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Title: Munoz: Scoring against Manchester City is an Honor, I Believe We Should Take 3 PointsIn response to these discoveries, law enforcement authorities have taken swift action to hold the clinic accountable for its deceptive practices. The clinic's operating license has been suspended pending further investigation, and legal consequences may follow depending on the outcome of the probe.luckycola agent.com

Stock market today: Stocks waver in thin trading after US markets reopen following a holiday pause



In a recent development, government officials have made it abundantly clear that stabilizing the real estate and stock markets is a top priority. This directive comes amidst concerns about excessive volatility and speculation in these key sectors of the economy. The move signifies a proactive approach to maintaining stability and promoting sustainable growth in the markets.As the mushroom cultivation project expanded, Mr. Zhang invested in advanced equipment and facilities to increase production capacity. He also enlisted the help of local farmers to collect straw from nearby fields, creating a symbiotic relationship between his furniture factory and the agricultural community.Boise State's legacy includes winning coaches and championship moments

Monday, December 30, 2024 Facebook Instagram Twitter WhatsApp Youtube Personal Finance Education Entertainment Jobs Alert Sports Hindi Technology Complaint Redressal. Fact-Checking Policy Correction policy Authors and Team DNPA Code of Ethics Onwership and Funding Cookie Policy Terms of Service Disclaimer Contact US About Us More Search Home Personal Finance New Rule 2025: From LPG to PF, these big changes will be... Personal Finance New Rule 2025: From LPG to PF, these big changes will be implemented from January 1, it will affect every pocket By Shyamu Maurya December 30, 2024 0 11 Share Facebook Twitter Pinterest WhatsApp Telegram New Rule 2025: From LPG to PF, these big changes will be implemented from January 1, it will affect every pocket Rule Change From 1st January: There are only two days left for the year 2024 to end and preparations have begun to welcome the new year 2025. At the same time, from January 1, 2025, there are going to be important changes in many rules in the country. This includes rules ranging from LPG prices to EPFO. Let us know what will change this time from January 1 and what will affect you. Rule Change From 1st January: Usually, the government changes the price of LPG on the first of every month. In the past few days, there have been many changes in the prices of 19 kg commercial LPG cylinder. However, the prices of 14 kg kitchen cylinder have remained stable in the country for a long time. In such a situation, a change in the price of LPG cylinder is expected this time too. PF account holders may get a special gift in the beginning of the year 2025, through which withdrawal of PF money will be possible from ATM machine. The Labor Ministry is working on this. Recently, Labor Secretary Sumita Dawra said that the Ministry of Labor and Employment is upgrading its IT system to streamline PF withdrawal and improve service. Recently, the Reserve Bank of India (RBI) has given great news for feature phone users. Now UPI payment of up to Rs 10,000 can be made using UPI 123Pay. This facility will start from January 1, 2025. Earlier this limit used to be Rs 5,000. Recently, the Reserve Bank of India has given a big relief news for farmers. RBI has increased the limit of loan available to farmers without guarantee to Rs 2 lakh. The new rules will come into effect from January 1, 2025. Earlier this limit was Rs 1.60 lakh. The National Stock Exchange has announced a change in the expiry day of its contracts. This will come into effect from January 1, 2025. NSE had issued a circular in this regard on November 29. Now the monthly contracts of FinNifty, MidCPNifty and NiftyNext50 will expire on the last Thursday of the respective month. The monthly and quarterly contracts of BankNifty will expire on the last Thursday of the expiry month. Tags epfo Rule Change Share Facebook Twitter Pinterest WhatsApp Telegram Previous article Bank license canceled: RBI canceled license of these 11 banks, see the full list here Next article School Closed: Big relief for school students! Now schools will remain closed for so many days, timings of these schools changed Shyamu Maurya Shyamu has done Degree in Fine Arts and has knowledge about bollywood industry. He started writing in 2018. Since then he has been associated with Informalnewz. In case of any complain or feedback, please contact me @informalnewz@gmail.com RELATED ARTICLES Personal Finance School Closed: Big relief for school students! Now schools will remain closed for so many days, timings of these schools changed December 30, 2024 Personal Finance Bank license canceled: RBI canceled license of these 11 banks, see the full list here December 30, 2024 Personal Finance TDS deduction new rule: Now more money will remain in the bank account even after paying income tax? check complete details December 30, 2024 - Advertisment - Most Popular School Closed: Big relief for school students! Now schools will remain closed for so many days, timings of these schools changed December 30, 2024 Bank license canceled: RBI canceled license of these 11 banks, see the full list here December 30, 2024 TDS deduction new rule: Now more money will remain in the bank account even after paying income tax? check complete details December 30, 2024 New recharge plan: BSNL launches new 425 day plan; Jio-Airtel and Vi’s problems increase December 30, 2024 Load more Recent Comments Gul Mohiudin on Kavita sister-in-law wore a sari without a blouse, seeing the pictures you will also be... Venkatesh on Urfi Javed crossed all limits, wore a front open hoodie top without inner, see photos and videos Gul Mohiudin on Malaika Arora came out in a backless strappy dress late at night, someone had to handle the gown and someone held her hand Gul Mohiudin on Priyanka Chopra reached award function without bra, shame had to be saved repeatedly in open jacket Venkatesh on Disha Patani shared a bo*ld picture while taking a bath, seeing Tiger Shroff’s heart beat will increase EDITOR PICKS School Closed: Big relief for school students! Now schools will remain closed for so many days, timings of these schools changed December 30, 2024 Bank license canceled: RBI canceled license of these 11 banks, see the full list here December 30, 2024 TDS deduction new rule: Now more money will remain in the bank account even after paying income tax? check complete details December 30, 2024 POPULAR POSTS School Closed: Big relief for school students! Now schools will remain closed for so many days, timings of these schools changed December 30, 2024 Bank license canceled: RBI canceled license of these 11 banks, see the full list here December 30, 2024 TDS deduction new rule: Now more money will remain in the bank account even after paying income tax? check complete details December 30, 2024 POPULAR CATEGORY Personal Finance 18153 Entertainment 17065 India 4565 News 3786 Technology 2271 Jobs Alert 794 Travel 652 Education 451 ABOUT US INFORMALNEWZ brings the Latest News & Top Breaking headlines on Politics and Current Affairs. Up-to-date news coverage, aggregated from sources all over the world by informal Newz. Find latest news coverage of breaking news events, trending topics, and compelling articles. Contact us: informalnewz@gmail.com FOLLOW US Facebook Instagram Twitter WhatsApp Youtube © - 2024 - informalnewz | Izon web Pvt. Ltd. All Rights Reserved. Contact Us - Izon Web Pvt. Ltd. Hno. 789, Basement, Dlf Phase 4 Sector 43, Gurgaon, Haryana -122009, Call: +91-9110801499, 0124-4941700 Home Privacy Policy Authors and Team About Us Contact US Cookie Policy Disclaimer DNPA Code of Ethics Onwership and Funding Terms of Service Complaint Redressal. Fact-Checking Policy Correction policy हिन्दीIn conclusion, the launch of the "Factory Direct Sales" program under the "Spring Dawn Initiative" signifies a new era of economic empowerment and collaboration in the region. By harnessing the power of technology and innovation, this initiative is set to revolutionize the way business is conducted and pave the way for a brighter and more prosperous future for all stakeholders involved.

DEIR AL-BALAH, Gaza City (AP) — For Gaza’s women, the hardships of life in the territory’s sprawling tent camps are compounded by the daily humiliation of never having privacy. Women struggle to dress modestly while crowded into tents with extended family members, including men, and with strangers only steps away in neighboring tents. Access to menstrual products is limited, so they cut up sheets or old clothes to use as pads. Makeshift toilets usually consist of only a hole in the sand surrounded by sheets dangling from a line, and these must be shared with dozens of other people. Alaa Hamami has dealt with the modesty issue by constantly wearing her prayer shawl, a black cloth that covers her head and upper body. “Our whole lives have become prayer clothes, even to the market we wear it,” said the young mother of three. “Dignity is gone.” Normally, she would wear the shawl only when performing her daily Muslim prayers. But with so many men around, she keeps it on all the time, even when sleeping — just in case an Israeli strike hits nearby in the night and she has to flee quickly, she said. Israel’s 14-month-old campaign in Gaza has driven more than 90% of its 2.3 million Palestinians from their homes. Hundreds of thousands of them are now living in squalid camps of tents packed close together over large areas. Sewage runs into the streets , and food and water are hard to obtain. Winter is setting in. Families often wear the same clothes for weeks because they left clothing and many other belongings behind as they fled. Everyone in the camps searches daily for food, clean water and firewood. Women feel constantly exposed. Gaza has always been a conservative society. Most women wear the hijab, or head scarf, in the presence of men who are not immediate family. Matters of women’s health — pregnancy, menstruation and contraception — tend not to be discussed publicly. “Before we had a roof. Here it does not exist,” said Hamami, whose prayer shawl is torn and smudged with ash from cooking fires. “Here our entire lives have become exposed to the public. There is no privacy for women.” Wafaa Nasrallah, a displaced mother of two, says life in the camps makes even the simplest needs difficult, like getting period pads, which she cannot afford. She tried using pieces of cloth and even diapers, which have also increased in price. For a bathroom, she has a hole in the ground, surrounded by blankets propped up by sticks. The U.N. says more than 690,000 women and girls in Gaza require menstrual hygiene products, as well as clean water and toilets. Aid workers have been unable to meet demand, with supplies piling up at crossings from Israel. Stocks of hygiene kits have run out, and prices are exorbitant. Many women have to choose between buying pads and buying food and water. Doaa Hellis, a mother of three living in a camp, said she has torn up her old clothes to use for menstrual pads. “Wherever we find fabric, we tear it up and use it.” A packet of pads costs 45 shekels ($12), “and there is not even five shekels in the whole tent,” she said. Anera, a rights group active in Gaza, says some women use birth control pills to halt their periods. Others have experienced disruptions in their cycles because of the stress and trauma of repeated displacement. The terrible conditions pose real risks to women’s health, said Amal Seyam, the director of the Women’s Affairs Center in Gaza, which provides supplies for women and surveys them about their experiences. She said some women have not changed clothes for 40 days. That and improvised cloth pads “will certainly create” skin diseases, diseases related to reproductive health and psychological conditions, she said. “Imagine what a woman in Gaza feels like, if she’s unable to control conditions related to hygiene and menstrual cycles,” Seyam said. Hellis remembered a time not so long ago, when being a woman felt more like a joy and less like a burden. “Women are now deprived of everything, no clothes, no bathroom. Their psychology is completely destroyed,” she said. Seyam said the center has tracked cases where girls have been married younger, before the age of 18, to escape the suffocating environment of their family’s tents. The war will “continue to cause a humanitarian disaster in every sense of the word. And women always pay the biggest price,” she said. Israel’s campaign in Gaza has killed more than 45,000 Palestinians, over half of them women and children, according to the territory’s Health Ministry. Its count does not differentiate between combatants and civilians. Israel launched its assault in retaliation for the Oct. 7, 2023, attack by Hamas on southern Israel, in which militants killed some 1,200 people and abducted around 250 others. With large swaths of Gaza’s cities and towns leveled, women wrestle with reduced lives in their tents. Hamami can walk the length of her small tent in a few strides. She shares it with 13 other people from her extended family. During the war, she gave birth to a son, Ahmed, who is now 8 months old. Between caring for him and her two other children, washing her family’s laundry, cooking and waiting in line for water, she says there’s no time to care for herself. She has a few objects that remind her of what her life once was, including a powder compact she brought with her when she fled her home in the Shati camp of Gaza City. The makeup is now caked and crumbling. She managed to keep hold of a small mirror through four different displacements over the past year. It’s broken into two shards that she holds together every so often to catch a glimpse of her reflection. “Previously, I had a wardrobe that contained everything I could wish for,” she said. “We used to go out for a walk every day, go to wedding parties, go to parks, to malls, to buy everything we wanted." Women “lost their being and everything in this war," she said. "Women used to take care of themselves before the war. Now everything is destroyed.” Associated Press writer Fatma Khaled in Cairo contributed to this report.

Men’s basketball: Nonconference attendance lags at CU Events Center

In a groundbreaking collaboration, Amazon announced that it is joining forces with Intuit to offer QuickBooks Online accounting software to millions of third-party sellers operating on the Amazon platform. This strategic partnership seeks to empower sellers with innovative financial management tools and enhance their overall efficiency and success in conducting business on the world's largest online marketplace.Microsoft 365 Copilot Will Reportedly Stop Using OpenAI Models Exclusively

One of the key advantages of the partnership between Amazon and Intuit is the ease of access to QuickBooks Online for third-party sellers. Sellers will be able to sign up for the software directly through their Amazon seller account, eliminating the need for separate registrations or installations. This seamless integration ensures a smooth and hassle-free experience for sellers, allowing them to focus on growing their businesses without being bogged down by administrative tasks.DEIR AL-BALAH, Gaza City (AP) — For Gaza’s women, the hardships of life in the territory’s sprawling tent camps are compounded by the daily humiliation of never having privacy. Women struggle to dress modestly while crowded into tents with extended family members, including men, and with strangers only steps away in neighboring tents. Access to menstrual products is limited, so they cut up sheets or old clothes to use as pads. Makeshift toilets usually consist of only a hole in the sand surrounded by sheets dangling from a line, and these must be shared with dozens of other people. Alaa Hamami has dealt with the modesty issue by constantly wearing her prayer shawl, a black cloth that covers her head and upper body. “Our whole lives have become prayer clothes, even to the market we wear it,” said the young mother of three. “Dignity is gone.” Normally, she would wear the shawl only when performing her daily Muslim prayers. But with so many men around, she keeps it on all the time, even when sleeping — just in case an Israeli strike hits nearby in the night and she has to flee quickly, she said. Israel’s 14-month-old campaign in Gaza has driven more than 90% of its 2.3 million Palestinians from their homes. Hundreds of thousands of them are now living in squalid camps of tents packed close together over large areas. Sewage runs into the streets , and food and water are hard to obtain. Winter is setting in. Families often wear the same clothes for weeks because they left clothing and many other belongings behind as they fled. Everyone in the camps searches daily for food, clean water and firewood. Women feel constantly exposed. Gaza has always been a conservative society. Most women wear the hijab, or head scarf, in the presence of men who are not immediate family. Matters of women’s health — pregnancy, menstruation and contraception — tend not to be discussed publicly. “Before we had a roof. Here it does not exist,” said Hamami, whose prayer shawl is torn and smudged with ash from cooking fires. “Here our entire lives have become exposed to the public. There is no privacy for women.” Wafaa Nasrallah, a displaced mother of two, says life in the camps makes even the simplest needs difficult, like getting period pads, which she cannot afford. She tried using pieces of cloth and even diapers, which have also increased in price. For a bathroom, she has a hole in the ground, surrounded by blankets propped up by sticks. The U.N. says more than 690,000 women and girls in Gaza require menstrual hygiene products, as well as clean water and toilets. Aid workers have been unable to meet demand, with supplies piling up at crossings from Israel. Stocks of hygiene kits have run out, and prices are exorbitant. Many women have to choose between buying pads and buying food and water. Doaa Hellis, a mother of three living in a camp, said she has torn up her old clothes to use for menstrual pads. “Wherever we find fabric, we tear it up and use it.” A packet of pads costs 45 shekels ($12), “and there is not even five shekels in the whole tent,” she said. Anera, a rights group active in Gaza, says some women use birth control pills to halt their periods. Others have experienced disruptions in their cycles because of the stress and trauma of repeated displacement. The terrible conditions pose real risks to women’s health, said Amal Seyam, the director of the Women’s Affairs Center in Gaza, which provides supplies for women and surveys them about their experiences. She said some women have not changed clothes for 40 days. That and improvised cloth pads “will certainly create” skin diseases, diseases related to reproductive health and psychological conditions, she said. “Imagine what a woman in Gaza feels like, if she’s unable to control conditions related to hygiene and menstrual cycles,” Seyam said. Hellis remembered a time not so long ago, when being a woman felt more like a joy and less like a burden. “Women are now deprived of everything, no clothes, no bathroom. Their psychology is completely destroyed,” she said. Seyam said the center has tracked cases where girls have been married younger, before the age of 18, to escape the suffocating environment of their family’s tents. The war will “continue to cause a humanitarian disaster in every sense of the word. And women always pay the biggest price,” she said. Israel’s campaign in Gaza has killed more than 45,000 Palestinians, over half of them women and children, according to the territory’s Health Ministry. Its count does not differentiate between combatants and civilians. Israel launched its assault in retaliation for the Oct. 7, 2023, attack by Hamas on southern Israel, in which militants killed some 1,200 people and abducted around 250 others. With large swaths of Gaza’s cities and towns leveled, women wrestle with reduced lives in their tents. Hamami can walk the length of her small tent in a few strides. She shares it with 13 other people from her extended family. During the war, she gave birth to a son, Ahmed, who is now 8 months old. Between caring for him and her two other children, washing her family’s laundry, cooking and waiting in line for water, she says there’s no time to care for herself. She has a few objects that remind her of what her life once was, including a powder compact she brought with her when she fled her home in the Shati camp of Gaza City. The makeup is now caked and crumbling. She managed to keep hold of a small mirror through four different displacements over the past year. It’s broken into two shards that she holds together every so often to catch a glimpse of her reflection. “Previously, I had a wardrobe that contained everything I could wish for,” she said. “We used to go out for a walk every day, go to wedding parties, go to parks, to malls, to buy everything we wanted." Women “lost their being and everything in this war," she said. "Women used to take care of themselves before the war. Now everything is destroyed.” Associated Press writer Fatma Khaled in Cairo contributed to this report.

One of the key benefits of this partnership is the accessibility of financial tools and resources to small businesses that may not have the resources or expertise to manage their finances effectively. By leveraging Intuit's expertise in financial software and Amazon's vast seller network, small businesses can now access best-in-class financial services that were previously out of reach.Premier League leaders Liverpool ruthlessly exploited another slip by their title rivals to move seven points clear with a match in hand after a 3-1 win over Leicester. Chelsea’s surprise defeat at home to Fulham earlier in the day had been an unexpected gift for Arne Slot’s side and they drove home their advantage by outclassing the struggling Foxes. Having overcome the early setback of conceding to Jordan Ayew, with even the travelling fans expressing their surprise they were winning away after taking just five points on the road this season, the home team had too much quality. That was personified by the excellent Cody Gakpo, whose eighth goal in his last 14 appearances produced the equaliser in first-half added time with the Netherlands international unlucky to have a second ruled out for offside by VAR. Further goals from Curtis Jones and Mohamed Salah, with his 19th of the season, stretched Liverpool’s unbeaten run to 22 matches. For Leicester, who had slipped into the bottom three after Wolves’ win over Manchester United, it is now one win from the last 10 in the league and Ruud van Nistelrooy has plenty of work to do, although he was not helped here by the absence of leading scorer Jamie Vardy through injury. It looked liked Liverpool meant business from the off with Salah’s volley from Gakpo’s far-post cross just being kept out by Jakub Stolarczyk, making his league debut after former Liverpool goalkeeper Danny Ward was omitted from the squad having struggled in the defeat to Wolves. But if the hosts thought that had set the tone they were badly mistaken after being opened up with such simplicity in only the sixth minute. Stephy Mavididi broke down the left and his low cross picked out Ayew, who turned Andy Robertson far too easily, with his shot deflecting off Virgil van Dijk to take it just out of Alisson Becker’s reach. With a surprise lead to cling to Leicester knew they had to quell the storm heading their way and they began by trying to take as much time out of the game as they could, much to Anfield’s frustration. It took a further 18 minutes for Liverpool to threaten with Gakpo cutting in from the left to fire over, a precursor for what was to follow just before half-time. That was the prompt for the attacks to rain down on the Foxes goal, with Salah’s shot looping up off Victor Kristiansen and landing on the roof of the net and Robertson heading against a post. Gakpo’s inclination to come in off the left was proving a problem for the visitors, doing their utmost to resist the pressure, but when Salah curled a shot onto the crossbar on the stroke of half-time it appeared they had survived. However, Gakpo once again drifted in off the flank to collect an Alexis Mac Allister pass before curling what is fast becoming his trademark effort over Stolarczyk and inside the far post. Early the second half Darwin Nunez fired over Ryan Gravenberch’s cross before Jones side-footed home Mac Allister’s cross after an intricate passing move inside the penalty area involving Nunez, Salah and the Argentina international. Leicester’s ambition remained limited but Patson Daka should have done better from a two-on-one counter attack with Mavididi but completely missed his kick with the goal looming. 🎯 — Liverpool FC (@LFC) Nunez forced a save out of the goalkeeper before Gakpo blasted home what he thought was his second only for VAR to rule Nunez was offside in the build-up. But Liverpool’s third was eventually delivered by the left foot of Salah, who curled the ball outside Kristiansen, inside Jannick Vestergaard and past Stolarczyk inside the far post.FUJI Elevator Welcomes Customer Visit from Ghana: A Step Toward Future CollaborationNEW YORK--(BUSINESS WIRE)--Dec 10, 2024-- UBS AG announced today the per-security amounts payable (collectively, the “Call Settlement Amounts”) for the below seven UBS-issued exchange traded notes set forth in the following table (collectively, the “ETNs”). Table-1 ETN Ticker ETN Name and Prospectus Supplement [1] Call Settlement Amount CUSIP Call Settlement Date DJCB ETRACS Bloomberg Commodity Index Total ReturnSM ETN Series B due October 31, 2039 [2] $20.8636 90269A450 12/12/2024 WUCT ETRACS Whitney US Critical Technologies ETN due March 13, 2053 $36.2753 90278V222 12/12/2024 AMNA ETRACS Alerian Midstream Energy Index ETN due June 21, 2050 [3] $53.5830 90269A351 12/12/2024 AMND ETRACS Alerian Midstream Energy High Dividend Index ETN due July 19, 2050 [3] $53.5415 90269A252 12/12/2024 AMTR ETRACS Alerian Midstream Energy Total Return Index ETN due October 20, 2050 [3] $76.6566 90269A245 12/12/2024 ESUS ETRACS 2x Leveraged MSCI USA ESG Focus TR ETN due September 15, 2061 [4] $36.1178 90278V743 12/12/2024 FEDL ETRACS 2x Leveraged IFED Invest with the FED TR Index ETN due September 15, 2061 [4] $55.6842 90278V750 12/12/2024 [1] The table above provides a hyperlink to the relevant prospectus and supplements thereto for each of the ETNs, which are identified by their names. Each of the above ETNs are part of the UBS AG’s Medium Term Notes, Series B, on which UBS AG is sole obligor. Capitalized terms used but not defined in this press release shall have the meanings ascribed to such terms in the relevant prospectus supplement (including, as applicable, any product supplement and pricing supplement (each such supplement, a “prospectus supplement”)) for the ETNs. The Call Settlement Amount in this table refers to the Redemption Amount as defined in the securities represented by DJCB. [2] The prospectus addendum with a link to the updated base prospectus and the changes to the section entitled “Early Redemption” on page S-3 of the prospectus supplement can be accessed here . [3] The prospectus addendum with a link to the updated base prospectus can be accessed here . [4] The prospectus addendum with a link to the updated base prospectus can be accessed here. On November 20, 2024, UBS AG announced the redemption of the ETNs. UBS will pay the applicable Call Settlement Amount to investors holding the ETNs on December 12, 2024. Cautionary Statement Regarding Forward-Looking Statements This press release contains statements that constitute “forward-looking statements” that are subject to risks and uncertainties, and actual results may differ materially. These statements could contain words such as “possible,” “intend,” “will,” “may,” “intends,” “would,” “if,” “expect,” “potentially” or other similar expressions. Forward-looking statements, including those relating to UBS AG’s plans for the ETNs, are based on management’s current expectations and assumptions, and are subject to inherent uncertainties, risks and changes in circumstances that are difficult to predict. While these forward-looking statements represent UBS’s judgments, expectations and objectives concerning the matters described, a number of risks, uncertainties and other important factors, including whether UBS AG will actually complete the redemption of the ETNs, could cause actual developments and results to differ materially from UBS’s expectations. For a discussion of the risks and uncertainties that may affect the ETNs please refer to the "Risk Factors" in the applicable prospectus supplement(s) relating to the ETNs referenced in Table-1. UBS is not under any obligation to (and expressly disclaims any obligation to) update or alter its forward-looking statements, whether as a result of new information, future events, or otherwise. About ETRACS ETNs ETRACS ETNs are senior unsecured notes issued by UBS AG, are traded on NYSE Arca, and can be bought and sold through a broker or financial advisor. An investment in ETRACS ETNs is subject to a number of risks, including the risk of loss of some or all of the investor’s principal, and is subject to the creditworthiness of UBS AG. Investors are not guaranteed any coupon or distribution amount under the ETRACS ETNs. Prior to making an investment in the ETRACS ETNs, investors should take into account whether or not the market price is tracking the intraday indicative value of the ETRACS ETNs. We urge you to read the more detailed explanation of risks described under “Risk Factors” in the applicable prospectus supplement for each ETRACS ETN. UBS AG has filed a registration statement (including a prospectus and supplements thereto) with the Securities and Exchange Commission, or SEC, for the offerings of securities to which this communication relates. Before you invest, you should read the prospectus, along with the applicable prospectus supplement(s) to understand fully the terms of the ETNs and other considerations that are important in making a decision about investing in the ETNs. The applicable offering document for each ETN may be obtained by clicking on the name of each ETNs identified above. You may also get these documents without cost by visiting EDGAR on the SEC website at www.sec.gov . The securities related to the offerings are not deposit liabilities and are not insured or guaranteed by the Federal Deposit Insurance Corporation or any other governmental agency of the United States, Switzerland or any other jurisdiction. About UBS UBS is a leading and truly global wealth manager and the leading universal bank in Switzerland. It also provides diversified asset management solutions and focused investment banking capabilities. With the acquisition of Credit Suisse, UBS manages $5.7 trillion of invested assets as per fourth quarter 2023. UBS helps clients achieve their financial goals through personalized advice, solutions and products. Headquartered in Zurich, Switzerland, the firm is operating in more than 50 markets around the globe. UBS Group shares are listed on the SIX Swiss Exchange and the New York Stock Exchange (NYSE). In the US, securities underwriting, trading and brokerage activities and M&A advisor activities are provided by UBS Securities LLC, a registered broker/dealer that is a wholly owned subsidiary of UBS AG, a member of the New York Stock Exchange and other principal exchanges, and a member of SIPC ( http://www.sipc.org/ ). UBS Financial Services Inc. is a registered broker/dealer and affiliate of UBS Securities LLC. This material is issued by UBS AG and/or any of its subsidiaries and/or any of its affiliates ("UBS"). This document was produced by and the opinions expressed are those of UBS as of the date of writing and are subject to change. It has been prepared solely for information purposes and for the use of the recipient. It does not constitute an offer or an invitation by or on behalf of UBS to any person to buy or sell any security. The information and analysis contained in this publication have been compiled or arrived at from sources believed to be reliable but UBS does not make any representation as to their accuracy or completeness and does not accept liability for any loss arising from the use hereof. Products and services mentioned in this material may not be available for residents of certain jurisdictions. Past performance is not necessarily indicative of future results. Please consult the restrictions relating to the product or service in question for further information. Bloomberg is not affiliated with UBS. UBS assumes sole responsibility for this press release, which has not been reviewed by Bloomberg. None of Bloomberg, UBS AG, UBS Securities LLC or any of their subsidiaries or affiliates (collectively, "Bloomberg or UBS") guarantees the accuracy and/or the completeness of the Bloomberg Commodity IndexSM or any data related thereto and neither of Bloomberg or UBS shall have any liability for any errors, omissions or interruptions therein. Neither of Bloomberg or UBS makes any warranty, express or implied, as to results to be obtained by owners of the securities or any other person or entity from the use of the Bloomberg Commodity IndexSM or any data related thereto. Neither of Bloomberg or UBS makes any express or implied warranties and expressly disclaims all warranties of merchantability or fitness for a particular purpose or use with respect to the Bloomberg Commodity IndexSM or any data related thereto. Without limiting any of the foregoing, to the maximum extent allowed by law, Bloomberg, its licensors (including UBS), and its and their respective employees, contractors, agents, suppliers and vendors shall have no liability or responsibility whatsoever for any injury or damages— whether direct, indirect, consequential, incidental, punitive or otherwise—arising in connection with the Bloomberg Commodity IndexSM or any data or values relating thereto—whether arising from their negligence or otherwise, even if notified of the possibility thereof. There are no third-party beneficiaries of any agreements or arrangements among Bloomberg and UBS Securities LLC, other than UBS AG. The securities referred to herein are not sponsored, endorsed, issued, sold or promoted by MSCI, and MSCI bears no liability with respect to any such securities or any index on which such securities are based. 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– President Emmerson Mnangagwa’s spokesperson, George Charamba, has called on the Mozambican government to take decisive action against opposition leader Venancio Mondlane and his supporters for rejecting the results of the October 9 presidential elections. Charamba’s remarks come amid widespread unrest in Mozambique following the Constitutional Council’s December 23 announcement, which upheld the ruling FRELIMO party’s victory. The court declared FRELIMO candidate Daniel Chapo the winner with 65% of the vote, though this figure was lower than the 70% initially reported by the electoral commission in October. Opposition groups, led by Mondlane, who secured approximately 24% of the vote, have rejected the results, alleging widespread vote rigging. Protests erupted across Mozambique, with civil society group Plataforma Decide reporting at least 130 fatalities in clashes between demonstrators and police. Charamba took to social media platform X to express his stance, posting a fiery message urging Mozambique’s government to suppress dissent. “HE CAN’T BURN DOWN A WHOLE NATION IN THE NAME OF SOME MEASLY 24% SUPPORT, SURELY!!!!!!!! The Mozambican Govt must show its firm hand, now that the courts have spoken!!!!!!” wrote Charamba. The protests, which have been described as the largest against FRELIMO in Mozambique’s history, follow criticism from Western observers who have labelled the elections neither free nor fair. Allegations of electoral fraud against FRELIMO are not new, as the party has faced similar accusations since the country’s first multiparty elections in 1994. Adding to the controversy, the Constitutional Council’s ruling gave FRELIMO fewer parliamentary seats than initially announced, without providing a detailed explanation for the revisions. This has further fuelled opposition claims of irregularities. Mondlane’s camp has steadfastly rejected the results, maintaining that the elections were marred by malpractice. Meanwhile, calls for accountability and fair governance in Mozambique continue to grow as the country grapples with post-election unrest. Charamba’s comments highlight Zimbabwe’s close ties to the FRELIMO-led Mozambican government, but critics argue his statements reflect a disregard for democratic principles in the region. As protests rage on, the Mozambican government faces mounting pressure to address the crisis and ensure political stability. Meanwhile, South Africa is calling for “urgent dialogue” in Mozambique as violence escalates after a court confirmed the ruling FRELIMO party as the winner of the disputed October election. In a ruling on Tuesday, Mozambique’s Constitutional Council validated Daniel Chapo as the winner of the election with 65.17% of the vote. Ronald Lamola, South Africa’s Minister of International Relations, says South Africa is concerned by the “violence and the subsequent disruptive protest in reaction to the announcement”. SA has offered to facilitate dialogue.

By connecting manufacturers directly with consumers, the "Factory Direct Sales" program eliminates unnecessary middlemen and allows businesses to offer their products at competitive prices. This not only benefits consumers by providing access to high-quality products at affordable prices but also empowers manufacturers to increase their profit margins and expand their market reach.

In a shocking turn of events, Nezha Motors, a prominent automotive company known for its innovative electric vehicle designs, has found itself embroiled in a legal battle that has resulted in the company being named as the judgment debtor with an execution amount exceeding 9.11 million. The news has sent shockwaves through the automotive industry and raised questions about the financial stability of the once-thriving company.

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