It's officially puffer szn, folks, and if you're still looking for the versatile of your dreams, you may want to take some inspo from Olivia Rodrigo. While doing some holiday shopping, Liv posted a Instagram Story that showed her wearing a classic ...and if it looks familiar to you, that's probably because all your fave celebrities own the exact same one. Better yet: While it usually retails for $330, it's currently marked down on SSENSE for (drum roll pls) $277. Brb, grabbing my credit card. The North Face 1996 Retro Nuptse Down Jacket Olivia decided to pair her lil black puffer with a pair of (which are also on sale rn!), a casual , and a —but you could basically wear the ubiquitous North Face puffer with ANYTHING. For instance, here's on a hike: And with leather gloves and a baseball cap: Oh, and here's Emily Ratajkowski wearing the celeb-fave puffer in brown (though she owns it in at least four colors) to a Knicks game with jeans and knee-high boots...and Pete Davidson. Tbt to when that was a thing! The North Face Nuptse jacket has been cool for nearly 30 years now, and it's probably not going out of style anytime soon so it's an investment well worth making. And if you can snag it while it's still on sale, even better! Side note: If the black lewk isn't for you, you'll be happy to know the relaunched jacket comes in a variety of colors, including neutrals like Smokey Brown and White Dune, as well as some more ~eye-catching~ shades like Peak Purple. Related StoriesAliExpress, operated by Alibaba Group, has been a key player in the global e-commerce landscape, connecting Chinese suppliers with international buyers. The platform has become a popular choice for entrepreneurs looking to build their own online retail businesses. However, the intense competition and demanding work schedules have led to concerns about overwork among AliExpress sellers. In response to these challenges, AliExpress has launched initiatives to promote work-life balance and empower sellers to achieve success without sacrificing their well-being.
One of the key considerations for potential homebuyers is how the increase in interest rates will affect their monthly mortgage payments. Even a small uptick in rates can result in a significant increase in the total amount paid over the life of a loan. It is crucial for individuals to evaluate their financial situation and determine whether they can comfortably afford the higher payments.
US President-elect Donald Trump’s pick for the Federal Trade Commission chair is expected to push back against regulating AI, undermining efforts so far. While efforts to regulate the creation and use of artificial intelligence (AI) tools in the United States have been slow to make gains, the administration of President Joe Biden has attempted to outline how AI should be used by the federal government and how AI companies should ensure the safety and security of their tools. The incoming Trump administration, however, has a very different view on how to approach AI, and it could end up reversing some of the progress that has been made over the past several years. President Biden signed an executive order in October 2023 that was meant to promote the “safe, secure, and trustworthy development and use of artificial intelligence” within the federal government. President-elect Donald Trump has promised to repeal that executive order, saying it would hinder innovation. Biden was also able to get seven leading AI companies to agree to guidelines for how AI should be safely developed going forward. Aside from that, there are no federal regulations that specifically address AI. Experts say the Trump administration will likely have a more hands-off approach to the industry. “I think the biggest thing we’re going to see is the massive repealing of the sort of initial steps the Biden administration has taken toward meaningful AI regulation,” says Cody Venzke, a senior policy counsel in the ACLU’s National Political Advocacy Department. “I think there’s a real threat that we’re going to see AI growth without significant guardrails, and it’s going to be a little bit of a free-for-all.” Growth without guardrails is what the industry has seen so far, and that’s led to a sort of Wild West in AI. This can cause problems, including the spread of deepfake porn and political deepfakes, without lawmakers restricting how the technology can be used. One of the top concerns of the Biden administration, and those in the tech policy space, has been how generative AI can be used to wage disinformation campaigns, including deepfakes, which are fraudulent videos of people that show them saying or doing things they never did. This kind of content can be used to attempt to sway election results. Venzke says he doesn’t expect the Trump administration to be focused on preventing the spread of disinformation. AI regulations may not necessarily be a major focus for the Trump administration, Venzke says, but it is on their radar. Just this week, Trump chose Andrew Ferguson to lead the Federal Trade Commission (FTC) – and he will likely push back against regulating the industry. Ferguson, a commissioner on the FTC, has said that he will aim to “end the FTC’s attempt to become an AI regulator”, Punchbowl News reported, and said the FTC, an independent agency accountable to the US Congress, should be wholly accountable to the Oval Office. He has also suggested that the FTC should investigate companies that refuse to advertise next to hateful and extremist content on social media platforms. Venzke says Republicans think that Democrats want to regulate AI to make it “woke,” which means that it would acknowledge things like the existence of transgender people or man-made climate change. AI’s ability to ‘inform decisions’ Artificial intelligence doesn’t just answer questions and generate images and videos, though. Kit Walsh, director of AI and access-to-knowledge legal projects at the Electronic Frontier Foundation, tells Al Jazeera that AI is being used in many ways that threaten people’s individual liberties, including in court cases, and regulating it to prevent harm is necessary. While people think computers making decisions can eliminate bias, it can actually cause bias to become more entrenched if the AI is created using historical data that is itself biased. For instance, an AI system that was created to determine who receives parole might utilise data from cases where Black Americans received harsher treatment than white Americans. “The most important issues in AI right now are its use to inform decisions about people’s rights,” Walsh says. “That ranges from everything from predictive policing to deciding who gets governmental housing to health benefits. It’s also the private use of algorithmic decision-making for hiring and firing or housing and so on.” Walsh says she thinks there’s a lot of “tech optimism and solutionism” among some of the people who Trump is interested in recruiting to his administration, and they may end up trying to use AI to promote “efficiency in government”. This is the stated goal of people like Elon Musk and Vivek Ramaswamy , who will be leading what appears to be an advisory committee called the Department of Government Efficiency. “It is true that you can save money and fire some employees if you are alright with less accurate decisions [that come with AI tools]. And that might be the path that someone might take in the interest of reducing government spending. But I would recommend against that, because it’s going to harm the people who rely on government agencies for essential services,” Walsh says. The Trump administration will likely be spending a lot more time focused on deregulation than creating new regulations if Trump’s first term as US president in 2017-2021 offers any hint of what to expect. That includes regulations related to the creation and use of AI tools. “I would like to see sensible regulation that paves the way for socially responsible development, deployment, and use of AI,” says Shyam Sundar, director of the Penn State Center for Socially Responsible Artificial Intelligence. “At the same time, the regulation should not be so heavy-handed that it curtails innovation.” Sundar says the “new revolution” sparked by generative AI has created “a bit of Wild Wild West mentality among technologists”. Future regulations, he says, should focus on creating guardrails where necessary and promoting innovation in areas where AI can be useful.
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Geode Capital Management LLC lifted its holdings in AMERISAFE, Inc. ( NASDAQ:AMSF – Free Report ) by 1.4% in the third quarter, HoldingsChannel reports. The firm owned 453,539 shares of the insurance provider’s stock after purchasing an additional 6,166 shares during the quarter. Geode Capital Management LLC’s holdings in AMERISAFE were worth $21,924,000 at the end of the most recent reporting period. Other institutional investors and hedge funds have also recently modified their holdings of the company. Public Employees Retirement Association of Colorado grew its holdings in shares of AMERISAFE by 5.1% in the second quarter. Public Employees Retirement Association of Colorado now owns 315,409 shares of the insurance provider’s stock valued at $13,843,000 after purchasing an additional 15,196 shares in the last quarter. State Street Corp grew its holdings in shares of AMERISAFE by 8.5% in the third quarter. State Street Corp now owns 811,561 shares of the insurance provider’s stock valued at $39,223,000 after purchasing an additional 63,638 shares in the last quarter. Jane Street Group LLC grew its holdings in shares of AMERISAFE by 70.6% in the third quarter. Jane Street Group LLC now owns 41,299 shares of the insurance provider’s stock valued at $1,996,000 after purchasing an additional 17,084 shares in the last quarter. Intech Investment Management LLC bought a new stake in AMERISAFE in the second quarter worth $591,000. Finally, BNP Paribas Financial Markets boosted its stake in AMERISAFE by 6.9% during the third quarter. BNP Paribas Financial Markets now owns 5,882 shares of the insurance provider’s stock worth $284,000 after buying an additional 381 shares during the period. 97.41% of the stock is owned by hedge funds and other institutional investors. Wall Street Analyst Weigh In A number of research analysts have weighed in on AMSF shares. Truist Financial boosted their price objective on shares of AMERISAFE from $48.00 to $54.00 and gave the company a “hold” rating in a research report on Friday, October 25th. JMP Securities reissued a “market outperform” rating and issued a $65.00 price objective on shares of AMERISAFE in a research note on Tuesday, October 15th. AMERISAFE Price Performance Shares of NASDAQ AMSF opened at $51.63 on Friday. The company has a market cap of $983.55 million, a P/E ratio of 16.13 and a beta of 0.33. AMERISAFE, Inc. has a 1 year low of $41.97 and a 1 year high of $60.24. The firm has a 50-day simple moving average of $55.60 and a two-hundred day simple moving average of $50.08. AMERISAFE ( NASDAQ:AMSF – Get Free Report ) last announced its quarterly earnings data on Wednesday, October 23rd. The insurance provider reported $0.58 earnings per share (EPS) for the quarter, topping the consensus estimate of $0.56 by $0.02. The business had revenue of $78.70 million during the quarter, compared to the consensus estimate of $75.38 million. AMERISAFE had a net margin of 19.49% and a return on equity of 16.50%. During the same quarter last year, the firm earned $0.61 earnings per share. As a group, equities research analysts expect that AMERISAFE, Inc. will post 2.45 EPS for the current year. AMERISAFE Increases Dividend The company also recently disclosed a quarterly dividend, which was paid on Friday, December 13th. Shareholders of record on Friday, December 6th were paid a $3.37 dividend. The ex-dividend date was Friday, December 6th. This represents a $13.48 annualized dividend and a yield of 26.11%. This is an increase from AMERISAFE’s previous quarterly dividend of $0.37. AMERISAFE’s dividend payout ratio (DPR) is presently 46.25%. AMERISAFE Company Profile ( Free Report ) AMERISAFE, Inc, an insurance holding company, underwrites workers’ compensation insurance in the United States. The company provides benefits to injured employees for temporary or permanent disability, death, and medical and hospital expenses. It sells its products through retail and wholesale brokers and agents; and small and mid-sized employers engaged in hazardous industries, including construction, trucking, logging and lumber, agriculture, manufacturing, telecommunications, and maritime. Further Reading Want to see what other hedge funds are holding AMSF? Visit HoldingsChannel.com to get the latest 13F filings and insider trades for AMERISAFE, Inc. ( NASDAQ:AMSF – Free Report ). Receive News & Ratings for AMERISAFE Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for AMERISAFE and related companies with MarketBeat.com's FREE daily email newsletter .Tata Group to add another half-million jobs in next five yearsToyota as the Urban Cruiser compact SUV. The EV, which will be fully revealed at the Brussels Motor Show next month, is intended for the European market, first coming to the UK in the third quarter of 2025. Toyota says the wheelbase is only about 5 inches longer than the European-only Yaris Cross, making it another fun-sized electric EV slated for the continent like the recently revealed or . The Urban Cruiser has clear design inspiration from . It also shares its new EV platform built in conjunction with Suzuki, which announced . Toyota’s other EV, , also shares its EV platform with another automaker, Subaru, which has the . Toyota’s Urban Cruiser has nearly match-for-match specs as the E Vitara, including a relatively small 49 kWh battery with an FWD drivetrain and a 61 kWh battery with an option for AWD. Toyota says power output can get as high as 135kW in the AWD version (with 40kW on the rear axel for “stable and secure performance on loose and slippery surfaces”) and up to 300 Nm of torque. While the official range is not announced, it’ll likely match the E Vitara’s expected 248 miles on a single charge. 1 / 8 1 / 8 Additionally, the Urban Cruiser has downhill assist and trail modes for added control, and the FWD model includes a snow mode. All models come with a heat pump and include the ability to manually start preconditioning the battery to prepare for a DC fast charging session. Toyota has been slower in building and adopting EVs than other legacy manufacturers. The automaker has been focused on its outstanding hybrid technology as well as hydrogen vehicles. But the automaker isn’t done with EVs — it’s planning to have 15 EVs, including six models on a next-gen shared platform by 2026, and it just invested for a paint facility to prepare for for the US. /
Vardy helps Van Nistelrooy to first win with Leicester as Guehi defies the FA with religious messageHAPPY New Year! It’s the time of year when people make their New Year’s resolution. Here’s mine. I’ve been interacting with an AI assistant for quite some time now; so one day I asked, “What is one trait that you can attribute to me?” And the instant reply was “strategic curiosity,” elaborating that I look for ways to think beyond the obvious; focusing on innovative, big-picture ideas; and suggesting I’m thoughtful and forward-thinking in my approach. I dug deeper and thought I’d share the following strategic curiosity abilities that relate to the work of an association executive and perhaps a consideration for a new year’s resolution. 1. Anticipating member needs and expectations. Strategic curiosity prompts association executives to consistently seek out emerging trends, member feedback, and shifting preferences within their profession or industry. This mindset helps them understand, not just what members want today, but what they’ll likely need in the future. By staying curious about external factors like technology, policy changes, and demographic shifts, an executive can better anticipate member needs and proactively adapt programs, services, and benefits. 2. Improving problem-solving and decision-making skills. When facing challenges such as declining membership or engagement, curious executives look beyond surface-level symptoms, asking deeper questions to get to the root cause. They investigate broader factors influencing these issues and seek out solutions from various sources, including other industries, historical case studies, or emerging practices. 3. Fostering a culture of learning and innovation. Association executives model curiosity-driven behaviors like asking open-ended questions, inviting diverse perspectives, and exploring unconventional ideas. This sets a tone that values continuous learning and exploration, empowering staff to innovate. 4. Enhancing communication and member engagement. Curiosity about what resonates with members, the challenges they face, and the topics that matter most allows executives to tailor messages, events, and initiatives that speak directly to members’ priorities. This can enhance member satisfaction and deepen engagement, as members feel understood and valued by an association that anticipates their needs. 5. Building a resilient and adaptable organization. Rather than fearing disruption, a curious executive remains open to exploring contingency plans, alternative strategies, and future scenarios. This approach enables them to respond quickly and effectively when unforeseen challenges arise, whether due to economic shifts, industry changes, or global events. 6. Strengthening the association’s strategic vision. Curiosity about the association’s place within the larger ecosystem, e.g., understanding competitors, collaborators, and member industries, leads to a well-informed, forward-looking vision that resonates with stakeholders. Strategic curiosity helps executives connect the dots between their association’s mission and the evolving world around them, creating a vision that inspires others to join and support the organization’s goals. 7. Gaining competitive insight. Curious executives stay informed about competitor strategies, new technology adoption, and changes in policy that may impact their association’s position. This proactive intelligence gathering allows executives to benchmark against others, learn from best practices, and apply innovative strategies that help the association remain competitive. 8. Creating a lasting impact. By continually exploring new ideas and being open to transformation, executives ensure their association stays relevant, sustainable, and impactful over the long term. Strategic curiosity drives executives to seek out ways the association can contribute to larger societal goals, support industry advancement, and create lasting value for current and future members. Octavio Peralta is founder and volunteer CEO of the Philippine Council of Associations and Association Executives, the “association of associations.” The views he expressed herein do not necessarily reflect those of the BusinessMirror. E-mail: bobby@pcaae.org . The column contributor, Octavio ‘Bobby’ Peralta, is concurrently the secretary-general of the Association of Development Financing Institutions in Asia and the Pacific, Founder & CEO of the Philippine Council of Associations and Association Executives and President of the Asia-Pacific Federation of Association Organizations. The purpose of PCAAE—the “association of associations”—is to advance the association management profession and to make associations well-governed and sustainable. PCAAE enjoys the support of Adfiap, the Tourism Promotions Board, and the Philippine International Convention Center. E-mail: obp@adfiap.org
Zayn Malik CANCELS Newcastle show at the last minute leaving fans devastated as he apologises for letting concert-goers down Have YOU got a story? Email tips@dailymail.com By AMELIA WYNNE FOR MAILONLINE Published: 09:29 AEDT, 4 December 2024 | Updated: 09:54 AEDT, 4 December 2024 e-mail 22 shares 61 View comments Zayn Malik cancelled a show on Tuesday night at the last minute leaving his fans disappointed. The former One Direction star, 31, was due to perform at the Newcastle City Hall as part of his Stairway to the Sky UK tour. But ahead of the show a tannoy announcement said that the performance would 'no longer go ahead' as fans were left in shock. It stated: 'We apologise for the late notice, it was his hope that he would be able to continue with the show. 'But this is no longer possible. Please contact your point of purchase for reschedule or refunds. If you have parents or guardians collecting you, please stay in the auditorium and wait to be collected.' Zayn then took to his Stories on Tuesday night and penned: 'I'm so sorry to do this but my voice just isn't there at all tonight and without it there's no show. Zayn Malik cancelled a show on Tuesday night at the last minute leaving his fans disappointed Zayn then took to his Stories on Tuesday night and penned: 'I'm so sorry to do this but my voice just isn't there at all tonight and without it there's no show' 'I'm truly sorry to let you down, especially at such short notice... I held onto hope until the very last moment. I'm hopeful with some rest tonight I'll be back on stage tomorrow. 'My deepest apologies Newcastle. Love you all.' The star has been on his Stairway to the Sky Tour, where fans have seen him perform in cities such as London, Manchester, Leeds, Wolverhampton. He is due to wrap up in Edinburgh in just a number of days. Last week on the tour Zayn paid tribute on stage to Liam Payne in his former One Direction bandmate's hometown of Wolverhampton on Friday, saying he 'hopes' the late star sees his gig. He kicked off his Stairway To The Sky tour in Leeds's O2 Academy last week, with an on-stage blue screen message which read: 'Liam Payne 1993-2024. Love you bro' with a pink heart. However, he has not appeared to directly speak about Payne, who died aged 31 in Argentina last month, during the tour. According to social media videos, Malik told the University of Wolverhampton venue The Halls venue: 'I've been doing something, at the end of the show, every night, and it's been dedicated to my brother Liam Payne. Rest in peace'. 'I hope you're seeing this, we're in your hometown tonight, Wolverhampton, this is for you, Liam.' Fans were left upset by the cancelled gig Ahead of the show a tannoy announcement said that the show would 'no longer go ahead' as fans were left in shock Malik rescheduled his tour's original opening dates in Edinburgh due to Payne's funeral, which was also attended by his fellow One Direction stars Harry Styles, Louis Tomlinson and Niall Horan. Read More Zayn Malik pays heartfelt tribute to 'brother' Liam Payne on stage in the late One Direction star's hometown of Wolverhampton: 'I hope he sees this' Payne died on October 16 of multiple traumas and 'internal and external haemorrhage' after falling from a third-floor balcony of the Casa Sur Hotel in Buenos Aires He left One Direction in 2015 before the group went on indefinite hiatus in 2016, with the members all going on to pursue their own solo careers. Following the death of Payne, Malik said he 'never got to thank' his fellow bandmate for supporting him through some of the 'most difficult' times in his life. 'I lost a brother when you left us and can't explain to you what I'd give to just give you a hug one last time and say goodbye to you properly and tell you that I loved and respected you dearly', he added in a statement shared to Instagram. 'I will cherish all the memories I have with you in my heart forever. 'There is no words that justify or explain how I feel right now other than beyond devastated. Last week on the tour Zayn paid tribute on stage to Liam Payne in his former One Direction bandmate's hometown of Wolverhampton on Friday, saying he 'hopes' the late star sees his gig Zayn is seen at Liam Payne's funeral on November 20 Following Liam's unexpected death aged 31 after falling from the third floor of his hotel balcony in Buenos Aires last month, Zayn announced he was postponing the US dates of his tour (One Direction pictured in 2013) 'I hope that wherever you are right now you are good and are at peace and you know how loved you are. Love you, bro.' Liam died on October 16 after falling from the third-floor balcony of a hotel in Argentina, with his One Direction bandmates seen in public together for the first time in nine years as they paid their respects at his funeral last month. Former bandmates Harry Styles, 30, Niall Horan, 31, Louis Tomlinson, 32, and Zayn arrived separately at the church for a poignant final send off. Harry dressed in black, pulled up to the funeral in a BMW, while Niall attended with his girlfriend Amelia Woolley, with Zayn Malik arriving shortly after Louis. One Direction Zayn Malik Share or comment on this article: Zayn Malik CANCELS Newcastle show at the last minute leaving fans devastated as he apologises for letting concert-goers down e-mail 22 shares Add commentThe Stock Market Is Soaring but These 2 Stocks Are Still Dirt Cheap Buys
As players embark on their journey through the mystical world of "Black Myth: Wu Kong," they will encounter new dangers, formidable foes, and epic challenges. With the updated combat system, players can expect more fluid and dynamic battles, as they master a variety of weapons, skills, and abilities to overcome their adversaries.
It was a fine first win for Ruud van Nistelrooy , and perhaps one final defeat for Julen Lopetegui. Leicester marked Van Nistelrooy’s first match in charge of the team by surging to a 3-1 win over Lopetegui's West Ham in the Premier League on Tuesday. Van Nistelrooy, the former Manchester United striker, is back in English soccer this time as a manager, with Leicester taking something of a gamble on the Dutchman after his brief and impressive spell as interim coach at United this season following Erik ten Hag's departure. He faces the tough task of keeping Leicester, one of the top candidates for relegation, in the top division. For that to happen, he’s likely to need goals from Jamie Vardy — and the 37-year-old former England international delivered immediately. Nine years after breaking Van Nistelrooy’s record for scoring in consecutive games, Vardy scored the first goal of the Dutchman’s tenure at Leicester by beating the offside trap and slotting home a finish with less than two minutes gone. Morocco midfielder Bilal El Khannouss supplied the pass for Vardy’s goal and scored himself with a low shot in the 61st minute to make it 2-0. Patson Daka added a third for Leicester in the 90th minute, before a stoppage-time consolation by West Ham substitute Niclas Füllkrug. “We are very happy with the new manager," El Khannouss said of Van Nistelrooy. “He arrived two days ago, and there’s a new dynamic in the group.” Van Nistelrooy praised the “spirit and energy” in his team. “The foundation for us going forward is everyone working their socks off, fighting for every inch and defending together,” he said. “We can look further then, and they did that in an unbelievable way.” This dismal result for West Ham came three days after its 5-2 thrashing at home by Arsenal , which piled more pressure of Lopetegui early in the former Spain and Real Madrid coach's first season with the London club. West Ham's disgruntled traveling fans chanted "You’re getting sacked in the morning” toward Lopetegui during the second half — even if his team dominated large parts of the game but only had one goal to show from 31 shots on goal. “We're very frustrated but in the same way I can say nothing about the players — they fight until the end,” Lopetegui said. "It’s not easy to explain football some days.” West Ham has lost seven of its 14 games so far and is in 14th place in the 20-team league, one spot above Leicester. Crystal Palace won for just the second time in the league this season, beating relegation rival Ipswich 1-0 to pull clear of the bottom three. Jean-Philippe Mateta scored the goal in the 59th minute. Palace’s only other league victory was against Tottenham in October. While Ipswich stayed in next-to-last place, Palace moved three points above the relegation zone. Much of the focus ahead of the game was on the teams’ captains , Sam Morsy of Ipswich and Marc Guehi of Palace, during another round when the Premier League was celebrating LGBTQ+ inclusion in its campaign to promote equality and diversity. For the second straight game, Morsy chose against wearing a rainbow armband issued to the captain of each of the 20 teams in the league. He has made the decision “due to his religious beliefs,” Ipswich says. Guehi did wear the rainbow armband but defied Football Association rules by writing a religious message on the item. The message read “Jesus loves you” — using a heart sign instead of the word “loves.” During the match against Newcastle on Saturday, Guehi wrote “I love Jesus” — and was later contacted by the FA for acting in contravention of its regulations. AP soccer: https://apnews.com/hub/soccerBefore this time of the month was hijacked by the secular progressives as “the holidays” in deference to everyone – except the ones who have a real reason for the season – it was called Christmas. Associated with Christmas, including sentiments on cards we once sent to friends and family before the postage rates and cost of cards became too expensive for many, were the words from Scripture about the night the Savior was born: “Peace on Earth, goodwill to Men.” The reaction by radicals to two events in New York City again demonstrates how far we are from achieving peace of the social kind, much less goodwill of the political kind. Following the acquittal of Daniel Penny, found not guilty by an NYC jury in the chokehold death of Jordan Neely, (a man on New York City’s informal “Top 50 List” of home less people considered to be the most in need of assistance and treatment), members of Black Lives Matter threatened Penny inside the courtroom and later on the street in front of media and protesters. Walter “Hawk” Newsome, a BLM leader, even called for “Black vigilantes,” suggesting Black people should murder white people in revenge. Another BLM protester falsely claimed the Penny jury was composed entirely of white people. It included Blacks, Hispanics and whites. But why let facts get in the way of a familiar narrative promoted by what New York Post columnist Adam Coleman has called the “Civil Rights Industrial Complex.” The second example of this continuing madness came after the murder of United Health Care CEO Brian Thompson by a man allegedly angry at health insurance companies. On social media, many suggested it would be a good idea for people to kill other health insurance CEOs. In fact, some of the problems with health insurance can be attributed to Obamacare, (aka The Affordable Care Act). While there can be no justification for what appears to have been the pre-meditated murder of Thompson, some facts about health insurance, its costs, and the reasons for denial of some claims can be traced to the involvement of government, which has a history of driving up prices whenever it inserts itself into the private sector. A report by the House Committee on Education and the WorkForce proves this point: 1. Obamacare has increased the cost of health care and health insurance. The ACA’s federal mandates and spending, including Medicaid expansion and subsidized individual plans, have drastically increased the cost of health care and health insurance. 2. Obamacare increases Americans’ reliance on the federal government ... Democrats are attempting to ... increase workers’ reliance on the federal government by moving them to exchange plans with higher deductibles, lower actuarial value, and narrower networks. 3. On a per person basis, Obamacare is far more expensive than anticipated for taxpayers. Employer-sponsored insurance provides better coverage and a better bargain for taxpayers compared to government-run health care programs. 4. Obamacare’s “expansion” is due in large part to improper Medicaid enrollments. In 2020, improper Medicaid payments totaled $86 billion, an increase of 21.4 percent. Most of these improper payments were due to eligibility errors. According to Dr. Brian Blase, the president of Paragon Health Institute, anywhere from 2.3 million to 3.3. million people are on Medicaid who do not actually qualify. Perhaps the most laughable comment after Penny’s acquittal came from the always reliable Alexandria Ocasio-Cortez (D-NY), who said subway riders should be afraid of Penny because in her view he has not expressed remorse over Neely’s death. If fault is to be assigned it should go to the voters who elected New York City District Attorney Alvin Bragg (D), the prosecutor in this weak case, and to New York Governor Kathy Hochul (D), who refuses to remove the progressive Bragg from office. It is to be hoped that these latest incidents and the reaction to them by radicals will diminish the attention the media give to race-hustlers and anti-capitalists. That might contribute to more peace in America and goodwill among us.Furthermore, the collaboration between Pepsi and Bai Shi highlights the evolving landscape of brand partnerships in the digital era. As companies strive to connect with consumers in authentic and innovative ways, they are increasingly turning to influencers and content creators to amplify their messaging. However, this strategy also comes with risks, as seen in the case of Bai Shi and the unintended consequences of his association with Pepsi.
Title: "New Combat Moves for Monsters in "Black Myth: Wukong" Revealed! Bilibili Streamer Live Broadcasting"New Jersey Estate Planning Attorney Christine Matus Releases Insightful Article on ABLE Accounts 12-12-2024 09:54 PM CET | Politics, Law & Society Press release from: ABNewswire New Jersey estate planning attorney Christine Matus ( https://matuslaw.com/what-are-able-accounts-in-new-jersey/ ) of The Matus Law Group sheds light on the value of ABLE accounts, a crucial financial tool designed to empower individuals with disabilities and their families. Christine Matus emphasizes the pivotal role these accounts play in safeguarding eligibility for essential government benefits while promoting financial independence. ABLE accounts, established under the Stephen Beck, Jr. Achieving a Better Life Experience (ABLE) Act of 2014, have transformed financial planning for special needs individuals. Christine Matus explains that these accounts allow individuals diagnosed with disabilities before age 26 to save money for various expenses without jeopardizing benefits such as SSI or Medicaid. "These accounts are a lifeline for families," the New Jersey estate planning attorney notes. "They allow for essential financial stability while maintaining access to critical government programs." For those handling the complex matter of special needs planning, engaging a New Jersey estate planning attorney can be invaluable. Christine Matus highlights that funds deposited in ABLE accounts are not considered when determining eligibility for public assistance. This means families can maintain their loved ones' health and independence without sacrificing vital support systems. ABLE accounts provide a unique advantage: the income earned within these accounts is tax-deferred, offering a financial incentive for long-term savings. "This feature can significantly alleviate the financial strain on families while supporting the quality of life for individuals with special needs," adds Matus. Opening an ABLE account in New Jersey is straightforward but requires careful adherence to eligibility criteria. The individual must have been diagnosed with a disability before their 26th birthday and meet specific functional or government disability standards. "For families unsure of how to proceed, consulting with an estate planning attorney can clarify the requirements and streamline the process," says Matus. Christine Matus outlines the steps for setting up an ABLE account. Eligible individuals, or their authorized representatives, need to complete an enrollment form, which can be submitted online or via mail. Additional documentation, such as a doctor's diagnosis or Social Security verification, may be required to confirm eligibility. An initial contribution of at least $25 is necessary to open the account. Expenses covered by ABLE accounts must align with the definition of qualified disability expenses as outlined by the Social Security Administration. These include housing, health care, education, transportation, and personal support services. "Families should be mindful of the rules," warns Matus, "since non-qualified expenses can result in tax penalties and impact eligibility for benefits." While the benefits of ABLE accounts are substantial, there are limitations. Contributions are capped annually, and the total account value can affect benefits if it exceeds certain thresholds. Additionally, upon the account holder's death, remaining funds may be used to reimburse the state for Medicaid payments unless transferred to another family member with a disability. Christine Matus underscores the importance of working with a knowledgeable estate planning attorney to manage these nuances. "ABLE accounts are a powerful tool, but understanding their intricate aspects is essential for maximizing their benefits," Matus advises. ABLE accounts represent a significant step forward for families striving to balance financial security with the ongoing needs of individuals with disabilities. At The Matus Law Group, Christine Matus continues to provide guidance to families seeking to utilize ABLE accounts as part of their broader estate planning efforts. Families considering opening an ABLE account should consult with an experienced attorney to help ensure they meet eligibility requirements and make informed decisions. Christine Matus and The Matus Law Group can offer comprehensive support to families handling this process. About The Matus Law Group: The Matus Law Group is a dedicated law firm based in New Jersey, well-versed in estate planning and legal solutions tailored to the needs of individuals and families. Led by Christine Matus, the firm is committed to empowering clients with knowledge and tools to protect their financial futures, including those supporting loved ones with special needs. Embeds: Youtube Video: https://www.youtube.com/watch?v=j50bJGQgSGU GMB: https://www.google.com/maps?cid=6876392708092026946 Email and website Email: admin@matuslaw.com Website: https://matuslaw.com/ Media Contact Company Name: Matus Law Group Contact Person: Christine Matus Email:Send Email [ https://www.abnewswire.com/email_contact_us.php?pr=new-jersey-estate-planning-attorney-christine-matus-releases-insightful-article-on-able-accounts ] Phone: (732) 281-0060 Address:81 E Water St #2C City: Toms River State: New Jersey 08753 Country: United States Website: https://matuslaw.com/ This release was published on openPR.
Governor, Stalin condole death of former Prime Minister Manmohan Singh
In recent years, the Chinese government has placed increasing emphasis on the importance of respecting and supporting teachers in the education system. Recognizing the pivotal role that teachers play in shaping the future of the nation, the Education Ministry, along with six other departments, have deployed new measures to further strengthen the respect and welfare of teachers across the country.The FA, which governs English football, has been urged to take responsibility for the welfare of its players and provide support for those suffering from the repercussions of heading the ball. While improvements have been made in recent years to reduce the risk of head injuries on the pitch, such as concussion protocols and education programs, more needs to be done to address the long-term health implications for current and former players.
AANP Spotlights Five Critical Health Care Trends to Watch in 2025LINCOLN — What was once a major event of the college football season has, in the first week of December, just become one of the subplots. Early signing day is here for Nebraska and every other program, many of which, including NU, have their attention split several ways. Conference title games haven’t even been played yet. The transfer portal — not officially open until Dec. 9 — has nevertheless been whirling with at least seven Husker departures since Monday. NU has lost one coordinator, locked another up for two years, and set its sights on Kentucky assistant Daikiel Shorts to coach receivers. Matt Rhule’s early afternoon press conference may focus just as much — perhaps more — on topics as the 2025 recruiting class, which stood Tuesday evening at 19 members. By the time Rhule talks about the class, it could grow by a few or in theory shrink, were commits inclined to balk at the departure of Nebraska defensive coordinator Tony White. That hasn’t been the case so far, as some of the highest-rated prospects in the class — four-star linebackers Dawson Merritt and Christian Jones — had reaffirmed their commitment to Nebraska through social media statements. Nebraska awaits final answers from at least three prospects, though Dalkiel’s imminent hiring could, in theory, bring more options into play. »San Antonio Alamo Heights High School five-star athlete Michael Terry, a prospect of few interviews who has narrowed his list to home-state Texas, Nebraska and Oregon, the 6-foot-3, 215-pounder’s top three schools for months. He’ll announce a choice at his 8:15 a.m. signing ceremony on Wednesday. At NU, Terry projects to wideout. »Homestead (Florida) High School four-star receiver Cortez Mills has long been committed to Oklahoma, but recruiting site reporters have him trending to flip to Nebraska. The 6-foot-1, 175-pound Mills caught 79 passes for 1,640 yards and 18 touchdowns last season, breaking Miami-Dade County single-season marks. Mills’ signing ceremony takes place between 8:05-9:30 a.m. in the school’s auditorium. »Kahuka (Hawaii) High School three-star safety Aidan Manutai remains a Husker target, though he’s currently committed to California. The 6-foot, 170-pound Manutai would be part of a defensive backs group that could vie for early playing time. »Another potential prospect to watch is Kentucky receiver commit Dejerrian Miller, who verbally pledged to Shorts and the Wildcats last week and plays prep football at St. Louis Cardinal Ritter, the same school as Husker running back commit Jamarion Parker. Miller did not previously have Nebraska among his top group of suitors and may stick in the SEC. In total, NU plans to sign six in-state commitments — headlined by Jones, an Omaha Westside linebacker — to financial aid papers, as the NCAA in October eliminated the national letter of intent, which binds prospects to school. The group of six — Jones, Omaha North defensive tackle Tyson Terry, Millard North athletes Pierce Mooberry and Caden VerMaas, Wahoo Neumann running back Conor Booth and Lincoln Southwest receiver Jackson Carpenter — are part of one of the strongest corps of in-state recruits in years. Fifteen prospects are poised to sign with FBS programs, with 12 of those headed to power conferences. Unless Terry or Mills flips to NU, Merritt, out of Overland Park (Kansas) Blue Valley High School, is NU’s highest-ranked player in the 2025 class. Thirteen of the 19 prospects in the class have a four-star according to at least one of the four major recruiting services — 247 Sports, ESPN, On3 and Rivals. And all but 247 Sports, as of Tuesday evening ranked NU’s class as No. 20 in the nation. 247 Sports had the Huskers 22nd. Get local news delivered to your inbox!
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JUST SPAMMING | A year that made politics more farcical than everMaura Higgins’ mum ‘in shock after daughter makes raunchy sex confession on I’m A Celebrity’