Union gunboats didn’t just attack rebel military sites – they went after civilian property, tooIndore (Madhya Pradesh): S Krishna Chaitanya, Managing Director, Madhya Pradesh Metro Rail Corporation took the progress report of the construction work going on Indore Metro Super Priority Corridor and conducted a field inspection on Saturday. He also observed the 11th Metro Train (Rolling Stock) that reached Gandhi Nagar Depot on Thursday and was unpacked today. During the inspection of the depot, Chaitanya emphasized on increasing greenery in the depot. He said that instead of decorative trees, trees useful for the public should be planted. 🚇 इंदौर मेट्रो अपडेट मध्य प्रदेश मेट्रो रेल कॉर्पोरेशन के एमडी , श्री एस. कृष्ण चैतन्य, ने सुपर प्रायोरिटी कॉरिडोर और गांधी नगर डिपो का स्थलीय निरीक्षण किया। प्रबंध संचालक द्वारा गांधी नगर डिपो पहुंची 11वीं मेट्रो ट्रेन (रोलिंग स्टॉक) का भी अवलोकन किया गया l डिपो के निरिक्षण... pic.twitter.com/SxvkIv79Ts He directed all the contractors associated with the project to complete the remaining works and external beautification work soon. Starting the site inspection program from Gandhi Nagar Depot, the Managing Director observed the construction work and system work going on in the final phase in the administrative building. He saw the monitoring system of all the stations and depots from the most important component of metro operation i.e. the control room established in the depot and expressed satisfaction. Senior officers Shobhit Tandon, director (System), Ajay Gupta, director (Projects), Ranveer Singh Rajput general manager (Civil Elevated), Ajay Kumar general manager (Civil Underground), Rajiv Kumar Goyal general manager (Admin) along with representatives of general consultants and Metro construction contractors participated in the review meeting.
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An end-of-year money to-do list, of course. Christmas and Hanukkah are fast approaching, and there’s less than a month until the ball drops, which means it’s prime time to conduct a financial checkup before the new year arrives. A lot of these tasks involve pre-planning to avoid playing catch-up or worrying about something you should have already done, according to Alanna Morey, a private wealth advisor with Ameriprise Financial. Your goal to shoot for, she says: “No surprises in 2025.” Putting in the effort now to get your financial house in order will be worth it later. With that in mind, here’s an end-of-year financial to-do list for 2024. Revisit your budget Jaime Eckels, a partner at Plante Moran Financial Advisors, says December is a great opportunity to look back at the previous year and determine whether you stayed on target. You should scrutinize your credit card statements and ask yourself: How did your plans work out? Were you able to follow your budget? Did you spend way more than you intended on, say, espresso martinis and the Eras Tour at the expense of your short-term savings for a new iPhone? “We always talk about budgeting and how important it is [but] it only works if you can actually check back and reflect and see how you did compared to what your goals were,” Eckels says. You can then take what you learned and apply it to your spending plan for 2025. For instance, if you weren’t able to stick to the recommended 50-30-20 breakdown in 2024, maybe you need to adjust those thresholds. If surging home and auto insurance premiums are dragging you down, maybe you need to shop around for better rates. Save for retirement Morey says to check in on your retirement savings plan next. If you have an individual retirement account , or IRA, there’s still time to max it out for 2024: The deadline for IRA contributions is April 15, 2025. You can put away as much as $7,000 ($8,000 for folks age 50 or older) in your traditional and Roth IRAs, though Morey points out that there are IRS income limits to consider. You can stash as much as $23,000 in your 401(k) for 2024 (people 50 and up can throw in an extra $7,500). These contributions generally have to be organized through work, but there’s still time to contact your company’s payroll department and ask to sneak in a bit more from your remaining paycheck(s). 401(k) contributions have to be made by Dec. 31. Meet end-of-year deadlines New Year’s Eve isn’t just for downing copious amounts of champagne and finally figuring out how in the world they’re going to make “2025” into glasses . It’s also the deadline for older Americans to make required minimum distributions, or RMDs, from their retirement accounts. (The rules on this recently changed because of the SECURE 2.0 Act, so pay close attention.) Dec. 31 is typically the last day to spend funds in your Flexible Spending Account , or FSA, too. (Some FSA plans have different deadlines.) This money is use-it-or-lose-it. Luckily, there are a ton of ways to use it: FSA-eligible items include sunscreen, vitamins, tampons, contacts, acupuncture, travel pillows and more. Review your portfolio Morey suggests speaking with your financial advisor about whether your investment portfolio still aligns with your goals. One easy place to start is by asking yourself whether you’re still comfortable with your asset allocation, which refers to how investments are divided among stocks, bonds and cash based on your risk tolerance, time horizon and goals. In general, investors can afford to take on more risk when they’re younger. The older you get, the less money you’ll probably want to have in stocks. Eckels says this time of year is also a good time to examine your brokerage accounts and see if there are any opportunities to harvest losses. Update your estate plan Death is not super-fun to think about when decking the halls and blasting *NSYNC’s Home for Christmas , but there’s no time like the present to establish what Eckels calls your crisis plan. Although you can create a basic will on your own through a service like LegalZoom, it’s probably smarter to reach out to an estate attorney. They can help you put together an airtight package of end-of-life documents , including medical and financial powers of attorney. Folks who are already ahead of the curve and have an existing estate plan aren’t off the hook. They should sit down and revisit everything, Eckels says. “Are the provisions appropriate? Are the individuals you named 10 years ago still the individuals you want to make your financial and health care decisions?” she says. “Because life changes, families change, and sometimes we just set it and forget it.” Give yourself a high-five Morey urges you not to forget the crucial step of self-congratulation. No, really: She says that amid the hustle and bustle of the holidays and working through this list of financial tasks, you should take a moment and hype yourself up for all the money goals you reached in 2024. That could be getting a raise at work, buying a house, taking a trip you’ve been saving for or paying for a flight with credit card points — whatever matters to you and will motivate you going forward. “Pat yourself on the back for the good work,” she says. “Congratulate yourself for the hard work you’ve been putting in, and then make a plan for what you want to do in the coming year.” More from Money: The FSA Deadline Is Coming. Here Are 12 Last-Minute Ways to Spend Your Dollars Will 2025 Finally Be a Buyer’s Market in Housing? How Low Will Interest Rates Go?
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The Australian government recently passed legislation that bans social media for anyone under 16 . Prime Minister Anthony Albanese hailed the legislation for putting “the onus on social media platforms — not young people or their parents” — for protecting youth from online harms. Australia is the first country in the world to pass a nationwide ban of social media for teens, set to take effect in a year . But other measures have been enacted or considered here in Canada and elsewhere. In the United States, it will be illegal for children under 14 in Florida to have social media accounts starting Jan. 1, 2025. Beginning in 2024, Québec began banning cellphones in classrooms . This fall, with the start of the 2024–2025 academic year, Ontario also began banning cell phones in schools . This follows a lawsuit filed by four school boards in Ontario against social media companies for disrupting youth learning. Québec is reportedly considering a social media ban — following Australia’s lead — that would limit social media use for teens under 16. Provincial governments recognize that social media and cellphones can be problematic for youth, and they’re not waiting on the federal government to take action. Prime Minister Justin Trudeau recently announced that the proposed Online Harms Act (Bill C-63) , originally introduced in February 2024 , will be separated into two bills . The idea is to pass the part of the bill focused on child protection to address problems like sextortion , image-based sexual abuse, revenge porn and other forms of online sexual violence. Since the Online Harms Act is still being debated, MPs in Canada may look to other countries, like Australia, for guidance on protecting youth from these online harms. Youth and online harms Some people in Canada approve of Australia’s social media ban and see it as a potential solution , including some teens . This idea has received a lot of traction in public discourse too, including with the book The Anxious Generation that argues social media should be banned until age 16 . Many of us may recall the stories of Rehtaeh Parsons , Amanda Todd and more recently a boy in British Columbia who died by suicide after being cyberbullied and sextorted. Some studies have shown that social media use is related to anxiety and depression among adolescents . Bans or regulations raise important questions about how we, as a society, should respond to social media use among youth and deal with online harms. Challenges with bans We are a team of researchers who study technology-facilitated sexual violence among youth aged 13–18 in Canada. We have conducted 26 focus groups with 149 youth from across the country, and launched a nationally representative survey of around 1,000 youth to learn about their experiences with online harms, what they know about the law and which resources work — and which ones don’t. Our initial findings show that youth experience a range of harms as they use digital platforms and social media. We also found that algorithms are fueling harms. Youth have emphasized they want tailored supports and resources to help them have safe, healthy and enjoyable experiences with technology. A full ban of social media is not realistic, in part because social media companies have no idea how to implement it . Some ideas are to use facial recognition technology or check someone’s age using credit cards . Another idea is to upload government IDs to third-party platforms for age verification. However a ban is implemented, it will almost certainly gather more user data, which raises questions about youth data privacy and security . These measures may also drive youth towards other platforms that are less regulated, such as on the dark web. This could actually make it harder to protect youth from online harms. Bans also don’t actually solve the problem . For example, abstinence-based interventions don’t work when it comes to sex education . It is unlikely that an abstinence-based approach would work with social media . Furthermore, technology is increasingly integrated into our daily lives, and youth need to be taught about healthy and responsible online interactions. Youth are learning how to become digital citizens . Kicking the problem down the road until they’re 16 or older will postpone the consequences, not solve them. This could cause more harm than a ban intends to solve . A ban also frees social media companies, governments and parents from any accountability. Rather than meaningfully addressing the harmful content and their impacts, a ban removes any and all responsibility from the people and institutions whose job it is to protect youth. Holistic interventions Technology companies need to develop their products with kids in mind , rather than prioritizing their profits and putting child safety and health second. Kids need guidance and support , and a ban does nothing to remove harmful content or resolve its negative impacts. Rather than bans, we suggest implementing holistic interventions that emphasize digital citizenship and youth rights and responsibilities so people of all ages learn how to have safe and healthy interactions with technology. This requires a consolidated effort across various sectors of society, including schools , community organizations and, importantly, both tech companies and government agencies. While there are resources available for educators, parents and youth about how to have safe and healthy online interactions , we need to act now. Rather than resorting to blanket bans, we should prioritize comprehensive societal changes that address the root causes of these harms. By doing so, we can promote youth safety and help our communities confront online harms. Christopher Dietzel receives funding from Le Fonds de recherche du Québec – Société et culture (FRQSC). Kaitlynn Mendes receives funding from SSHRC and the Canada Research Chairs Program.The Boston Celtics look good value to defend their title, in large part to the play of Jayson Tatum. A consensus top-five player in the league who is coming off his first NBA championship and Olympic gold medal over the summer, the Celtics star has positioned his squad to a 16-4 start, good for second in the East. However, the last couple of months weren't as smooth sailing for Tatum as everyone would like to believe. During the Olympics , Tatum received very little to no playing time throughout Team USA's run to the gold. But Celtics teammate and Team USA teammate Jrue Holiday revealed on the Podcast P with Paul George that Tatum could not have handled his situation any better. “JT, the way he handled it, he handled it like a professional," Holiday said. “He never brought it in the locker room, he never brought it to us like, yeah, we talked about it and all that, but it was never like it was an issue.” Holiday sang Tatum's maturity and professionalism, while also being puzzled at the same time as to why Team USA's head coach, Steve Kerr, chose to restrict Tatum's playing time. “Was it weird? Yeah, it’s Jayson Tatum ,” Holiday said. “What do you mean? He’s a top five player in the league, just won a championship, one of the best players in the playoffs and in the Finals. “When it was happening, you felt for him. You could see that he was upset, he wanted to play. "But he wasn't pouting, I can tell you that. He would get in the gym. It's not like he stopped working. "He was the one seriously trying to be like, all right, well, I'm gonna stay ready whenever my numbers called." George was also impressed with how Tatum handled the whole situation. "I did think he handled that amazingly," George said. "He handled it like a professional. Shoutout JT, that was dope." Not often does a player coming off a championship run have to take a backseat at the Olympics. But that is exactly what Tatum did, as the team was centered on the presumed last run for LeBron James , Steph Curry and Kevin Durant . It was the proverbial swan song for the big three and their Team USA careers. They didn't lose a single game, while all three superstars had their individual moments, most notably Curry in the semifinals against Serbia, and then again in the gold medal game against France. Tatum's limited playing time in Paris clearly hasn't impacted his start to the season as he is currently averaging 28.9 points per game to go along with 8.5 rebounds and 5.7 assists. In other words, he's once again playing at an MVP-level. As Holiday noted, Tatum handled it all with class, and in turn, it looks as though it has fueled him to begin the season. That's a scary sign for the rest of the league.
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