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2025-01-20
Buying a house in 2025: your how-to guideall sports bet365

According to Adam Schefter , the Lions have waived LB Kwon Alexander . Schefter adds Detroit would like to sign Alexander back to the practice squad if he’s not claimed by another team. Alexander, 30, is a former fourth-round pick of the Buccaneers back in 2015. He played out the final year of his four-year, $2,758,320 contract before agreeing to a four-year contract worth $54 million with the 49ers in 2019. He was traded to the Saints midseason in 2020 for LB Kiko Alonso and a conditional fifth-round pick. He tore his Achilles late in the season and was released. Alexander returned to the Saints on a one-year deal before joining the Jets for the 2022 season. He then caught on with the Steelers back in July of 2023 and signed with Denver’s practice squad in September 2024. The Lions signed him away a few weeks ago. In 2024, Alexander has appeared in three games for the Broncos and two for the Lions, recording 12 total tackles, one forced fumble and one recovery. This article first appeared on NFLTradeRumors.co and was syndicated with permission.How major US stock indexes fared Thursday, 12/26/2024

After watching Marshfield and Henley walk away with the state championships in 2021 and 2023, respectively, it was finally time for Marist Catholic to come away with the crown on Saturday. The Spartans smothered Henley 30-6 on Saturday afternoon in Medford’s Spiegelberg Stadium for the team’s first state championship since 2009. The Spartans got on the board first, with a 34-yard field goal on the opening drive by Christian Guerrero. But that lead grew quickly, as Connor Harvey scored on a 1-yard touchdown run. Nick Hudson found Guerrero for a 43-yard touchdown pass to make it a 16-0 lead for Marist Catholic. Henley finally got on the board just before halftime, as Joe Janney delivered a 49-yard touchdown pass to make it 16-6. But Marist Catholic quickly got the momentum back, as Hudson found Aaron Bidwell for a 59-yard touchdown right after halftime to make it a 23-6 lead. The Spartans put the game away late with a 5-yard pass to CJ Giustina to make it 30-6. Subscribe to the High School Sports+ newsletter Sign up here to get exclusive news and insights from high school sports editor Nik Streng. -- Nik Streng covers high school sports in Oregon. Reach him at nstreng@oregonian.com or @NikStreng

Prime Minister and U.S. president-elect both shared some reflections on social media Saturday over their at Mar-a-Lago in Florida Friday night. Trump shared his perspective of how his meeting with Trudeau went in a post on Truth Social, saying they touched on number of key issues related to border safety, illegal drug trafficking and, most importantly, trade. The meeting comes just days after Trump threatened to slap massive 25-per-cent tariffs on Canadian products being imported into the U.S. “I just had a very productive meeting” with Trudeau, Trump wrote on his social network. “I made it very clear that the United States will no longer sit idly by as our Citizens become victims to the scourge of this Drug Epidemic.” Donald Trump’s post from Truth Social Saturday. “Prime Minister Justin Trudeau has made a commitment to work with us to end this terrible devastation of U.S. Families,” he continued. “We also spoke about many other important topics like Energy, Trade, and the Arctic. All are vital issues that I will be addressing on my first days back in Office, and before,” Trump said. In his own post on X Saturday afternoon, Trudeau shared a photo of them and thanked Trump for the dinner, writing “I look forward to the work we can do together, again.” Thanks for dinner last night, President Trump. I look forward to the work we can do together, again. However, there was no indication that Trump has changed his mind about imposing a massive 25-per-cent surcharge on all imports from Canada, which would have a devastating impact on Canada’s energy, auto and manufacturing exports. Trump’s post on Truth Social did not address it. The Star reported Friday that the face-to-face meeting was suggested by Trudeau, according to sources familiar with the communications between the two sides. The meeting was accompanied by several of the future president’s advisers and their wives and was described by a senior Canadian official as a positive, wide-ranging discussion.Willy Adames to Giants on $182 million contract, biggest in San Francisco history

Caprock Group LLC bought a new stake in shares of Sprott Inc. ( NYSE:SII – Free Report ) in the third quarter, according to the company in its most recent 13F filing with the Securities & Exchange Commission. The institutional investor bought 7,125 shares of the company’s stock, valued at approximately $309,000. A number of other hedge funds and other institutional investors also recently made changes to their positions in the business. Regal Partners Ltd bought a new position in shares of Sprott during the third quarter valued at approximately $2,875,000. Aigen Investment Management LP purchased a new stake in Sprott in the third quarter worth $308,000. Arcus Capital Partners LLC purchased a new stake in Sprott in the third quarter worth $214,000. CWA Asset Management Group LLC purchased a new stake in Sprott in the third quarter worth $9,843,000. Finally, Capital Performance Advisors LLP purchased a new stake in Sprott in the third quarter worth $32,000. Institutional investors own 28.30% of the company’s stock. Sprott Price Performance Shares of SII stock opened at $44.42 on Friday. The stock has a market cap of $1.15 billion, a price-to-earnings ratio of 24.41 and a beta of 1.09. The business’s fifty day moving average is $44.15 and its 200 day moving average is $43.20. Sprott Inc. has a twelve month low of $31.00 and a twelve month high of $48.00. The company has a quick ratio of 3.30, a current ratio of 3.30 and a debt-to-equity ratio of 0.06. Sprott Increases Dividend About Sprott ( Free Report ) Sprott Inc is a publicly owned asset management holding company. Through its subsidiaries, the firm provides asset management, portfolio management, wealth management, fund management, and administrative and consulting services to its clients. It offers mutual funds, hedge funds, and offshore funds, along with managed accounts. Recommended Stories Want to see what other hedge funds are holding SII? Visit HoldingsChannel.com to get the latest 13F filings and insider trades for Sprott Inc. ( NYSE:SII – Free Report ). Receive News & Ratings for Sprott Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Sprott and related companies with MarketBeat.com's FREE daily email newsletter .

Sam Darnold leads game-winning drive in OT and Vikings beat Bears 30-27 after blowing late lead

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The Seattle Seahawks placed leading rusher Kenneth Walker III on injured reserve due to an ankle injury and signed George Holani off the practice squad on Thursday afternoon. Walker had been ruled out earlier in the day ahead of Thursday's game against the host Chicago Bears. He returned from a two-game absence due to an ailing calf on Sunday before injuring his ankle in the Seahawks' 27-24 loss to the Minnesota Vikings. Zach Charbonnet is set to shoulder the load in the backfield for the Seahawks (8-7), who have lost two in a row heading into Thursday's game against the Bears (4-11). Seattle is in a must-win situation. Even if the Seahawks can top Chicago and beat the Los Angeles Rams in Week 18, they still might miss out on the postseason because of the strength-of-victory tiebreaker. Walker, 24, leads Seattle in carries (153) and rushing yards (573) to go along with seven rushing touchdowns. Charbonnet, 23, has a team-best eight rushing touchdowns to go along with 106 carries for 453 yards. Holani, who turned 25 on Dec. 16, has three carries for 10 yards in three games this season. He is an undrafted rookie out of Boise State. The Seahawks also ruled out tight end Brady Russell (foot) and safety K'Von Wallace (ankle) for Thursday's game. Cornerback Artie Burns was elevated from the practice squad to the active roster for the contest. The Bears will be without defensive backs Elijah Hicks (ankle/foot) and Tarvarius Moore (knee), running back Travis Homer (hamstring) and offensive lineman Teven Jenkins (calf). --Field Level MediaBy Abby Badach Doyle, NerdWallet It won’t be impossible to buy a house in 2025 — just be prepared to play on hard mode. According to a November 2024 report from ICE Mortgage Technology, the monthly principal and interest payment on an average-priced home is $2,385. While that’s not the highest it’s ever been, it’s still a sharp increase — nearly 80% — from just three years ago. In November 2021, when mortgage rates averaged 3%, the monthly principal and interest on an average-priced home was $1,327 per month. So here’s the key to buying in 2025: Look ahead, not back. Regret won’t help you budget for today’s new normal. And with this year’s election also in the rearview mirror, so is some uncertainty among buyers and sellers that historically slows the market during every presidential election cycle. “People have just been kind of sitting waiting to see what’s going to happen,” says Courtney Johnson Rose, president of the National Association of Real Estate Brokers, an industry group for Black real estate agents. “I’m hopeful that the new year will bring more attention to real estate, more excitement to real estate, and more opportunities for first-time home owners to get in the game.” Preparing to buy a house is a lot like dressing for the weather. It’s easier when the outlook is sunny — but with some planning, you can gear up to face any condition. Here’s what housing market experts are forecasting for the upcoming year. Related Articles Real Estate | Average rate on 30-year mortgage snaps 3-week slide and rises to highest level since late November Real Estate | US home sales hit fastest pace since March with more properties up for sale Real Estate | Hot property: $4.6M Gibson Island home is a marine lover’s paradise Real Estate | Hot Property: $1.19M getaway log cabin retreat in Reisterstown Real Estate | How long does it take to buy a house? First, home prices: We’ll likely see more modest growth in 2025, a change from skyrocketing prices in recent years. After 16 consecutive months of year-over-year price increases, the median existing-home sales price hit $407,200 in October, according to the National Association of Realtors. In 2025, with more supply trickling in to temper price increases, NAR chief economist Lawrence Yun forecasts a median existing-home sales price of $410,700, up just 2% over this year. Next, housing inventory: Demand still outpaces supply. While we don’t expect a return to a buyer’s market, competition should be less cutthroat. Realtor.com forecasts a balanced market in 2025 with an average 4.1-month supply of homes for sale, up from an average 3.7-month supply so far in 2024. That would make 2025 the friendliest market for buyers since 2016, which had an average 4.4-month supply. Finally, mortgage rates: After topping 8% in October 2023, the 30-year mortgage rate has slowly eased into the 6.5%-7% range this year. Rate cuts from the Federal Reserve have helped nudge that downward. Despite earlier optimism, forecasters’ latest consensus is for rates to effectively plateau above 6% throughout 2025. That said, every year has its wild cards. In 2025, it’s still uncertain how President-elect Donald Trump and a Republican-led Congress might shake up regulations and tax policies that affect the U.S. housing market. National forecasts don’t analyze what matters most: Your personal cash flow. To get ready to buy, first meet with a financial advisor or use an online calculator to determine how much house you can afford . You can also get free or low-cost advice from a housing counselor sponsored by the U.S. Department of Housing and Urban Development (HUD). Next, look into down payment and closing cost assistance from state housing finance agencies, local governments, nonprofits and mortgage lenders. Your employer or labor union might offer assistance, too. First-time buyers with income below their area median have the most options, but repeat or higher-income borrowers can qualify for some programs as well. “I think that there’s a lot of free money being left out there,” Rose says. Your not-so-secret weapon for buying in 2025 just might be an experienced buyer’s agent. “Anybody can write a contract,” says Sharon Parker, associate broker with Tate & Foss Sotheby’s International Realty in Rye, New Hampshire. “But you need somebody who’s seen the market, the ups and downs, who knows how to get creative because every transaction is different.” Following a settlement with the NAR , buyers can now negotiate their agent’s compensation up front. (Previously, home sellers took on that task.) While new norms are still shaking out, Rose says she hasn’t seen too much drama since the change took effect in August. “So as long as buyers remember that we have to talk about this in the beginning of our relationship, everything typically works out fine,” she says. Finally, it’s time to shop for a mortgage. To get the best interest rate, get a quote with at least three different lenders. You could also delegate the shopping to a mortgage broker, who can compare quotes and even negotiate a lower rate on your behalf. Though brokers charge a fee, their access to more mortgage options and lower rates can often mean net savings overall. With a mortgage preapproval in hand, it’s go time. And you don’t have to wait until spring: If you’re ready to buy now, buyers have less competition and more negotiating power from December through February, so you could snag a deal. “The people who are selling and the people who are buying in the off season are very serious,” Parker says. “They’re not just lookie-loos.” However, lower inventory means fewer choices for buyers. So start your search prepared to compromise — a “good enough” house will still help you build equity. If a down payment or monthly mortgage payment is financially out of reach, there’s no shame in postponing your search to pad your savings. And owning a home isn’t the right lifestyle choice for everyone, with the ongoing commitment of money and time. But once you’re ready to buy — whether for the first time, or to upgrade or downsize — avoid the trap of waiting for a dip in mortgage rates. “Nobody can predict what the market, or the world, is going to do,” Parker says. “There is no better time than right now.” Mortgage rates will always fluctuate, and if they drop significantly, you can refinance. For first-time buyers, homeownership is a major financial glow-up — and the sooner you jump in, the longer you’ll have to build home equity. “Time value of money is really, really critical when it comes to real estate,” Rose says. “So I would always encourage somebody to buy as soon as you can and get the clock ticking.” More From NerdWallet Abby Badach Doyle writes for NerdWallet. Email: abadachdoyle@nerdwallet.com. The article Buying a House in 2025: Your How-To Guide originally appeared on NerdWallet .

Bynum scores 19 as UTEP beats Seattle U 88-72

ATHENS, Ohio (AP) — Jackson Paveletzke scored 23 points as Ohio beat Morehead State 88-76 on Saturday night. Paveletzke also contributed eight rebounds for the Bobcats (4-5). Elmore James scored 16 points, shooting 6 for 8, including 2 for 4 from beyond the arc. AJ Clayton went 5 of 10 from the field (2 for 7 from 3-point range) to finish with 14 points. The Eagles (3-6) were led in scoring by Tyler Brelsford, who finished with 16 points, six rebounds and five assists. Jalen Breazeale added 13 points for Morehead State. Kade Ruegsegger also had 12 points, six rebounds and three steals. The Associated Press created this story using technology provided by Data Skrive and data from Sportradar .

ATLANTA — The Lakers’ four-game road trip, which ended with a disheartening overtime loss to the Atlanta Hawks on Friday , lasted eight days if you count the days they flew out of and back to Los Angeles on the front and back ends of the trip. But considering they were in Southern California for just a few days after their Nov. 26 road loss to the Phoenix Suns and Nov. 27 road win over the San Antonio Spurs – flying back to L.A. Thanksgiving ahead of their Nov. 29 home loss to the Oklahoma City Thunder before flying to Salt Lake City the afternoon of Nov. 30 – the trip felt longer. “It was a two-week road trip, let’s be honest,” coach JJ Redick said Friday night. “It was a two-week road trip.” And the nature of how the last two weeks have gone for the Lakers added to their road weariness. The loss to the Hawks was their third straight defeat, including their losses to the Minnesota Timberwolves and Miami Heat by a combined 70 points, and their seventh loss in nine games going back to the Nov. 21 home loss to the Orlando Magic , the start of another three-game losing streak. While Friday’s loss continued their losing streak, they played with significantly more energy and effort compared to their losses earlier in the week. “Based off the last couple games that we played, Minnesota and Miami, it’s a good bounce back for us,” Anthony Davis said. “Just some of the defensive communication we messed up a little bit [on Friday night]. As far as the carryover, it was better.” When asked what it’ll take for the Lakers, who won their first three games of the season and were 10-4 before their recent skid, to get back over the hump, LeBron James pointed to the players the team has been without. Austin Reaves missed the entire road trip because of a bruised left pelvis suffered Nov. 29 against the Thunder. “With Austin, the movement piece and the thrust, his ability to get in the paint, his ability to, for the most part, make quick decisions,” Redick said. “In some ways, he’s like a connector for our offense, but he’s also a scorer and a playmaker. So you can have connectors that aren’t necessarily players that can do what Austin does in terms of creating offense. He does both. And also, he’s highly competitive and he brings that juice every night.” Backup center Jaxson Hayes has been sidelined 12 of the last 13 games because of right ankle injuries, and isn’t expected to be reevaluated until this upcoming week. Christian Wood (offseason left knee surgery) and Jarred Vanderbilt (offseason feet surgery recovery) have yet to play this season. The Lakers announced that Vanderbilt is expected to return in early January . Wood’s status isn’t as clear. “I don’t know as far as what will get us over the hump,” James said. “We just gotta just not drown. Don’t drown and we’ll be all right.” Or as Davis put it: “There’s no cavalry. No one [feels] sorry for us. We can’t feel sorry for ourselves. Just gotta continue to put our head down and grind and work.” The Lakers will host the Portland Trail Blazers on Sunday at Crytpo.com Arena. Related Articles After that, they’ll get a rare four-day break off of games before playing the Minnesota Timberwolves on Friday in Minneapolis. “That break, if you call it a break, for three, four days, we have to use that for our minds, for our bodies, for clean up,” Redick said. “It’ll be a good opportunity for us.” When : 6:30 p.m. Sunday Where : Crypto.com Arena TV/radio : Spectrum SportsNet/710 AM

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