NoneUpon closer examination, Waterdrop Credit's team of experts uncovered a series of suspicious credit applications linked to the man's phone number. Through their advanced tracking technology and data analytics, they were able to trace the origin of these unauthorized inquiries and identify the perpetrators behind the fraudulent activities.
Caprock Group LLC Grows Stock Position in Darling Ingredients Inc. (NYSE:DAR)
Bonucci, who made a name for himself as one of the best defenders in Europe during his time at Juventus, was revered for his ability to read the game, organize the defense, and initiate attacks from deep. His partnership with Giorgio Chiellini and Andrea Barzagli formed the backbone of Juventus' formidable backline, which played a pivotal role in the Bianconeri's dominance in Serie A.The pressure will be immense for Real Madrid, as they aim to defend their title and secure a path to the next stage of the competition. The expectations from fans, the media, and their rivals will be sky high, but the team has shown time and time again that they thrive under pressure. Their experience, talent, and winning mentality will be their greatest assets in the upcoming showdown.In conclusion, the incident involving the Target and the DEI emblem serves as a reminder of the power and responsibility that comes with sharing opinions and criticisms online. Let us strive to engage in constructive dialogue, promote understanding, and uplift one another, rather than tearing each other down with unfounded accusations and demands for apologies. Only then can we truly create a virtual world that is enriching, empowering, and respectful of all individuals.Amidst the favorable policy backdrop and improving economic fundamentals, market participants are increasingly optimistic about the outlook for stock index futures. The prevailing sentiment suggests that the positive momentum in the financial markets is likely to be sustained in the near term, barring any unforeseen shocks or disruptions.
Another challenge is the regulatory framework governing personal pension plans. Currently, there is a lack of clear and consistent regulations governing personal pension plans, which can create uncertainty for both providers and consumers. In order to promote the development of the personal pension system, it is important to establish a clear and transparent regulatory framework that protects the interests of consumers while also allowing for innovation and competition in the market.Jurgen Klopp's side continued their relentless pursuit of the title with a commanding 3-1 victory over Watford at Anfield. The trio of Mohamed Salah, Sadio Mane, and Roberto Firmino once again proved to be a lethal attacking force, as they tore through Watford's defense with ease. With this result, Liverpool extended their unbeaten run in the league and sent a strong message to their title rivals.
9. **Ineffective Disaster Response:** When natural disasters have struck the province, Governor Larragus’ response has been slow and inadequate, leaving many vulnerable residents without the necessary support and assistance.New Update Announcement for "Black Myth: Wukong"! Challenge Gameplay and Travel Map Revealed
The team that President-elect Donald Trump has selected to lead federal health agencies in his second administration includes a retired congressman, a surgeon and a former talk-show host. All could play pivotal roles in fulfilling a political agenda that could change how the government goes about safeguarding Americans' health — from health care and medicines to food safety and science research. In line to lead the Department of Health and Human Services secretary is environmental lawyer and anti-vaccine organizer Robert F. Kennedy Jr. Trump's choices don't have experience running large bureaucratic agencies, but they know how to talk about health on TV . Centers for Medicare and Medicaid pick Dr. Mehmet Oz hosted a talk show for 13 years and is a well-known wellness and lifestyle influencer. The pick for the Food and Drug Administration, Dr. Marty Makary, and for surgeon general, Dr. Janette Nesheiwat, are frequent Fox News contributors. Many on the list were critical of COVID-19 measures like masking and booster vaccinations for young people. Some of them have ties to Florida like many of Trump's other Cabinet nominees: Dave Weldon , the pick for the Centers for Disease Control and Prevention, represented the state in Congress for 14 years and is affiliated with a medical group on the state's Atlantic coast. Nesheiwat's brother-in-law is Rep. Mike Waltz , R-Fla., tapped by Trump as national security adviser. Here's a look at the nominees' potential role in carrying out what Kennedy says is the task to “reorganize” agencies, which have an overall $1.7 trillion budget, employ 80,000 scientists, researchers, doctors and other officials, and effect Americans' daily lives: The Atlanta-based CDC, with a $9.2 billion core budget, is charged with protecting Americans from disease outbreaks and other public health threats. Kennedy has long attacked vaccines and criticized the CDC, repeatedly alleging corruption at the agency. He said on a 2023 podcast that there is "no vaccine that is safe and effective,” and urged people to resist the CDC's guidelines about if and when kids should get vaccinated . The World Health Organization estimates that vaccines have saved more than 150 million lives over the past 50 years, and that 100 million of them were infants. Decades ago, Kennedy found common ground with Weldon , 71, who served in the Army and worked as an internal medicine doctor before he represented a central Florida congressional district from 1995 to 2009. Starting in the early 2000s, Weldon had a prominent part in a debate about whether there was a relationship between a vaccine preservative called thimerosal and autism. He was a founding member of the Congressional Autism Caucus and tried to ban thimerosal from all vaccines. Kennedy, then a senior attorney for the Natural Resources Defense Council, believed there was a tie between thimerosal and autism and also charged that the government hid documents showing the danger. Since 2001, all vaccines manufactured for the U.S. market and routinely recommended for children 6 years or younger have contained no thimerosal or only trace amounts, with the exception of inactivated influenza vaccine. Meanwhile, study after study after study found no evidence that thimerosal caused autism. Weldon's congressional voting record suggests he may go along with Republican efforts to downsize the CDC, including to eliminate the National Center for Injury Prevention and Control, which works on topics like drownings, drug overdoses and shooting deaths. Weldon also voted to ban federal funding for needle-exchange programs as an approach to reduce overdoses, and the National Rifle Association gave him an “A” rating for his pro-gun rights voting record. Kennedy is extremely critical of the FDA, which has 18,000 employees and is responsible for the safety and effectiveness of prescription drugs, vaccines and other medical products, as well as overseeing cosmetics, electronic cigarettes and most foods. Makary, Trump’s pick to run the FDA, is closely aligned with Kennedy on several topics . The professor at Johns Hopkins University who is a trained surgeon and cancer specialist has decried the overprescribing of drugs, the use of pesticides on foods and the undue influence of pharmaceutical and insurance companies over doctors and government regulators. Kennedy has suggested he'll clear out “entire” FDA departments and also recently threatened to fire FDA employees for “aggressive suppression” of a host of unsubstantiated products and therapies, including stem cells, raw milk , psychedelics and discredited COVID-era treatments like ivermectin and hydroxychloroquine. Makary's contrarian views during the COVID-19 pandemic included questioning the need for masking and giving young kids COVID-19 vaccine boosters. But anything Makary and Kennedy might want to do when it comes to unwinding FDA regulations or revoking long-standing vaccine and drug approvals would be challenging. The agency has lengthy requirements for removing medicines from the market, which are based on federal laws passed by Congress. The agency provides health care coverage for more than 160 million people through Medicaid, Medicare and the Affordable Care Act, and also sets Medicare payment rates for hospitals, doctors and other providers. With a $1.1 trillion budget and more than 6,000 employees, Oz has a massive agency to run if confirmed — and an agency that Kennedy hasn't talked about much when it comes to his plans. While Trump tried to scrap the Affordable Care Act in his first term, Kennedy has not taken aim at it yet. But he has been critical of Medicaid and Medicare for covering expensive weight-loss drugs — though they're not widely covered by either . Trump said during his campaign that he would protect Medicare, which provides insurance for older Americans. Oz has endorsed expanding Medicare Advantage — a privately run version of Medicare that is popular but also a source of widespread fraud — in an AARP questionnaire during his failed 2022 bid for a U.S. Senate seat in Pennsylvania and in a 2020 Forbes op-ed with a former Kaiser Permanente CEO. Oz also said in a Washington Examiner op-ed with three co-writers that aging healthier and living longer could help fix the U.S. budget deficit because people would work longer and add more to the gross domestic product. Neither Trump nor Kennedy have said much about Medicaid, the insurance program for low-income Americans. Trump's first administration reshaped the program by allowing states to introduce work requirements for recipients. Kennedy doesn't appear to have said much publicly about what he'd like to see from surgeon general position, which is the nation's top doctor and oversees 6,000 U.S. Public Health Service Corps members. The surgeon general has little administrative power, but can be an influential government spokesperson on what counts as a public health danger and what to do about it — suggesting things like warning labels for products and issuing advisories. The current surgeon general, Vivek Murthy, declared gun violence as a public health crisis in June. Trump's pick, Nesheiwat, is employed as a New York City medical director with CityMD, a group of urgent care facilities in the New York and New Jersey area, and has been at City MD for 12 years. She also has appeared on Fox News and other TV shows, authored a book on the “transformative power of prayer” in her medical career and endorses a brand of vitamin supplements. She encouraged COVID-19 vaccines during the pandemic, calling them “a gift from God” in a February 2021 Fox News op-ed, as well as anti-viral pills like Paxlovid. In a 2019 Q&A with the Women in Medicine Legacy Foundation , Nesheiwat said she is a “firm believer in preventive medicine” and “can give a dissertation on hand-washing alone.” As of Saturday, Trump had not yet named his choice to lead the National Institutes of Health, which funds medical research through grants to researchers across the nation and conducts its own research. It has a $48 billion budget. Kennedy has said he'd pause drug development and infectious disease research to shift the focus to chronic diseases. He'd like to keep NIH funding from researchers with conflicts of interest, and criticized the agency in 2017 for what he said was not doing enough research into the role of vaccines in autism — an idea that has long been debunked . Associated Press writers Amanda Seitz and Matt Perrone and AP editor Erica Hunzinger contributed to this report. The Associated Press Health and Science Department receives support from the Howard Hughes Medical Institute’s Science and Educational Media Group and the Robert Wood Johnson Foundation. The AP is solely responsible for all content. This story has been corrected to reflect that the health agencies have an overall budget of about $1.7 trillion, not $1.7 billion.Gamification is rapidly reshaping how people consume information and engage with the world. It uses strategies such as clear goals, instant rewards and engaging visuals to make everyday tasks more enjoyable, often in a digital setting. The COVID-19 pandemic nudged consumers to embrace no-contact, instant gratification experiences in an increasingly digital world. Businesses found that gamification attracts new customers while keeping the existing ones engaged. As evidenced by the meteoric rise of the Robinhood investment app , even trading platforms haven’t been able to escape the pull of gamification. While trading gamification attracts new and younger investors to financial markets, a key question arises: do digital engagement strategies shape investor behaviour? Flashy features and poor financial decisions In recent years, fierce competition among online brokers has pushed them to stand out with features beyond lower fees. To boost trading activity, many brokers have implemented gamified features ranging from vibrant colours and celebratory animations, to social ranking boards and frequent price alerts. My recent research shows that these strategies are particularly effective for new investors with lower financial literacy. While it’s effective at attracting users, gamification can lead inexperienced traders to make poor decisions by magnifying their behavioural biases. My co-researchers and I studied the effect of gamification on retail traders’ behaviour using a randomized online experiment. The results echo the widespread concerns that gamification fuels investors’ competitive instincts and their urge to “hit big.” Turning trading into a casino-like experience encourages reckless decision-making. Infamous long-term investor Warren Buffett has also expressed concerns about the potential negative impact of “instant gratification” on investor behaviour. He believes that “too many modern investors have become entranced by speculative investing” and are “simply buying stocks that are trendy.” While it’s important to introduce the younger generation to financial markets , Buffett’s warning resonates at a deeper level. Is the increasingly gamified trading environment equipping new investors with the skills and confidence to build a strong financial future, or is it designed to exploit their weaknesses? And ultimately, how can technology be leveraged to build a healthier, more sustainable economy? Who benefits from financial literacy? My co-researchers and I argue that both retail investors and intermediaries ultimately benefit from boosting financial literacy from an early age — that is, before plunging into the wild waters of financial markets. Ultimately, the responsibility lies with individual investors to take the initiative to understand the fundamentals of financial markets and risk management. By seeking out knowledge before entering markets, they can reduce their risk and become aware of their biases and blind spots. Traders who don’t prioritize their education may end up learning the reality of markets the hard way — often through losses in post-mortem reflection. At the same time, brokerages and trading platforms have both a profit-driven and an ethical stake in promoting financial literacy. Informed users are more likely to become loyal long-term customers who engage more deeply with platforms and trading responsibly over time. Financially literate traders benefit from gamification techniques like price notifications, which allow them to correct their mistakes faster. From an ethical standpoint, financial institutions must reflect on whether they would rather empower a new generation of investors or merely turn them into gamblers. Financial education is key School systems’ improved or renewed efforts to empower students to navigate the economy safely and productively have received significant attention in light of both post-pandemic and inflationary economic challenges . As students move up the education ladder, they could learn about more sophisticated financial products, such as leverage, derivatives or alternative investments. Read more: A back-to-school wish list for Ontario's 2025 high school financial literacy requirement However, the financial world is growing ever more complex with the inclusion of novel products such as cryptocurrencies and leveraged funds . Every investor faces — or will eventually face — unique financial challenges. The real question is: how can we improve investors’ financial literacy at scale without expecting everyone to earn the equivalent of a business degree? AI and the future of financial education This is where artificial intelligence (AI) comes in. AI is experiencing rapid growth and can adapt learning plans based on users’ existing knowledge, unique planning needs, learning pace and preferred engagement formats. This adaptability makes AI a powerful tool for creating learning opportunities for investors by catering to varying learning needs. Wide-scale collaboration among regulators, business educators and financial markets could lead to innovative programs using scalable, user-friendly tools such as chatbots. Such an approach would help improve financial literacy on a large scale and enable evidence-based policy by observing investor behaviour. Improving financial literacy is urgent. As a new generation of traders enters gamified investing, they risk losing their savings due to poor decisions, behavioural biases and excessive trading. Early losses can stunt a generation’s future wealth prospects and set them back years, if not decades. Only investors with strong critical thinking skills and self-control will progress from beginners to experienced traders and avoid falling prey to impulsive decisions.
In conclusion, the Three-Dimensional Universe Low-Code Platform represents a significant milestone in the company's journey towards innovation and excellence. By developing the platform in-house and integrating it into its core business products, Three-Dimensional Universe has demonstrated its commitment to pushing the boundaries of technology and delivering exceptional value to its customers. With its user-friendly interface, advanced features, and adaptability to a wide range of industries, the platform is set to transform the way companies approach software development and drive success in today's digital world.
Gifts for chefs and foodiesNEW YORK (AP) — U.S. stock indexes drifted lower Tuesday in the runup to the highlight of the week for the market, the latest update on inflation that’s coming on Wednesday. The S&P 500 dipped 0.3%, a day after pulling back from its latest all-time high . They’re the first back-to-back losses for the index in nearly a month, as momentum slows following a big rally that has it on track for one of its best years of the millennium . The Dow Jones Industrial Average fell 154 points, or 0.3%, and the Nasdaq composite slipped 0.3%. Tech titan Oracle dragged on the market and sank 6.7% after reporting growth for the latest quarter that fell just short of analysts’ expectations. It was one of the heaviest weights on the S&P 500, even though CEO Safra Catz said the company saw record demand related to artificial-intelligence technology for its cloud infrastructure business, which trains generative AI models. AI has been a big source of growth that’s helped many companies’ stock prices skyrocket. Oracle’s stock had already leaped more than 80% for the year coming into Tuesday, which raised the bar of expectations for its profit report. In the bond market, Treasury yields ticked higher ahead of Wednesday’s report on the inflation that U.S. consumers are feeling. Economists expect it to show similar increases as the month before. Wednesday’s update and a report on Thursday about inflation at the wholesale level will be the final big pieces of data the Federal Reserve will get before its meeting next week, where many investors expect the year’s third cut to interest rates . The Fed has been easing its main interest rate from a two-decade high since September to take pressure off the slowing jobs market, after bringing inflation nearly down to its 2% target. Lower rates would help give support to the economy, but they could also provide more fuel for inflation. Expectations for a series of cuts through next year have been a big reason the S&P 500 has set so many records this year. Trading in the options market suggests traders aren’t expecting a very big move for U.S. stocks following Wednesday’s report, according to strategists at Barclays. But a reading far off expectations in either direction could quickly change that. The yield on the 10-year Treasury rose to 4.22% from 4.20% late Monday. Even though the Fed has been cutting its main interest rate, mortgage rates have been more stubborn to stay high and have been volatile since the autumn. That has hampered the housing industry, and homebuilder Toll Brothers’ stock fell 6.9% even though it delivered profit and revenue for the latest quarter that topped analysts’ expectations. CEO Douglas Yearley Jr. said the luxury builder has been seeing strong demand since the start of its fiscal year six weeks ago, an encouraging signal as it approaches the beginning of the spring selling season in mid-January. Elsewhere on Wall Street, Alaska Air Group soared 13.2% after raising its forecast for profit in the current quarter. The airline said demand for flying around the holidays has been stronger than expected. It also approved a plan to buy back up to $1 billion of its stock, along with new service from Seattle to Tokyo and Seoul . Boeing climbed 4.5% after saying it’s resuming production of its bestselling plane , the 737 Max, for the first time since 33,000 workers began a seven-week strike that ended in early November. Vail Resorts rose 2.5% after the ski resort operator reported a smaller first-quarter loss than analysts expected in what is traditionally its worst quarter. All told, the S&P 500 fell 17.94 points to 6,034.91. The Dow dipped 154.10 to 44,247.83, and the Nasdaq composite slipped 49.45 to 19,687.24. In stock markets abroad, indexes were mixed in China after the world’s second-largest economy said its exports rose by less than expected in November. Stocks rose 0.6% in Shanghai but fell 0.5% in Hong Kong. Indexes fell across much of Europe ahead of a meeting this week by the European Central Bank, where the widespread expectation is for another cut in interest rates. AP Business Writers Matt Ott and Elaine Kurtenbach contributed. Copyright 2024 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed without permission. Get local news delivered to your inbox!
Southern California defense contractors optimistic Trump administration could create jobs locallyBoy,16, stopped by gardai while driving tractor festooned in Christmas lights
In a simultaneous move, the National Assembly also approved the enactment of the Special Prosecutor's Act, which will empower an independent prosecutor to investigate and prosecute cases of high-level corruption and abuse of power. This legislative milestone will enhance the country's legal framework for holding government officials accountable and strengthening the country's democratic institutions.
Vulnerable children at the SOS Children’s Village in Stony Hill, St Andrew and the Bethlehem Home in downtown Kingston, operated by Missionaries of the Poor, received quite a festive surprise this holiday season from the British High Commission in Jamaica. High Commissioner Judith Slater, along with a few members of her team, delivered gifts and monetary donations to support the well-being of the children on two separate days. Many of these children face significant challenges, including disabilities or being orphaned. The donations, raised through the generosity of the High Commission’s staff, are part of the Commission’s ongoing commitment to uplifting Jamaica’s youth, particularly those most in need. High Commissioner Slater praised the dedication of both organisations, commending their invaluable and phenomenal work. “This donation is about more than just giving gifts. It is about fostering hope and supporting the future leaders of Jamaica. The British High Commission and the UK Government remain deeply committed to Jamaica’s national development and the bright future of its children,” she said. This year marked a special milestone for the High Commission’s team, as they expanded their outreach to include a visit to the Bethlehem Home. It was chosen on the advice of one staff member, who shared her personal connection to the home, reflecting on the care and kindness she received there as a child. The visits were warmly received by both homes, with heartfelt gratitude expressed by staff and children alike. At the Bethlehem Home, Brother Prem Sagar Peram and his team celebrated the occasion by singing Christmas carols and playing musical instruments for the visiting High Commission team. Brother Prem shared his appreciation for the gesture, noting “It has been some time since we’ve welcomed a High Commissioner, and we are truly thankful for this visit. We look forward to continued collaboration.” The High Commission reaffirms its dedication to fostering social responsibility, strengthening ties with the Jamaican community, and making a lasting impact on the lives of those who need it the most. -30-Since his appointment as the Senior White House Policy Advisor for US President-elect Donald Trump, Sriram Krishnan, an Indian-origin entrepreneur, has sparked significant debate. His views on immigration and green card limits have faced widespread criticism. However, despite the controversy, Elon Musk, one of the wealthiest individuals globally and a renowned tech visionary, has voiced his support for Krishnan. Washington: Since Sriram Krishnan, an Indian-origin entrepreneur, was announced as the Senior White House Policy Advisor for US President-elect Donald Trump, he has become a topic of intense discussion. Many have criticised his stance on immigration and green card limits. Despite the backlash, Elon Musk, widely regarded as one of the world’s richest persons and a visionary tech entrepreneur, has came in support for Krishnan. Amid the criticism, a user on X shared a post featuring a photo of butter chicken alongside an image of Sriram Krishnan. The caption read, “ Here is what Sriram Krishnan would look like if he was butter chicken.” The butter chicken image appears to be AI-generated, covering Krishnan’s face and neck with the dish. David Sacks, Donald Trump’s newly appointed head of artificial intelligence (AI) and cryptocurrency, stepped in to clarify Krishnan’s stance. He responded, “Point of clarification: Sriram didn’t say he wants to remove all caps on green cards. He said he wants to remove country caps on green cards...” Elon Musk agreed with Sacks’ explanation, He replied, “Makes sense.” Click for more latest World news . Also get top headlines and latest news from India and around the world at News9. Adan Khan is an emerging journalist with a keen focus on crime and politics. With a talent for making complex issues accessible, he has quickly become known for his ability to clarify intricate topics. Now with a year of experience in the news industry, Adan remains committed to delivering the truth, regardless of its difficulty. His writing seeks to make critical subjects both clear and engaging, offering readers insightful perspectives and guiding them through challenging issues. Dedicated to continuous growth, Adan is here to inform, engage, and make a meaningful impact in journalism.