EPL: Harry Kane names 4 best players, snubs Cristiano Ronaldo, Messi
Banks scores 21, UNC Asheville beats Western Carolina 78-61NORMAN, Okla. (AP) — Oklahoma appears to have borrowed from the past to cure its recent offensive ills. The Sooners , best known this century for a passing prowess that has produced four Heisman Trophy-winning quarterbacks, took it back to the 20th century against then-No. 7 Alabama. Oklahoma ran 50 times for 257 yards while only throwing 12 times in a 24-3 win over the Crimson Tide that took coach Brent Venables off the hot seat. The Sooners more resembled Barry Switzer’s squads that dominated the old Big 8 with the wishbone offense in the 1970s and ’80s than the more recent Air Raid teams. Venables said the change was a matter of necessity for a unit that has been besieged by injuries at receiver and offensive line. “I think this staff has done a really good job with trying to figure that out, get better every week, put together a great gameplan but also figure out, ‘OK, what does this group of guys, what does this team — what do we need to do?'” Venables said. To make it work, Oklahoma needed to trust that such a change would work in the modern Southeastern Conference. They had to implement it with an interim play-caller in Joe Jon Finley, who stepped in after the Sooners fired Seth Littrell last month. Oklahoma (6-5, 2-5 SEC) pulled it off, and LSU coach Brian Kelly has taken notice ahead of their game on Saturday. “This is now much more about controlling the football, running the football, playing with physicality," Kelly said. "They've got perimeter skill, but I think it's centered around much more of a run-centric, quarterback run and take care of the football." The Sooners started to see success on the ground against Maine. They ran 52 times for 381 yards in a 59-14 win that got the wheels turning. Jovantae Barnes ran for career highs of 203 yards and three touchdowns that day. Venables said the timing of the opportunity to play that non-conference game against Maine in early November and figure some things out was perfect. “Everybody has some degree of vulnerability and maybe some self-doubt,” he said. “And just developing some confidence and putting something on tape other than practice, like, ‘Man, look, see what you’re capable of?’ And executing against, again, a well-coached team — certainly, we played off of that in all the right ways like you would expect us to. And so there’s a real place for that.” After a bye week, the Sooners tried the same approach against Missouri. It wasn't as successful — they ran 36 times for 122 yards — but they hung tough before losing 30-23 . The Sooners went all in against Alabama. Jackson Arnold — the same guy who threw 45 times in the Alamo Bowl last year, ran 25 times for 131 yards and threw just 11 passes. The Sooners found something in running back Xavier Robinson. With Barnes out with an injury, Robinson carried 18 times for career highs of 107 yards and two touchdowns. Suddenly, a team that had been forcing the pass and getting sacked at an alarming rate was moving the line of scrimmage and controlling the tempo. Oklahoma had the ball for more than 34 minutes against the Crimson Tide, lending support to a talented defense that had been spending way too much time on the field. The new approach could be helpful on Saturday — LSU (7-4, 4-3) ranks 14th out of 16 conference teams against the run. Venables said the Sooners still need to throw the ball well to win, but he's glad to know his squad can run with force when necessary. “I think that’s the art of having a system that’s adjustable, flexible, adaptable, week in and week out, but also has an identity — toughness, physicality," he said. "You’ve got to be able to run the ball at every level of football, but you do have to throw it. You can’t just do one thing. But we need to be efficient.” Get poll alerts and updates on the AP Top 25 throughout the season. Sign up here . AP college football: https://apnews.com/hub/ap-top-25-college-football-poll and https://apnews.com/hub/college-footballJ.K. Dobbins' knee injury could be tough news for the Chargers offenseKinetic's Holiday Shopping Guide: Securing the Best Tech Devices for Children This Black Friday
Chinese firms boost investments in key sectors: PCJCCI
Share Tweet Share Share Email In today’s financial landscape, technology is a fundamental pillar of growth. The rapid advancement of financial technologies has opened up new pathways to wealth and opportunity. By harnessing the power of innovative platforms and tools, individuals and businesses can optimize their financial strategies like never before. From automated investing solutions to blockchain technologies that enhance transparency and security, the potential is vast. Business and finance professional, Joseph Heimann of NJ explores these financial advancements, highlighting their impact and how they can be leveraged to drive your financial growth. Understanding Financial Technology (FinTech) In the ever-evolving financial sector, FinTech stands as a beacon of innovation. It merges technology with financial services, redefining how we manage and relate to money. FinTech encompasses several key components that have reshaped the financial services industry. Digital payments like mobile wallets and contactless transactions are making cash seem like a relic of the past. Robo-advisors offer automated, algorithm-driven financial planning with minimal human supervision, allowing users to invest with ease and precision. Blockchain technology provides secure, transparent transactions and is set to revolutionize everything from banking to voting systems. Peer-to-peer lending platforms bypass traditional banks, directly connecting borrowers with lenders, often offering better interest rates. The impact of FinTech on traditional banking cannot be overstated. Banks have been forced to adapt or risk obsolescence. They’re enhancing customer experiences by offering digital solutions like online banking and mobile apps. FinTech enables 24/7 access to financial services, making geographical boundaries and time constraints almost irrelevant. “Traditional banks are also integrating FinTech solutions to offer personalized services, leveraging customer data with consent to tailor financial products,” says Joseph Heimann NJ . “The collaboration between old and new is reshaping the banking sector, making it more agile and adaptive.” Innovative Tools for Financial Management The financial sector is rapidly adopting new technologies, revolutionizing how we manage money. These innovations are making financial management, including managing budgets, more efficient and insightful. Tools like QuickBooks and Mint simplify managing budgets and account management. QuickBooks offers small businesses powerful features, from invoicing to payroll, while Mint centralizes personal finances, helping users track spending, set budgets, and get alerts on risky financial habits. These tools provide clarity and guide businesses and individuals toward financial stability and growth. Investing has become more accessible with platforms like Robinhood and Betterment. Robinhood removes commission fees and offers an easy-to-use app for stock investing, while Betterment uses algorithms to create personalized investment strategies. These platforms open the door to wealth-building opportunities once reserved for the affluent. Expense tracking is crucial for financial health, and Expensify makes it easy. This app scans receipts, tracks mileage, and generates reports, reducing errors for businesses and providing clarity for individuals on their spending. These financial tools simplify complexities, turning data into actionable insights for smarter financial decisions. The Role of Data Analytics in Financial Growth Data analytics is a crucial driver of financial growth, turning vast amounts of data into actionable insights. By interpreting this data, businesses can identify patterns, predict outcomes, and optimize strategies to gain economic advantages. Predictive analytics is key in shaping investment strategies. It uses historical data and algorithms to forecast future trends, providing investors with insights into market movements, stock performance, and economic shifts. This allows them to capitalize on opportunities and reduce risks. Data analytics also supports asset allocation and risk management. Notes Heimann, “By recognizing patterns, investors can adjust portfolios to maximize returns while minimizing exposure to volatility.” Machine learning algorithms help assess investment opportunities, ensuring dollars are placed strategically for growth. Customer behavior analysis is essential for financial growth. Data offers insights into consumer preferences, purchasing habits, and feedback, enabling businesses to refine their offerings. This leads to personalized products and services that boost customer satisfaction and loyalty. Retailers track shopping trends to target promotions effectively, while financial institutions use data to create tailored banking solutions. Through customer insights, businesses can refine strategies, improve experiences, and drive success. Cybersecurity in Financial Technology Protecting sensitive data and securing transactions is a vital responsibility as financial services move to digital platforms. With the rise of cyber threats, implementing strong security measures is critical. The financial technology sector faces a range of evolving threats. Phishing is a major risk, where cybercriminals use deceptive emails and websites to trick users into revealing personal information, such as passwords and credit card numbers. Malware, including ransomware, can infiltrate systems through seemingly harmless downloads or email attachments, causing damage or stealing data. Ransomware locks users out of their systems until a ransom is paid, often crippling businesses. Data breaches are another significant threat, with unauthorized access to confidential information leading to financial loss and reputational damage. For FinTech businesses, a breach can result in losing customer trust overnight. To mitigate these risks, FinTech companies need comprehensive security strategies. Strong authentication protocols, such as multifactor authentication, add layers of security by requiring more than just a password. Regular software updates are essential to patch vulnerabilities and prevent unauthorized access. Employee training is also critical. One click on a malicious link can compromise a system. Regular training and simulated attacks can help staff recognize phishing and other scams, strengthening the overall defense. Finally, a response plan is crucial. Despite the best security measures, breaches can occur. A well-defined plan allows for quick, effective action to contain and mitigate damage. Preparing in advance is key to handling incidents when they arise. Future Trends in Financial Technology Financial technology is evolving rapidly, reshaping the entire finance sector. Beyond new apps and software, innovations are transforming financial services on a deeper level. Artificial Intelligence (AI) and Machine Learning (ML) are at the forefront of this change. AI enhances personalization in banking, predicts consumer behavior, and improves decision-making. Machine Learning, a subset of AI, refines predictions and identifies patterns by continuously analyzing data. It automates complex tasks like fraud detection and risk management, identifying threats before they materialize. Cryptocurrency and blockchain are driving a significant shift in financial transactions. Cryptocurrencies like Bitcoin and Ethereum operate on decentralized networks, offering transparency and security. “These cryptocurrencies provide an alternative to traditional banking, bypassing intermediaries in investment and currency exchange,” says Heimann. Blockchain, the technology behind cryptocurrencies, is revolutionizing data storage and sharing. Its ability to create secure, unalterable records has wide-ranging applications. In financial transactions, blockchain guarantees that every step is visible and verifiable, minimizing trust issues and reducing reliance on third-party verifications. As blockchain matures, smart contracts will further streamline processes. These self-executing agreements, embedded with conditions in code, automatically enforce transactions, eliminating the need for intermediaries. Advancements like AI, ML, cryptocurrency, and blockchain are shaping the future, creating smarter, more secure, and accessible financial systems. Financial technology is not just improving efficiency but democratizing wealth-building opportunities for individuals and businesses alike. Related Items: financial management , fintech , Joseph Heimann NJ Share Tweet Share Share Email Recommended for you Why Customer Data Security is a Non-Negotiable in Fintech Invoice and Expense Management: Tech-Driven Approaches to Efficiency The Rise of Fintech Unicorns: Investing in the Future of Financial Technology
NWSL title match was most-watched game in league history: How media rights deal shaped its success
None