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2025-01-24
Millions of people may now be eligible for increased Social Security benefits as a result of the House’s approval of the Social Security Fairness Act. The Windfall Elimination Provision (WEP) and the Government Pension Offset (GPO) were finally repealed after the House passed the bill by a vote of 325 to 75. In the past, these two provisions prevented Americans who also receive pensions and their spouses from receiving their full monthly Social Security benefits. However, those American workers could now receive full Social Security benefits after they apply for the program and retire, according to the House’s approval of the Social Security Fairness Act . The legislation will apply to all retirement benefits processed by the SSA starting in December 2023, if the Senate also approves it and President Joe Biden gives final approval. The WEP applies to those who have less than 30 years of significant earnings from Social Security-covered employment and also receive a non-covered pension. The government has announced a total change in Social Security benefits Meanwhile, the GPO reduces by almost two-thirds the Social Security benefits for spouses of those receiving a non-covered pension. About 3 million former public employees, including teachers, police officers, firefighters, and their wives, were affected by both laws. Alex Beene, a financial literacy instructor at the University of Tennessee at Martin, told Newsweek that WEP and GPO can reduce and, in some cases, eliminate Social Security benefits for Civil Service Retirement System annuitants and public sector workers from state and local government entities, including their spouses, widows, and widowers. The Social Security Fairness Act had opposition from several members who were worried that it would hasten the Social Security fund’s impending insolvency. As early as 2035, analysts warn, the Social Security system will run out of money to pay full benefits. Republican Representative Jodey Arrington of Texas said Tuesday that the Social Security trust fund will become insolvent sooner. We should be responsible for this. Every state’s retirees and future retirees should be considered. Moreover, the Social Security Fairness Act has projected a $196 billion cost for the next ten years. These costs may pose problems in the Senate, despite the likelihood that the Social Security Fairness Act would pass. While the House’s passage of this bill is a positive indication that these beneficiaries will eventually be able to access the full benefits to which they are entitled, Beene however, stated that this might not be the end. Priority consideration of the bill in the Senate will be the next and most important step. If the bill is prioritized, it should be an easy final step given the massive support it now has. Millions of Americans believe their Social Security benefits won’t be enough in the long run A new Bankrate study indicates that the majority of Americans are worried about what might happen to Social Security when its retirement trust fund surpasses a projected depletion date in 2033. For instance, 71% of retired persons and nearly three-quarters (73%) of non-retired adults express concern that they won’t get their benefits if the trust fund runs out. A total of 2,492 people participated in the October survey. The results show that these concerns are significant for older Americans who have not yet retired. This includes 81% of working Baby Boomers and 82% of Gen Xers who are concerned that if the trust fund is depleted, they may not receive their benefits in retirement. However, the majority of Gen Z and Millennial respondents (69% and 62%, respectively) share this concern. The monthly benefit payments that Social Security provides to over 72.5 million people, including those who receive Supplemental Security Income, are augmented by trust funds.Conference title games a chance at a banner, bragging rights and, for some, a season-wrecking losstypes of casino games

Canadians bristle - or shrug - at Trump's trollingIndiana should be able to breathe easy this week. It has very little chance of making it into the Big Ten championship game. On the other hand, Georgia's spot in the Southeastern Conference title game is so risky that if the Bulldogs lose they might have been better off sitting it out. Over the next two weeks, the warm familiarity of conference championship games, which began in 1992 thanks to the SEC, could run into the cold reality that comes with the first 12-team College Football Playoff. League title games give the nation's top contenders a chance to hang a banner and impress the CFP committee, but more than ever, the bragging rights come with the risk of a season-wrecking loss — even with an expanded field. “I just don’t think it’s a quality conversation,” Georgia coach Kirby Smart said last week, sticking with the time-honored cliche of looking no further than the next weekend's opponent. Those who want to have that talk, though, already know where Georgia stands. The Bulldogs (9-2) are ranked sixth in this week's AP Top 25 and projected somewhere near that in the next set of CFP rankings that come out Tuesday. They already have two losses and will have to beat No. 3 Texas or No. 20 Texas A&M in the SEC title game on Dec. 7 to avoid a third. How bad would a third loss hurt? The chairman of the selection committee insists that a team making a conference title game shouldn't count against it. What that really means won't be known until the games are played and the pairings come out on Dec. 8. "We're going to let the season play out," Michigan athletic director Warde Manuel said. “But I think teams who make that championship game, the committee looks at them and puts them in high esteem." All of which could be good news for Indiana in the unlikely event the Hoosiers find themselves playing for the Big Ten title. IU is coming off a flop in its first major test of the season, a 38-15 loss to Ohio State last weekend. After his team's first loss of the season, coach Curt Cignetti took offense to being asked whether the Hoosiers were still a playoff-caliber team. “Is that a serious question?” he asked. “I’m not even gonna answer that. The answer is so obvious.” What might hurt Indiana, which dropped five spots to No. 10 in the AP poll, would be another drubbing. The Hoosiers would be at least a two-touchdown underdog in a title-game matchup against top-ranked Oregon. The odds of that happening, however, are slim. It would take a Michigan upset over No. 2 Ohio State on Saturday, combined with a Maryland upset over No. 4 Penn State and, of course, an Indiana win over Purdue (1-10). Because this is the first year of the 12-team playoff, there's no perfect comparison to make. For instance, this is the first time Power Four conference champions are guaranteed a spot in the playoff. But 2017 provides a textbook example of how a team losing its conference title game suffered. That year, Alabama had one loss (to Auburn) and didn't play in the SEC title game, but made the four-team field ahead of Wisconsin, which was 12-1 after a loss to Ohio State in the Big Ten championship game. Ohio State didn't make it either — two losses didn't get teams into a four-team field. Neither did undefeated UCF. Saturday's results made things a little more clear for the rest of the conferences: — In the Big 12, winning the title game will probably be the only way for Arizona State (9-2), BYU (9-2), Iowa State (9-2), Colorado (8-3) or anyone else to earn a spot in the 12-team playoff. None are ranked higher than 14th in the AP poll. — The Atlantic Coast Conference could get multiple bids. Miami (10-1), SMU (10-1) and Clemson (9-2) all finished in the top 12 of this week's AP poll. They were cheering the loudest when both Alabama and Ole Miss suffered their third losses of the season. — The Mountain West would be a one-bid conference, but that's only a sure thing if Boise State wins. A loss by the Broncos could open the CFP for Tulane or Army of the American Athletic. Both the MWC and AAC title games take place at 8 p.m. on Dec. 6. — Where the committee places Alabama and Ole Miss on Tuesday will be an indicator of what it thinks of teams with three losses that played very strong schedules. — It could also set the stakes for Georgia, which faces the prospect of loss No. 3 in the Dec. 7 title game, assuming the Bulldogs beat rival Georgia Tech this week. — Clemson has been steadily climbing. Its 34-3 loss to Georgia came on Aug. 31. Is it ancient history to the committee, though? — Indiana's status as a playoff team — in, out, nervous? — will become apparent. The Ohio State game was Indiana's first against a top-flight opponent. Then again, it is the Hoosiers' only loss and their weak Big Ten schedule is not their fault. Get poll alerts and updates on the AP Top 25 throughout the season. Sign up here . AP college football: https://apnews.com/hub/ap-top-25-college-football-poll and https://apnews.com/hub/college-football

Ferrari: Maranello's Legacy in the Electric Era

Brainrot, brat, extreme weather, midwest nice and weird round out the shortlist SAN MATEO, Calif. , Nov. 25, 2024 /PRNewswire/ -- Dictionary.com , the world's leading digital dictionary, today announced its 2024 Word of the Year: demure . Traditionally used to describe reserved or modest individuals, demure has taken on an expanded meaning this year to signify refined and sophisticated appearances or behaviors. "As remote work fades and in-person experiences become the norm again, the subtle art of personal presentation has taken on renewed importance," said Steve Johnson , Curriculum Design Manager of the Dictionary Media Group at IXL Learning . " Demure captures this cultural shift with a modern twist: a word that once carried traditional, often limiting connotations has been reimagined to celebrate understated elegance and suavity. Its evolving meaning gives people a way to express quiet confidence—embracing modesty and charm as intentional, empowering choices . " In making the annual selection, Dictionary.com 's lexicographers analyzed a wealth of data—including newsworthy headlines, search engine results and social media trends—to identify words that captured pivotal moments in 2024. The word demure dominated the cultural zeitgeist, with its usage in digital media surging a remarkable 1,200% between January and August. This meteoric rise is largely attributed to Jools Lebron, a content creator who popularized the phrase "very demure, very mindful" in a series of TikTok videos illustrating how to embody the term in professional, travel and social settings. The social media buzz surrounding demure sparked a similar spike in search interest. In the 11 months before Lebron's videos, there was no notable trend in Google searches for the term, but interest surged 14-fold by August 2024 . At its peak, searches for demure on Dictionary.com were 200 times greater than their previous rate. While the initial trend has cooled, the word remains five times more popular on Dictionary.com than it was before its breakout moment. Alongside demure, Dictionary.com 's lexicographers identified five additional words that shaped the cultural conversation in 2024, rounding out this year's shortlist. Read more about Dictionary.com 's 2024 Word of the Year at http://dictionary.com/e/word-of-the-year/ . About Dictionary.com Words define every aspect of our lives, from our ideas to our identities. Dictionary.com aspires to empower people to express themselves, make connections and find opportunities through the power and joy of language. With 96 million visitors each month, Dictionary.com is the premier destination to learn, discover and have fun with the limitless world of words and meanings. The brand helps you make sense of the ever-evolving English language so you can put your ideas into words—and your words into action. Press Contact Joslyn Chesson IXL Learning press@ixl.com View original content to download multimedia: https://www.prnewswire.com/news-releases/dictionarycom-names-demure-as-the-2024-word-of-the-year-302315735.html SOURCE IXL Learning

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Trump taps Rollins as agriculture chief, completing proposed slate of Cabinet secretaries"Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur. Excepteur sint occaecat cupidatat non proident, sunt in culpa qui officia deserunt mollit anim id est laborum." Section 1.10.32 of "de Finibus Bonorum et Malorum", written by Cicero in 45 BC "Sed ut perspiciatis unde omnis iste natus error sit voluptatem accusantium doloremque laudantium, totam rem aperiam, eaque ipsa quae ab illo inventore veritatis et quasi architecto beatae vitae dicta sunt explicabo. Nemo enim ipsam voluptatem quia voluptas sit aspernatur aut odit aut fugit, sed quia consequuntur magni dolores eos qui ratione voluptatem sequi nesciunt. Neque porro quisquam est, qui dolorem ipsum quia dolor sit amet, consectetur, adipisci velit, sed quia non numquam eius modi tempora incidunt ut labore et dolore magnam aliquam quaerat voluptatem. Ut enim ad minima veniam, quis nostrum exercitationem ullam corporis suscipit laboriosam, nisi ut aliquid ex ea commodi consequatur? Quis autem vel eum iure reprehenderit qui in ea voluptate velit esse quam nihil molestiae consequatur, vel illum qui dolorem eum fugiat quo voluptas nulla pariatur?" 1914 translation by H. Rackham "But I must explain to you how all this mistaken idea of denouncing pleasure and praising pain was born and I will give you a complete account of the system, and expound the actual teachings of the great explorer of the truth, the master-builder of human happiness. No one rejects, dislikes, or avoids pleasure itself, because it is pleasure, but because those who do not know how to pursue pleasure rationally encounter consequences that are extremely painful. Nor again is there anyone who loves or pursues or desires to obtain pain of itself, because it is pain, but because occasionally circumstances occur in which toil and pain can procure him some great pleasure. To take a trivial example, which of us ever undertakes laborious physical exercise, except to obtain some advantage from it? But who has any right to find fault with a man who chooses to enjoy a pleasure that has no annoying consequences, or one who avoids a pain that produces no resultant pleasure?" 1914 translation by H. Rackham "But I must explain to you how all this mistaken idea of denouncing pleasure and praising pain was born and I will give you a complete account of the system, and expound the actual teachings of the great explorer of the truth, the master-builder of human happiness. No one rejects, dislikes, or avoids pleasure itself, because it is pleasure, but because those who do not know how to pursue pleasure rationally encounter consequences that are extremely painful. Nor again is there anyone who loves or pursues or desires to obtain pain of itself, because it is pain, but because occasionally circumstances occur in which toil and pain can procure him some great pleasure. To take a trivial example, which of us ever undertakes laborious physical exercise, except to obtain some advantage from it? But who has any right to find fault with a man who chooses to enjoy a pleasure that has no annoying consequences, or one who avoids a pain that produces no resultant pleasure?" To keep reading, please log in to your account, create a free account, or simply fill out the form below.

Northwestern Lehigh and Scranton Prep are facing off Saturday at Berwick’s Crispin Field in a PIAA 3A football quarterfinal game. Kickoff is 7 p.m. Our own Tom Housenick is there covering the action live. Refresh the page to see his latest updates below (the feed will not update automatically). NOTE: You must be signed into X , formerly known as Twitter, to see our feed. If you are seeing tweets from 2017, you are not signed in!) Tweets by TomHousenick

COSTA MESA, Calif. , Dec. 13, 2024 /PRNewswire/ -- Automatic, a leading fintech firm specializing in facilitating seamless connections between used independent car dealerships and lenders, today announced a strategic partnership with MeridianLink, Inc. (NYSE: MLNK), a leading provider of modern software platforms for financial institutions and consumer reporting agencies. This collaboration leverages Automatic's robust dealership network technology and MeridianLink's advanced decisioning capabilities to empower financial institutions within the automotive lending sector. Automatic's platform serves as a pivotal link for lenders across its expansive independent dealer network, offering tailored solutions that optimize loan aggregation and enhance operational efficiencies. MeridianLink's innovative Advanced Decisioning capabilities, integrated within Automatic's framework, augments decision-making for lenders across a vast network of dealerships. This integration enables real-time loan analysis, improves risk management capabilities, and facilitates faster, more precise lending decisions tailored to specific borrower profiles. "Partnering with MeridianLink ® marks a significant milestone for Automatic as we continue to innovate within the automotive financing landscape," said Eric Burney , CEO of Automatic. "Our mission to foster an 'Open Marketplace' is further realized through this collaboration, empowering lenders with tools to access new clients in a safe way." Financial institutions already integrated with MeridianLink will gain seamless access to Automatic's platform, empowering them to further streamline their lending processes, in the used independent space, enhancing member satisfaction, and capitalizing on market opportunities. For more information about Automatic and its comprehensive auto financing solutions, visit https://www.automaticusa.com . About Automatic Automatic is a pioneering fintech company dedicated to facilitating efficient connections between automotive lenders and independent pre-owned vehicle dealerships. Automatic's platform serves as a cost-effective solution for the automotive financing sector, fostering an open marketplace for stakeholders. About MeridianLink MeridianLink ® (NYSE: MLNK) empowers financial institutions and consumer reporting agencies to drive efficient growth. MeridianLink's cloud-based digital lending, account opening, background screening, and data verification solutions leverage shared intelligence from a unified data platform, MeridianLink ® One, to enable customers of all sizes to identify growth opportunities, effectively scale up, and support compliance efforts, all while powering an enhanced experience for staff and consumers alike. For more than 25 years, MeridianLink has prioritized the democratization of lending for consumers, businesses, and communities. Learn more at www.meridianlink.com . For media inquiries, please contact: nikki@automaticusa.co View original content: https://www.prnewswire.com/news-releases/automatic-partners-with-meridianlink-to-revolutionize-lender-dealership-connectivity-302331536.html SOURCE Automatic

Stock market today: Wall Street rises with Nvidia as bitcoin bursts above $99,000Analysis: Win or lose at UNC, Belichick's NFL legacy cementedMEXICO CITY (AP) — Over 18,000 people in Mexico have registered online to run for Supreme Court seats and federal judgeships in the country's contentious new selection process , but a random drawing in the end will determine who gets on the ballot, officials said Monday. The ruling party pushed through a constitutional reform in September to make all federal judges stand for election, replacing the system where court employees and lawyers mainly move up through the ranks. Current court employees and their supporters have staged dozens of demonstrations against the reforms, calling them part of a ruling-party campaign to weaken checks and balances and eliminate independent regulatory and oversight bodies. Now, candidates for Supreme Court seats and federal judgeships need only a law degree, a grade point average of 3.2, “five years of professional experience” and five letters of recommendation from neighbors or friends. That, and some luck in the final drawing. Officials rejected criticism that has called the process rushed or amateurish for the often highly technical posts that can hear cases including intellectual property, organized crime and Constitutional law. “The results have been spectacular,” said Arturo Zaldivar, a top advisor to President Claudia Sheinbaum. According to the plan, evaluation committees will have just over a month to review thousands of resumes and whittle the field to about 10 candidates or less for each for the 881 judgeships and nine seats on the Supreme Court. Then 1,793 names chosen at random from those selected will appear on the ballot on June 1. Critics warn that many who land on the ballot will be unknowns who perhaps have never argued a case in the courts they seek to run. “You don’t elect a doctor or a surgeon for an operation based on their popularity, you elect them based on their technical expertise, their ability, their knowledge,” said Sergio Méndez Silva, the legal coordinator for the civic group Foundation for Justice. “That also applies for a judge.” With candidates now having to run election campaigns, critics warn there's a chance drug cartels or political parties could finance them to get friendly judges onto the bench. There are also concerns that the evaluation committees deciding who makes the cut for the selection to appear on ballots may not be impartial. Most committee members were appointed by the legislative or executive branches, controlled by the ruling Morena party. Some critics argue that the current justice system, which is riddled with nepotism, corruption and a lack of accountability, needs to be changed. “We need a justice system that gives results,” said Martínez Garza, an academic and former head of the human rights commission in the northern border state of Nuevo Leon who has registered to run for a Supreme Court seat. Trials in Mexico can last for years, and the ruling party has added to the growing list of crimes for which bail is not allowed, meaning that a large percentage of the prison population is people awaiting trial.

Former Kinmen county commissioner Lee Wo-shih is pictured in an undated photograph.Photo: Taipei Times By Chang Wen-chuan and Jason Pan / Staff reporters The Supreme Court yesterday rejected an appeal by former Kinmen county commissioner Lee Wo-shih (李沃士) in a corruption case, upholding his seven-year-and-six-month sentence. 請繼續往下閱讀... The court affirmed Lee’s earlier conviction of “taking a bribe while on official duty” in contravention of the Anti-Corruption Act (貪污治罪條例), and ruled that he must serve the prison term imposed by the High Court in a retrial in May. He would also be deprived of his civil rights for five years. That was the final verdict on the case. The May trial had also overturned an earlier trial that found Lee’s wife, Su Feng-ying (蘇鳳英), guilty of being an accomplice in the crime; she was acquitted. 請繼續往下閱讀... Lee, representing the Chinese Nationalist Party (KMT), served as commissioner from 2009 to 2014. He had authority over Kinmen Kaoliang Liquor — known for its sorghum-fermented kaoliang and other liquor products — as it was owned and operated by the county government. Investigations found that Lee had two main financial backers for his election campaign: a technology company chairman surnamed Hsu (徐) and a marketing firm chairman surnamed Huang (黃). They had bankrolled Lee for many years and helped him win two terms as county councilor in the early 2000s. Hsu and Huang originally wanted Lee to give them a monopoly over the casino and gaming business in Kinmen County, but they met opposition from regulatory bodies and other sectors, the ruling said. The two decided they wanted to obtain the rights to sell Kinmen Kaoliang Liquor products in China instead, as the demand in the Chinese market could make big profits. Lee prompted company executives to go for a new marketing campaign for its high-end products, but Hsu and Huang said the retail prices were too high so margins would be low, it said. The ruling said Lee and Su were invited for dinner at Hsu’s house on July 2011, where he was requested to ask officials to adjust the prices to raise the margins from liquor sales in China. Su was given a paper bag containing bundles of cash amounting to NT$1 million (US$30,762), which was then handed to Lee, the ruling said. Lee later used his authority to pressure the company to lower its prices and grant discounts to retailers at below 60 percent, it said. Kinmen Kaoliang Liquor executives held an internal discussion and in a final meeting in October 2011 decided to scrap the marketing program, and the public tender was canceled, the ruling said. Soon after the company’s decision, someone filed a complaint to prosecutors and alleged that Lee and Su had taken bribes, which led to the investigation in late 2011. 新聞來源: TAIPEI TIMES 不用抽 不用搶 現在用APP看新聞 保證天天中獎 點我下載APP 按我看活動辦法

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