White House says at least 8 US telecom firms, dozens of nations impacted by China hacking campaign
Toronto-Dominion Bank ( NYSE:TD – Get Free Report ) (TSE:TD) was downgraded by stock analysts at Barclays from an “equal weight” rating to an “underweight” rating in a report released on Thursday, MarketBeat reports. Several other analysts also recently weighed in on TD. StockNews.com downgraded shares of Toronto-Dominion Bank from a “hold” rating to a “sell” rating in a research note on Thursday, August 22nd. Royal Bank of Canada lowered Toronto-Dominion Bank from an “outperform” rating to a “sector perform” rating in a research report on Friday, October 11th. Finally, National Bank Financial raised Toronto-Dominion Bank from an “underperform” rating to a “sector perform” rating in a research report on Thursday, August 22nd. Two analysts have rated the stock with a sell rating, six have given a hold rating, one has given a buy rating and one has given a strong buy rating to the company’s stock. According to MarketBeat, Toronto-Dominion Bank currently has a consensus rating of “Hold” and a consensus price target of $84.00. Check Out Our Latest Analysis on Toronto-Dominion Bank Toronto-Dominion Bank Stock Performance Toronto-Dominion Bank ( NYSE:TD – Get Free Report ) (TSE:TD) last posted its quarterly earnings results on Thursday, August 22nd. The bank reported $2.05 EPS for the quarter, topping the consensus estimate of $1.49 by $0.56. The company had revenue of $14.18 billion for the quarter, compared to the consensus estimate of $9.40 billion. Toronto-Dominion Bank had a net margin of 6.94% and a return on equity of 14.34%. The firm’s revenue was up 9.8% compared to the same quarter last year. During the same quarter last year, the firm posted $1.48 EPS. Analysts predict that Toronto-Dominion Bank will post 5.76 earnings per share for the current year. Institutional Trading of Toronto-Dominion Bank Several hedge funds and other institutional investors have recently bought and sold shares of TD. Mackenzie Financial Corp lifted its position in shares of Toronto-Dominion Bank by 0.8% during the second quarter. Mackenzie Financial Corp now owns 25,997,122 shares of the bank’s stock valued at $1,429,186,000 after buying an additional 218,807 shares during the last quarter. 1832 Asset Management L.P. raised its stake in shares of Toronto-Dominion Bank by 6.0% during the 2nd quarter. 1832 Asset Management L.P. now owns 25,803,480 shares of the bank’s stock worth $1,418,159,000 after acquiring an additional 1,462,794 shares in the last quarter. CIBC Asset Management Inc lifted its position in Toronto-Dominion Bank by 5.4% during the third quarter. CIBC Asset Management Inc now owns 16,515,643 shares of the bank’s stock valued at $1,046,825,000 after acquiring an additional 853,313 shares during the last quarter. BRITISH COLUMBIA INVESTMENT MANAGEMENT Corp boosted its stake in Toronto-Dominion Bank by 9.6% in the second quarter. BRITISH COLUMBIA INVESTMENT MANAGEMENT Corp now owns 13,814,269 shares of the bank’s stock valued at $759,449,000 after acquiring an additional 1,206,574 shares in the last quarter. Finally, The Manufacturers Life Insurance Company grew its holdings in Toronto-Dominion Bank by 24.9% in the third quarter. The Manufacturers Life Insurance Company now owns 13,509,261 shares of the bank’s stock worth $854,815,000 after purchasing an additional 2,689,532 shares during the last quarter. Institutional investors own 52.37% of the company’s stock. Toronto-Dominion Bank Company Profile ( Get Free Report ) The Toronto-Dominion Bank, together with its subsidiaries, provides various financial products and services in Canada, the United States, and internationally. It operates through four segments: Canadian Personal and Commercial Banking, U.S. Retail, Wealth Management and Insurance, and Wholesale Banking. Read More Receive News & Ratings for Toronto-Dominion Bank Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Toronto-Dominion Bank and related companies with MarketBeat.com's FREE daily email newsletter .
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PERSONAL FINANCE | TRAVEL In April, the Department of Transportation announced new airline rules requiring prompt automatic cash refunds to passengers when owed. The final rule took effect Oct. 28 and should simplify and speed up the process of receiving your money back due to a canceled or significantly changed flight or delayed luggage. "Passengers deserve to get their money back when an airline owes them — without headaches or haggling," said Transportation Secretary Pete Buttigieg. "Our new rule sets a new standard to require airlines to promptly provide cash refunds to their passengers." According to the Department of Transportation, under the old rules, airlines were permitted to set their own standards for what kind of flight changes warranted a refund, which made receiving a refund for a canceled or delayed flight a complicated affair. This was seen during the global technology outage in July that disrupted several major airlines and caused thousands of flight cancellations and delays. Many customers were left to wait hours in customer-service lines to start the reimbursement process for their chosen airline. The new rule clearly defines the circumstances in which airlines must provide refunds and how they should be administered, making the reimbursement process much easier if your trip goes awry. According to the Department of Transportation, this is when customers are entitled to a refund: Canceled or significantly changed flights If your flight is canceled or significantly changed and you do not accept alternative transportation or travel credits offered, you will be refunded. According to the Department of Transportation, significant changes to a flight include departure or arrival times that are more than three hours domestically and six hours internationally; departures or arrivals from a different airport; increases in the number of connections; instances where passengers are downgraded to a lower class of service; or connections at different airports or flights on different planes that are less accessible or accommodating to a person with a disability. Significantly delayed baggage return If you file a mishandled-baggage report, you will be entitled to a refund of your checked-bag fee if your luggage is not delivered within 12 hours of your domestic flight arriving at the gate or 15 to 30 hours of your international flight arriving at the gate. Extra services not provided If you pay for an additional service, like in-flight Wi-Fi or a specific seat selection, and you don't receive this accommodation, you are entitled to a refund. The Department of Transportation has also outlined several rules for how refunds will be processed: ■ Automatic: Airlines must automatically issue refunds. Customers will no longer have to explicitly request a refund — which can be a complicated affair. ■ Prompt: Refunds must be issued within seven business days of refunds becoming due for credit-card purchases and 20 calendar days for other payment methods. ■ Cash or original form of payment: Airlines must provide refunds in cash or whatever original payment method the individual used to make the purchase. ■ Total amount: Airlines and ticket agents must provide full refunds of the ticket purchase price minus the value of any portion of transportation already used. This includes all taxes and fees. Be the first to know Get local news delivered to your inbox!Use of cash is growing – amid concerns businesses are refusing to accept notes and coinsAre you worried debt this winter? OK, let's chat'At a crossroads' - what does the future hold for Calvert-Lewin and Dyche?
Sparks open 2025 season on May 16 against ValkyriesThe panel in your next monitor, and TV could be made by an inkjet printer. It’s a technology that has been talking about for more than a decade, but the Chinese panel-maker has finally made its screen-printing ambitions a production reality. TCL has officially begun mass-production of inkjet-printed OLED panels. Their first application isn’t something you’re likely to see in your living room, mind: a 21.6-inch OLED display that’s intended for professional medical use. TCL also unveiled a prototype 27-inch inkjet-printed OLED panel for monitors. It joins the catalog of prototypes we’ve already seen from the manufacturer, including the folding 65-inch OLED TV . What makes the production news exciting is that it indicates TCL has finally made the leap to real-world implementation of the prototype technology. It’s the first concrete evidence that the OLED panels of the future could be produced by inkjet printers. TCL has long touted . The new production method has lower costs and produces OLEDs that last longer and require less power. The question has always been whether the technique is viable for mass production, and whether it’s capable of producing the larger panel sizes that feature in our list of the . What's new? Traditionally, OLED panels are made by depositing organic materials on a glass layer through a stencil. This is achieved by a process of evaporation inside a vacuum chamber. In contrast, inkjet-printed (IJP) OLEDs use large printers to precisely deposit the material. This significantly reduces the amount of production waste, which in turn means that IJP panels can be made for less money. TCL reckons that its IJP panels are 20% cheaper overall and can be made 30% faster than traditional OLED displays, and also that the materials used have a longer lifespan. It also claims that its printed RGB OLED loses 50% less light due to internal reflection, resulting in “higher light output efficiency compared to traditional OLED displays”. According to TCL, this means it can display brighter images using the same amount of power. That improvement in efficiency doesn’t mean IJP panels are brighter, though. With a maximum brightness of 350 nits, the 21.6-inch display that TCL has put into production is significantly dimmer than rival OLED panels from and , which peak north of 1,000 nits. The consumer benefits are instead a potential reduction in the cost of OLED displays. IJP panels should be cheaper to run and last longer. And assuming that the lower cost of production is reflected in retail prices, TVs with IJP screens could significantly reduce the cost of owning an OLED display. Question marks remain over whether the technology can be effectively applied to produce larger panels. While TCL has demonstrated larger prototypes, there’s a long way to go from its 21.6-inch production panel to the and panel sizes required by the best OLED TVs. Still, with a 204PPI density and 99% coverage of the DCI-P3 color space, TCL’s IJP panel is otherwise competitive.Zscaler Reports First Quarter Fiscal 2025 Financial Results
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NEW YORK (AP) — Brian Thompson led one of the biggest health insurers in the U.S. but was unknown to millions of the people his decisions affected. Then Wednesday's fatal shooting of the UnitedHealthcare CEO in a targeted killing on a midtown Manhattan sidewalk thrust the executive and his business into the national spotlight. Thompson, who was 50, ran the insurance arm of the giant UnitedHealth Group Inc. since 2021 and had worked at the company for 20 years. He previously led its Medicare and retirement businesses. As CEO, Thompson led a business that provides health coverage to more than 49 million Americans — more than the population of Spain. United is the largest provider of Medicare Advantage plans, the privately run versions of the U.S. government’s Medicare program for people age 65 and older. The company also sells individual insurance and administers health-insurance coverage for thousands of employers and state-and federally funded Medicaid programs. The business run by Thompson brought in $281 billion in revenue last year, making it the largest subsidiary of the Minnetonka, Minnesota-based UnitedHealth Group. His $10.2 million annual pay package, including salary, bonus and stock options awards, made him one of the company's highest-paid executives. The University of Iowa graduate began his career as a certified public accountant at Pricewaterhouse Coopers and had little name recognition beyond the industry. Even to investors who own its stock, the parent company's face belonged to CEO Andrew Witty, a knighted British triathlete who has testified before Congress. Thompson’s few moments of public attention stood in contrast to his role in reshaping the way Americans get health care. At an investor meeting last year, he outlined his company's shift to “value-based care,” paying doctors and other caregivers to keep patients healthy, rather than focusing on treating them when they get sick. “Health care should be easier for people,” Thompson said at the time. “We are cognizant of the challenges. But navigating a future through value-based care unlocks a situation where the ... family doesn’t have to make the decisions on their own.” Thompson also drew attention in 2021 when the insurer, like its competitors, was widely criticized for a plan to start denying payment for what it deemed non-critical visits to hospital emergency rooms. “Patients are not medical experts and should not be expected to self-diagnose during what they believe is a medical emergency,” the chief executive of the American Hospital Association wrote in an open letter addressed to Thompson. “Threatening patients with a financial penalty for making the wrong decision could have a chilling effect on seeking emergency care.” United Healthcare responded by delaying rollout of the change. Thompson was scheduled to speak at an investor meeting when he was shot around 6:45 a.m. outside the New York Hilton Midtown by a masked assailant who fled on foot, the New York Police Department said. Chief of Detectives Joseph Kenny said investigators were looking at Thompson's social media accounts and interviewing employees and family members. He said Thompson walked out of the hotel alone. “Didn’t seem like he had any issues at all,” Kenny said. "He did not have a security detail.” AP reporter Michael R. Sisak contributed to this report. This story corrects the style of the company’s name to UnitedHealthcare.None
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How I Maintained My Gaming Laptop’s Peak Performance for Over 7 YearsBlame it on the food and drink?