Investing in growth stocks can be a great strategy for building up your portfolio. But picking the best ones to buy is not necessarily easy. It wasn't all that long ago that metaverse stocks were all the hype on Wall Street. Nowadays, it's artificial intelligence stocks that people are rushing out to buy. There are also GLP-1 weight loss stocks, which have enormous potential in the long run. It's easy to get overwhelmed trying to pick the right growth stocks and the right mix of them for your portfolio. Exchange-traded funds (ETFs) , however, essentially take care of that for you -- buying a share of one means you're investing in all the stocks the fund owns. It's just a matter of picking the fund that's most suitable for your investment goals and strategy. If you're buying and holding for the long term with the ultimate goal of retiring with $1 million, a good option to consider is the Vanguard S&P 500 Growth Index Fund ETF Shares ( VOOG -0.07% ) . This ETF tracks growth companies in the S&P 500 What's attractive about the fund is that it focuses on growth stocks within the S&P 500 . That means you're getting exposure to blue chip stocks that have the potential to achieve significant long-term growth. Apple , Nvidia , and Microsoft are the top three stocks in the fund and account for a little over 35% of its overall weight. Top weight loss and GLP-1 drugmaker Eli Lilly is also among the fund's top 10 holdings. But the fund is tech-heavy, with that sector making up roughly half of its overall portfolio. The fund has a low expense ratio of 0.1%, making it an attractive option for long-term investors, as fees won't take a big chunk out of your overall returns. Over the past 10 years, the ETF has outperformed the S&P 500, with total returns (which include dividends) of around 300%, which averages out to a compounded annual growth rate of 14.9%. ^SPX data by YCharts. How much would you need to invest to get to $1 million with the ETF? While this fund has generated impressive annual returns of around 15% per year on average for the past decade, it may be a bit optimistic to expect these high returns to continue for the years ahead. Given the market's strong returns over the past few years, it may be a good idea to be conservative and project out a much lower rate of return in the long run. Assuming just an 8% growth rate for the long term, here's how much investments ranging from $25,000 to $75,000 could be worth in the future. Investment 30 Years 35 Years $25,000 $251,566 $369,634 $30,000 $301,880 $443,560 $35,000 $352,193 $517,487 $40,000 $402,506 $591,414 $45,000 $452,820 $665,340 $50,000 $503,133 $739,267 $55,000 $553,446 $813,194 $60,000 $603,759 $887,121 $65,000 $654,073 $961,047 $70,000 $704,386 $1,034,974 $75,000 $754,699 $1,108,901 Calculations by author. Given the expected returns, you would need to invest at least $70,000 today and hang on for a period of 35 years to expect it to grow to $1 million. But these are also conservative estimates. The good news is that if the ETF performs better, even slightly, it can make a big difference. At a 9% annual return, for instance, a $50,000 investment would be sufficient to grow to $1 million over 35 years. Returns may vary, but the strategy remains the same There's no crystal ball that can definitively tell you what kind of return you will end up generating over such a long timeframe, whether you're investing in the Vanguard fund or the S&P 500. But one thing is definitely clear: Buying and holding, and putting your money into a growth-oriented fund, can significantly grow your portfolio's balance in the long run. If you can afford to do so, it can be a no-brainer decision.
C.J. Stroud threw two interceptions, the defense gave up multiple big passing plays and Ka′imi Fairbairn missed a 28-yard field goal that would have tied it late in a 32-27 loss . “Just a disappointing loss for us,” coach DeMeco Ryans said. “We didn’t do anything well enough to win this game. Out of all the positives that we did have, there were way too many negatives, too many negative plays.” Jimmie Ward had a 65-yard interception return for a touchdown in the third quarter and the Texans tied a franchise record with eight sacks. Danielle Hunter led the group with a season-high three sacks and Will Anderson Jr. added two in his return after missing two games with an ankle injury. But the offense sputtered for most of the game as Joe Mixon was held to 22 yards on 14 carries. But Ryans refused to blame the offense for the loss. “Our offense did plenty," Ryans said. "They gave us enough points. On defense, we have to be able to stop them.” Chig Okonkwo grabbed a short pass and rumbled 70 yards for a touchdown to put the Titans (3-8) up 30-27 with 91⁄2 minutes remaining. Safety Eric Murray missed a tackle that would have stopped him near midfield. It was the last of three big passing plays the Titans had Sunday. Nick Westbrook-Ikhine got in front of the defense and was wide open for a 38-yard TD catch that made it 10-7 late in the first quarter. Calvin Ridley had a 63-yard reception that set up their next touchdown in the second. “It was just way too many negative plays,” Ryans said. “Defensively, unexplainable explosives for touchdowns. We didn’t play good across the board and that starts with me.” Despite this, the Texans (7-5) had a chance to tie it with less than two minutes remaining, but Fairbairn’s short field-goal attempt sailed wide left. He fell to the ground after the miss before getting up and slamming his helmet on the field. “The most frustrating part about it is out of all the bad things that happened, we still had a chance to finish the game,” Ryans said. “Everything that could go wrong, it went wrong. We still had a chance there to tie it up and finish the game, and we didn’t.” The Texans forced a three-and-out, but couldn’t move the ball after that and Harold Landry sacked Stroud in the end zone for a safety to make it 32-27 and allow Tennessee to snap a two-game skid. Stroud threw for 247 yards and two touchdowns, but his two interceptions Sunday give him five combined in the past three games. He now has more interceptions in 12 games this season (nine) than he had in 15 games as a rookie last season (five). “It’s no secret that I haven’t been playing well ... I’ve got to be harder on myself,” he said. “I’m not going to hold my head down. I know I can be a great player, but I’ve got to make better plays.” AP NFL: https://apnews.com/hub/nflActor Naga Chaitanya and actress Sobhita Dhulipala to tie knot December 4. The intimate yet culturally rich ceremony will be held at Annapurna Studios in Hyderabad, a venue deeply significant to Naga Chaitanya. 8 Hour Traditional Wedding According to sources close to the couple, the wedding will follow traditional Telugu Brahmin rituals, lasting over eight hours . “Sobhita and Naga Chaitanya wanted an authentic celebration, reflecting their Telugu roots. Every detail has been planned meticulously to make it a meaningful event,” a source revealed. Wedding Outfits The bride, Sobhita, has selected a stunning Kanjivaram silk saree with intricate real gold zari work. She also had a white khadi saree specially woven in Ponduru, Andhra Pradesh, for another part of the ceremonies. Meanwhile, Naga Chaitanya will don a traditional Panche Kattu outfit, complementing Sobhita’s attire. The Invitations The couple has paid special attention to every aspect of their wedding. The invitations, which recently went viral on social media, feature intricate designs with depictions of temples, banana trees, and other cultural elements. Guests also received a thoughtful goodies basket containing sweets, a wooden scroll, and other mementos. Intimate Wedding The choice of Annapurna Studios, located near a monument dedicated to Naga Chaitanya’s grandfather, is a heartfelt tribute to his legacy. Both families are actively involved in the preparations and are excited to come together for the occasion. While the wedding will be an intimate affair with close family and friends, the grandeur of the rituals and the couple’s personal involvement in every detail promises a memorable celebration. Sobhita and Naga Chaitanya, who got engaged in August this year after dating for over two years, are eagerly looking forward to their big day. Speaking about the wedding, Naga Chaitanya shared his excitement and described the planning process as “butterflies-inducing but rewarding.” The couple’s pre-wedding festivities began in October with a traditional ceremony at Sobhita’s home. ALSO READ: Why Did Shweta Bachchan Send A Flower Bouquet To Aishwarya Rai’s Sister-In-Law?
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DETROIT (AP) — Starting in September of 2027, all new passenger vehicles in the U.S. will have to sound a warning if rear-seat passengers don’t buckle up. The National Highway Traffic Safety Administration said Monday that it finalized the rule, which also requires enhanced warnings when front seat belts aren’t fastened. The agency estimates that the new rule will save 50 lives per year and prevent 500 injuries when fully in effect, according to a statement. The new rule will apply to passenger cars, trucks, buses except for school buses, and multipurpose vehicles weighing up to 10,000 pounds. Before the rule, seat belt warnings were required only for the driver’s seat. Under the new rule, outboard front-seat passengers also must get a warning if they don’t fasten their belts. Front-center seats will not get a warning because NHTSA found that it wouldn’t be cost effective. The agency said most vehicles already have warnings for the outboard passenger seats. The rule also lengthens the duration of audio and visual warnings for the driver’s seat. The front-seat rules are effective starting Sept. 1 of 2026. Rear passengers consistently use seat belts at a lower rate than front passengers, the agency says. In 2022, front belt use was just under 92%, while rear use dropped to about 82%. About half of automobile passengers who died in crashes two years ago weren’t wearing belts, according to NHTSA data. The seat belt rule is the second significant regulation to come from NHTSA in the past two months. In November the agency bolstered its five-star auto safety ratings to include driver assistance technologies and pedestrian protection. Safety advocates want the Department of Transportation, which includes NHTSA, to finish several more rules before the end of the Biden administration, because President-elect Donald Trump has said he’s against new government regulations. Cathy Chase, president of Advocates for Highway and Auto Safety, urged the department to approve automatic emergency braking for heavy trucks and technology to prevent impaired driving.
Kochi, Dec 28, 2024 In recognition to the ICAR-Central Marine Fisheries Research Institute’s (CMFRI) pivotal role in advancing fisheries science, two of its scientists have been honoured by the National Academy of Agricultural Sciences (NAAS) for their exceptional contributions. Established in 1990, NAAS is dedicated to promoting excellence in agricultural sciences, encompassing other areas such as crop and animal husbandry, fisheries, agroforestry, and the agriculture-industry interface. Dr Eldho Varghese, senior Scientist at CMFRI, has been elected as a NAAS Fellow, while Dr T.G. Sumithra has been selected as a NAAS Associate. These prestigious recognitions underline their contributions to agricultural research in their respective domains. NAAS Fellowships are awarded to distinguished scientists from India and abroad for outstanding contributions to agriculture and allied sciences. The Associateship program, introduced to recognise young scientists under 40 years of age working in agriculture-related disciplines in India, highlights emerging talent in the field. Dr Eldho Varghese was honoured for his innovative contributions to statistics, particularly in designing experiments for agricultural and fisheries research. His work includes statistical and ecosystem modelling, fish stock assessment, applying deep learning models in marine fisheries research, and developing computational tools for advanced data analysis. Dr T.G. Sumithra was recognized for her groundbreaking research in fish health and marine microbiology. Her studies focus on the marine fish microbiome, fish diseases, and antimicrobial resistance. Her work has led to the creation of guidelines for responsible antibiotic use in aquaculture and eco-friendly technologies for bioethanol production and sustainable fish waste management. NAAS, a national body devoted to agricultural sciences, serves as a premier platform for agricultural scientists to deliberate on pressing issues in research, education, and extension. It provides policy recommendations to planners and decision-makers while fostering cutting-edge research across diverse fields of agricultural sciences.(Agency)