The contest between the two captains—Rohit Sharma and Pat Cummins—has been decisively one-sided. Cummins has now dismissed Rohit on six occasions, with four of those coming in this very series. India’s Test captain, Rohit Sharma, found himself at the center of unwanted history once again as he was dismissed for just 9 runs on Day 5 of the fourth Test against Australia at the Melbourne Cricket Ground (MCG). This marks yet another disappointing performance in what has been a torrid series for the Indian opener. His early departure came off the bowling of Australian captain Pat Cummins, who now holds a unique record—having dismissed Rohit six times in Test matches, the most by any bowler against an opposition captain in the format. A Tough Road for Rohit Sharma Rohit’s struggles have been well-documented during this Border-Gavaskar Trophy series. Despite his patient start, where he faced 40 balls in a bid to anchor India’s second innings, he once again faltered under pressure. His dismissal was a result of an ambitious flick shot off Cummins, which found the edge and was brilliantly caught by Mitchell Marsh at gully. The wicket marked yet another failure for Rohit, who has struggled to convert his starts into substantial scores. The challenges for Rohit go beyond just a poor run of form. His inability to adapt to the testing conditions in Australia has been a growing concern for both fans and experts alike. With his form continuing to dip, calls for his retirement from the longest format of the game are gaining momentum. His current series average stands at a dismal 6.20, a stark contrast to the aggressive and confident opening batter India has known in him. The Cummins Factor: A Captain’s Duel The contest between the two captains—Rohit Sharma and Pat Cummins—has been decisively one-sided. Cummins has now dismissed Rohit on six occasions, with four of those coming in this very series. This statistic speaks volumes about the dominance Cummins has had over Rohit’s game in the Australian conditions. Rohit’s struggles are compounded by the fact that he has managed just 31 runs in five innings in this series, an average that ranks among the lowest for any Indian top-order batter in an away series. The Indian captain’s poor run also contrasts sharply with the form he displayed earlier in 2024, when he scored 455 runs in a high-scoring series against England. Since then, his form has seen a steep decline, raising doubts about his place in the Test team moving forward. Australia's Dominance Australia’s strong position in this Test match is a reflection of their commanding performance throughout the series. On Day 5, they set India a challenging target of 340 runs after being bowled out for 234 in their second innings. The Australians were once in trouble at 91/6, but a resilient performance from Pat Cummins and the tailenders ensured they extended their lead. Australia’s batting depth has consistently made life difficult for the Indian bowlers, and with the series on the line, every dismissal from India seems to come under greater scrutiny. India’s star pacer Jasprit Bumrah was once again the standout performer with the ball, claiming 5 wickets for 57 runs, a performance that included trapping Nathan Lyon in the morning session to end Australia’s innings. Bumrah’s wicket haul was a significant milestone, taking him past 200 Test wickets, a remarkable achievement in his career. The Road Ahead for India With India now needing 340 runs to win, the chase looks steep. The onus will be on the remaining batsmen to stage a miracle, and India’s hopes largely rest on players like Yashasvi Jaiswal, who has shown the ability to build innings despite the mounting pressure. However, with key players like Rohit Sharma and KL Rahul failing once again, India’s prospects of securing victory in the final Test match are looking slim. The final innings of the Border-Gavaskar Trophy will go down as a pivotal moment in the career of Rohit Sharma. His inability to rise to the occasion in the face of fierce Australian bowling, particularly from Pat Cummins, has led many to question his future in Test cricket. As the series concludes, all eyes will be on whether India’s captain can regain his form and restore his reputation, or whether his time as a Test opener for India is drawing to a close. Stay informed on all the latest news , real-time breaking news updates, and follow all the important headlines in india news and world News on Zee News.
nCino Reports Third Quarter Fiscal Year 2025 Financial Results
For the past 14 years, Alex Vynokur, the co-founder of Betashares, has quietly built his company into one of the largest local providers of exchange-traded funds and one of the country’s fastest growing asset managers. In 2024, Betashares attracted inflows of $16 billion, lifting its total funds under management to $46 billion. “The focus for the past decade has very much been about building out the core ETF capability,” explains Vynokur. “We are now a steward of significant capital on behalf of more than 1 million Australian investors and over two-thirds of financial advisors.” Betashares now accounts for one-third of every dollar that goes into the Australian ETF industry, according to Vynokur, and is eyeing growth in Asia. Alex Vynokur, the chief executive of Betashares. Credit: Louie Douvis An ETF is a basket of securities that are pooled into one fund, which is traded on a stock exchange. An investor in an ETF doesn’t own the securities, instead owning units in the ETF, while the ETF provider owns the shares or assets. ETFs have grown in popularity with investors because they are cost-effective and offer exposure to thousands of diversified assets, such as a group of defence stocks, or the ASX200 index, or a variety of bonds. Globally, ETFs have had a banner year with more than $1 trillion invested into the sector, which is now worth an estimated $14 trillion. Vynokur and his family arrived in Australia from Ukraine more than three decades ago, at the time when ETFs launched. He was a teenager, and his family came with just a few hundred dollars in their pockets. Vynokur became a lawyer, then moved into venture capital, before co-founding Betashares with David Nathanson, also a former lawyer and investment banker, who had worked at Goldman Sachs and Macquarie. We’re definitely, very cautiously, studying opportunities outside of Australia. Alex Vynokur, Betashares co-founder As with any start-up, Vynokur and Nathanson put in enormous hours to build the company to where it is today, as Australia’s second-largest ETF provider behind market leader Vanguard. Both are now multi-millionaires, though there has been a physical cost, says 46-year-old Vynokur: “I didn’t have any grey hair 14 years ago.”Driving Transformation in FinTech: The Visionary Contributions of Satheesh Reddy Gopireddy 12-04-2024 09:28 PM CET | Business, Economy, Finances, Banking & Insurance Press release from: Getnews / PR Agency: 2Newswire Image: https://www.getnews.info/wp-content/uploads/2024/12/1733240175.jpg Satheesh Reddy Gopireddy In an era where financial institutions are increasingly reliant on technology to streamline operations, enhance security, and reduce costs, few individuals have had as profound an impact on the FinTech landscape as Satheesh Reddy Gopireddy Satheesh Reddy Gopireddy has carved out a distinguished career at the intersection of automation, cloud security, and advanced DevSecOps with more than 23 published research papers and a track record of innovative projects. His contributions have fundamentally reshaped how financial institutions approach efficiency and security. The heart of Satheesh's work is the application of AI-driven automation to DevOps pipelines - the game-changer that helped financial services streamline processes and unlock huge cost savings. This involved automating repetitive tasks, hence eliminating operational workforce dependencies and thereby making the speed and accuracy of financial operations more agile and effective, with a dollar saving of millions for the sector. These efficiencies have enabled FinTech companies to allocate more resources to strategic activities, enhancing productivity and service delivery in general. One of the notable successes of Satheesh is the development of Zero Trust Architecture (ZTA) and proactive threat detection systems which have bolstered the cybersecurity architecture of financial institutions. As threats become increasingly sophisticated, proactive, AI-based threat detection by Satheesh has played a vital role in protecting sensitive financial information from emerging threats. By adopting ZTA, organizations now operate within environments where trust is never assumed, thereby reducing the prospect of insider threats and strengthening financial ecosystems' resilience. Creating a Secure and Scalable Future Satheesh's work is not so much about cutting costs or enhancing security but more of building a secure scalable future . His key philosophy includes ensuring security be built in-not bolted on. Consequently, through his developments related to compliance-as-code (CaC) solutions, such cumbersome and intricate approaches applied across different jurisdictions towards operational business models could be made even much smoother. This approach, therefore, not only ensures that financial institutions are complying with the latest regulatory frameworks but allows them to scale their operations in the most efficient manner, adapting to new jurisdictions and regulatory demands without compromising security. Furthermore, his innovation in privacy-aware federated learning has transformed data privacy practices in the FinTech sector. This way, Satheesh has ensured that data processing happens without exposing sensitive customer data to anyone, thereby overcoming crucial challenges in meeting global privacy standards, such as GDPR, while maintaining the integrity of financial operations. Changing the Financial World Satheesh Reddy Gopireddy's contributions to the FinTech sector are wide-ranging and impactful. His work has not only improved the efficiency of financial operations but has also empowered financial institutions to enhance their security posture. Through his innovations, Satheesh has delivered a roadmap for financial organizations to achieve operational excellence, strengthen cybersecurity, and ensure regulatory compliance, all while cutting costs and optimizing workforce management. One of his most important contributions is the integration of AI-driven automation in the DevOps lifecycle. It has allowed financial services to automate the time-consuming manual tasks, simplify complex workflows, and minimize human error. These improvements have led to a decrease in operational costs, causing a ripple effect of efficiency across the entire sector. In addition to this, his emphasize on real-time threat detection systems has helped the financial institutions keep up with cyber-actors where data is always safe and secure despite the change in the landscape of threat. These are solutions that have directly brought tangible impacts on the bottom line for a number of financial organizations, saving millions just in automation. Reducing dependencies on human resources for doing ordinary tasks has not only ensured some cost savings in labor costs but also improved organizational agility, enabling institutions to adapt faster to market demands and challenges. A Strategic Asset to the United States Beyond the technology domain, Satheesh Reddy Gopireddy's expertise serves as a strategic asset to the United States, particularly in the context of the nation's leadership in the global FinTech and cybersecurity landscape. As financial systems grow more complex and interdependent, the need for secure, scalable, and efficient technology solutions has never been greater. Satheesh's work is directly contributing to the economic growth of the FinTech sector and national security of the United States. His solutions have helped organizations face the dynamic challenges of cybersecurity, decrease financial frauds, and protect critical infrastructure. Automation and cloud security innovations will be vital for the United States to stay competitive in this increasingly digital and interconnected world. Moreover, his focus on ethical innovation resonates with the overall commitment of the nation to developing secure, transparent, and inclusive technologies. Satheesh, by promoting responsible innovation, ensures that the fruits of technological progress are not only reaped by the financial sector but also by society at large, thereby making the economic ecosystem more resilient and sustainable. Inspiring the Next Generation of Technologists Satheesh Reddy Gopireddy's journey is a powerful reminder of how technological innovation, when combined with strategic vision, can lead to transformative change. His work has laid the groundwork for a future in which FinTech is faster, cheaper, and much more secure and compliant with global standards. His unwavering commitment to automation, cloud security, and ethical technology adoption has inspired countless technologists, researchers, and industry leaders to think creatively about the future of finance. The next generation of technologists can continue to build on Satheesh's legacy by embracing these innovations and driving positive change across industries and reshaping the way financial services operate on a global scale. Satheesh's impact is a testament to the power of innovation in transforming industries. His work continues to inspire others to explore new possibilities at the intersection of technology and business, with an eye toward creating sustainable, ethical, and secure solutions for the future. Media Contact Contact Person: Satheesh Reddy Gopireddy Email: Send Email [ http://www.universalpressrelease.com/?pr=driving-transformation-in-fintech-the-visionary-contributions-of-satheesh-reddy-gopireddy ] Country: United States Website: https://www.linkedin.com/in/satish-reddy9/ This release was published on openPR.
If you’ve ever wondered what it’s like to be sucked into the plot of a Tom Clancy novel, millions of Americans are getting a taste of it this week. A large-scale cyberattack, focused on telecom companies and internet service providers including AT&T and Verizon, has Americans concerned that their messages and communications may have been exposed to Chinese spies. The hacking campaign has been called “Salt Typhoon” by Microsoft (there are other “Typhoons”), and is one of the largest cyberattacks in history—and it’s ongoing. As of Tuesday, U.S. officials said they were still trying to expel the hackers, who have been traced back to the Chinese government, from American systems. Issues related to the cyberattack go back months, too . Since then, the FBI and the Cybersecurity and Infrastructure Security Agency (CISA) have been working with telecom companies to help find the hackers and prevent them from digging further into their systems. As for where things currently stand, here’s what you need to know, and how to protect yourself. | What do we know about the telecom cyberattack so far? The cyberattack has been ongoing, as noted, and officials are still trying to shore things up. On Wednesday, Senators received a classified briefing about the situation, and according to reporting from the Washington Post , the “broad and significant” campaign has resulted in the exposure and theft of a “large amount” of sensitive and private data and information. So, private messages and phone calls may have been intercepted, and the hacking campaign even attempted to infiltrate both presidential campaigns earlier this year; one person from Donald Trump’s campaign did have calls intercepted. However, the FBI and CISA say that the number of people affected in the U.S. is small. “We have identified that PRC-affiliated actors have compromised networks at multiple telecommunications companies to enable the theft of customer call records data, the compromise of private communications of a limited number of individuals who are primarily involved in government or political activity, and the copying of certain information that was subject to U.S. law enforcement requests pursuant to court orders,” reads a joint statement released last month. Should you be worried about the cyberattack? It depends. Unless you’re a high-profile political operative, or something similar, it’s probably unlikely that you’d be a target of the hackers. But the hackers have, obviously, been able to access call records and metadata—so if you can’t sleep at night knowing that you may be exposed, it may be worth taking precautions. The main issue is that many people use unencrypted communication devices, leaving them vulnerable to cyberattacks. Beyond that, as NBC News reports , telecom companies largely rely on systems that do not use end-to-end encryption, mostly so that law enforcement agencies and intelligence groups can track people’s communications. How can you protect yourself amid the cyberattack? CISA and other organizations did release guidelines for hardening defenses against cyberattacks on Wednesday, but they are mostly for large organizations, such as telecom companies and internet service providers. Perhaps the most impactful thing individuals can do to safeguard their communications is to use services incorporating end-to-end encryption—such as messaging services like Signal, rather than standard SMS text messaging. That should reduce the chance that your communications could be intercepted or exposed. Furthermore, you should use a device that regularly receives software and security updates, and utilize features such as multifactor authentication. The application deadline for Fast Company’s World Changing Ideas Awards is this Friday, December 6, at 11:59 p.m. PT. Apply today.
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In a message to the American people, the King expressed “great sadness” at the news of Mr Carter’s death, describing him as “a committed public servant” who “devoted his life to promoting peace and human rights”. He added: “His dedication and humility served as an inspiration to many, and I remember with great fondness his visit to the United Kingdom in 1977. “My thoughts and prayers are with President Carter’s family and the American people at this time.” Mr Carter, a former peanut farmer, served one term in the White House between 1977 and 1981 and spent his post-presidency years as a global humanitarian, winning the Nobel Peace Prize in 2002. Sir Keir Starmer said Mr Carter had “lived his values in the service of others to the very end” through “decades of selfless public service”. Praising a “lifelong dedication to peace” that saw him win the Nobel Peace Prize in 2002, Sir Keir added: “Motivated by his strong faith and values, President Carter redefined the post-presidency with a remarkable commitment to social justice and human rights at home and abroad.” Tributes to Mr Carter followed the announcement of his death by his family on Sunday, more than a year after he decided to enter hospice care. His son, Chip Carter, said: “My father was a hero, not only to me but to everyone who believes in peace, human rights, and unselfish love.” Very sorry to hear of President Carter’s passing. I pay tribute to his decades of selfless public service. My thoughts are with his family and friends at this time. pic.twitter.com/IaKmZcteb1 — Keir Starmer (@Keir_Starmer) December 29, 2024 US President Joe Biden, one of the first elected politicians to endorse Mr Carter’s bid for the presidency in 1976, said the world had “lost an extraordinary leader, statesman and humanitarian”. He said: “Over six decades, we had the honour of calling Jimmy Carter a dear friend. But, what’s extraordinary about Jimmy Carter, though, is that millions of people throughout America and the world who never met him thought of him as a dear friend as well. “With his compassion and moral clarity, he worked to eradicate disease, forge peace, advance civil rights and human rights, promote free and fair elections, house the homeless, and always advocate for the least among us.” Vice President Kamala Harris said Mr Carter “reminded our nation and the world that there is strength in decency and compassion”. “His life and legacy continue to inspire me — and will inspire generations to come,” she said. “Our world is a better place because of President Carter.” Other UK politicians also paid tribute to Mr Carter. Liberal Democrat leader Sir Ed Davey said he was “an inspiration” who “led a truly remarkable life dedicated to public service with a genuine care for people”. Scottish First Minister John Swinney described the former president as “a good, decent, honest man who strove for peace in all that he did”, while Welsh First Minister said he was “a remarkable man” and “a humanitarian and scholar”. Former prime minister Sir Tony Blair said Mr Carter’s “life was a testament to public service”. He added: “I always had the greatest respect for him, his spirit and his dedication. He fundamentally cared and consistently toiled to help those in need.” Gordon Brown, another former prime minister, said it was a “privilege” to have known Mr Carter, who “will be mourned, not just in America, but in every continent where human rights are valued”. Mr Carter is expected to receive a state funeral featuring public observances in Atlanta, Georgia, and Washington DC before being buried in his hometown of Plains, Georgia. A moderate democrat born in Plains in October 1924, Mr Carter’s political career took him from the Georgia state senate to the state governorship and, finally, the White House, where he took office as 39th president in the wake of the Watergate scandal and the Vietnam War. His presidency saw economic disruption amid volatile oil prices, along with social tensions at home and challenges abroad including the Iranian revolution that sparked a 444-day hostage crisis at the US embassy in Tehran. But he also brokered the Camp David Accords between Egypt and Israel, which led to a peace treaty between the two countries in 1979. After his defeat in the 1980 presidential election, he worked more than four decades leading The Carter Centre, which he and his late wife Rosalynn co-founded in 1982 to “wage peace, fight disease, and build hope”. Under his leadership, the Carter Center virtually eliminated Guinea Worm disease, which has gone from affecting 3.5 million people in Africa and Asia in 1986 to just 14 in 2023. Mrs Carter, who died last year aged 96, had played a more active role in her husband’s presidency than previous first ladies, with Mr Carter saying she had been “my equal partner in everything I ever accomplished”. Earlier this year, on his 100th birthday, Mr Carter received a private congratulatory message from the King, expressing admiration for his life of public serviceQueens Burn Injury Attorney Keetick L. Sanchez Releases Article Advocating for Burn Injury Victims 12-04-2024 10:30 PM CET | Politics, Law & Society Press release from: ABNewswire Queens burn injury attorney Keetick L. Sanchez ( https://accidentlawyer-queens.com/queens-burn-injury-attorney/ ) of K L Sanchez Law Office, P.C., recently published a piece on burn injuries and providing crucial legal support to help victims rebuild their lives. Burn injuries often leave individuals and families grappling with severe physical pain, emotional trauma, and mounting financial challenges. Burn injuries can arise from a variety of circumstances, including residential fires, workplace accidents, and defective products. Queens burn injury attorney Keetick L. Sanchez and the team are committed to helping victims receive fair compensation for medical expenses, lost income, and the emotional toll these injuries impose. "Burn injuries can be life-altering, but victims don't have to face the aftermath alone. We are here to guide and support them every step of the way," said Sanchez. The Queens burn injury attorney notes that burn injuries are not only physically devastating but also deeply disruptive to everyday life. A recent report from the American Burn Association reveals startling statistics: from 2018 to 2022, over 9,700 burn victims required intensive care in the U.S., with associated costs exceeding $600 million annually. These injuries often necessitate long-term treatment, including surgeries and rehabilitation, making comprehensive legal advocacy essential for securing necessary resources. In New York, burn injuries severe enough to involve significant areas of the body or life-threatening complications must be reported under Penal Law 265.26. This law not only facilitates investigations into the cause of such injuries but also provides critical documentation that can strengthen legal claims. "Our approach can help ensure that the legal process works in favor of our clients," Sanchez explained. "From gathering evidence to maintaining compliance with reporting laws, we aim to build compelling cases that address both immediate and long-term needs." For burn victims, the stakes are high. Medical bills and lost wages can add up quickly, while the emotional and psychological impact often remains long after the physical wounds have healed. A knowledgeable legal advocate such as Sanchez can empower victims to receive the full compensation they deserve. Burn injuries can result from various causes, including thermal burns from flames or hot liquids, chemical burns from industrial agents, or electrical burns from faulty wiring. Each type presents unique legal challenges, from establishing liability to quantifying damages. The severity of these injuries, ranging from first-degree to life-threatening fourth-degree burns, further underscores the need for precise and experienced legal handling. Sanchez and the team have extensive experience representing victims with varying degrees of burns. They can collaborate with medical professionals to assess the full impact of an injury, helping ensure that settlements or trial outcomes account for long-term care needs, disfigurement, and emotional suffering. Burn injury claims often involve complex negotiations with insurance companies, whose primary goal is to minimize payouts. Sanchez and the team can bring a determined approach to these interactions, advocating tirelessly for their clients' best interests. "Insurance companies may try to downplay the severity of an injury or undervalue a claim," Sanchez noted. "We can counter these tactics with thorough preparation and an unwavering commitment to achieving fair outcomes." Victims of burn injuries face a long road to recovery, both physically and financially. Consulting with a Queens burn injury attorney can help ensure their rights are protected and their claims receive the attention they deserve. Keetick L. Sanchez encourages anyone affected by a burn injury to take the first step toward justice by contacting the office. "We are here to support burn injury victims and their families during one of the most challenging times in their lives," Sanchez said. About K L Sanchez Law Office, P.C.: K L Sanchez Law Office, P.C. is a Queens-based law firm dedicated to providing personalized and effective representation to individuals who have suffered burn injuries. Led by attorney Keetick L. Sanchez, the firm is committed to advocating for clients and helping them achieve justice and recovery. Embeds: Youtube Video: https://www.youtube.com/watch?v=82v5tbjiZB0 GMB: https://www.google.com/maps?cid=2729652254808699760 Email and website Email: accidentlawny1@gmail.com Website: https://accidentlawyer-queens.com/ Media Contact Company Name: K L Sanchez Law Office, P.C. Contact Person: Keetick Sanchez Email:Send Email [ https://www.abnewswire.com/email_contact_us.php?pr=queens-burn-injury-attorney-keetick-l-sanchez-releases-article-advocating-for-burn-injury-victims ] Phone: (646) 701-7990 Address:3763 83rd St #1m City: Jackson Heights State: New York 11372 Country: United States Website: https://accidentlawyer-queens.com This release was published on openPR.
NoneIt’s the most wonderful time of the year at Gracie Mansion. Eric Adams’ kid hosted a holiday bash at the mayor’s residence over the weekend — promoting the release of his new tunes after a 9/11 recording session . Hizzoner’s 29-year-old son, Jordan Coleman, performed for dozens of guests on the Upper East Side on Sunday, according to a slew of social media posts from the cocktail-attire-required soiree. It wasn’t immediately clear which tracks Coleman performed under his moniker, Jayoo. Nearly all of his guests had their phones out recording the performance. Those in attendance said the party was meant to ring in the holiday season with Coleman’s newest tunes. The mayor did make a brief appearance, noted political reporter Katie Honan, who first posted about the party . The aspiring rapper and filmmaker last made headlines in September when he hosted his 9/11 sessions at Gracie before attending a Jeezy concert with the radio host “Ogee Money,” according to social media posts. The first son’s first album dropped last December , dubbed simply “JORDAN.” One Democratic source was shocked the mayor’s son hosted the holiday gathering — considering the ongoing scandals at the police department , the indictment of Adams’ longtime aide Ingrid Lewis-Martin and the historic indictment Adams himself is facing. “I can’t believe he’d throw a party at a time like this,” the source said. City Hall, though, brushed off any concern, telling The Post that Gracie Mansion is the mayor’s house and his son was simply hosting a party there — as kids do in their parents’ home. The spokesperson added that Coleman was covering the cost of all food and alcohol served at the party as well as any staff who worked the event.NEW DELHI: The Adani Group, that operates airports in seven cities, including Mumbai and is building a greenfield one at Navi Mumbai, is expanding its presence in the aviation space. It is acquiring India's biggest private sector MRO (maintenance, repair & overhaul) player Air Works for an enterprise value of Rs 400 crore. Adani Defence Systems & Technologies has signed an agreement to buy 85.8% stake in Air Works, which does line maintenance, heavy checks, among others for its Indian and global customers. Ready to Master Stock Valuation? ET’s Workshop is just around the corner!
HOUSTON (AP) — Tyler Herro scored 27 points before being one of six people ejected after a fight in the final minute of the Miami Heat's 104-100 victory over the Houston Rockets on Sunday night. Herro was thrown to the ground by the Rockets' Amen Thompson with 35 seconds left and the Heat leading 99-94. Players and coaches from both benches then came onto the court. Both players were thrown out along with Rockets guard Jalen Green, coach Ime Udoka and assistant coach Ben Sullivan. Terry Rozier was also ejected for Miami. Houston led 92-85 after Fred VanVleet's layup with 8:10 to play, but the Rockets missed their next 11 shots, allowing Miami to tie the game when Herro found Haywood Highsmith for a 3-pointer with 4:47 to play. Herro’s jumper with 1:56 to play put the Heat on top for good. Heat: Playing the second night of a back-to-back and missing Jimmy Butler for a fifth straight game, Nikola Jovic finished with 18 points, seven rebounds, and six assists for the Heat. Highsmith added 15 points. Rockets: After blowing a 15-point, fourth-quarter lead against the Wolves, Houston struggled offensively in the fourth quarter, shooting just 6 for 24 from the field. Dillon Brooks scored 22 points after missing the last three games with a right ankle effusion. Jovic’s 3 with 47 seconds left put Miami up 98-94. Miami outscored Houston, the NBA’s best offensive rebounding team, 15-9 in second-chance points. The Rockets host Dallas on Wednesday and the Heat host New Orleans on Wednesday.
Harry Potter’s Ralph Fiennes Supports This Voldemort Recasting (But Will It Happen?)
Two Virginia legislators – one Democrat and one Republican – plan legislation to limit what debt collectors and creditors can seize. Del. Phil Hernandez, D-Norfolk, wants to make it easier to limit the amount a creditor or debt collector can take from a family bank account under a court order. Del. Carrie Coyner, R-Chesterfield, wants to rein in Virginia’s unique-in-the-nation law that allows liens to garnish 100% of an erring taxpayer’s wages. Hernandez Coyner Under current Virginia law, you can exempt $5,000 of bank accounts or household goods from creditors, but you must file a Homestead Deed and then go to court to claim your exemption. Hernandez wants to make that protection kick in automatically for bank accounts. For many Virginians, the Homestead Deed protection is out of reach, said Jay Speer, chief executive officer of the Virginia Poverty Law Center. “This is virtually impossible for someone without a lawyer. This bill will make it automatic, which we think makes a lot more sense and it makes things easier for a bank that receives a garnishment,” he said. Virginia consumer protection bills meet mixed results in assembly The poverty law center supports the measure. It notes that many Virginians now have their wages deposited directly to their bank accounts. The complicated process of protecting sums in those accounts means state law's limits on how much a creditor can have garnished from wages is rendered moot. And not being able to keep at least some money in a bank account has meant families can’t get at their money for essential bills, for rent, food or medical expenses. Some people have electricity, water or gas cut off because a creditor has effectively frozen their bank accounts, the poverty law center said. “Families shouldn’t have to make the impossible choice of feeding their children or paying off a debt,” Hernandez said. “This necessary bill will create new protections to safeguard funds that are needed for the necessities of life and prevent families from falling into a vicious cycle of poverty," he said. Twenty-six states have higher household good exemptions, and 11 of these have additional, separate exemptions for at least portions of a debtor’s bank account, according to a Richmond Times-Dispatch analysis of state exemption laws compiled by the National Consumer Law Center, a nonprofit that tracks consumer protection measures nationwide. Delaware bars garnishment of bank accounts but has no exemption for household goods. While Alaska's household goods exemption is less than Virginia's, its separate exemption for some funds in a a bank account exceeds Virginia's exemption. Coyner is focusing on the court orders that let creditors - as well as state and local tax collectors - take Virginians' wages when they owe money. While most creditors or debt collectors are limited to seizing 75% of a debtor's paycheck, tax collectors can seize the whole amount. “Garnishing 100% of someone’s wages is not just impractical – it’s inhumane,” Coyner said. “This bill allows Virginians to pay their debts while maintaining their dignity and basic livelihood.” Her bill would set the same limit on garnishments for back taxes as applies to any other debt: 25% of disposable earnings for a given week, or the amount by which a delinquent taxpayer’s disposable earnings for a week exceed 40 times the minimum. Fifteen states exempt more of a debtors’ wages from garnishment, including four states that exempt all wages: North Carolina, Pennsylvania, South Carolina and Texas. “I believe in paying your taxes,” Coyner said. “But people need a minimum to live on." Virginia lags other several other states when it comes to limiting how much property and wages debt collectors can seize, the National Consumer Law Center review shows. Virginia’s law also exempts $50,000 of a debtor’s home from seizure, while 32 states have higher exemptions. A 2020 law aimed at helping debtors and creditors work out payment plans saw use of settlement services grow last year. The law required debt settlement agencies be licensed and capped the fees they charge. Del. Rodney Willett, D-Henrico, introduced it and argued for it after hearing from the Office of the Attorney General’s consumer protection unit that it was getting a lot of consumer complaints about some debt settlement companies charging exorbitant fees for these services. Willett Virginians entered into 10,559 new agreements during the year; there were 18,586 such agreements in force at the end of the year, a State Corporation Bureau of Financial Institutions report found. The agreements seek to repay or forgive $303 million of debt. Debtors and creditors have come to terms on $104 million, and since the law took effect have repaid $85 million. “We want people to have confidence in these firms,” Willett said. “There were a lot of good firms here, but we wanted to keep the bad actors out. ... A lot of the good ones were with us on this, he said. “It seems to be working," Joseph Face, commissioner at the State Corporation Commission Bureau of Financial Institutions, said he’s not hearing any complaints about debt settlement agencies anymore. Debts are mainly owed retailers and credit card companies he said. The high-interest rate payday, car title and open-end credit lenders that the General Assembly also cracked down on in 2020 do not seem to be involved, he said. The debt settlement bill says debt settlement firms must now be licensed by the Bureau of Financial Institutions. It sets a cap of 20% of a borrower’s debt as the fee a debt settlement firm can charge. A licensed firm must post a surety bond equal to the average amount it receives from Virginians under its debt management plans, up to a maximum of $350,000. Dave Ress (804) 649-6948 dress@timesdispatch.com Stay up-to-date on the latest in local and national government and political topics with our newsletter.Donte DiVincenzo Failed To Dunk On Victor Wembanyama, Hilariously Hit ‘Too Small’ Gesture To Himself1. A mini Bob Ross paint-by-numbers kit so they can relive the magic of the famously wholesome show The Joy of Painting by letting their inner Bob Ross create a masterpiece. The kit comes with three different numbered canvas designs, seven paint pots, a mini brush, and an easel. Promising review: "I have to admit I was skeptical because of the price and size. However, I got these for my husband for his birthday (he loves Bob Ross), and what a find!! We had so much fun mixing colors and painting. Would definitely recommend it. The fact that they are small makes them even more special. I wish there were more to paint!" — slb m Get it from Amazon for $7.99 . 2. Subpar Parks — this collection of wildly negative reviews of America's (absolutely breathtaking) national parks is sure to make your travel-loving, hiking-obsessed, camping aficionado friend belly laugh. Promising review: "Discovered this book at the recommendation of my favorite barista and loved it so much I decided to gift it to my brother (we both have been traveling and camping at national parks since we were 10). The absolute PERFECT and hilarious book since we know these parks so well!" — Luke Henkel Get it from Amazon for $16.59 . 3. A pair of heat-resistant cat paw oven mitts purr-fect for keeping their own pretty paws protected. Promising review: "I didn't know that these would be even cuter in person! My boyfriend and I both love quirky kitchen gadgets and I got these as part of his birthday present. He was SO HAPPY when he saw them. I actually didn't know he'd like them as much as he did. The look on his face made my heart sing, and I think these are just so cute. They're also really inexpensive, which is a bonus. Great for gifting and a cute addition to your kitchen. Just grab a pair!" — C Rowyn Richards Get it from Amazon for $15.79 . 4. A deck of Buffy the Vampire Slayer -themed tarot cards featuring never-before-seen original art inspired by the hit TV show. If they've been mulling over whether to take up the slayer mantle themselves, they might just need this deck to help them figure out what their destiny is. Promising review: "Honestly couldn’t be more pleased with these. Bought this deck as a gift for a friend and ended up buying another deck for myself. They are thick, high-quality cards, and the artwork is gorgeous. Plus, the cards come with a pamphlet with layouts and explanations and you can tell that a lot of thought went into relating each tarot card to the Buffy theme. It’s really well done, and someone who loves the show puts a lot of love into making these. They’re my new favorite deck!" — Amazon Customer Get it from Amazon for $24.07 . 5. A funny adult coloring book — since they tend to reach for a glass of pinot after a long day, this wine-themed coloring book will be a great addition to their self-care routine. This even comes with a set of colored pencils! Promising review: "Great design and very fun. I bought it for my sister, who is laid up with a knee injury. Brought hours of enjoyment while she is down and bored." — tinker Kalous Get it from Amazon for $10.36 . 6. A huggable banana duck plush toy ...that's it. That's the tweet. I mean, look at how adorable this little (but kinda big) guy is! Promising review: "Once you get this duck, your life will be changed. It is soft and plush and perfect for snuggling! Banana duck is life." — Sarah Kenton Get it from Amazon for $14.99+ (available in four sizes). 7. A screaming goat figurine because every now and then they need to scream but feel a little too self-conscious to let out their roar. That's where this lil' guy comes in. It'll do the screaming for them! It even comes with a book full of fun facts and trivia about the ever-majestic goat. Promising review: "This is a hilarious way to scream at the universe without hurting your throat. I often gift this to people who are struggling. It generates a smile and lets them know it’s OK to feel like screaming." — meggysmallz Get it from Amazon for $7.65 . 8. A convenient lil' condiment fork if their love of pickles and olives is only matched by how much they hate getting soggy fingers by grabbing them straight out of the jar. All they have to do is just place the silicone band around the top of the jar, and voila! Check out a TikTok of the condiment fork in action. Promising review: "Great kitchen item. Forks are great to get pickles out of the jar, but if you have kids/lazy people (lol) you know that dirty hands are going into that jar. 😉 This has really prevented that from happening . It comes with two different rings to fit whatever size jar, a stabber holder, and a stabbing stick." — Amazon Customer Get it from Amazon for $9.99 . 9. A book of 642 tiny things to draw so you can give them the gift of curing boredom. This lil' guided journal will help them become the best doodler there is. This book is only 5.4 inches tall, so it'll easily fit in a stocking — multiple reviewers on Amazon said they purchased as a stocking stuffer! BuzzFeed contributor Jonathan Mazzei owns this and says, "My girlfriend got me this book as a gift a few years ago, and it turned out to be even better than I expected! The prompts are super fun and help you to think outside of the box, even during those moments when you feel like you have no ideas. It's great to casually doodle in while passing time since you don't have to think of what to draw, but it also can be really helpful when brainstorming for creative projects. My girlfriend is a visual artist and graphic designer, and she loves using it to play around with ideas and make her think of things she never would have thought of without it. Plus, it's small and super portable! Highly recommend!" Get it from Amazon for $9.25 . 10. A "Gracula" garlic crusher — just because the Count has a garlic aversion doesn't mean he can't help them mince a little for their homemade pasta sauce. And it'll only take them a few seconds! Promising review: "I love this little guy. I found him on a BuzzFeed list and had to have it as soon as I saw it! I’ve minced as many as five cloves in it in seconds. It’s a little tricky getting all of the garlic out once minced (I use a silicone basting brush to get most of it, but I always use more than the recipe calls for anyway, so it’s not a deal breaker). Cleanup is a breeze because he goes right in the dishwasher! " — Barbie Get it from Amazon for $22.95 . 11. A game of Taco Cat Goat Cheese Pizza because it's easy to learn, fun to play, fast-paced, and a round is sure to end in a barrel of laughs! Dolphin Hat is a small business whose mission is to create easy-to-learn games that are fun for the whole family! Promising review: "Fun for the whole family! Even my 5-year-old granddaughter learned it with no problem and can win!" — E/A Get it from Dolphin Hat on Amazon for $9.99 . 12. A pair of socks with their pet's face on them that'll make it easier for them to show off little Archie to strangers without having to pull up 176 photos on their phone. Who are we kidding? They're gonna do that anyway. Don't forget to click the customization button and fill out info about their pet! Promising review: "This was a Christmas gift I bought for my aunt, who just LOVES her fur baby. She was so happy with these socks, she shared pictures of them and a big thank you to me on Facebook . She is out of state, so I can't speak on the quality of the socks, but if they were a fraction less than fantastic, my all-too-honest- aunt would have let me know, but all she could do was rave about them. Well done :-)" — Deb P Get them from Amazon for $14.59+ (available in 37 colors). 13. The I Love Trader Joe's Cookbook — filled with delicious recipes they can make with all the groceries they buy at Trader Joe's, this cookbook is sure to become a family heirloom. Plus, it'll incentivize them to continue shopping there...which they were gonna do anyway. Promising review: "I received this cookbook as a Christmas gift, and I am extremely excited about it! There are so many recipes in an abundance of styles that I have never thought about making before. The directions are pretty clear, and the ingredients listed on every page help ensure you know exactly what to do to make the best dishes. One recipe my family recently tried was the blackberry fool. It only called for five simple ingredients, took about 15 minutes to prepare, and made a great dessert to enjoy after dinner. I would highly recommend this Trader Joe's cookbook for anyone looking for new dishes to make, from simple appetizers and desserts that require limited prep work to advanced entrees that challenge your cooking skills and leave you wanting more." — Angela Koonce Get it from Amazon for $9.99 . 14. A light-up rain cloud diffuser because it'll actually start pouring raindrops into the spill-resistant container below! It has three levels of brightness and five levels of water flow speed, so they can customize their aromatherapeutic experience. Check out a TikTok of the rain cloud diffuser in action. Promising review: "I love this thing. I have anxiety and insomnia, and I need background noise to function/sleep. This little desktop fountain is SO SOOTHING, both aesthetically and the sound of the little raindrops. If I’m in the room with it, it’s probably on. If you love the sound of rain this is for you. Because I’m paranoid and I want this to last, I run it with plain distilled water and I have not used essential oils with it even though they say it’s fine. It’s very dry here right now, and I still only have to top up the water every few days, even with it running daily . It’s a solid 12/10 from me." — Violet Get it from Amazon for $56.80 . 15. A dimmable sad duck night-light who is just oh so relatable. He just needs to lie down real quick forever. This night-light has a 30-minute timer, so they don't have to get up and turn it off before falling asleep. Promising review : "I ordered this lamp because of its appearance. This has totally filled a void in my life I didn't know existed. Everyone who sees it pokes it. The lamp is actually very functional. It's got a really nice set of brightness options, and the glow is yellowish, which is much nicer than white in a dim/dark room. One thing that isn't mentioned in the description is that its legs are utterly floppy. It's terrific." — Literated Get it from Amazon for $15.99 . 16. Or a rechargeable toast-shaped lamp with a darling smile on its face. What could be better? It offers a nice, soft glow that can be adjusted, and it has a 15-minute timer! Promising review: "I first fell in love with this lamp online but fell to another level once it was delivered. It's the cutest little lamp I've ever seen. It's smaller than I thought, but it's just perfect. I love that you can manage how bright it is, as well as the 15-minute timer, which is great at night. Would definitely recommend this product as a gift or as a self-gift." — María José Sánchez Get it from Amazon for $15.99+ (available in three colors). 17. A super friggin' cute Squishmallow pet bed with cushioned bolsters that make for a natural headrest. This squishy bed is perfect for their cuddly pet! Promising review: "This is my first and only Squishmallow product, and honestly, I love it! It is as soft as expected from the brand, but I'm also very impressed with how sturdy the bottom is. Most of the bottoms of my dogs' beds are made of fabric, but the bottom of this bed is pretty firm and tough. I'm no dog-bed expert, but from a loving dog parent, I'm very satisfied." — Amazon Customer Get it from Amazon for $31.49+ (available in 4 sizes and 10 animal styles). 18. A pup-tastic dog-shaped door draft stopper if they need a helping paw to keep their heater's warm air where it belongs: inside. Promising review: "Would definitely recommend. It's durable and does efficiently block out drafts from our front door. Material is soft and easy to clean with a cloth, and it stores away easily." — Michelle Leo Get it from Amazon for $18.99+ (available in six sizes and five animal styles). 19. A sleek and unconventional flat travel water bottle since it'll fit snugly against other angular things in their bag like their laptop, phone, or books. Promising review : "TikTok made me buy this water bottle and I’ve never been more pleased with a purchase. It was delivered exactly as expected, even better. The size is perfect for inside a purse, book bag, or suitcase. I ordered the gray, and it's so understated. Beyond satisfied with this TikTok purchase." — Christina Carson Get it from Amazon for $19.99+ (available in nine colors). 20. A ~stable~ donkey-shaped sticky note holder for quick and easy access to little sheets of paper they can write their to-do lists on. They can even open the clothespin-like mouth and have it hold their favorite pen! Monkey Business is a small, well, business! Promising review: "Great way to store note paper. I was looking for an alternative to sticky notes, and this is perfect. It is well made, super cute, and I found 'Let Loose' refill pages easily on Amazon with 3.5-inch dimensions." — Kate Get it from Monkey Business on Amazon for $15 (available in three colors). 21. A set of cat and mouse hooks who are playing a game of hide-and-seek. When they hang something heavy on the hooks, the cute little animal heads will pop out! Check out a TikTok of the cat and mouse hooks in action. Promising reviews : "These are so cute and easy to install. My husband always forgets to put his keys away, so I got these to try to condition him into hanging them up. Now he has a little friend say hello when he gets home." — leaaffy Get a four-piece set from Amazon for $14.99 (also available in a six-pack that includes a monkey and baby chick). 22. A vintage-inspired orange juice carton vase — a decorative ceramic piece that'll be a beautiful and unique home for their buttercups and coppertips! Check out a TikTok of the orange juice vase in action. Ban.do is a US-based small business that specializes in quirky accessories, home products, and stationery. Promising review: "I bought this for my best friend, who loves kitschy decor as much as I do. It is even cuter in person! I want one for myself now. Highly recommend!" — Amazon Customer Get it from Ban.do on Amazon for $26.95 . 23. A cute and useful banana slicer for perfectly even slices of this delicious fruit (which they weren't getting when they were cutting them by hand)! If they like to prep their smoothies days in advance, easily slice bananas with this and then toss the pieces in the freezer for later. Promising review: "THIS WORKED VERY WELL! The 'banana' curve makes all the difference. Very useful and very adaptable. We use it primarily as a tool for prepping large quantities of bananas for freeze-drying. WORKS PERFECTLY for that task. Money very well spent!" — Tim Get it from Amazon for $6.65 . 24. A "Noodle Monster" spaghetti container because their favorite long boys deserve a safe space to wait to be devoured. Promising review: "I love this so much. Like, so much. The canister part is glass, which I love. It's tall enough for long pasta, but also good for macaroni. His lil' noodle noggin is plastic with a silicone seal, so it's actually practical while also being literally the cutest thing in the world. And his eyestalks make opening the lid a breeze while also being absolutely adorable. I really want a little gang of them for my pantry, and I'd make little hats for them. " — Surua Get it from Amazon for $19.95+ (available in two sizes). 25. A Loch Ness monster-shaped ladle that'll make any pot of soup look like a delicious swamp for this lil' guy to live in. It has "feet" that allow it to stand tall in pots. Plus she's dishwasher safe! Promising review: "I got this for my birthday. I love it so much! It's completely functional and super easy to clean. The best part is that it's fun! She just sits in the soup, hanging out, watching everyone enjoying their soup, waiting to be useful." — SKW Get it from Amazon for $16.94+ (available in other styles and colors ). 26. A pair of rabbit-shaped toast tongs to help ensure they keep their precious fingers safe from hot pieces of bread. Promising review: "These are the cutest toast tongs! They are nicely crafted and the long-eared bunny design is adorable. Perfect tongs for my toaster and waffle iron. It stands by itself as a little functional piece of art, and won't get lost in the utensil drawer like my old boring tongs. The packaging is also nice and makes this really giftable, so I'll be ordering more as gifts for sure." — Tuzi Get it from Amazon for $16.99 . 27. A realistic shrimp-shaped neck pillow so cozy they won't even be ashamed to take it on flights, trips to the movie theater, or anywhere else their neck might just need a little seafaring support. Promising review: "This pillow changed my life. Birthday for someone you're in love with? Wanna show your teacher you appreciate them? Does your hairdresser give you solid looks for solid prices and you need a Christmas gift for them? Does your neck need support when you're playing scary video games in the dark at 2 a.m. when you should be studying for finals? This shrimp neck pillow was the answer to all those questions. It's so comfortable. It's so fashionable. It's so iconic. No one will ever disrespect you with this on your neck. If you have doubts, take my word for it. This pillow is where it's at." — McHOOT Get it from Amazon for $14.40 . 28. A genie lamp oil stopper/pourer because their ~wish~ for an even pour of their fave EVOO has often gone unfulfilled. Promising review: "This is functional and adorable! It does a great job at preventing oil from leaking down the side of my olive oil bottle, and it hasn't popped off while pouring." — Razzlebeedaz Get it from Amazon for $13.90 . 29. A shaker of edible cocktail glitter that'll turn any drink into a magical potion! And don't worry, it's kosher, gluten-free, and vegan. Bakell is a small business! Promising review: "Don’t think any further and just buy it. This was so cool and everyone loved it! I got the clear one because it will go with any drink. I will be the one to put this in all my friends drinks. Also had no taste so it was just the look. Sooooooo cool!" — gigi Get it from Bakell on Amazon for $7.25+ (available in 17 colors). 30. An all-too cute teddy bear water bottle whose leakproof top has a straw for easy drinkage. It even has a shoulder strap so they can wear this bottle like a bag, except this one will help keep them hydrated. Promising review: "My daughter uses this as her school water bottle. It’s great because it has a strap and she doesn’t have to squeeze it in her backpack! No leaks. Easy to clean but we only put water in it!" — Sarah Witt Get it from Amazon for $9.99 . 31. A dope on a rope soap — this lovely leaf soap has a eucalyptus peppermint scent sure to ~lift~ their spirits. Their guests will love washing their hands with this *joint*. Promising review: "This was purchased as a stocking stuffer for my son, and he freaking loved it. It smells great and is so gentle!" — KRISTY GEERHOLT Get it from Amazon for $8.99 . The reviews for this post have been edited for length and clarity.
Bathinda: The Ambala district administration has asked members of farmer forums Sanyukt Kisan Morcha (Non-Political) and Kisan Mazdoor Morcha (KMM) gearing up to march to Delhi from Thursday to obtain permission from Delhi Police for any demonstration and from Haryana for moving in jathas as prohibitory orders were in place. The Ambala administration on Wednesday put up notices at the Shambhu protest site in Punjab, cautioning protesting farmers about their proposed plan to move towards Delhi through Haryana. The notices — put up under the name of Ambala deputy commissioner Parth Gupta and addressing morcha coordinator Sarvan Singh Pandher — mention that obtaining permission for the protest demonstrations is mandatory. “As per Section 69 of Haryana Police Act, 2007, appropriate police officials have been designated to coordinate and look into demonstrations at public places. The protesters will have to inform the police and the demonstrations could be held after the satisfaction of police officials as prohibitory orders under Section 144 of CrPC were in place and if any demonstration has to be taken place, permission from the office is mandatory,” the notices stated. Pandher called the move unfair, pointing out that earlier Union minister Ravneet Singh Bittu and Haryana agriculture minister Shyam Singh Rana had allowed them to move on foot without tractors. “We have planned a march without causing any inconvenience to public. The ministers should stick to their words. If the authorities are issuing notices, they are not ready to listen to vice-president Jagdeep Dhankhar who has been raising his voice for better facilities to farmers,” he added. Haryana farmer organisation BKU (Shaheed Bhagat Singh) leader Tejveer Singh said that the Ambala administration should provide farmers safe passage and should have sent the notices through Punjab authorities. Earlier, the Supreme Court, while taking up a special leave petition on July 24, had directed to maintain status quo at Shambhu so that law and order situation was not compromised and urged both sides to resolve the issue through dialogue. We also published the following articles recently Farmers apprise Ambala SP of peacefully Delhi march plan Farmer groups SKM NP and KMM met with Ambala SP to discuss their planned foot march to Delhi. They assured police of a peaceful march, without disruptions or protests during PM Modi's upcoming visit. The farmers aim to cover 15 km daily in batches. Farmer jathas gear up for march to Delhi, set to start moving from Shambhu on December 6 Farmer groups in Punjab are planning a march to Delhi starting December 6th, demanding guaranteed minimum support prices and debt relief. Protesters will walk daily from Shambhu to the capital, urging Haryana farmers to join their cause. Farmers claim Haryana minister adopts different tone on farmers march to Delhi Farmer leader Sarvan Singh Pandher criticized Haryana's agriculture minister, Shyam Singh Rana, for claiming that protests hinder development. Pandher questioned the BJP's pre-2014 movements and the government's dialogue with farmers if their agenda was irrelevant. He highlighted losses due to the 10-month blockade and emphasized the need for talks. Stay updated with the latest news on Times of India . Don't miss daily games like Crossword , Sudoku , and Mini Crossword .
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