Preserving language through play: Pato Pato's Spanish immersion toys empower families of bilingual children 11-22-2024 11:42 PM CET | Leisure, Entertainment, Miscellaneous Press release from: Getnews / PR Agency: MediaGroupNYC Image: https://www.getnews.info/wp-content/uploads/2024/11/1732308192.jpg Pato Pato, an innovative company committed to preserving language and cultural heritage through play, has launched a Kickstarter campaign to introduce a unique line of Spanish immersion toys designed to teach kids how to read in Spanish with no expertise required. The screen-free educational toys in the Pequeno Lector Set provide families with a hands-on way to teach their children in Spanish, from foundational vocabulary to advanced literacy. With its Kickstarter launch, Pato Pato aims to raise funds for its first production run and bring its carefully crafted prototypes to communities across the US. Each toy in the Pequeno Lector Set, including the Funzana, the Giraprende, and the Silabox, serves as a tool for early Spanish literacy, making language learning fun for children and convenient for parents. Image: https://www.getnews.info/uploads/6561aff80dbd629fae5b953662b0bc6e.jpg "With the Pequeno Lector Set, we wanted to create something truly meaningful-tools that families can use to preserve their cultural identity while helping their children grow up bilingual," said Lucia Garrett, Co-Founder of Pato Pato. "Our toys go beyond traditional learning methods, offering a tactile, hands-on, screen-free approach that makes learning fun and lasting. We're excited to share this journey with our backers." The Pequeno Lector Set includes: * Funzana: A phonics-based toy that focuses on letter sounds and letter recognition. * Giraprende: A spinning owl toy that introduces syllable formation and early literacy skills like rhyming, opposites, and inferences. * Silabox: A self-contained, word-making game for syllable blending and word formation. Why Back Pato Pato? * Keep children challenged: Each toy offers multiple levels of difficulty, keeping children challenged until they master each skill. * Keep children engaged: Endless expander packs make learning engaging and customizable. * Keep children learning: Crafted by native speakers, guiding children through language-accurate concepts at every stage. Image: https://www.getnews.info/uploads/44f2a10987351faea29b8b59f871f59f.jpg Founded by a team of parents, educators, and designers, Pato Pato is on a mission to empower families with engaging tools that inspire a lifelong connection to their language and traditions. With high-quality, thoughtfully designed toys, Pato Pato is making it easier for families to pass down the gift of the Spanish language to the next generation-without prep or expertise. Pato Pato's Kickstarter campaign offers limited-time rewards for early supporters. Backers can unlock exclusive discounts, early-bird perks, and special bundles designed for families and educators looking to integrate Spanish literacy into everyday play and classroom settings. To learn more about Pato Pato's Kickstarter campaign and secure backer-exclusive rewards, visit https://www.kickstarter.com/projects/1455091945/the-pequeno-lector-set [ https://www.kickstarter.com/projects/1455091945/the-pequeno-lector-set?ref=4wnqed ] Media Contact Company Name: Pato Pato City: New York State: New York Country: United States Website: http://www.kickstarter.com/projects/1455091945/the-pequeno-lector-set?ref=4wnqed This release was published on openPR.
Advertisement Buying a home in America today is no walk in the park. Buyers have higher mortgage rates and larger down payments. Nine charts capture how homebuying has become a larger challenge over the years. Feel like buying a home is tougher than ever? You're not the only one. Homebuyers are older than ever , make more money, and are less likely to have young children at home, based on historical data on homebuyers from the National Association of Realtors, or NAR. Related Video Millions of homes could flood the US housing market thanks to boomers These trends have largely resulted from declining housing affordability over the past several decades, Brandi Snowden, NAR's director of member and consumer survey research, told Business Insider. "We're seeing that affordability is becoming increasingly difficult, with higher incomes needed to enter the market," Snowden said. "Buyers are also facing limited inventory, so they often need to search longer to find the right home." Here are nine charts that show how the state of US homeownership has changed over the last several decades. Advertisement Data from the Census Bureau and the Department of Housing and Urban Development showed the median sales price of new houses in the US surged during the pandemic, reaching a peak of $442,600 in the fourth quarter of 2022. Rising prices have made it more difficult for Americans, especially first-time homebuyers, to break into homeownership, as real median household income growth hasn't kept up . "We've seen that first-time homebuyers have needed to be wealthier in order to be successful homebuyers, especially with rising home prices and interest rates," Snowden said. Advertisement The average 30-year fixed-rate mortgage has generally been rising this fall. It was 6.84% as of the week ending November 21. While that's lower than a year ago and below the recent nearly 8% peak in October 2023, it's still a relatively high rate. A higher rate plus more expensive homes leads to bigger monthly mortgage payments. Advertisement "A challenge for first-time homebuyers is higher mortgage rates, especially over the last year," Snowden said. "It could be a factor in their delaying a home purchase." The typical down payment homebuyers put down has also been generally rising since the Great Recession. The median down payment was 8% in 2009 and 2010. In 2024, though, it's typical for a homebuyer to make an 18% down payment. Advertisement Down payments of this size are not unprecedented: The median hit 20% in 1989 and 18% in 2001. "We see that a large share of homebuyers, especially first-time buyers, rely on gifts or loans from family and friends," Snowden said. "They may also be tapping into stocks, bonds, or even their 401(k) for their down payment." Snowden said that homebuyers may opt for a larger down payment that can help offset the mortgage interest rate with a lower monthly payment. Advertisement The climb in the median household income for people purchasing a home for the first time suggests Americans typically need to make closer to six figures to become homeowners. Related stories In 1984, the typical household made $22,420 a year — or around $66,000 in 2023 dollars —while the typical first-time buyer made nearly $31,000 — or around $91,000 in 2023 dollars. In 2023, the median household income was around $80,600, and first-time homebuyers made $97,000. Zillow research published earlier this year said people have to make over $106,000, 80% higher than what was needed in January 2020, "to comfortably afford a home ." Advertisement Median incomes for homebuyers dipped in 2021 in part due to the kinds of areas people were moving to. "Lower median income may be a reflection of buyers purchasing in more affordable locations such as small towns," a NAR report said, adding, "and an increased share of senior buyers who may be retired." The share of first-time homebuyers dropped to just 24% in 2024, down from 32% in 2023 and a record 50% in 2010. This marks the lowest percentage since NAR began tracking the data in 1981. Advertisement The pullback in homebuying demand has been largely driven by the ongoing affordability crisis , compounded by a shrinking supply of entry-level homes . There are fewer of these types of homes — typically smaller and more affordable for first-time buyers — on the market than there used to be, and the ones that are for sale are more expensive . "We're seeing that the most difficult step for successful homebuyers is finding the right property," Snowden said. Advertisement In 2024, the median age of first-time buyers was 38, nine years older than in 1981. Meanwhile, the median age of repeat buyers increased from 36 to 61. Unlike repeat buyers, who tend to be older and have more wealth or home equity, many would-be first-time buyers — often younger people, like Gen Zers and millennials — lack the financial resources needed to purchase a home. Snowden said that many people are spending money on expensive rents, student loans, credit card bills, and car loans that they would otherwise set aside for a down payment. Advertisement As a result, many are postponing their plans to buy . Others may abandon dreams of homeownership altogether. The share of homebuyers without children under 18 years old in their homes has widened to 73%, 10 percentage points higher than a decade earlier. People without the financial demands of raising children tend to enjoy greater financial flexibility. Some can save thousands of dollars each year — which could be directed toward a down payment or other homebuying costs. Advertisement Married or cohabitating couples without children are often referred to as DINKS — an acronym for "dual income, no kids." Data from the Federal Reserve's Survey of Consumer Finances shows that DINKs typically have a median net worth exceeding $200,000. In contrast, many households with children experience financial strain, as parents allocate a significant portion of their income to day care , medical bills, and school tuition — expenses that can make saving enough to buy a home more challenging. In addition to couples who never had kids, many baby boomers and Gen Xers who had kids are now empty nesters and may be looking to downsize. Advertisement Since NAR started collecting data, single women homebuyers have outpaced single men homebuyers, but the gap has grown. Single women made up 20% of all homebuyers in 2024, while the share of single men purchasing homes dropped to just 8%. Snowden said single women are often drawn to homeownership for several reasons, including independence, divorce, and the responsibility of raising children. Advertisement Snowden said that single female buyers are typically older than their single male counterparts, with the median age for single women at 60 compared to 58 for single men. "These buyers could be recently divorced or purchasing a home for more than just themselves, but also for their children and parents," she said. Jessica Lautz, NAR deputy chief economist and vice president of research, said in a news release that "current homeowners can more easily make housing trades using built-up housing equity for cash purchases or large down payments on dream homes." First-time homebuyers, meanwhile, tend to have to go through the process of taking out a mortgage, potentially losing their chance on a housing bid to those who have money ready for their next home. Advertisement The share of homebuyers who paid in cash climbed from 7% in 2003 to 26% in 2024. Snowden said this data is based on primary residences only, excluding investor properties. Have you recently bought a home, or are you thinking of buying one next year? Share with these reporters how your housing search has gone at alloyd@businessinsider.com and mhoff@businessinsider.com .
Trump taps forceful ally of hard-line immigration policies to head Customs and Border Protection
Stray Kids ‘ Bang Chan , Lee Know , Changbin , Hyunjin , Han , Felix , Seungmin , and I.N are all incredible, multi-talented performers. But who, in your opinion, is the best singer in Stray Kids? Vote for your choice below! Votes can be cast once every 2 hours until the voting period ends. Why does your pick deserve to win? Let us know on our social media! For more, check out TWICE’s fan-voted vocal ranking here: TWICE’s Best Vocalists, Ranked By ONCE Stray Kids Debate Erupts Over TWICE And Stray Kids’ Album Inclusion Discrepancies Stray Kids Scheduled To Perform At Venue That Doesn’t Exist Stray Kids’ Bang Chan’s Iconic Performance — Did You Realize He Was Actually Paralyzed? Stray Kids’ Felix Mistakes J.Y. Park For An AI See more Stray Kids
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TORONTO (AP) — Hannah Miller scored a power-play goal with 1:38 remaining in the game, lifting the Toronto Sceptres to a 3-1 victory over the Boston Fleet in the Professional Women’s Hockey League season opener on Saturday. With Boston standout Hilary Knight in the penalty box for a vicious boarding penalty on Sceptres defender Renata Fast, Miller made good on her rebound attempt on a shot by Daryl Watts with a half-open net. Fast recovered for an assist on the winner before 8,089 fans at Coca-Cola Coliseum. The Fleet challenged the goal, but video review deemed Miller’s shot was good. Sarah Nurse got Toronto on the board with a short-handed tally 11:50 into the first period and Emma Maltais added an empty-net strike with 12 seconds left. Boston’s Hilary Knight opened the scoring 3 minutes in, sending a slap shot past Toronto goalie Kristen Campbell, who registered 18 stops on the night. Toronto outshot Boston 41-19. Boston goalie Aerin Frankel, a big reason why her team advanced to the Walter Cup final last spring, had 38 saves. Sceptres: Billie Jean King MVP Natalie Spooner missed the season opener. The PWHL scoring champion underwent left knee surgery in June after getting injured in Game 3 of Toronto’s first-round series against Minnesota. Fleet: Defender Emma Greco played her first game for Boston. She was part of the Walter Cup-winning Minnesota team that defeated Boston in a three-game series last spring. With the game tied 1-1, the Sceptres failed to score during a 59-second 5-on-3 advantage midway through the second period. Boston blocked five shots during the span. Last year, Toronto enjoyed an 11-game win streak en route to its regular-season championship, including three wins against Boston. Boston will play its home opener on Wednesday, a rematch with the Walter Cup-champion Minnesota. Toronto visits Ottawa on Tuesday. AP women’s hockey: https://apnews.com/hub/womens-hockeyMacuata Rugby Sets 2025 GoalsBetty White Forever: New stamp will honor the much-beloved 'Golden Girls' actor
Harry Kane scored twice from the spot and headed in at the death as Bundesliga leaders Bayern Munich returned from the international break with a patient 3-0 home win over Augsburg. Amid a smattering of snow and plunging temperatures, the hosts were not at their flying best against their Bavarian rivals. But Kane's perfect 63rd-minute penalty, after a clear handball from substitute Mads Pedersen, had the hosts ahead and another spot-kick in stoppage time followed by an easy header after his own flick gave him 14 goals in 11 league games. Vincent Kompany's side top the table by eight points ahead of second-placed RB Leipzig going to lowly Hoffenheim and new coach Christian Ilzer in Saturday's main program. Bayern, who lost out on the title to Bayer Leverkusen last term for the first time since 2012, were boosted by goalkeeper Manuel Neuer declaring himself fit after a rib problem and he had little to do. Leon Goretzka made another rare start and fired just wide with the first decent chance. On a new pitch at the Allianz Arena following NFL exertions, Bayern stayed calm and Joshua Kimmich, Jamal Musiala and Kingsley Coman all went close before the break. The hosts needed to up the pace after the interval and Pedersen's reckless handball, picked up on video review, opened the door. A second penalty thanks to VAR saw Keven Schlotterbeck sent off for a second booking after tripping Kane, before the Bayern striker converted. A fourth hat-trick already in all competitions this term for England captain Kane soon followed. He has now scored 25 penalties in a row - with his miss in the 2022 World Cup quarter-final defeat to France a rare blemish. "We knew it was going to be difficult to break them down at times," Kane told DAZN. "Thankfully we got the penalty to open the game up and from there we did well to kill the game off." Augsburg, still without an away win this term, remain 13th. Bayern travel to old foes Borussia Dortmund next weekend after hosting Paris Saint-Germain in the Champions League on Tuesday. Other Saturday games on matchday 11 include fourth-placed champions Leverkusen at home to Heidenheim.The St. Thomas police have arrested someone after an incident at the Santa Claus parade on Saturday. Officers said a 62-year-old St. Thomas woman got into a dispute with another parade attendee who allegedly blocked her family’s view of the parade. According to the STPS, the suspect hit the victim in the face, knocking them to the ground. The police were called, leading to the woman’s arrest without incident. She was taken to police headquarters and released with a court date. London Top Stories Three people in hospital due to collision Assault at Santa Claus parade leads to charges Easton Cowan needs a point Sunday to tie 55-game OHL point streak record CPKC Holiday Train to stop in Southwestern Ontario Sunday night One community still undecided in nuclear waste willingness vote St. Thomas, Ont. and San Jose, Calif. celebrate hockey legend on night his jersey is retired Man charged in child abuse investigation: STPS Nuclear operator helps fund affordable housing project in Goderich CTVNews.ca Top Stories Scurvy resurgence highlights issues of food insecurity in Canada's rural and remote areas A disease often thought to only affect 18th century sailors is reemerging in Canada. Anti-NATO protest in Montreal continues as politicians denounce Friday's violence Federal cabinet ministers condemned an anti-NATO protest in Montreal that turned violent on Friday, saying "hatred and antisemitism" were on display, but protesters deny the claim, saying they demonstrated against the "complicity" of NATO member countries in a war that has killed thousands of Palestinians. Lotto Max jackpot hits $80M for second time ever The Lotto Max jackpot has climbed to $80 million for just the second time in Canadian lottery history. Canada 'already past due' on NATO defence spending target: U.S. House intelligence committee chair Mike Turner The chair of the United States House intelligence committee says Canada needs to accelerate its defence spending targets, especially with its military in 'desperate' need of investment. Bluesky takes bite out of X, as global users flee social media giant: analyst A Canadian technology analyst says it appears Bluesky has legitimate growth momentum in the U.S. and elsewhere, and could be a significant threat to X. Max Verstappen wins fourth straight World Championship as George Russell takes victory in Las Vegas Max Verstappen claimed the Formula One World Drivers’ Championship at Las Vegas Grand Prix that saw George Russell take victory for Mercedes. Nova Scotia Tories appear safe with close battle for second between Liberals and NDP With two days left before Nova Scotians elect their next government, polls suggest Progressive Conservative Leader Tim Houston's decision to call an early vote will pay off and the real battle will be between the Liberals and NDP for second place. Police thought this gnome looked out of place. Then they tested it for drugs During a recent narcotics investigation, Dutch police said they found a garden gnome made of approximately two kilograms of MDMA. These vascular risks are strongly associated with severe stroke, researchers say Many risk factors can lead to a stroke, but the magnitude of risk from some of these conditions or behaviours may have a stronger association with severe stroke compared with mild stroke, according to a new study. Shopping Trends The Shopping Trends team is independent of the journalists at CTV News. We may earn a commission when you use our links to shop. Read about us. 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First Nation files claim against Ontario and Newmont mining Senior killed in dog attack in northern Ont. More carrots pulled from grocery store shelves in expanded recall for E. coli: CFIA Sault Ste. Marie Hockey rivalry goes to the next level on both sides of the Sault border After a year of struggle, centre that helps Sault youth to move to a building with heat $3M donation to help repair arena in Elliot Lake Ottawa Indigenous boy donating hair to cancer patients, raising money for Kemptville hospital Hawkesbury, Ont. OPP officer charged with assault Mixed reaction from Ottawa business owners, customers on GST exemption Toronto Walking pneumonia is on the rise in Canada, but what about Ontario? 'It's an optimistic space:' Inside Toronto's new drug withdrawal centre Routes to avoid during the 120th Santa Claus Parade on Sunday Montreal Two pedestrians die after being struck by a vehicle in Montérégie Montreal prepares to sell long-abandoned Empress theatre Santa Claus Parade draws crowds to downtown Montreal Atlantic Man arrested in Saint John, N.B., for weapons offences 'We need answers': Protest held at RCMP detachment for suspicious disappearance of N.B. man Salvation Army Christmas Kettle Campaign begins across Canada Winnipeg Two Manitobans charged in two-day manhunt in northwestern Ontario The Thriftmas Special: The benefits of second-hand holiday shopping Snowfall warning in effect for southwestern Manitoba Calgary Snowfall warning lifted but flurries remain in Sunday forecast Revival of Pospisil, power play fuels Flames to 4-3 shootout win over Wild Snow routes declared active for Lethbridge starting at 9 a.m. Monday Edmonton Electric cars a 'hot commodity' in Alberta despite misconceptions McDavid paces Edmonton Oilers to 6-2 win over New York Rangers Hit-and-run driver wanted after pedestrian hit in southeast Edmonton Regina Dinosaur discovery reveals more about ancient Saskatchewan Navy wife brings together local authors for inaugural book fair City of Regina releases snowfall response plan ahead of next blast of wintery weather, snow routes declared Saskatoon Saskatoon digs out from another snowfall 'I'm excited to take it on': Saskatoon businesses weigh in on GST exemption Make A Wish kids get early holiday magic in Saskatoon Vancouver Cat caught in hunting snare rescued by BC SPCA Widow of Chinese businessman who was executed for murder can sell her Vancouver house, court rules Vancouver Canucks fend off Ottawa Senators late surge in 4-3 win Vancouver Island BC Hydro says power almost fully restored after B.C. windstorms Fall legislative sitting scrapped in B.C. as Speaker Chouhan confirmed to serve again Canada Post down eight million parcels amid strike as talk carry on over weekend Stay Connected
Nov 24 (Reuters) - Ukrainian investigators are studying the debris of a new Russian intermediate-range ballistic missile that was fired at the city of Dnipro on Thursday, the first time such a powerful weapon has been used in the war. Reuters was among a small group of reporters given access to the wreckage of the missile on Sunday. Reporters were asked not disclose the exact location of the site for security reasons. The scorched and crumbled pieces of debris were laid out in a hanger at a facility which conducts weapons forensics. Ukrainian experts study such debris to gain insight into Russian military supply chains, production and how to develop counter-measures. Russia has dubbed the missile the Oreshnik (Hazel Tree) and said it is impossible to intercept it with air defences. Ukraine has said the weapon reached a top speed of more than 13,000 kph (8,000 mph) on its way towards Dnipro on Thursday. Intermediate-range ballistic missiles have a range of up to 5,500 kilometres. Two state experts provided cautious assessments, saying only that the weapon was ballistic, flew on a ballistic trajectory and that the strike resulted in civilian damage. They declined to take questions or give their surnames. "These are preliminary conclusions and to say something more concrete requires time and careful study of the remains of the missile," said Ivan, one of the experts. "This is the first time that such remnants of such a missile have been discovered on the territory of Ukraine," said Oleh, an investigator for the Security Service of Ukraine. Ukrainian President Volodymyr Zelenskiy has called the use of the weapon a severe escalation and urged his allies to respond. Ukraine originally said the weapon appeared to be an intercontinental ballistic missile. The Kremlin later said it fired a new intermediate-range missile at a Ukrainian military target in Dnipro in response to Kyiv striking Russia with U.S. and British made missiles for the first time after the U.S. granted its approval. The U.S. military has said the missile's design is based on the longer-range RS-26 Rubezh intercontinental ballistic missile (ICBM). The new missile was experimental and Russia likely possessed only a handful of them, they have said. Russian President Vladimir Putin said on Friday Moscow would keep testing the missile in combat and had a stock ready to use. Much remains unclear for now, including the extent of the damage caused by the missile. Ukraine seldom discloses damage to military targets, fearing such information would help Moscow. Sign up here. Reporting by Tom Balmforth; editing by Elaine Hardcastle Our Standards: The Thomson Reuters Trust Principles. , opens new tabJharkhand Election Results 2024: Kalpana Soren's Stardom & 'Maiya Samman Yojana' Script JMM's Success Story In State Polls
AS Monaco secured a hard-fought 3-2 win over Stade Brestois, led by a brilliant double from Maghnes Akliouche and a goal from Aleksandr Golovin. This victory, their third in a row, solidifies their position as Ligue 1’s runner-up. Coming off wins against Bologna and Strasbourg, the Red and Whites aimed to extend their momentum at home. Adi Hütter fielded a 4-2-3-1 formation, welcoming back key players Mohammed Salisu, Denis Zakaria, and Aleksandr Golovin from injury. Meanwhile, Christian Mawissa and Soungoutou Magassa retained their starting spots after impressive performances in Strasbourg. The match began explosively for Monaco. In the fifth minute, Eliesse Ben Seghir set up Akliouche, who opened the scoring with a precise first-time finish. Moments later, Akliouche nearly doubled the lead but was denied by the post. Monaco’s persistence paid off in the 24th minute when Golovin, assisted by the post, netted his first goal of the season to make it 2-0. Brest sought to respond, with Ludovic Ajorque and Abdallah Sima threatening before halftime, but Monaco’s defense and goalkeeper Vanderson held firm. Breel Embolo missed a golden opportunity just before the break, leaving Monaco with a two-goal cushion at halftime. Brest narrowed the gap shortly after the restart. Abdallah Sima’s header from a corner reduced the deficit to 2-1 in the 50th minute. Monaco thought they had won a penalty later in the half, but an offside call negated the opportunity. The game remained tense as Brest pressed for an equaliser. Mama Baldé and Jeremy Le Douaron came close for the visitors, while Monaco’s George Ilenikhena and Soungoutou Magassa missed chances to extend their lead. As the clock ticked down, Akliouche struck again in the 91st minute with a stunning chipped finish after a counterattack, sealing his brace and restoring Monaco’s two-goal advantage. Although Ajorque scored deep into stoppage time, it was too late to deny Monaco their victory. 💪🔥 3️⃣-2️⃣ #ASMSB29 pic.twitter.com/YADgM8UfSV This win not only extends Monaco’s streak to three consecutive triumphs but also strengthens their grip on second place in Ligue 1. The team now shifts focus to a pivotal Champions League clash against Benfica on Wednesday evening.