping off to drop your luggage in the four-bedroom cottage where you’ll stay. A short walk past an expansive putting green you’ll find the pro shop — and then you’ll see the club’s most elegant feature: its golf course. The changes have all come about because Dormie Club was acquired in 2017 by the Dormie Network, a national group that owns seven private golf facilities from Nebraska to New Jersey. (“Dormie” is a word for being ahead in golf — the names were coincidences.) A key to the network’s success has been its ability to find clubs ripe for acquisition, with outstanding golf courses and existing on-site lodging or the room to build it, says Zach Peed, president of the company and its driving force. After investing in Arbor Links Golf Club in Nebraska City, Nebraska, in late 2015, Peed believed he saw an opening in the golf market: a new model of hospitality for traveling professionals who wanted a pure golf experience that eschewed the pools and pickleball courts of their home clubs. His clubs would become dream golf-only getaways for avid players and their pals. “Dormie Network’s concept was sparked by having played competitive golf in college, combined with an element of experiencing and understanding hospitality,” says Peed. “It made sense to blend the two to create golf trips that had more value than just playing golf. We want genuine hospitality to help create unforgettable memories and new friendships.” Part of that formula has been in the lodging strategy; in North Carolina, 15 four-bedroom cottages now are a short golf cart ride from the main clubhouse. In each, golfers all have their own king-size bed and en suite bathroom. A large common room is dominated by a flatscreen television along with a well-stocked bar and snacks. That ability to be both social, or tucked away in your room, extends to the expansive new clubhouse, where a high-ceilinged bar area with blond wood creates an inviting space for dining and drinking, and several hideaway rooms allow for more private diners with just your group. So far, their commitment to hospitality has been helping them expand in both membership and club usage in the increasingly competitive market for traveling golfers. Major players such as Bandon Dunes, Pinehurst Resort, and the Cabot Collection have created — or renovated — a new paradigm where golfers get dining and lodging that’s as showcase-worthy as the courses they play. Comfortable sheets and options beyond pub food aren’t luxuries anymore, but staples for many group trips. Dormie has answered that call by focusing on both the big details and the small ones, like having the dew wiped off each golf cart at dawn outside guest cottages before the day begins or having a tray of cocktails delivered to golfers as their final putt falls on the 18th green. These touches may seem over-the-top, but they stand out in a world where golf travel is increasingly popular — and expensive — after the pandemic lockdowns. Since 2020 there has been an explosion in participation in the sport, with new golfers picking up the game and avid golfers playing more: According to the National Golf Foundation, a record 531 million rounds were played in 2023, surpassing the high of 529 million set in 2021. Supreme Golf, a public golf booking website, reports in its latest analysis that the average cost of a tee time has increased to $49 in 2024 from $38 in 2019, a 30% increase. Those cost increases are also on par (pun intended) with the costs of private clubs and initiation fees during that same period, where membership rosters that were dwindling pre-COVID now have waitlists 50 to 60 people deep, according to Jason Becker, co-founder and chief executive officer of Golf Life Navigators, which matches homebuyers with golf course communities. “There’s been an absolute run on private golf. If we use southwest Florida as an example, where there are 158 golf communities, this time last November, only five had memberships available,” he said. That inability to find a club close to home has pushed avid golfers to look farther afield, choosing national memberships at clubs that require traveling, usually via plane, to play. Dormie has capitalized on this growing segment, offering two types of memberships: First, a national membership, where members pay an initiation fee and monthly dues just as they would at a local club, but instead of one club they have access to seven. The second option is a signature membership for companies, “which allows businesses to use our properties for entertainment needs and requires a multiyear commitment,” Peed says. The network also offers a limited number of regional memberships for those living within a certain distance of one of its clubs. Dormie Network declined to provide the cost of memberships or monthly dues and wouldn’t give membership numbers, but the clubs are structured to lodge roughly 60 golfers, max, on-site at any given property at any time. The total number of beds across the network’s portfolio of properties has increased from 84 in 2019 to 432 today. It saw a jump from 10,000 room nights in 2019 to 48,000 in 2023. This September, Dormie opened GrayBull in Maxwell, in Nebraska’s, Sandhills region. Dormie Network tabbed David McLay Kidd to build the course, who also built the original course at Oregon’s famed Bandon Dunes. Kidd says of the property GrayBull sits on, “It’s like the Goldilocks thing: not too flat, not too steep. It’s kind of in a bowl that looks inwards, and there are no bad views.” That kind of remote destination, where the long-range views are only Mother Nature or other golf holes, is what drives many traveling golfers these days. Peed says his team leaned on years of knowledge from Dormie’s acquisitions as they built GrayBull, which started construction in 2022. “We had an understanding of how our members and guests use the clubs that allowed us to take a blank canvas in the Sandhills of Nebraska and combine all of the greatest aspects of each Dormie property into one.” ©2024 Bloomberg L.P. Visit bloomberg.com. Distributed by Tribune Content Agency, LLC.AP Trending SummaryBrief at 9:18 p.m. EST

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NoneNEW YORK (AP) — Technology stocks pulled Wall Street to another record amid a mixed Monday of trading. The S&P 500 rose 0.2% from its all-time high set on Friday to post a record for the 54th time this year. The Dow Jones Industrial Average fell 128 points, or 0.3%, while the Nasdaq composite gained 1%. Super Micro Computer, a stock that’s been on an AI-driven roller coaster, soared 28.7% to lead the market. Following allegations of misconduct and the resignation of its public auditor , the maker of servers used in artificial-intelligence technology said an investigation found no evidence of misconduct by its management or by the company’s board. It also said that it doesn’t expect to restate its past financials and that it will find a new chief financial officer, appoint a general counsel and make other moves to strengthen its governance. Big Tech stocks also helped prop up the market. Gains of 1.8% for Microsoft and 3.2% for Meta Platforms were the two strongest forces pushing upward on the S&P 500. Intel was another propellant during the morning, but it lost an early gain to fall 0.5% after the chip company said CEO Pat Gelsinger has retired and stepped down from the board. Intel is looking for Gelsinger’s replacement, and its chair said it’s “committed to restoring investor confidence.” Intel recently lost its spot in the Dow Jones Industrial Average to Nvidia, which has skyrocketed in Wall Street’s frenzy around AI. Stellantis, meanwhile, skidded following the announcement of its CEO’s departure . Carlos Tavares steps down after nearly four years in the top spot of the automaker, which owns car brands like Jeep, Citroën and Ram, amid an ongoing struggle with slumping sales and an inventory backlog at dealerships. The world’s fourth-largest automaker’s stock fell 6.3% in Milan. The majority of stocks in the S&P 500 likewise fell, including California utility PG&E. It dropped 5% after saying it would sell $2.4 billion of stock and preferred shares to raise cash. Retailers were mixed amid what’s expected to be the best Cyber Monday on record and coming off Black Friday . Target, which recently gave a forecast for the holiday season that left investors discouraged , fell 1.2%. Walmart , which gave a more optimistic forecast, rose 0.2%. Amazon, which looks to benefit from online sales from Cyber Monday, climbed 1.4%. All told, the S&P 500 added 14.77 points to 6,047.15. The Dow fell 128.65 to 44,782.00, and the Nasdaq composite climbed 185.78 to 19,403.95. The stock market largely took Donald Trump’s latest threat on tariffs in stride. The president-elect on Saturday threatened 100% tariffs against a group of developing economies if they act to undermine the U.S. dollar. Trump said he wants the group, headlined by Brazil, Russia, India and China, to promise it won’t create a new currency or otherwise try to undercut the U.S. dollar. The dollar has long been the currency of choice for global trade. Speculation has also been around a long time that other currencies could knock it off its mantle, but no contender has come close. The U.S. dollar’s value rose Monday against several other currencies, but one of its strongest moves likely had less to do with the tariff threats. The euro fell amid a political battle in Paris over the French government’s budget . The euro sank 0.7% against the U.S. dollar and broke below $1.05. In the bond market, Treasury yields gave up early gains to hold relatively steady. The yield on the 10-year Treasury climbed above 4.23% during the morning before falling back to 4.19%. That was just above its level of 4.18% late Friday. A report in the morning showed the U.S. manufacturing sector contracted again last month, but not by as much as economists expected. This upcoming week will bring several big updates on the job market, including the October job openings report, weekly unemployment benefits data and the all-important November jobs report. They could steer the next moves for Federal Reserve, which recently began pulling interest rates lower to give support to the economy. Economists expect Friday’s headliner report to show U.S. employers accelerated their hiring in November, coming off October’s lackluster growth that was hampered by damaging hurricanes and strikes. “We now find ourselves in the middle of this Goldilocks zone, where economic health supports earnings growth while remaining weak enough to justify potential Fed rate cuts,” according to Mark Hackett, chief of investment research at Nationwide. In financial markets abroad, Chinese stocks led gains worldwide as monthly surveys showed improving conditions for manufacturing, partly driven by a surge in orders ahead of Trump’s inauguration next month. Both official and private sector surveys of factory managers showed strong new orders and export orders, possibly partly linked to efforts by importers in the U.S. to beat potential tariff hikes by Trump once he takes office. Indexes rose 0.7% in Hong Kong and 1.1% in Shanghai. AP Business Writers Matt Ott and Elaine Kurtenbach contributed.

Anne-Mette Elkjær Andersen Joins Tannenbaum Helpern as Partner in the Firm's Corporate Practice GroupTamworth fans were unsurprisingly delighted when their club were drawn against Tottenham in the FA Cup. The National League side, who are the lowest-ranked team left in the competition, will host the Premier League giants next month. First and second round wins over Huddersfield Town and Burton Albion respectively have rewarded them with a standout tie. Tamworth could generate a huge amount of income if the match at The Lamb Ground is selected for television broadcast. As the club awaited a dream FA Cup draw, one that became a reality, they decided to set up a camera and film their fans' live reaction. When their ball number 53 was read out by Mark Hughes there were huge cheers upon the realisation that Tamworth would be at home. The anticipation built as they awaited the name of their visitors, with Dion Dublin then revealing that it will be Spurs . Tamworth fans' celebrations then turned up a notch once it was confirmed that they will in fact welcome Premier League opposition. Supporters of all ages jumped, cheered and clapped before many started to chant: "Tottenham get battered, everywhere they go!" Monday night's draw was conducted at Old Trafford, the home of the reigning FA Cup champions Manchester United. Tamworth boss Andy Peaks, who spoke to talkSPORT beforehand , was in attendance and offered a hilarious reaction once he saw who his side will come up against. Peaks smirked when the Lambs were drawn first, although could only help but laugh and wince when Spurs were the next team to be read out. After the draw, talkSPORT spoke to Tamworth assistant manager Neil Champelovier for his reaction to their monumental tie. "Absolutely unbelievable," Champelovier, whose works as a PE teacher, told Kick Off. "I was just literally on social media just before you gave us the call, and the scenes in the clubhouse, it's only small but the scenes in there were absolutely unbelievable. "To get a home draw against one of the big six, we said we'd want one of the big six, whether it's an away day for the experience or to get them back to The Lamb for the fans and for the town itself. "That's what we wanted and that's what we've been given, you couldn't have asked for much of a bigger game." Champelovier was then asked what Spurs players, who are used to a state-of-the-art Tottenham Hotspur Stadium, can expect to see at Tamworth's home stadium The Lamb Ground. "Well, firstly they can expected a portacabin for a changing room, with no heating in there either. "Artificial pitch, a little bit of a slope, so the kind of things that we try to use to our advantage at times, especially in the league when we get the big teams coming to The Lamb. "It's not particularly a nice place to come for away fans so yeah, it's not going to be a nice place." Tamworth will play Spurs between January 9 and 13 and hope to pull off one of the biggest upsets in FA Cup history.

The decision by Tesco, Musgrave and the BWG Group came after a woman who said Mr McGregor raped her won a civil claim for damages against him. Nikita Hand, who accused the sportsman of raping her in a Dublin hotel in December 2018, won her claim against him for damages in a case at the High Court in the Irish capital. In a statement, a spokesman for Musgrave said: “Musgrave can confirm these products are no longer available to our store network.” The network includes SuperValu, Centra, Daybreak and Mace. A Tesco spokesperson said: “We can confirm that we are removing Proper No Twelve Whiskey from sale in Tesco stores and online.” A spokesperson for BWG Group said: “The products are no longer listed for distribution across our network of Spar, Eurospar, Mace, Londis and XL stores, including Appleby Westward which operates over 300 Spar stores in the south west of England.” It is understood that other retail outlets including Costcutter and Carry Out will also stop stocking products linked to Mr McGregor. He and some of his business partners sold their majority stake in the Proper Number Twelve Irish whiskey brand. He was reported to have been paid more than £103 million from the sale to Proximo Spirits in 2021. On Monday, a popular video game developer decided to pull content featuring the MMA fighter. The Irish athlete has featured in multiple video games, including voice-acting a character bearing his likeness in additional downloadable content in the Hitman series. Mr McGregor’s character featured as a target for the player-controlled assassin in the game. IO Interactive, the Danish developer and publisher of Hitman, said in a statement: “In light of the recent court ruling regarding Conor McGregor, IO Interactive has made the decision to cease its collaboration with the athlete, effective immediately. “We take this matter very seriously and cannot ignore its implications. “Consequently, we will begin removing all content featuring Mr McGregor from our storefronts starting today.” Last Friday, the High Court jury awarded damages amounting to 248,603.60 euros (around £206,000) to Ms Hand. Mr McGregor made no comment as he left court but later posted on social media that he intended to appeal against the decision.California Businesses, Households on the Hook for State's Default on COVID Loan

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Lisa Carter, from Wallingford, completes an annual Christmas run to deliver gifts to rescued animals at Stokenchurch Dog Rescue and Oxfordshire Animal Sanctuary. The gifts are collected by Ms Carter or dropped off at Blakes Pet Shop from people around Wallingford and further afield in Oxfordshire to be given to the lucky pets on Christmas morning. Ms Carter said: "My aim as always is to make sure no animal goes without, I do the run every year to collect food, beds and presents for the animals. "I can't thank every one enough for helping to make this happen again." Stephen Rockell, manager at Stokenchurch Dog Rescue, said: "It's fantastic to get such kind donations from Lisa and everyone else who donates. "We use a lot of it to put into Christmas stockings for each dog, which we'll be giving them on Christmas Day with some toys and treats." He added: "A lot of the donations will last us until March or April next year, so we're talking a quarter of a year's worth of supplies donated in the two weeks up to Christmas. "It makes a huge difference to us as an independent charity, as we solely run off fundraising and donations. So it's fantastic." This year, the animal rescue run had enough donations to fill four cars with presents for the animals. Sign up for a digital subscription now: As a digital subscriber you will get: Unlimited access to the Oxford Mail website Advert-light access Reader rewards Full access to our app3 Unstoppable Vanguard ETFs to Buy Even if There's a Stock Market Sell-Off in 2025