NEW YORK , Dec. 11, 2024 /PRNewswire/ -- Report on how AI is redefining market landscape - The global insurtech market size is estimated to grow by USD 77.41 billion from 2024-2028, according to Technavio. The market is estimated to grow at a CAGR of over 42.35% during the forecast period. Increasing need to improve business efficiency is driving market growth, with a trend towards investors collaborating with insurtech firms. However, high cost of investment poses a challenge. Key market players include Acko Technology and Services Pvt. Ltd., Allianz SE, Berkshire Hathaway Inc., Charles Taylor Ltd., Cuvva Ltd., Cytora Ltd., DeadHappy Ltd., Flock Ltd., Friendsurance, Kin Insurance Technology Hub LLC, KYND Ltd., Laka Ltd., Massachusetts Mutual Life Insurance Co., Milvik AB, Nimbla Ltd., Quantemplate Technologies Inc., simplesurance GmbH, Slice Insurance Technologies Inc., Uinsure Ltd., Urban Jungle Services Ltd., Wrisk Ltd., ExtraCover Ltd., and F2X Group Ltd.. Key insights into market evolution with AI-powered analysis. Explore trends, segmentation, and growth drivers- View Free Sample PDF InsurTech Market Scope Report Coverage Details Base year 2023 Historic period 2018 - 2022 Forecast period 2024-2028 Growth momentum & CAGR Accelerate at a CAGR of 42.35% Market growth 2024-2028 USD 77.41 billion Market structure Fragmented YoY growth 2022-2023 (%) 40.22 Regional analysis North America, Europe, APAC, Middle East and Africa, and South America Performing market contribution North America at 51% Key countries US, China, India, UK, and France Key companies profiled Acko Technology and Services Pvt. Ltd., Allianz SE, Berkshire Hathaway Inc., Charles Taylor Ltd., Cuvva Ltd., Cytora Ltd., DeadHappy Ltd., Flock Ltd., Friendsurance, Kin Insurance Technology Hub LLC, KYND Ltd., Laka Ltd., Massachusetts Mutual Life Insurance Co., Milvik AB, Nimbla Ltd., Quantemplate Technologies Inc., simplesurance GmbH, Slice Insurance Technologies Inc., Uinsure Ltd., Urban Jungle Services Ltd., Wrisk Ltd., ExtraCover Ltd., and F2X Group Ltd. Market Driver InsurTech, the fusion of Insurance and Technology, is creating waves in the industry. This innovation is revolutionizing the creation, distribution, and administration of insurance products. From social insurance to life & health, auto, marine, liability, buildings, and commercial buildings insurance, InsurTech is transforming business lines and product lines. Machine learning and artificial intelligence are driving personalized solutions for niche customers. Real-time tracking and monitoring information enable better risk monitoring and decision making. Customer data is the new currency, with predictions based on purchase quantity and consumer needs. Cloud computing, blockchain, IoT, and digital solutions are the new norm. InsurTech is transforming insurance planning with big data, chatbots, and on-premise solutions. Insurance carriers are embracing digital transformation, leveraging technology to streamline operations and enhance customer experience. The future of InsurTech lies in continuous innovation and meeting evolving customer needs. Investors are showing heightened enthusiasm towards partnering with InsurTech firms, as evidenced by the recent conference where 1,500 investors, entrepreneurs, and insurance executives convened. The primary objective of the event was to explore how technology is revolutionizing the insurance sector. Technological advancements have significantly impacted the insurance value chain, streamlining costing processes, enhancing consumer experience, increasing transparency, reducing fraud through data analysis, and simplifying claims for customers. InsurTech companies are prioritizing the growing consumer demand for tailored insurance products and personalized services. Request Sample of our comprehensive report now to stay ahead in the AI-driven market evolution! Market Challenges Discover how AI is revolutionizing market trends- Get your access now! Segment Overview This insurtech market report extensively covers market segmentation by 1.1 Marketing and distribution- The InsurTech market's marketing and distribution segment is poised for significant growth during the forecast period. The widespread use of smartphones and easy internet access have fueled digital marketing and distribution of insurance policies through advanced technologies. Regulations mandating electronic promotion system certifications ensure security. Mobile point-of-sales in e-retail is gaining acceptance, providing insurance companies with opportunities to cater to busy customers. InsurTech platforms offer chatbots for live customer interaction and resolution of queries, enhancing the digital experience. Customer-centricity and high ROI are driving segment growth. InsurTech startups disrupt traditional financial services with increased access, transparency, and lower costs. Automation through pattern recognition algorithms and predictive coding reduce industry overheads and improve process efficiency. Deregulation of equity crowdfunding and private startup investments attract investors, further fueling market growth. Download a Sample of our comprehensive report today to discover how AI-driven innovations are reshaping competitive dynamics Research Analysis Insurance Technology, or InsurTech, refers to the use of technology to create, distribute, and administer insurance products. This innovative sector is revolutionizing the industry by enabling the creation of ultra-customized policies tailored to individual needs. Social insurance, life & health, auto, marine, liability, buildings, and commercial buildings insurance are just a few areas benefiting from InsurTech. Machine learning and artificial intelligence are key technologies driving personalized offerings. Customer data is analyzed to provide accurate risk assessments and pricing. Cloud computing and deployment models allow for flexible and scalable solutions. Blockchain ensures secure and transparent transactions. Business analytics and IoT devices provide real-time data for risk assessment and claims processing. InsurTech is transforming various insurance sectors, including life & health, auto, marine, liability, buildings, and home insurance. Dwelling coverage and contents coverage are now offered with greater precision and efficiency. The future of insurance is technology-driven, offering customized policies and improved customer experiences. Market Research Overview The InsurTech market refers to the use of technology to create, distribute, and administer insurance products. This includes social insurance, life & health, auto, marine, liability, buildings, and commercial buildings insurance. Customer data is a crucial element, with machine learning and artificial intelligence used for predictions based on consumer needs, purchase quantity, and decision making. Real-time tracking and monitoring information are essential for insured parties, and businesses are leveraging digital solutions to streamline insurance planning. Cloud computing, blockchain, IoT, and big data are transforming the industry, with solutions providers offering digital transformation through on-premise and cloud-based platforms. Chatbots and insurance carriers are also part of this landscape, enhancing customer experience and enabling efficient claim processing. Overall, InsurTech is revolutionizing the insurance industry by providing innovative digital solutions for various business lines and niche customers. Table of Contents: 1 Executive Summary 2 Market Landscape 3 Market Sizing 4 Historic Market Size 5 Five Forces Analysis 6 Market Segmentation 7 Customer Landscape 8 Geographic Landscape 9 Drivers, Challenges, and Trends 10 Company Landscape 11 Company Analysis 12 Appendix About Technavio Technavio is a leading global technology research and advisory company. Their research and analysis focuses on emerging market trends and provides actionable insights to help businesses identify market opportunities and develop effective strategies to optimize their market positions. With over 500 specialized analysts, Technavio's report library consists of more than 17,000 reports and counting, covering 800 technologies, spanning across 50 countries. Their client base consists of enterprises of all sizes, including more than 100 Fortune 500 companies. This growing client base relies on Technavio's comprehensive coverage, extensive research, and actionable market insights to identify opportunities in existing and potential markets and assess their competitive positions within changing market scenarios. Contacts Technavio Research Jesse Maida Media & Marketing Executive US: +1 844 364 1100 UK: +44 203 893 3200 Email: media@technavio.com Website: www.technavio.com/ View original content to download multimedia: https://www.prnewswire.com/news-releases/insurtech-market-to-grow-by-usd-77-41-billion-2024-2028-driven-by-business-efficiency-needs-and-ai-impacting-market-trends---technavio-302328190.html SOURCE TechnavioBlack plastic kitchen utensil risks were overstated. But you should still toss them, group says
The Osun State Government on Friday unveiled 16-day events to mark Governor Ademola Adeleke’s second anniversary as governor of the state. Unveiling the events lined up for the celebrations, Secretary to the State Government, Mr. Teslim Igbalaye, rated Adeleke high in terms of service delivery. Igbalaye said a health walk, novelty match, Jumaat, church service, state awards presentation, and project commissioning were some of the events that would be held during the celebrations. The SSG, who said ex-President Olusegun Obasanjo and the governor of Oyo State, Seyi Makinde, among others, would inaugurate some of the projects completed by the administration, also noted projects would be inaugurated across the 30 local government areas in the state. He added that Adeleke and the Minister of Works, David Umahi, would also perform the turning of sod for some new projects that would be flagged off during the second anniversary of the administration. Related News Adeleke accuses Ganduje of plotting to destabilise S'West Adeleke champions sports to curb youth restiveness, boost Osun economy Displaced Osun farmers seek end to land dispute “Some of the activities lined up include: Jumaat service, novelty football match, executive versus legislature, church service, and commissioning of Old Garage-Oke Fia Dual Carriage by ex President Olusegun Obasanjo. “Presentation of bond certificates to contributory pensioners and presentation of award to Governor Adeleke by the contributory pensioners would also be held. “There will also be commissioning of Osogbo Ring Road by Governor Makinde, as well as, foundation laying for Airport project by the Minister of Aviation/Works,” Igbalaye said. Commenting on the achievements of the administration in the past two years, Igbalaye, said Adeleke had surpassed expectations, assuring that an increase in political activities would not distract the governor from completing all ongoing projects.Shedeur Sanders Sparks NFL Draft Speculation With Social Media Activity
GBank Financial Holdings Inc. Announces Election of A.G. Burnett to GBank Board of DirectorsSalesforce , a leading global player in customer relationship management This article provides an in-depth analysis of Salesforce stock price, key financial metrics, market performance, and future outlook (CRM) software, has shown a significant upward trajectory in its stock performance, capturing the attention of investors and market analysts alike. With a current stock price of $335.78 , reflecting a +3.09% (+$10.08) increase, the stock demonstrates robust momentum as it approaches the end of 2024. This article provides an in-depth analysis of Salesforce stock price, key financial metrics, market performance, and future outlook. Salesforce stock price has been steadily climbing in 2024, bolstered by strong earnings, strategic investments, and market confidence in its business model. Current Price : $335.78 52-Week Range : High: $348.86 (achieved on November 12, 2024) Low: $212.00 (recorded on May 30, 2024) Market Cap : $321.006 billion 10-Day Average Volume : 7.36 million shares The stock is trading close to its 52-week high, indicating strong investor confidence. The year-to-date (YTD) price change of +27.61% showcases impressive growth, outperforming many peers in the tech sector. Earnings Per Share (EPS) : 5.75 (TTM) Price-to-Earnings Ratio (P/E) : Trailing P/E: 58.43 Forward P/E: 32.10 The trailing P/E ratio of 58.43 reflects Salesforce's premium valuation, common for high-growth tech stocks . The forward P/E ratio of 32.10 suggests expectations of robust earnings growth, indicating that the market remains optimistic about its future performance. Revenue (TTM) : $36.465 billion EBITDA (TTM) : $10.551 billion Gross Margin (TTM) : 76.35% Net Margin (TTM) : 15.44% Return on Equity (ROE) : 9.73% Salesforce’s gross margin of 76.35% highlights its operational efficiency and ability to generate substantial profit from its revenues. A net margin of 15.44% further underscores its profitability in a competitive tech landscape. Dividend : $1.60 annually (quarterly $0.40) Dividend Yield : 0.48% The introduction of dividends underscores Salesforce’s financial strength and its intent to return value to shareholders, balancing growth with income generation. Debt-to-Equity Ratio (MRQ) : 14.63% A relatively low debt-to-equity ratio highlights Salesforce’s prudent capital management, ensuring a healthy balance sheet while investing in innovation and expansion. Market Sentiment and Performance Indicators Beta : 1.30 A beta of 1.30 indicates that Salesforce’s stock is moderately volatile, moving more than the broader market but within a predictable range. This aligns with the tech sector's typical behavior, which often experiences heightened market sensitivity. The 10-day average volume of 7.36 million shares signifies strong trading activity, reflecting sustained investor interest and liquidity in the stock. The recent increase of 3.09% reflects positive sentiment, likely driven by upcoming events, including Salesforce’s earnings report scheduled for December 3, 2024. Investors are anticipating robust results based on the company’s performance trajectory. Key Growth Drivers Salesforce continues to dominate the CRM market, driven by its innovative platform and AI-powered tools like Einstein AI. The company’s ability to integrate AI, analytics, and customer insights has helped it maintain its leadership position in the industry. Salesforce has diversified its offerings beyond CRM software, including data analytics ( Tableau ), cloud integration (MuleSoft), and productivity tools (Slack). These acquisitions have not only expanded its product portfolio but also contributed significantly to its revenue growth. The accelerated adoption of cloud technology across industries has boosted Salesforce’s demand. As businesses continue to digitize, Salesforce’s cloud-based solutions remain integral to enterprise workflows. Salesforce’s investment in generative AI and automation technologies further cements its position as a tech innovator. These advancements are expected to enhance customer retention and attract new clients, driving future growth. Upcoming Events and Catalysts Date : December 3, 2024 The upcoming earnings report is expected to shed light on Salesforce’s financial performance in Q3 FY2025. Analysts anticipate strong revenue growth and guidance updates, which could further influence the stock price. Date : September 18, 2024 Dividend Amount : $0.40 per share The dividend payout reflects Salesforce’s focus on creating long-term value for shareholders, a strategy that appeals to both growth and income-focused investors. While Salesforce’s performance is impressive, certain challenges and risks could impact its future growth: High Valuation : The current P/E ratio of 58.43 indicates that Salesforce’s stock is priced for perfection. Any earnings miss or guidance downgrade could result in a significant price correction. Intense Competition : The CRM space faces growing competition from Microsoft, Oracle, and emerging startups. Maintaining market share requires continuous innovation and customer retention efforts. Economic Uncertainty : Macroeconomic factors, including inflation and interest rate fluctuations, could impact Salesforce’s enterprise spending and growth trajectory. Market analysts maintain an optimistic outlook on Salesforce, citing its strong fundamentals, leadership in CRM, and strategic focus on AI and cloud technologies. Many have set price targets above $350, indicating potential for continued upside. Comparison with Competitors Microsoft’s Dynamics 365 is a direct competitor in the CRM space. While Salesforce leads in market share, Microsoft leverages its broader ecosystem (Office, Azure) to attract clients. Oracle’s customer experience (CX) suite focuses on integrated data solutions, posing a challenge to Salesforce in enterprise-level CRM deployments. HubSpot targets small and medium businesses, an area where Salesforce has recently expanded. Competition in this segment remains fierce. Salesforce’s stock is poised for continued growth, supported by its diversified product portfolio, leadership in CRM, and investments in AI and cloud technologies. The company’s ability to adapt to evolving market trends and deliver consistent results will be critical to sustaining its momentum. Salesforce’s current stock price of $335.78 reflects the company’s strong performance and market confidence. With a year-to-date gain of 27.61%, the stock has significantly outperformed many of its peers. Robust financial metrics, strategic investments, and a leadership position in CRM make Salesforce an attractive option for long-term investors. However, potential risks from high valuations and macroeconomic uncertainties warrant careful monitoring. As Salesforce gears up for its earnings report in December 2024, the market will closely watch its performance and guidance for the coming quarters. With strong fundamentals and promising growth drivers, Salesforce remains a key player in the tech sector and an exciting stock to watch.
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Saudi Arabia scored a major win in its campaign to attract major sports events to the kingdom when it was formally appointed as the 2034 World Cup host on Wednesday. Still, many questions remain about the tournament as well as the 2030 World Cup, which will be co-hosted by Spain, Portugal and Morocco, with three games in South America. Here are some of the key issues that need to be answered over the next decade: Where will games be played? Saudi Arabia proposes 15 stadiums — eight still on paper — in five cities: Eight in the capital Riyadh, four in the Red Sea port city Jeddah, and one each in Abha, Al Khobar and Neom, the planned futuristic mega-project. Each would have at least 40,000 seats for World Cup games. The opening game and final are set for a 92,000-seat venue planned in Riyadh. Some designs are vivid. In Neom, the stadium is planned 350 meters (yards) above street level and one near Riyadh is designed to be atop a 200-meter cliff with a retractable wall of LED screens. Saudi Arabia aims to host all 104 games, though there has been speculation that some games could be played in neighboring or nearby countries. When will the World Cup be played? Surely not in the traditional World Cup period of June-July, when temperatures in Saudi Arabia routinely exceed 40 Celsius (104 degrees). FIFA moved the Qatar-hosted World Cup to November-December 2022, though those dates were not loved by most European clubs and leagues whose seasons were interrupted. Also, that slot is complicated in 2034 by the holy month of Ramadan through mid-December and Riyadh hosting the multi-sport Asian Games. January 2034 could be a possibility even though that would be just before the Winter Olympics in Salt Lake City. The International Olympic Committee has signaled it won’t be opposed to back-to-back major events. In an interview with The Associated Press on Wednesday, Saudi World Cup bid official Hammad Albalawi said the precise dates of the tournament are up the world soccer body. “That’s a decision by FIFA. We stand ready to be part of this conversation. But ultimately it’s a FIFA decision together with the confederations,” Albalawi said. Will stadiums be segregated for men and women? Giving more rights and freedoms to women in a traditionally conservative society is fundamental to Saudi messaging around the modernization program known as Vision 2030. The kingdom decided in 2017 to let women attend sports events, initially in major cities and in family zones separate from men-only sections. By 2034, at the promised pace of social reforms, female fans should not be restricted. Saudi Arabia launched a women’s professional soccer league in 2022 with players joining from clubs in Europe. They face no restrictions playing in shorts and with hair uncovered. Will alcohol be allowed at the venues or hotels? The Saudi prohibition of alcohol is clear and understood before FIFA signs any sponsor deals for 2034. But will there be any exceptions? The alcohol issue was problematic for the World Cup in Qatar because the expectation was created that beer sales would be allowed at stadiums even before Qatar won its bid in 2010. One year later, FIFA extended a long-time deal to have Budweiser as the official World Cup beer through 2022. Qatar then backtracked on that promise three days before the first game, causing confusion and the sense of a promise broken. In Qatar, alcohol was served only at luxury suites at the stadiums. Visitors could also have a drink in some hotel bars. But Saudi Arabia has even stricter rules on alcohol — and there is no indication that will change. Albalawi noted that Saudi Arabia has successfully hosted dozens of sports events where alcohol wasn't served. “We’re creating a safe and secure family environment for fans to bring their families into our stadiums,” he said. How will workers rights be protected? Saudi promises to reform and enforce labor laws, and fully respect migrant workers, have been accepted by FIFA but face broad skepticism from rights groups and trade unions. A formal complaint is being investigated by the U.N.-backed International Labor Organization. Protecting the migrant workers needed to build stadiums and other tournament projects — a decade after it was a defining issue for Qatar — looms as a signature challenge for Saudi Arabia. Would Israel be allowed to play if it qualified for the 2034 World Cup? Saudi-Israeli relations had been improving when FIFA all but gave the 2034 World Cup to the kingdom on Oct. 4 last year. Three days later Hamas attacked Israel and diplomacy got more complicated. Any soccer federation bidding to host a FIFA tournament accepts a basic principle that whichever team qualifies is welcome. That did not stop Indonesia putting up barriers last year to Israel coming for the men’s Under-20 World Cup. Indonesia does not have formal diplomatic relations with Israel which had qualified through a European tournament nine months before the issue flared. FIFA moved the entire tournament to Argentina and the Israeli team reached the semifinals. Israel played at the 1970 World Cup but has never advanced through qualifying in Europe, where it has been a member of UEFA for 30 years. Europe should have 16 places in the 48-team World Cup in Saudi Arabia. Where will the final of the 2030 World Cup be played? Most of the attention at the FIFA Congress on Wednesday was on the Saudi decision, but the soccer body and its members also formally approved the hosts of the 2030 World Cup — the most spread out and longest ever. One game each in Argentina, Paraguay and Uruguay, the original host in 1930, will be played from June 8-9. The tournament resumes four days later for the other 101 games shared between Spain, Portugal and Morocco. Six countries, three continents, multiple languages and currencies. Fans traveling on planes, trains, automobiles and boats across about 14 kilometers (10 miles) of water between Spain and Morocco. The final is due on July 21, 2030 and a decision on where it will be played could cause some tension between the host countries. Morocco wants it in the world’s biggest soccer venue — the planned 115,000-seat King Hassan II Stadium in Casablanca. Spain, meanwhile, has proposed to host the final in either of the remodeled home stadiums of club giants Real Madrid or Barcelona. ___ Associated Press writer Baraa Anwer in Riyadh, Saudi Arabia, contributed to this report.Jio Airtel Vi will have to launch cheap plans, TRAI has given the decision
Amit Shah Inaugurates 10,000 New MPACS, Launches Vision for 2 Lakh Cooperatives to Empower Rural IndiaYou’re giving your child a smartphone, tablet, laptop, gaming device or some other variation of the latest connected, shiny, must-have electronic doodad. And why not, you think? All their friends have one. They’ve done all their chores without whining (too much), do just fine in school, and promise to continue being as sweet as can be — if they get that one gadget-y gift that will make their lives complete. Kids as young want their own devices. That’s a reality of the world we live in today. But it doesn’t mean you should just wrap up that expensive everything-gadget and hope for the best. After all, the and the payoffs can be short-lived. (Also, don’t give a preschooler their own smartphone. That’s just nuts.) So, before you hand over the keys to the world of smart gadgets, here’s what you need to know — and do — to keep your child safe and secure. Digital parenting is hard. As a tech journalist — and mom — I know firsthand how tough it is to stay one step ahead of the negatives that constant connection brings. From social media, cyberbullying and even device addiction — the struggle is real — yours and theirs. just published its latest findings on teens, social media and technology. The survey found that “ about technology’s impact on youth, many teens are as digitally connected as ever. Most teens use social media and have a smartphone, and nearly half say they’re online almost constantly.” Take a moment to consider what device addiction is like from a teenager's perspective. Reddit and offer valuable insights. Listen to what teenagers wish their parents had known and done to understand their struggles better. I love a great tool, and contracts that set everyone’s expectations are necessary. I use the which the folks behind the safety app created. They gave us permission to repost a handy digital version at that lets you fill it out, save it digitally, and print out a copy that you can post to your fridge. Fill it out with your child, and refer to it as often as you need to keep everything copacetic at home. Raising balanced digital humans takes a lot of time, energy and patience to learn a whole lot about technology, often one step behind your little one. That means the earlier you start, the better. Set up expectations and have “safe surfing” talks early and often. If you need some additional guidance here, try site or other fantastic resources from s like . The most crucial next step is to set up an account tailored to your child's needs on the specific new device you are giving them. Both iOS and Android offer specialized accounts for children, which integrate seamlessly with the (Apple) and (Android) features. To set up Family Sharing on an iOS device, go to the Settings app, add a new account and put in your child’s correct birthdate. This unlocks age-appropriate app ratings and restrictions. For Android users, setting up Family Link involves creating a Google account for your child and adding them to your Family Group. In both cases, you, as the parent, see download activity, usage statistics and can enable location sharing, which I highly recommend. There are several options within the family apps, but I recommend these: : Enable “Limit Adult Websites” on iOS and SafeSearch on Android. Restricting app downloads to the appropriate age range is a must. Pick the age group your child falls into, or choose to block app downloads entirely, only allow apps that you, as the parent, install yourself. On both iOS and Android, limiting what content your youngster can view happens within Family Sharing and Family Link, respectively. In both cases, setting the content ratings to G and TV-G prevents children from stumbling across anything too “adult” for them. You’re not done yet. These settings take effect within built-in apps like Safari and Chrome, but aren’t always entirely comprehensive. That’s where third-party apps come in. Use apps specifically made for this job like ($10/month), ($14/month), ($55/year) or one of the others we’ve reviewed. Be sure whatever you choose works on just about anything — iOS, Android, Windows, etc. — and provides restriction options for specific apps like Snapchat or TikTok. How much time is too much time for a kid to stare at a digital screen? If I had the answer, I’d probably be lying on a beach right now. The truth is that every child is different, and every parent’s limits are unique. Even the says no hard number makes sense for every kid. So, what to do? I prefer a schedule-based system that doesn’t put a strict limit on screen time but still encourages kids to look at something other than their phone, tablet or computer for the vast majority of the day (and night). Both iOS and Android provide the ability to limit app usage by scheduling windows of time where it’s allowed and blocking apps outside of those times. My daughter is well into adulthood, but if I were setting screen time limitations for a tween or younger teenager today, it might look something like this: During the school year, there’s really no need for most apps during the day or even night. - ALLOWED - - - Kids get home from school and should tackle their homework, but might need access to the internet. - ALLOWED - ALLOWED - - : With homework done, it’s time to have fun. - ALLOWED - ALLOWED - ALLOWED - ALLOWED Falling asleep to a favorite show or music is no big deal, but games and web surfing end now. (Assuming she normally falls asleep around 10 pm.) But remember, no phones in bedrooms at night. Charge them up in the kitchen or other common areas where they won’t disrupt sleep. - ALLOWED - - ALLOWED - There are a million ways to handle this, so this is just one example. You know your child better than I do, so take some time to come up with a balanced plan that makes sense — and don’t be afraid to change things over time! On top of the guardrails you enable when setting up a child’s account, both iOS and Android feature additional safeguards as well. For iPhone and iPad, enabling adds a layer of protection from unwanted messages your child might receive, including harmful images. Going one step further, turning off location sharing is a wise move too, as many apps ask for it without really needing it, potentially opening the door to real-time location tracking of your youngster. Android features to keep malware from being installed through Google’s Play Store, but parents should also disable location tracking for apps that don’t need it to function. You can also restrict messaging to specific phone numbers to keep spammers from flooding your kid’s message inbox. These controls and guardrails are fantastic ways to keep your child safe with their new device but don’t forget that your insights are the key to making this all work. Encourage your new phone-toting kid to ask questions and share how they use their gadget. Ask them about cool things they’ve seen on YouTube or their favorite TikTok (if they’re allowed). The goal is to empower them to navigate the digital world responsibly so that once you take off the training wheels, the oversight and interactions you have now create positive results down the road.
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