Vanguard S&P Mid-Cap 400 Growth ETF ( NYSEARCA:IVOG – Get Free Report ) saw an uptick in trading volume on Thursday . 24,214 shares changed hands during trading, a decline of 10% from the previous session’s volume of 26,987 shares.The stock last traded at $114.53 and had previously closed at $114.65. Vanguard S&P Mid-Cap 400 Growth ETF Trading Down 0.9 % The company’s fifty day simple moving average is $118.22 and its 200 day simple moving average is $113.93. The firm has a market capitalization of $1.03 billion, a P/E ratio of 9.25 and a beta of 1.07. Institutional Trading of Vanguard S&P Mid-Cap 400 Growth ETF Institutional investors and hedge funds have recently bought and sold shares of the stock. Bristlecone Advisors LLC bought a new position in Vanguard S&P Mid-Cap 400 Growth ETF in the third quarter worth $25,000. Northwest Investment Counselors LLC bought a new position in shares of Vanguard S&P Mid-Cap 400 Growth ETF in the 3rd quarter worth about $35,000. International Assets Investment Management LLC purchased a new position in Vanguard S&P Mid-Cap 400 Growth ETF during the 2nd quarter valued at about $151,000. Kiely Wealth Advisory Group Inc. boosted its stake in Vanguard S&P Mid-Cap 400 Growth ETF by 61.0% during the second quarter. Kiely Wealth Advisory Group Inc. now owns 1,586 shares of the company’s stock worth $171,000 after acquiring an additional 601 shares in the last quarter. Finally, BCGM Wealth Management LLC purchased a new stake in Vanguard S&P Mid-Cap 400 Growth ETF in the third quarter worth about $201,000. Vanguard S&P Mid-Cap 400 Growth ETF Company Profile The Vanguard S&P Mid-Cap 400 Growth ETF (IVOG) is an exchange-traded fund that is based on the S&P Mid Cap 400 Growth index, a market-cap-weighted index of growth companies curated from the S&P 400. IVOG was launched on Sep 9, 2010 and is managed by Vanguard. Featured Articles Receive News & Ratings for Vanguard S&P Mid-Cap 400 Growth ETF Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Vanguard S&P Mid-Cap 400 Growth ETF and related companies with MarketBeat.com's FREE daily email newsletter .'Calm down': Ravi Shastri on Rishabh Pant's bizarre dismissal at MCGTrump offers a public show of support for Pete Hegseth, his embattled nominee to lead the Pentagon
Lily-Rose Depp is pulling back the curtain on her time on The Idol . After starring in the infamous series alongside The Weeknd (real name Abel Tesfaye) , who co-created it with Sam Levinson , the 25-year-old welcomed all of the chatter and is happy with her decision to be the lead of the explicit series. “I love it. Honestly, I love it,” Lily-Rose told Vanity Fair in an interview published Nov. 21. “You make something and you hope that people like it, and you hope that it resonates with people. But we always knew some people were not going to like it and that it was going to be too much for some people. But I stand by it. We made a choice and we went for it.” The choice was to star as Joselyn, a troubled pop star who falls under the control of a club promoter named Tedros (The Weeknd) who turns her life and career around. The short-lived series became the topic of conversation across social media weekly, as it was called out for it overly suggestive nature and storyline. Still, Lily-Rose saw firsthand that people loved it, outside of the internet. “I love it when people do come up to me and they’re like, ‘I love The Idol .’ And I’m like, ‘Thank you. You get it!’ It’s okay that it’s not for everyone,” Johnny Depp and Vanessa Paradis ’ daughter said. “That’s a beautiful thing about it. I’m very close with Sam and Ashley [Levinson]. They’re like family to me. I’m excited to get to work with them again one day.” She continued, “And I loved the experience of making it—that was a huge turning point for me. I learned so much about myself, and I got to progress so much in my own work. I learned how to dance, and sing, and do all these things that I had never done before. It was a real growing period for me. So I look back on it and I can only think fondly, and I’m really proud of what it is.” The drama surrounding The Idol began shortly after it was announced in 2021. After it was greenlit, the storyline and showrunners changed, the premiere was pushed back and a Rolling Stone report alleged that people who signed up for one project ended up working on something else—that was too controversial. However, Lily-Rose and the rest of the series’ stars knew what to expect and were ready for whatever people had to say. “A lot of it was hard to escape, because obviously, it was a big topic of conversation—but I was always prepared for it,” she said of the critics. “We knew what we were doing, intentionally touching on things that were supposed to be shocking, and crazy, and of its own world. So when people were like, ‘This is so crazy,’ we were like, ‘Ha ha ha. It is super crazy.’” Following The Idol ’s controversial five-episode run, HBO announced that the series wouldn’t return for a second season . A choice that Lily Rose wasn’t happy about. “I mean, I would’ve loved to have worked with Sam again. And I loved the character profoundly,” she told Vanity Fair . “She is the woman that I wanted to be when I was five. I was the little girl who was wearing my mom’s heels—she is the femme fatale fantasy of who I wanted to be when I was a kid. So I would’ve loved to explore that character further. But I know that we’ll do something again together one day, and I’m excited for that day. Everything happens for a reason.” After The Idol aired its final episode, the Tusk actress took to social media to share her sentiments about the series and show’s creators. "Thank you all for watching, listening, laughing & crying with us," she wrote on Instagram July 4. "Thank you to everyone-cast, crew, and everyone in between-who poured their hearts into making this show. Thank you Sam and Abel for the wildest, most beautiful journey of my life. & My Idol family... I love you guys till the end of time." Keep reading to see what TV shows will be returning in 2025... Southern Hospitality (Bravo) - Jan. 2 After holding court on King Street for over a decade, Republic has become the crown jewel of Charleston nightlife. Leva Bonaparte has revitalized her club with captivating additions to her staff, but as workplace romances sizzle and relationships fizzle, balancing it all becomes a tall order during season three. With a squeeze of shade, a dash of drama and rumors added to the mix, the party must go on in this VIP team’s exhilarating world. Animal Control (Fox) - Jan. 2 The Joel McHale -led comedy returns for season three. Lockerbie: A Search for Truth (Peacock) - Jan. 2 Inspired by the true-life story, on December 21, 1988, 259 passengers and crew were killed when Pan Am Flight 103 exploded over Lockerbie, with a further 11 residents losing their life as the plane came down over the quiet, Scottish town. In the wake of the disaster and his daughter’s death, Dr. Jim Swire ( Colin Firth ), is nominated spokesperson for the U.K. victims’ families, who have united to demand truth and justice. Jerry Springer: Fights, Camera, Action (Netflix) - Jan. 7 This jaw-dropping two-part series will tell the story of The Jerry Springer Show as it’s never been told before. Packed with extraordinary first-hand testimony and revelations from show insiders, the series explores how this daytime talk show became one of the biggest and most outrageous TV hits of the nineties. But behind the entertaining facade lay some darker truths. As we hear from the producers and ex-guests of The Jerry Springer Show , a murkier picture begins to emerge of the destruction it caused, raising renewed questions about who was responsible, and how far things should go in the name of entertainment The Rookie (ABC) - Jan. 7 The Rookie makes its midseason return Jan. 7. Deal or No Deal Island (NBC) - Jan. 7 In season two of Deal or No Deal Island , briefcases are hidden around the island with more than $200 million in prize money split between them. In each episode, players compete in daring challenges to secure the briefcases that will be used in that night’s game of “Deal or No Deal.” The player who snags the highest-value case gains immunity and gets to choose a fellow player to enter “The Temple.” High Potential (ABC) - Jan. 7 The comedy returns Jan. 7. Will Trent (ABC) - Jan. 7 The ABC series makes its midseason return Jan. 7. DOC (Fox) - Jan. 7 Doc stars Molly Parker ( House of Cards ) as the hard-charging, brilliant Chief of Internal Medicine Dr. Amy Larsen, who suffers a brain injury that erases the last eight years of her memory. The accident leaves her with no recollection of patients she’s treated, colleagues she’s crossed, the soulmate she divorced, the man she now loves and the tragedy that caused her to push almost everyone away. But with the immense loss, comes a second chance to do things differently. #OneChicago (NBC) - Jan. 8 Chicago Med, Chicago Fire and Chicago P.D. all return Jan. 8. Special Forces" World's Toughest Test (Fox) - Jan. 8 The reality competition series returns for season three with a whole new crop of celebrity contestants. Shifting Gears (ABC) - Jan. 8 Shifting Gears stars Tim Allen as Matt, the stubborn, widowed owner of a classic car restoration shop. When Matt’s estranged daughter ( Kat Dennings ) and her kids move into his house, the real restoration begins. The Traitors (Peacock) - Jan. 9 Peacock’s Emmy Award-winning competition reality series returns for a third season with an all-new lineup of familiar faces, hosted again by the impossibly stylish and devastatingly witty Alan Cumming . On Call (Prime Video) - Jan. 9 On Call is an adrenalized and visceral police drama that follows a rookie and veteran officer duo as they go on patrol in Long Beach, California. Incorporating a mixture of bodycam, dash-camera, and cellphone footage to create a cinema verité effect, the innovative series explores the morality of protecting and serving a community. Goosebumps: The Vanishing (Hulu & Disney+) - Jan. 10 Goosebumps: The Vanishing begins when twins Cece and Devin Brewer are sent to spend a summer in Gravesend, Brooklyn, with their divorced dad. A threat is stirring, and they quickly realize that dark secrets are among them, triggering a chain of events that unravel a profound mystery. As they delve into the unknown, Cece, Devin and their friends—Alex, CJ and Frankie—find themselves entangled in the chilling tale of four teenagers who mysteriously vanished in 1994. Law & Order: Speial Victims Unit (NBC) - Jan. 16 The crime drama returns for season 26. Law & Order (NBC) - Jan. 16 Season 24 of the procedural debuts Jan. 16. XO, Kitty (Netflix) - Jan. 16 Teen matchmaker Kitty Song Covey is back in Seoul for a new semester at KISS. She's single for the first time in a long time, and ready for a fresh start: no more meddling, no more drama. Maybe just some casual dating. Emphasis on casual. But she has more to worry about than her love life, as a letter from her mother's past sets her on a wild journey, and new faces at KISS bring change. As secrets unravel and bonds are tested, Kitty will learn that life, family and love are more complicated than she ever imagined. Severance (AppleTV+) - Jan. 17 Season two reunites its ensemble cast of stars including Emmy Award nominee Adam Scott , Britt Lower , Tramell Tillman , Zach Cherry , Jen Tullock , Michael Chernus , Dichen Lachman , Emmy Award winner John Turturro , Academy Award winner Christopher Walken and Academy and Emmy Award winner Patricia Arquette , and welcomes new series regular Sarah Bock . The Couple Next Door (Starz) - Jan. 17 The Couple Next Door explores the claustrophobia of suburbia and the fallout of chasing your deepest desires. When Evie and Pete move into the upscale neighborhood with the dream of starting a family, they soon find friendship in the shape of the couple next door, alpha traffic cop Danny and his wife, glamorous yoga instructor Becka. As time goes on, these two couples get increasingly close to each other and one fateful night, become sexually entangled in a way that will change their lives forever. 9-1-1: Lone Star (Fox) - Jan. 20 The drama's final episodes begin Jan. 20. Rescue: Hi-Surf (Fox) - Jan. 20 The drama returns. Prime Target (AppleTV+) - Jan. 22 Prime Target features a brilliant young math postgraduate, Edward Brooks ( Leo Woodall ), on the verge of a major breakthrough. If he succeeds in finding a pattern in prime numbers, he will hold the key to every computer in the world. Soon he begins to realize an unseen enemy is trying to destroy his idea before it’s even born, which throws him into the orbit of Taylah Sanders, a female NSA agent ( Quintessa Swindell ) who’s been tasked with watching and reporting on mathematicians' behavior. Together they start to unravel the troubling conspiracy Edward is at the heart of. The Night Agent (Netflix) - Jan.23 Based on the novel by Matthew Quirk , The Night Agent is a sophisticated, character-based, action-thriller centering on a low level FBI Agent, Peter Sutherland, whose efforts to save The President in season one earn him an opportunity to become a Night Agent in season two. But working in the secretive organization of Night Action will propel Peter into a world where danger is everywhere and trust is in short supply. Mythic Quest (AppleTV+) - Jan. 29 Season four of the hit comedy Mythic Quest , created by Rob McElhenney , Charlie Day and Megan Ganz , will premiere globally on Apple TV+ with two episodes on Jan. 29. The Voice (NBC) - Feb. 3 Adam Levine reclaims his red swivel chair and Kelsea Ballerini joins the singing competition series alongside fellow season 27 coaches John Legend and Michael Bublé . The Hunting Party (NBC) - Feb. 3 A high-concept crime procedural about a small team of investigators who are assembled to track down and capture the most dangerous killers our country has ever seen, all of whom have just escaped from a top-secret prison that’s not supposed to exist. The Floor (Fox) - Feb. 9 The Rob Lowe -hosted game show returns Super Bowl Sunday. The Masked Singer (Fox) - Feb. 12 The celebrity singing competition series returns for season 13. Yellowjackets (Showtime) - Feb. 14 Season three will continue to follow the saga of a team of wildly talented high school girls soccer players who become the (un)lucky survivors of a plane crash deep in the remote northern wilderness. The series chronicles their descent from a complicated but thriving team to savage clans, while also tracking the lives they’ve attempted to piece back together nearly 25 years later, proving that the past is never really past and what began out in the wilderness is far from over.
WASHINGTON , Dec. 6, 2024 /PRNewswire/ -- With a look back at 2024, NASA is celebrating its many innovative and inspiring accomplishments this year including for the first time, landing new science and technology on the Moon with an American company, pushing the boundaries of exploration by launching a new mission to study Jupiter's icy moon Europa; maintaining 24 years of continuous human exploration off the Earth aboard the International Space Station, and unveiling the first look at its supersonic quiet aircraft for the benefit of humanity. The agency also shared the wonder of a total eclipse with millions of Americans, conducted the final flight of its Ingenuity helicopter on the Red Planet, demonstrated the first laser communications capability in deep space, tested the next generation solar sail in space, made new scientific discoveries with its James Webb Space Telescope, completed a year-long Mars simulation on Earth with crew, announced the newest class of Artemis Generation astronauts, and much more. "In 2024, NASA made leap after giant leap to explore, discover, and inspire – all while bringing real, tangible, and substantial benefits to the American people and to all of humanity," said NASA Administrator Bill Nelson . "We deepened the commercial and international partnerships that will help NASA lead humanity back to the Moon and then to the red sands of Mars. We launched new missions to study our solar system and our universe in captivating new ways. We observed our changing Earth through our eyes in the sky – our ever-growing fleet of satellites and instruments – and shared that data with all of humanity. And we opened the doors to new possibilities in aviation, new breakthroughs on the International Space Station, and new wonders in space travel." Through its Moon to Mars exploration approach, the agency continued moving forward with its Artemis campaign, including progress toward its first mission around the Moon with crew in more than 50 years and advancing plans to explore more of the Moon than ever before. So far in 2024, 15 countries signed the Artemis Accords, committing to the safe, transparent, and responsible exploration of space with the United States . As part of efforts to monitor climate change, the agency launched multiple satellites to study our changing planet and opened its second Earth Information Center to provide data to a wider audience. With the release of its latest Economic Impact Report , NASA underscored the agency's $75.6 billion impact on the U.S. economy, value to society, and return on investment for taxpayers. "To invest in NASA is to invest in American workers, American innovation, the American economy, and American economic competitiveness. Through continued investments in our workforce and our infrastructure, NASA will continue to propel American leadership on Earth, in the skies, and in the stars," said Nelson. Key 2024 agency highlights across its mission areas include: Preparing for Moon, Mars This year, NASA made strides toward the Artemis Generation of scientific discovery at the Moon while validating operations and systems to prepare for human missions to Mars. The agency advanced toward Artemis II, the first crewed flight under Artemis: NASA announced results of its Orion heat shield investigation and updated its timelines for Artemis II and III. Teams delivered the core stage and launch vehicle stage adapter of the SLS (Space Launch System) rocket from NASA's Michoud Assembly Facility in New Orleans to NASA's Kennedy Space Center in Florida and began stacking the rocket's booster segments. Engineers carried out a series of tests of the mobile launcher and systems at NASA Kennedy's Launch Pad 39B ahead of the test flight and added an emergency egress system to keep crew and other personnel at the launch pad safe in the case of an emergency. NASA performed key integrated testing of the Orion spacecraft that will send four astronauts around the Moon and bring them home, including testing inside an altitude chamber simulating the vacuum conditions of deep space. The crew and other teams performed key training activities to prepare for flight, including practicing recovery operations at sea , as well as launch countdown and mission simulations. In February, the first Moon landing through the agency's CLPS (Commercial Lunar Payload Services) initiative brought NASA science to the lunar surface on Intuitive Machines' Nova-C lander successfully capturing data that will help us better understand the Moon's environment and improve landing precision and safety. In August, NASA announced that a new set of NASA science experiments and technology demonstrations will arrive at the lunar South Pole in 2027 following the agency's latest CLPS initiative delivery award. To return valuable samples from Mars to Earth, NASA sought innovative designs and announced a new strategy review team to assess various design studies to reduce cost, risk, and complexity. NASA's MAVEN (Mars Atmosphere and Volatile EvolutioN) spacecraft celebrated 10 years of exploration of the Red Planet's upper atmosphere. After three years, NASA's Ingenuity Mars Helicopter ended its mission in January, with dozens more flights than planned. In September, the NASA Space Communications and Navigation team awarded a contract to Intuitive Machines to support the agency's lunar relay systems as part of the Near Space Network , operated by NASA's Goddard Space Flight Center in Greenbelt, Maryland . NASA identified an updated set of nine potential landing regions near the lunar South Pole for its Artemis III mission. Capturing the current state of the Moon to Mars architecture, NASA released the second revision of its Architecture Definition Document . NASA formalized two international agreements for key Artemis elements, including with the United Arab Emirates for the Gateway airlock module , and with Japan to provide a pressurized rover for the lunar surface. Astronauts, scientists, and engineers took part in testing key technologies and evaluating hardware needed to work at the Moon, including simulating moonwalks in geologically Moon-like areas of Arizona , practiced integration between the crew and mission controllers, participated in human factors testing for Gateway, and evaluated the developmental hardware. NASA worked collaboratively with SpaceX and Blue Origin on their human lunar landers for Artemis missions, exercising an option under existing contracts to develop cargo variants of their human landers. In August, as part of its commitment to a robust, sustainable lunar exploration program for the benefit of all, NASA announced it issued a Request for Information to seek interest from American companies and institutions in conducting a mission using the agency's VIPER (Volatiles Investigating Polar Exploration Rover) Moon rover. The agency selected three companies to advance capabilities for a lunar terrain vehicle that Artemis astronauts will use to travel around the lunar surface. NASA completed a critical design review on the second mobile launcher , which will launch the more powerful Block 1B version of the SLS rocket. Engineers at NASA Kennedy continued outfitting the Artemis III and IV Orion crew modules and received the European-built Orion service module for Artemis III; they also received several sections of the Artemis III and IV SLS core stages, and upgraded High Bay 2 in the Vehicle Assembly Building. NASA completed its second RS-25 certification test series at NASA's Stennis Space Center near Bay St. Louis, Mississippi , setting the stage for production of new engines to help power future Artemis missions to the Moon and beyond. The CHAPEA (Crew Health and Performance Exploration Analog) 1 crew completed a 378-day mission in a ground-based Mars habitat at NASA's Johnson Space Center in Houston . Observing, Learning About Earth NASA collects data about our home planet from space and on land, helping understand how our climate on Earth is changing. Some of the agency's key accomplishments in Earth science this year include: After launching into space in February, NASA's PACE (Plankton, Aerosol, Cloud, ocean Ecosystem) satellite mission is successfully transmitting first-of-their-kind measurements of ocean health, air quality, and the effects of a changing climate. Using the agency's TEMPO (Tropospheric Emissions: Monitoring of Pollution) instrument, NASA made available new near-real time data providing air pollution observations at unprecedented resolutions – down to the scale of individual neighborhoods. Launched in May and June , NASA's PREFIRE (Polar Radiant Energy in the Far-Infrared Experiment) CubeSats started collecting data on the amount of heat in the form of far-infrared radiation that the Arctic and Antarctic environments emit to space. NASA rolled out the Disaster Response Coordination System, a new resource that delivers up-to-date information on fires, earthquakes, landslides, floods, tornadoes, hurricanes, and other extreme events to emergency managers. The agency partnered with the Smithsonian National Museum of Natural History to open the Earth Information Center exhibit. Exploring Our Solar System, Universe NASA's Europa Clipper embarked Oct. 14 on its long voyage to Jupiter , where it will investigate Europa, a moon with an enormous subsurface ocean that may have conditions to support life. NASA collaborated with multiple partners on content and social media related to the launch, including engagements with the National Hockey League, U.S. Figure Skating, 7-Eleven, e.l.f., Girl Scouts, Crayola, Library of Congress, and others. NASA's 2024 space exploration milestones also include: NASA's groundbreaking James Webb Space Telescope marked more than two years in space, transforming our view of the universe as designed, by studying the most distant galaxies ever observed, while raising exciting new questions about the atmospheres of planets outside our solar system . As part of an asteroid sample exchange , NASA officially transferred to JAXA (Japan Aerospace Exploration Agency) a portion of the asteroid Bennu sample collected by the agency's OSIRIS-Rex (Origins, Spectral Interpretation, Resource Identification, and Security-Regolith Explorer) mission in a ceremony on Aug. 22 . After surviving multiple challenges this year, NASA's Voyager mission continues to collect data on the furthest reaches of our Sun's influences. NASA selected a new space telescope for development that will survey ultraviolet light across the entire sky, called UVEX (UltraViolet Explorer) . This year, all remaining major components were delivered to NASA Goddard to begin the integration phase for the agency's Nancy Grace Roman Space Telescope. NASA developed, tested, and launched the patch kit that astronauts will use to repair the agency's NICER (Neutron star Interior Composition Explorer) telescope on the International Space Station. The agency continued preparing the SPHEREx (Spectro-Photometer for the History of the Universe, Epoch of Reionization and Ices Explorer) mission to launch by April 2025 . To manage the maturation of technologies necessary to develop the Habitable Worlds Observatory telescope, NASA established a project office at NASA Goddard . NASA and partners declared that the Sun reached solar maximum in 2024, a period of heightened solar activity when space weather becomes more frequent. The Solar and Heliospheric Observatory, a joint mission between ESA (European Space Agency) and NASA, discovered its 5,000th comet in March. NASA's Sounding Rocket Program provided low-cost access to space for scientific research, technology development, and educational missions. NASA launched 14 sounding rocket missions in 2024. Scientists announced findings from a sounding rocket launched in 2022 that confirmed the existence of a long-sought global electric field at Earth. The agency established a new class of astrophysics missions, called Astrophysics Probe Explorers , designed to fill a gap between NASA's flagship and smaller-scale missions. Living, Conducting Research in Space In 2024, a total of 25 people lived and worked aboard the International Space Station, helping to complete science for the benefit of humanity, open access to space to more people, and support exploration to the Moon in preparation for Mars. A total of 14 spacecraft visited the microgravity laboratory in 2024, including eight commercial resupply missions from Northrop Grumman and SpaceX, as well as international partner missions, delivering more than 40,000 pounds of science investigations, tools, and critical supplies to the space station. NASA also helped safely return the uncrewed Boeing Starliner spacecraft to Earth, concluding a three-month flight test to the International Space Station. In addition: In March, NASA welcomed its newest class of Artemis Generation astronauts in a graduation ceremony. The agency also sought new astronaut candidates, and more 8,000 people applied. NASA astronaut Jasmin Moghbeli , ESA (European Space Agency) astronaut Andreas Mogensen , and JAXA (Japan Aerospace Exploration Agency) astronaut Satoshi Furukawa returned to Earth at the conclusion of NASA's SpaceX Crew-7 mission aboard the International Space Station. The three crew members, along with Roscosmos cosmonaut Konstantin Borisov , splashed down in March off the coast of Pensacola, Florida , completing a six-and-a-half-month mission contributing to hundreds of experiments and technology demonstrations. In June, NASA astronauts Butch Wilmore and Suni Williams safely arrived at the space station aboard Boeing's Starliner spacecraft following launch of their flight test. With Starliner's arrival, it was the first time in station history three different spacecraft that carried crew to station were docked at the same time. Starliner returned uncrewed in September following a decision by NASA . Wilmore and Williams, now serving as part of the agency's Crew-9 mission, will return to Earth in February 2025 . NASA astronaut Don Pettit , accompanied by Roscosmos cosmonauts Alexey Ovchinin and Ivan Vagner , arrived at the orbital laboratory in September to begin a six-month mission. Completing a six-month research mission in September, NASA astronaut Tracy C. Dyson returned to Earth with Roscosmos cosmonauts Oleg Kononenko and Nikolai Chub aboard the Soyuz MS-25 spacecraft. NASA astronaut Nick Hague and Roscosmos cosmonaut Aleksandr Gorbunov launched on the agency's SpaceX Crew-9 mission to the space station. Concluding a nearly eight-month science mission, NASA's SpaceX Crew-8 mission safely returned to Earth, splashing down on Oct. 25 , off the coast of Pensacola, Florida . NASA and Axiom Space successfully completed the third private astronaut mission to the space station in February, following an 18-day mission, where the crew conducted 30 experiments, public outreach, and commercial activities in microgravity. The agency announced SpaceX was selected to develop and deliver the U.S. Deorbit Vehicle, which will safely move the space station out of orbit and into a remote area of an ocean at the end of its operations. NASA and SpaceX monitored operations as the company's Dragon spacecraft performed its first demonstration of reboost capabilities for the space station. NASA concluded the final mission of its Spacecraft Fire Safety Experiment, or Saffire , putting a blazing end to an eight-year series of investigations looking at fire's behavior in space. A robotic surgical tool aboard space station was successfully controlled remotely by surgeons on Earth. The Robotic Surgery Tech Demo tested the performance of a small robot to evaluate the effects of microgravity and time delays between space and ground. The first successful metal 3D print was conducted aboard the space station, depositing a small s-curve in liquified stainless steel for the Metal 3D Printer investigation to test additive manufacturing of small metal parts in microgravity for equipment maintenance on future long-duration missions. In 2024, 17 NASA Biological and Physical Science research payloads were delivered to the orbital laboratory, spanning quantum, plant biology, and physical sciences investigations. More than 825,000 photos of Earth were taken from the space station in 2024 so far, contributing to research tracking how our planet's landscapes are changing over time. Expedition 71 produced more than 630,000 images, the most taken during a single mission . In total, more than 5.3 million photos have been taken from the space station, providing imagery for urban light studies, studies of lightning flashes, and 14 natural disaster events in 2024 alone. Imagining Future Flight NASA researchers worked to advance innovations that will transform U.S. aviation, furthering the Sustainable Flight National Partnership and other efforts to help the country reach net zero carbon emissions by 2050. NASA also unveiled its X-59 quiet supersonic aircraft, the centerpiece of its Quesst mission to make quiet overland supersonic flight a reality. NASA aeronautics initiatives also worked to bring air taxis, delivery drones, and other revolutionary technology closer to deployment to benefit the U.S. public and industry. Over the past year, the agency: Began testing the quiet supersonic X-59's engine ahead of its first flight. Made further progress in research areas of Quesst mission, including ground recording station testing and advancement and structural tests on the aircraft. Publicly unveiled the X-59 in January , providing the first look at this unique aircraft. Tested a wind-tunnel model of the X-66 , an experimental aircraft designed to reduce the carbon footprint. Began building the X-66 simulator that will allow pilots and engineers to run real-life scenarios in a safe environment. Funded new studies looking at the future of sustainable aircraft for the 2050 timeframe and beyond. Built a new simulator to study how passengers may experience air taxi rides. The results will help designers create new aircraft types with passenger comfort in mind. Developed a computer software tool called OVERFLOW to predict aircraft noise and aerodynamic performance. This tool is now being used by several air taxi manufacturers to test how propellers or wings perform. In collaboration with Sikorsky and DARPA (Defense Advanced Research Projects Agency), flew two helicopters autonomously using NASA-designed collision avoidance software. Designed and flew a camera pod with sensors to help advance computer vision for autonomous aviation. Launched a new science, technology, engineering, and mathematics kit focused on Advanced Air Mobility so students can learn more about air taxis and drones. Continued to reduce traffic and save fuel at major U.S. airports as part of NASA's to work to improve air travel and make it more sustainable. Worked with partners to demonstrate a first-of-its-kind air traffic management concept for aircraft to safely operate at higher altitudes. Advanced Hybrid-Electric technologies with GE Aerospace under the Hybrid Thermally Efficient Core project. Conducted new ground and flight tests for the Electrified Powertrain Flight Demonstration project, which works to create hybrid electric powertrains for regional and single-aisle aircraft, alongside GE Aerospace and magniX. Collaborated with the Federal Aviation Administration and police and fire departments to strategize on integrating public safety drones into the national airspace. Launched a new science, technology, engineering, and mathematics kit focused on Advanced Air Mobility so students can learn more about air taxis and drones. Improving Life on Earth, in Space with Technology NASA develops essential technologies to drive exploration and the space economy. In 2024, NASA leveraged partnerships to advance technologies and test new capabilities to help the agency develop a sustainable presence on the lunar surface and beyond, while benefiting life on our home planet and in low Earth orbit. The following are 2024 space technology advancements: Deployed NASA's Advanced Composite Solar Sail System in space, marking a successful test of its composite boom technology. Performed record-breaking laser communications with NASA's Deep Space Optical Communications technology demonstration by sending a laser signal from Earth to NASA's Psyche spacecraft about 290 million miles away. NASA's Advanced Composite Solar Sail System and Deep Space Optical Communications were named among TIME's Inventions of 2024 , along with the agency's Europa Clipper spacecraft. Supported 84 tests of technology payloads via 38 flights with six U.S. commercial flight providers through NASA's Flight Opportunities Program . Enabled the first NASA-supported researcher to fly with their payload aboard a commercial suborbital rocket. Advanced critical capabilities for autonomous networks of small spacecraft with NASA's Starling demonstration, the first satellite swarm to autonomously distribute information and operations data between spacecraft. Demonstrated space-age fuel gauge technology , known as a Radio Frequency Mass Gauge, on Intuitive Machines' Nova-C lunar lander, to develop technology to accurately measure spacecraft fuel levels. Performed an in-space tank to tank transfer of cryogenic propellent (liquid oxygen) on the third flight test of SpaceX's Starship. Licensed a new 3-D printed superalloy , dubbed GRX-810, to four American companies to make stronger, more durable airplane and spacecraft parts. Manufactured 3D-printed, liquid oxygen/hydrogen thrust chamber hardware as part of NASA's Rapid Analysis and Manufacturing Propulsion Technology project, which earned the agency's 2024 "Invention of The Year" award for its contributions to NASA and commercial industry's deep space exploration goals. Pioneered quantum discovery using the Cold Atom Lab , including producing the first dual-species Bose-Einstein Condensates in space, the first dual-species atom interferometers in space, and demonstrating the first ultra-cool quantum sensor for the first time in space. Announced two new consortia to carry out ground-based research investigations and conduct activities for NASA's Biological and Physical Sciences Space Biology Program , totaling $5 million . Awarded $4.25 million across the finales of three major NASA Centennial Challenges, including Break the Ice , Watts on the Moon , and Deep Space Food to support NASA's Artemis missions and future journeys into deep space. Launched a collaborative process to capture the aerospace community's most pervasive technical challenges, resulting in a ranked list of 187 civil space shortfalls to help guide future technology development projects, investments, and technology roadmaps. Growing Global Partnerships Through the Artemis Accords , almost 50 nations have joined the United States , led by NASA with the U.S. State Department, in a voluntary commitment to engage in the safe, transparent, and responsible exploration of the Moon, Mars, and beyond. The Artemis Accords represent a robust and diverse group of nation states, representing all regions of the world, working together for the safe, transparent, and responsible exploration of the Moon, Mars and beyond with NASA. More countries are expected to sign the Artemis Accords in the weeks and months ahead. During a May workshop with Artemis Accords signatories in Montreal, Canada , NASA led a tabletop exercise for 24 countries centered on further defining and implementing key tenets, including considering views on non-interference, interoperability, and scientific data sharing among nations. A NASA delegation participated in the 75th International Astronautical Congress in Milan . During the congress, NASA co-chaired the Artemis Accords Principals' Meeting , which brought together 42 nations furthering discussions on the safe and responsible use of space for the benefit of all. Celebrating Total Solar Eclipse During the total solar eclipse on April 8 , NASA helped the nation enjoy the event safely and engaged millions of people with in-person events, live online coverage, and citizen science opportunities. NASA also funded scientists around North America to take advantage of this unique position of the Sun, Moon, and Earth to learn more about the Sun and its connection to our home planet. Highlights of the solar celebration include: The space station crew were among the millions viewing the solar eclipse . NASA collaborated with the Indianapolis Motor Speedway, Google, NCAA Women's Final Four, Peanuts Worldwide, Microsoft, Sésamo, LEGO, Barbie, Major League Baseball, Third Rock Radio, Discovery Education, and others on eclipse-inspired products and social posts to support awareness of the eclipse and the importance of safe viewing. More than 50 student teams participated in NASA's Nationwide Eclipse Ballooning Project, with some becoming the first to measure atmospheric gravity waves caused by eclipses. Building Low Earth Orbit Economy In August, NASA announced the development of its low Earth orbit microgravity strategy by releasing 42 objectives for stakeholder feedback. The strategy helps to guide the next generation of human presence in low Earth orbit and advance microgravity science, technology, and exploration. NASA is refining the objectives with collected input and will finalize the strategy before the end of the year. Additional advancements include: NASA modified agreements for two funded commercial space station partners that are on track to develop low Earth orbit destinations for the agency and other customers. A NASA-funded commercial space station, Blue Origin's Orbital Reef, completed multiple testing milestones for its critical life support system as part of the agency's efforts for new destinations in low Earth orbit. A full-scale ultimate burst pressure test on Sierra Space's LIFE (Large Integrated Flexible Environment) habitat structure was conducted, an element of a NASA-funded commercial space station. The agency's industry partners , through the second Collaborations for Commercial Space Capabilities initiative and Small Business Innovation Research Ignite initiative, completed safety milestones, successful flight tests, and major technological advancements. As NASA opens access to space by working with private industry, the agency shared its medical expertise, human system integration knowledge , utilization requirements , and commercial space food insight to aid in developing safe, reliable, innovative, and cost-effective space stations. To address a rapidly changing space operating environment and ensure its preservation for generations to come, NASA released its integrated Space Sustainability Strategy in April. The agency tested the Sierra Space Dream Chaser spaceplane for the extreme environments of space at NASA's Neil Armstrong Test Facility in Sandusky, Ohio . NASA's Glenn Research Center in Cleveland streamed 4K video footage from an aircraft to the space station and back for the first time using optical, or laser, communications. Inspiring Artemis Generation of STEM Students NASA continues to offer a wide range of science, technology, engineering, and mathematics (STEM) initiatives and activities, reaching and engaging the next generation of scientists, engineers, and explorers. The agency's STEM engagements are enhanced through collaborations with partner organizations, the distribution of various grants, and additional strategic activities. Key 2024 STEM highlights include: Awarded nearly $45 million to 21 higher-education institutions to help build capacity for research, and announced the recipients of grants that will support scientific and technical research projects for more than 20 universities and organizations across the United States . Planted a " Moon Tree ," a seedling that traveled around the Moon and back aboard the agency's Artemis I mission in 2022, at the U.S. Capitol in Washington . The event highlighted a partnership with the U.S. Forest Service that invited organizations across the country to host the seedlings. Partnered with Microsoft's Minecraft to engage students in a game-based learning platform, where players can experience NASA's discoveries with interactive modules on star formation, planets, and galaxy types, modeled using real James Webb Space Telescope images. Collaborate with the U.S. Department of Education to bring STEM to students during after-school hours under the 21st Century Community Learning Centers program, which aims to reach thousands of students in more than 60 sites across 10 states. Launched NASA Engages , a platform to connect and serve the public by providing agency experts to share their experiences working on agency missions and programs. With more than 55,000 applications for NASA internships across the spring, summer and fall sessions, a new recruitment record, NASA helped students and early-career professionals make real contributions to space and science missions. Expanded the agency's program to help informal educational institutions like museums, science centers, libraries, and other community organizations bring STEM content to communities, resulting in 42 active awards across 26 states and Puerto Rico . Hosted the 30th Human Exploration Rover Challenge , one of NASA's longest-standing student challenges, with participation from more than 600 students and 72 teams from around the world. Reaching New, Future Explorers NASA's future-forward outreach to current and new audiences is key to providing accessibility to the agency's scientific discoveries and to growing the future STEM workforce. NASA's creative and inclusive 2024 strategies to reach the public include: NASA's on-demand streaming service, NASA+ , achieved four times the viewership of the agency's traditional cable channel, marking a major milestone in its ongoing web modernization efforts. As part of the digital transformation, NASA said goodbye to NASA Television, its over-the-air broadcast, streamlining how it delivers the latest space, science, and technology news. NASA+ marked its first year of operation Sept. 23 , and visitors have played 1,036,389 hours of programming. April 8 , the day of the total solar eclipse, brought in 32 million views to NASA's websites, more than 15 times additional views than the average this year. On average, NASA websites receive 33.4 million views every month. NASA social media accounts saw an increase of 4% in followers since 2023, from 391.2 million in 2023 to 406.8 million this year. On average, NASA accounts see close to 25 million engagements each month. Notable live social media events in 2024 included the first-ever Reddit Ask Me Anything with the platform's 23-million member "Explain Like I'm Five" community; the first X Spaces conversation from space; and NASA's first Instagram Live of a launch, which contributed 410,000 of the 6.6 million views of the Boeing Starliner Crew Flight Test launch. NASA Twitch launched custom emotes, issued channel points for the first time, and collaborated with an external Twitch creator, a how-to conversation with astrophotographers and NASA experts about photographing the Moon. NASA aired live broadcasts for 14 mission launches in 2024. The agency's official broadcast of the 2024 total solar eclipse and its telescope feed are the top two most-watched livestreams this year on NASA's YouTube. The agency's YouTube livestreams in 2024 surpassed 84.7 million total views. NASA broadcasts often were enhanced by the presence of well-known athletes, artists, and cultural figures. The solar eclipse broadcast alone featured musician Lance Bass , actor Scarlett Johannson , NFL quarterback Josh Dobbs , and Snoopy. The agency's podcasts surpassed 9.7 million all-time plays on Apple Podcasts and Spotify. The NASA app was installed more than 2.1 million times in 2024. The number of subscribers to NASA's flagship and Spanish newsletters total more than 5 million. NASA celebrated the 5th anniversary of the Hidden Figures Way street renaming. The program honored the legacy of Katherine Johnson , Dorothy Vaughan , Mary Jackson , and Christine M. Darden , and others who were featured in Margot Shetterly's book – and the subsequent movie – Hidden Figures, and their commitment to science, justice, and humanity. The agency signed Space Act agreements with the National Association for the Advancement of Colored People and the Hispanic Heritage Foundation to increase engagement and equity for underrepresented students pursuing STEM fields and reduce barriers to agency activities and opportunities. As part of its plans to reach new audiences, NASA continued to focus on developing Spanish-language content. This year, the agency: Launched its second season of the Spanish-language podcast Universo curioso de la NASA. More than doubled the number of yearly posts to its science-focused website in Spanish, Ciencia de la NASA , and grew the website's traffic by five-fold. Produced live broadcasts for the 2024 total solar eclipse and for the launch of the Europa Clipper mission, which reached a combined audience of more than 5 million viewers around the world. Published a video about how NASA and ESA (European Space Agency) cooperate to train astronauts. Released an astrobiology graphic novel and the agency's economic impact yearly report in Spanish, among other outreach materials. Relaunched the NASA Art Program with two space-themed murals in New York's Hudson Square neighborhood in Manhattan . The vision of the reimagined NASA Art Program is to inspire and engage the Artemis Generation with community murals and art projects for the benefit of humanity. A DC-8 Airborne Science Laboratory Workshop documented and celebrated the important scientific work conducted aboard NASA's legendary DC-8 and captured lessons of the past for current and future operators. The Deep Space Network beamed a Missy Elliott song to space on July 12 . NASA partnered with Crayola Education to develop content for Crayola's annual Creativity Week held in January, which reached more than 6 million kids from 100 countries. On the eve of the 55th anniversary of the Apollo 11 Moon landing, NASA Johnson named one of its central buildings the "Dorothy Vaughan Center in Honor of the Women of Apollo ." Actress Octavia Spencer narrated a video for the event. NASA's Ames Research Center in California's Silicon Valley hosted social media creators in space, science, and engineering for a behind-the-scenes tour of the center's world-class facilities. Engaging largely untapped NASA audiences of more than 155,000 in Illinois , Michigan , and Minnesota , NASA's Glenn launched NASA in the Midwest, an integrated approach to bring awareness to the agency's connections to the region to large-scale festivals and surrounding community institutions. Reaching 500,000 in-person attendees, NASA Stennis supported the agency's return to the ESSENCE Festival of Culture in New Orleans . NASA's Wallops Flight Facility in Virginia developed a dance engagement program in partnership with the Eastern Shore Ballet Theatre, introducing new audiences to the agency while blending arts and science. NASA participated in more than 3,700 events planned with an estimated reach of more than 17 million worldwide. This was accomplished through in-person, hybrid, and virtual outreach activities and events. The agency's Virtual Guest Program engaged 277,370 virtual guests across 13 events, with an average of 145 countries, regions, and territories represented per event. There also were many notable engagements highlighting the intersection of space and sports in 2024, including the Stanley Cup visiting NASA Kennedy for photographs as part of the agency's growing partnership with the National Hockey League. NASA Glenn also collaborated with The Ohio State University Marching Band for its halftime show during the university's football game on Sept. 21 . A video greeting from astronauts aboard the International Space Station introduced the show , which featured aerospace-themed music and numerous formations including the final formation the NASA Meatball. For more about NASA's missions, research, and discoveries, visit: https://www.nasa.gov SOURCE NASAWuKong Education Named to the 2025 GSV 150 for Leading the Way in Education TechnologyN.Y. Red Bulls sign 15-year-old Staten Island native to professional contract
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LOS ANGELES--(BUSINESS WIRE)--Nov 26, 2024-- Just in time for the holiday shopping season, Charlie , banking* for 62+ Americans, launched CharlieSaver , the most comprehensive source for senior discounts nationwide. CharlieSaver has scoured stores all across America to identify over 20,000 senior discounts across 1,000 shopping centers. CharlieSaver is free to use and available to all older Americans, not just Charlie customers. Senior discounts are an excellent way for older Americans to stretch their budget and make the most of the hard work they've put in over the years. This is especially true given that nearly half of older Americans live paycheck-to-paycheck, and over 17 million American adults over 65 are economically insecure. At the same time, there are thousands of senior discounts available to this population that are difficult to find and impossible to keep track of. Older Americans could be missing out on hundreds of dollars in savings each year because there is no way to know about all the discounts available to them, and many retailers only offer a discount when asked directly by a customer. CharlieSaver does the important work of gathering all senior discounts in one simple-to-search website. CharlieSaver will continue to expand as new deals are discovered and more stores and restaurants join in to offer these valuable discounts. Charlie is also encouraging the public to share any discounts they find that are not listed on the platform and invites retailers to reach out if they want their senior discount included in CharlieSaver. CharlieSaver is Charlie’s latest effort to empower older Americans to make the most out of their money and keep it safe. Last week, Charlie announced Family FraudShield , a first-of-its-kind financial conversation guide aimed at helping people discuss financial fraud with their older parents and relatives. In June, Charlie introduced SpeedBump , a proprietary combination of pauses, alerts, and real-time education introduced at the exact moments customers are most vulnerable to fraud. In November 2023, Charlie launched FraudShield , a comprehensive, personalized suite of fraud protection tools built exclusively for the unique needs of 62+ Americans. *Charlie is not a bank, banking services provided by Sutton Bank; Member FDIC. About Charlie Charlie is the place for older Americans to get the most out of their money and keep it safe. Charlie uses machine learning technology and an expert, US-based customer service team to study older Americans’ unique financial habits, needs, and vulnerabilities. These insights inform the features and functions Charlie designs to provide them with financial flexibility and protection. With faster access to their Social Security check, groundbreaking fraud protection, competitive earnings on deposits, no monthly fees or minimums, and intuitive, age-optimized product design, Charlie customers have the financial peace of mind they deserve. Banking services provided by Sutton Bank; Member FDIC. To learn more, visit Charlie.com . View source version on businesswire.com : https://www.businesswire.com/news/home/20241126462777/en/ CONTACT: Julie Halpin Julie@charlie.com KEYWORD: CALIFORNIA UNITED STATES NORTH AMERICA INDUSTRY KEYWORD: DISCOUNT/VARIETY ELECTRONIC COMMERCE SENIORS TECHNOLOGY OTHER RETAIL DIGITAL MARKETING RESTAURANT/BAR CONSUMER PERSONAL FINANCE ONLINE PRIVACY RETAIL MARKETING FINANCE COMMUNICATIONS SECURITY BABY BOOMERS BANKING PROFESSIONAL SERVICES INTERNET ONLINE RETAIL SOURCE: Charlie Copyright Business Wire 2024. PUB: 11/26/2024 03:25 PM/DISC: 11/26/2024 03:25 PM http://www.businesswire.com/news/home/20241126462777/enIt's hard to believe Kyle Richards ever wears anything on her famous feet other than a pair of . After all, the 55-year-old actress, socialite and TV personality is one of the she's for her classy, expensive-looking style! And for the most part, that's probably not far from the truth, but lately, our favorite RHOBH is kicking around in something a little more casual and a lot more comfy: the Great for dashing around town or bumming around the house, these classy faux suede slip-ons have a memory foam insole for maximum comfort on just about any surface. And thanks to Hey Dude's Flex & Fold technology, these shoes are lightweight and flexible. Even the ultra-glamorous have to doff their heels every once in a while, and Richards is a guiding light in that department. She shared on her that she did "something" while she was running that left her with a limp. She needed something easy on her feet and snatched up the for the job. "They're literally like walking on a cloud," she gushed. "They're so comfortable, I don't even feel like I have shoes on." These backless slip-ons are just right for stepping into if you have to run out to the store, but the extra-thick soles also make them a great option for padding around the house. In addition to the lightweight and flexible sole, the upper is made with faux suede, which means you can throw them in the washing machine when they get smudged or stained. Hey Dude shoes are a favorite among Amazon shoppers, too. "My favorite shoes!" gushed . "If I could give 10 stars, I would. One of my fav shoes I own. I’m going to be purchasing a second black pair as well. Feels like I’m walking on a cloud! So comfortable and fits my foot perfectly. They don’t slide or make me walk funny like other slip-on shoes do. It’s no different than wearing a pair of very supportive sneakers. Hey Dudes are worth the hype and these are very aesthetically pleasing! I love the platforms." "Best shoes ever!" another raved. "I have very bad feet and the functionality and comfort this shoe provides don’t make my feet hurt at all! I have pronated/flat feet and need a wide shoe because I have bunions as a result of my flat feet. There is no rubbing on the bunions and zero foot pain after wearing these for hours. If you do feel they are tight on your feet for any reason you can remove the insole to give you more space. This is definitely a great elevated shoe to add to your wardrobe! Another important detail is that right out of the box it is a flexible shoe, not stiff at all. They are also very lightweight though they look like they would be a heavier shoe." A final wrote: "Make sure you do the video measurements because they do run differently. I had to get a bigger size and I always wear the same size." Want a similar shoe with a back? The is another one of Kyle's recommendations. Cute and lightweight, these slip-ons are also designed with a cushy memory foam insole and Flex & Fold technology. This version also comes with elastic laces for a secure fit. If you have , you’ll get free shipping, of course. Not yet a member? No problem. . (And by the way, those without still get free shipping on orders of $35 or more.)When burning hospitals are no longer news
With the holidays taking up much of your time, you may not be concentrating on retirement moves to make before 2025. But if you’re the type of person who does everything to the max, investing in your future retirement now could be a game changer. In 2024, you can invest up to $23,000 into your 401(k) retirement plan as per IRS contribution limits. If you’re over 50 and need to play catch-up, you can invest an extra $7,500. That means your total possible contribution for 2024 is $30,500. If that seems like a lot, it is. But you don’t have to max out your contributions if you can’t afford it. Employer matching can help. In 2025, you can invest $23,500, bringing your possible contribution up to $31,500. If you’re over 50, the catch-up contribution remains at $7,500 for 2025. But a huge change was made in SECURE 2.0 for employees aged 60 to 63 who participate in workplace retirement plans. Starting in 2025, this super catch-up contribution limit is $11,250 instead of $7,500.  Figure out how much you contributed. If you’ve contributed as much as possible for the year, you’re in good shape going into 2025. If you’re not sure, you changed jobs or haven’t contributed consistently in 2024, you still have time to make adjustments to max out your 401(k) contributions for the year. Check your employer’s match. Employer matching is a job benefit not to be overlooked. After all, for every dollar you save in your 401(k), your employer matches your contributions dollar-for-dollar or offers a partial match up to a certain percentage of your wages. Knowing where you stand can help you make the most of this opportunity. For example, let’s say you earn $50,000 per year and contribute $3,000 to your 401(k), or 6% of your salary. If your employer offers to match 50 cents of each dollar you contribute up to 6% of your pay, they would add $1,500 each year to your 401(k) account, boosting your total annual contributions to $4,500. Look at your budget. Maxing out your 401(k) is always a good move. However, retirement planning can be a balancing act; sometimes, your budget is downright against it. If you have high debt or no money set aside for emergencies, you may want to hold off a bit. That doesn’t mean you shouldn’t contribute to your retirement plan at all. Maintaining contributions is important, even if it means not maxing it out. Still, if you wait too long to save, you’ll have to play catch-up. If you save too much, you may have to tap into your account early, which can mean early withdrawal penalties if you are under age 591⁄2. Boost your contributions. If you have enough cash stashed away to cover a large lump sum contribution to your 401(k), you could max out your 401(k) contributions before the end of the year. You can do this by increasing the percentage you contribute monthly from your paycheck. You’ll want to speak with your employer or HR department to see if this is possible and fill out the necessary paperwork. Keep in mind that how often you increase it or even if you can will depend on your plan rules. You may also want to check to be sure your contributions are still automatic. Since it’s usually easier to save money if it’s automatically deducted from your paycheck, it may be worth reviewing your budget to see if you can boost your contribution amount to max out your 401(k). If you haven’t set up automatic payroll contributions, now is a good time to do so. Maxing out your 401(k) has some clear benefits. This is especially true if you’ve fallen behind on your savings goals or you simply want to grow your retirement nest egg faster. The main advantage is that you’ll have more money saved for retirement. According to Northwestern Mutual’s 2024 Planning & Progress Study, most retired Americans believe they will need nearly $1.5 million in the bank to retire comfortably. That’s a 15% increase — which far outpaces the 3% to 5% inflation rate — over 2023 and is up 53% from 2020. The money you put into your 401(k) lowers how much you’ll pay in taxes for the year, which may put you in a lower tax bracket. Also, 401(k) investments grow tax-deferred, so you won’t pay taxes on the money until you withdraw the funds in retirement. If you have a Roth 401(k), you don’t get a tax break on contributions because you fund your account with after-tax dollars. But the money you contribute grows tax-free and you won’t pay any taxes on your withdrawals in retirement. Maxing out your 401(k) each year may not be enough to retire comfortably, but it is a great start. That’s why enlisting the help of a financial adviser in 2024 can help you get a head start on 2025 and a happy retirement down the road. Get local news delivered to your inbox!CHICAGO — Shoplifting rates in the three largest U.S. cities — New York, Los Angeles and Chicago — remain higher than they were before the pandemic, according to a last month from the nonpartisan research group Council on Criminal Justice. Related Articles The sharp rise in retail theft in recent years has made shoplifting a hot-button issue, especially for politicians looking to address public safety concerns in their communities. Since 2020, when viral videos of smash-and-grab robberies flooded social media during the COVID-19 pandemic, many Americans have expressed fears that crime is out of control. Polls show that perceptions have improved recently, but a majority of Americans crime is worse than in previous years. “There is this sense of brazenness that people have — they can just walk in and steal stuff. ... That hurts the consumer, and it hurts the company,” said Alex Piquero, a criminology professor at the University of Miami and former director of the federal Bureau of Justice Statistics, in an interview. “That’s just the world we live in,” he said. “We need to get people to realize that you have to obey the law.” At least eight states — Arizona, California, Florida, Iowa, Kansas, Louisiana, New York and Vermont — passed a total of 14 bills in 2024 aimed at tackling retail theft, according to the National Conference of State Legislatures. The measures range from redefining retail crimes and adjusting penalties to allowing cross-county aggregation of theft charges and protecting retail workers. Major retailers have responded to rising theft since 2020 by locking up merchandise, upgrading security cameras, hiring private security firms and even closing stores. Still, the report indicates that shoplifting remains a stubborn problem. In Chicago, the rate of reported shoplifting incidents remained below pre-pandemic levels throughout 2023 — but surged by 46% from January to October 2024 compared with the same period a year ago. Shoplifting in Los Angeles was 87% higher in 2023 than in 2019. Police reports of shoplifting from January to October 2024 were lower than in 2023. Los Angeles adopted a new crime reporting system in March 2024, which has likely led to an undercount, according to the report. In New York, shoplifting rose 48% from 2021 to 2022, then dipped slightly last year. Still, the shoplifting rate was 55% higher in 2023 than in 2019. This year, the shoplifting rate increased by 3% from January to September compared with the same period last year. While shoplifting rates tend to rise in November and December, which coincides with in-person holiday shopping, data from the Council on Criminal Justice’s sample of 23 U.S. cities shows higher rates in the first half of 2024 compared with 2023. Researchers found it surprising that rates went up despite retailers doing more to fight shoplifting. Experts say the spike might reflect improved reporting efforts rather than a spike in theft. “As retailers have been paying more attention to shoplifting, we would not expect the numbers to increase,” said Ernesto Lopez, the report’s author and a senior research specialist with the council. “It makes it a challenge to understand the trends of shoplifting.” In downtown Chicago on a recent early afternoon, potential shoppers shuffled through the streets and nearby malls, browsing for gifts ahead of the holidays. Edward Johnson, a guard at The Shops at North Bridge, said that malls have become quieter in the dozen or so years he has worked in mall security, with the rise of online retailers. As for shoplifters, Johnson said there isn’t a single type of person to look out for — they can come from any background. “I think good-hearted people see something they can’t afford and figure nothing is lost if they take something from the store,” Johnson said as he patrolled the mall, keeping an eye out for lost or suspicious items. Between 2018 and 2023, most shoplifting in Chicago was reported in the downtown area, as well as in the Old Town, River North and Lincoln Park neighborhoods, according to a separate by the Council on Criminal Justice. Newly sworn-in Cook County State’s Attorney Eileen O’Neill Burke this month lowered the threshold for charging retail theft as a felony in the county, which includes Chicago, from $1,000 to $300, aligning it with state law. “It sends a signal that she’s taking it seriously,” Rob Karr, the president and CEO of the Illinois Retail Merchants Association, told Stateline. Nationally, retailers are worried about organized theft. The National Retail Federation’s latest attributed 36% of the $112.1 billion in lost merchandise in 2022 to “external theft,” which includes organized retail crime. Organized retail crime typically involves coordinated efforts by groups to steal items with the intent to resell them for a profit. Commonly targeted goods include high-demand items such as baby formula, laundry detergent and electronics. The same report found that retailers’ fear of violence associated with theft also is on the rise, with more retailers taking a “hands-off approach.” More than 41% of respondents to the organization’s 2023 survey, up from 38% in 2022, reported that no employee is authorized to try and stop a shoplifter. (The federation’s reporting has come under criticism. It a claim last year that attributed nearly half of lost merchandise in 2021 to organized retail crime; such theft accounted for only about 5%. The group announced this fall it will no longer publish its reports on lost merchandise.) Policy experts say shoplifting and organized retail theft can significantly harm critical industries, drive up costs for consumers and reduce sales tax revenue for states. Those worries have driven recent state-level action to boost penalties for shoplifting. California Democratic Gov. Gavin Newsom a package of 10 bills into law in August aimed at addressing retail theft. These measures make repeated theft convictions a felony, allow aggregation of crimes across multiple counties to be charged as a single felony, and permit police to arrest suspects for retail theft even if the crime wasn’t witnessed directly by an officer. In September, Newsom an additional bill that imposes steeper felony penalties for large-scale theft offenses. California voters also overwhelmingly a ballot measure in November that increases penalties for specific drug-related and theft crimes. Under the new law, people who are convicted of theft at least twice may face felony charges on their third offense, regardless of the stolen item’s value. “With these changes in the law, really it comes down to making sure that law enforcement is showing up to our stores in a timely manner, and that the prosecutors and the [district attorneys] are prosecuting,” Rachel Michelin, the president and CEO of the California Retailers Association, told Stateline. “That’s the only way we’re going to deter retail theft in our communities.” In New Jersey, a bipartisan making its way through the legislature would increase penalties for leading a shoplifting ring and allow extended sentences for repeat offenders. “This bill is going after a formally organized band of criminals that deliver such destruction to a critical business in our community. We have to act. We have to create a deterrence,” Democratic Assemblymember Joseph Danielsen, one of the bill’s prime sponsors, said in an interview with Stateline. The legislation would allow extended sentences for people convicted of shoplifting three times within 10 years or within 10 years of their release from prison, and would increase penalties to 10 to 20 years in prison for leading a retail crime ring. The bill also would allow law enforcement to aggregate the value of stolen goods over the course of a year to charge serial shoplifters with more serious offenses. Additionally, the bill would increase penalties for assaults committed against retail workers, and would require retailers to train employees on detecting gift card scams. Maryland legislators considered a similar during this year’s legislative session that would have defined organized retail theft and made it a felony. The bill didn’t make it out of committee, but Cailey Locklair, president of the Maryland Retailers Alliance, said the group plans to propose a bill during next year’s legislative session that would target gift card fraud. Better, more thorough reporting from retailers is essential to truly understanding shoplifting trends and its full impact, in part because some retail-related crimes, such as gift card fraud, are frequently underreported, according to Lopez, of the Council on Criminal Justice. Measuring crime across jurisdictions is , and the council does not track organized retail theft specifically because law enforcement typically doesn’t identify it as such at the time of arrest — if an arrest even occurs — requiring further investigation, Lopez said. The council’s latest report found conflicting trends in the FBI’s national crime reporting systems. The FBI’s older system, the Summary Reporting System, known as SRS, suggests that reported shoplifting hadn’t gone up through 2023, remaining on par with 2019 levels. In contrast, the FBI’s National Incident-Based Reporting System, or NIBRS, shows a 93% increase in shoplifting over the same period. The discrepancy may stem from the type of law enforcement agencies that have adopted the latter system, Lopez said. Some of those communities may have higher levels of shoplifting or other types of property crime, which could be what is driving the spike, Lopez said. Despite the discrepancies and varying levels of shoplifting across the country, Lopez said, it’s important for retailers to report these incidents, as doing so could help allocate law enforcement resources more effectively. “All law enforcement agencies have limited resources, and having the most accurate information allows for not just better policy, but also better implementation — better use of strategic resources,” Lopez said. ©2024 States Newsroom. Visit at stateline.org. Distributed by Tribune Content Agency, LLC.