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2025-01-24
Biometrics for fraud protection have become a critical piece of the online world, minting billion-dollar companies, but one of the top consultancies in the field says that by combining biometrics with other technologies, identity verification providers can tap into an emerging growth opportunity. The most-read story of the week on was Liminal’s forecast for Identity Authorization Networks, which notes ID.me, fresh off a fundraise at a $1.8 billion valuation, as a potential winner in the segment. The trial of age assurance technology in Australia by ACCS and NEC’s new imaging technology are other examples of face biometrics being layered with other technologies to address familiar problems in new ways. Digital identity networks that include enterprise identity and fraud protection capabilities are defined by Liminal as (IANs), and the consultancy pegs their market opportunity at $15.5 billion by 2028, just in the U.S. The new report says Proof, ID.me, Entrust, Clear, Visa, DocuSign and Google are ready to stand up IANs now, while Jumio and Socure are just a step behind in readiness to address the emerging market. ID.me raised $67 million in a tender offer valuing the firm at $1.8 billion, and made an appearance at number 315 of the Deloitte Technology Fast 500. The company says it is adding 60,000 new users daily and its revenue grew by 370 percent from 2020 to 2023, leading to next year. A bipartisan group of 14 American Senators has called for an . The Senators claim concern about the technology’s accuracy, necessity and impact on privacy, and suggest Congress should block the program’s expansion, pending “rigorous congressional oversight.” They say the agency has not provided sufficient evidence that the use of biometrics is necessary to spot fraud or speed up passenger processing. The new biometric pre-enrollment app intended to make the EU’s EES border control system operationally feasible was presented by Frontex at an iMARS conference last week. The , hurriedly developed in 10 months, has been through two tests, but the face biometric verification and chip reading functions are still being improved. ACCS CEO Tony Allen filled in the details of and released the full project plan this week. The trial relies heavily on the ISO/IEC DIS 27566-1 standard, and will examine a range of options, from biometric facial age estimation to inference based on data like purchasing history, for their effectiveness and privacy protection. A pair of American legislators and Meta think for age verification, with the social media giant offering up a metaphor that may apply in the metaverse, but not in meatspace. Apple disagrees, naturally, but has the AVPA and ACCS on its side. NEC has introduced a technology for capturing both , without adjusting the camera between modalities. The capability is delivered in a compact camera module that could go in POS devices, ATMs or tablets, and works on lower-resolution images, the company says. Generative AI is enabling fraudsters to gather information about their targets, tailor attacks to specific banks and defeat authentication checks, Feedzai Senior Director of Data Science Xin Ren writes in a guest post for . The combination of across the financial industry, however, can defeat even these sophisticated attacks. Illuma Founder and CEO Milind Borkar tells the the origin story of his voice biometrics business as a research and development contractor for the federal government, and its pivot to serving financial institutions. He talks about why demos of Illuma’s voice recognition look nearly the same even as the technology improves, and the difference between AI and machine learning. The number of e-Tazkira has grown by 8.1 million to 12.2 million in total since the Taliban took over in 2021, but rural numbers are low, and the cost has been increased fivefold. The NSIA is opening new centers and deploying mobile teams, and the government claims improvement, but regional disparities and claims of corruption linger. A pre-release edition of the UK’s DIATF has been published as businesses and regulators prepare for the passage of the Data (Use and Access) Bill. The framework is restructured in version 0.4 for ease of navigation, and makes . DHS’ OBIM is looking into migrating a pair of latent fingerprint biometrics databases holding more than . An RFI seeks a cost estimate for a cloud system that can search those databases 3,000 a day, between them, within specified times, and also asks about accuracy. Please let us know about any interviews, podcasts or anything else we should share with the people in biometrics and the digital identity community either in the comments below or through social media. | | | | |Nonerowlatt act

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ANNAPOLIS, Md. (AP) — Kaylene Smikle scored 16 points and made a couple key baskets down the stretch to help No. 10 Maryland hold off George Mason 66-56 in a matchup of unbeatens Saturday at the Navy Classic. The Terrapins (7-0) led by just two when Smikle stole the ball and made a layup while being fouled. The free throw pushed the lead to 58-53. Then a putback by Smikle put Maryland up by seven. The Terps won despite shooting 13 of 26 on free throws. George Mason (6-1) trailed by 10 at halftime before outscoring Maryland 18-7 in the third quarter. The Patriots' final lead was 49-48 in the fourth after a jumper by Kennedy Harris. Harris led George Mason with 26 points. Maryland is off to its best start since winning its first 12 games in 2018-19. George Mason: The Patriots have lost all nine meetings with Maryland, but it's been more competitive of late. The Terps won 86-77 last year, and this game was more competitive than the final score suggested. Maryland: After a down season by their standards, the Terps are off to a nice start, but the free-throw problems in this game nearly cost them. With the score 55-53, George Mason had a chance to tie, but the Patriots never really recovered after Smikle swiped the ball from Harris and went the other way for a three-point play with 3:08 remaining. Although Maryland was awful at the line, at least the Terps got there. George Mason was only 3 of 8 from the stripe, and the Terps held the Patriots to 32% shooting from the field. George Mason faces Navy in this event Sunday. Maryland takes on Toledo. Get poll alerts and updates on the AP Top 25 throughout the season. Sign up here. AP women’s college basketball: https://apnews.com/hub/ap-top-25-womens-college-basketball-poll and https://apnews.com/hub/womens-college-basketballGuam slays a giant, beats Australia 12-5Former talk show queen Ellen DeGeneres has reportedly experienced massive flooding at her new mansion in England, where DeGeneres and wife Portia de Rossi have been holing up in the wake of President-elect Donald Trump’s victory on November 5. DeGeneres’ mansion was ravaged by torrential rains that hit the bucolic region of Cotswolds, with some accounts saying the flooding is the worst in years, the Daily Mail reported on Saturday. The 43-acre property DeGeneres shares with De Rossi is reportedly now surrounded by a lake, following days of torrential rain and winds that hit up to 80 mph. “The flood waters are rising by the hour. This is the worst I have seen it in years,” a local resident told the Mail. DeGeneres, 66, and her wife mysteriously picked up stakes and moved out of their Montecito, California, home in the days following President-elect Donald Trump’s victory. Reports located the couple in Cotswolds, England, a rural region noted for its castles and stately manors. An unnamed source told TMZ that DeGeneres and De Rossi felt “very disillusioned” by Trump’s win and decided to relocate to their England property, which they reportedly bought before the election. Like many Hollywood elites, DeGeneres endorsed Vice President Kamala Harris, even posting on Instagram in August: “There’s nothing more powerful than a woman whose time has come!! I can’t wait for @KamalaHarris to be our next president.” A post shared by Ellen DeGeneres (@ellendegeneres) Several years ago, DeGeneres posted a video to social media blaming human industry for heavy rains and flooding in her then-home of Southern California: In a video posted to Twitter Monday from the celebrity enclave of Montecito, the former talk show queen explained how the town is under mandatory evacuation due to the heavy rain and winds that have hit the state in recent days. “This is crazy,” she said standing next to an overflowing creek near her home. She concluded by attempting to blame the heavy rains on human activity: “We need to be nicer to Mother Nature because Mother Nature is not happy with us. Ley’s all do our part. Stay safe, everybody.” Follow David Ng on Twitter @HeyItsDavidNg . Have a tip? Contact me at dng@breitbart.com

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OSWEGO, N.Y., Dec. 23, 2024 (GLOBE NEWSWIRE) -- James A. Dowd, President and CEO of Pathfinder Bancorp, Inc., the bank holding company of Pathfinder Bank (NASDAQ: PBHC) (listing: PathBcp), has announced that the Company has declared a cash dividend of $0.10 per share on the Company's voting common and non-voting common stock, and a cash dividend of $0.10 per notional share for the issued warrant relating to the fiscal quarter ending December 31, 2024. The fourth quarter 2024 dividend will be payable to all shareholders of record on January 17, 2025 and will be paid on February 7, 2025. About Pathfinder Bancorp, Inc. Pathfinder Bank is a New York State chartered commercial bank headquartered in Oswego, whose deposits are insured by the Federal Deposit Insurance Corporation. The Bank is a wholly owned subsidiary of Pathfinder Bancorp, Inc., (NASDAQ SmallCap Market; symbol: PBHC, listing: PathBcp). The Bank has twelve full service offices located in its market areas consisting of Oswego and Onondaga County and one limited purpose office in Oneida County. This release may contain certain forward-looking statements, which are based on management's current expectations regarding economic, legislative, and regulatory issues that may impact the Company's earnings in future periods. Factors that could cause future results to vary materially from current management expectations include, but are not limited to, general economic conditions, changes in interest rates, deposit flows, loan demand, real estate values, and competition; changes in accounting principles, policies, or guidelines; changes in legislation or regulation; and economic, competitive, governmental, regulatory, and technological factors affecting the Company's operations, pricing, products, and services. CONTACT: James A. Dowd, President and CEO, (315) 343-0057

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