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2025-01-25
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If you’re an iPhone user, you might not realize that you already have access to Apple Cash. It’s a digital cash card that’s built into Apple devices and can be found in the default Wallet app. (Note: You must link an eligible debit card to use this service.) The main function of Apple Cash is to make it easier for Apple device users to send money to one another, including sending money through the iMessage app. But Apple Cash is more than just a service — it can be used to shop online, in stores or to make in-app purchases. Apple Cash is a convenient way to transfer money between friends and family. Once it’s set up, a user can simply open the iMessage app and send money to a contact through their chat. It’s also useful for those who use Apple Pay, a separate service that allows Apple device users to make with any linked card, including an Apple Cash card. Here are some important things to know about setting up and using Apple Cash. Apple Cash is a digital cash card that’s stored in the Wallet app of Apple devices, and it can be used for making P2P payments, as well as purchases through Apple Pay. When you receive money from another Apple Cash user, that money appears in your Apple Cash balance. The balance can then be spent or transferred to a linked bank account or debit card. with Apple Cash can be done either directly from the digital Apple Cash card (in the Wallet app) or through the iMessage app. You can send or receive anywhere between $1 and $10,000 per message. The money shows up on the recipient’s Apple Cash card instantly, but it may take from one to three days for the balance to be transferred to a bank account. Instant transfers to a bank account are possible, but it comes with a 1.5% fee. There’s also an option to set up Apple Cash Family for children who are under 18 years old. This option limits the amount a child can send to $2,000 per message. Those younger than 18 also cannot add money to their Apple Cash card from a bank account; rather, their balance only grows when they receive money from another Apple Cash user. Apple Cash is a digital card within your Wallet that allows you to spend your Apple Cash online, in stores and in apps as well send and receive money. Apple Pay, however, allows you to make purchases using any credit card or debit card you have stored in your Wallet — including Apple Cash. With Apple Pay, you add credit and debit cards to your Wallet and then have the ability to pay right with your phone (or other Apple product). To set up Apple Cash, you’ll need three things: —A compatible Apple device. —Two-factor authentication enabled for your Apple ID (this can be done in Settings). —An eligible debit card to load funds onto the Apple Cash card. In the Settings app, you can turn on Apple Cash in the Wallet and Apple Pay section. Tap on the Apple Cash card icon and follow the instructions on the screen. You’ll be asked to agree to the terms and conditions, after which your device will set up Apple Cash for you. The Apple Cash card, once set up, can be found in your device’s Wallet app. If you want to set up Apple Cash Family, you’ll first need to have Family Sharing turned on, which can be done in Settings. The family organizer can add children to Apple Cash in the Family Sharing section of Settings. You’ll need to have a linked to your digital Wallet to add money to an Apple Cash card. You can add a debit card to Wallet in the same place where you set up Apple Cash — the Wallet and Apple Pay section of Settings. Once a debit card is linked to your Wallet, open Wallet and tap on the Apple Cash card. Then, tap the More button (an icon with three dots). This will open a page where you can see your Apple Cash balance, add money and transfer funds to a bank account. Tap Add Money and enter the amount you’d like to add (the minimum is $10). You’ll be asked to confirm which debit card you want to use to fund the Apple Cash balance, and then the money is added to the Apple Cash card. There are two ways to send a payment to someone using Apple Cash: directly from your Wallet or in the iMessage app. Both the sender and recipient need Apple Cash to send or receive money. To send money from Wallet, simply tap the Apple Cash card in Wallet and then tap Send. Type in the contact name or phone number of the recipient. Enter the amount you’d like to send (between $1 and $10,000), then review the payment and confirm it with Face ID, Touch ID or a passcode. In iMessage, open the conversation with who you’d like to send money to, or start a new one. Tap on the app button, which appears next to the type bar, and then tap on the Apple Cash icon. You’ll be prompted to enter an amount (between $1 and $10,000). Once you’ve reviewed the amount, tap Send and confirm with Face ID, Touch ID or a passcode. The first time money is sent to someone, the recipient will need to accept the payment within seven days for it to go through. After the first instance, payments are automatically accepted. If you’re using Apple Cash to make a purchase either online or in a store, you’ll need to pay using Apple Pay. To request money from your iPhone, open the conversation in the Messages app. Tap the plus icon, followed by Apple Cash. Then, tap Request. Tap the send button to send your payment request. Once the request is sent, the person you sent it to can confirm or change the amount they send to you. You can also request money from your Apple watch. Open your messages app, choose a conversation, tap the plus icon and then choose Apple Cash. Once you enter the amount you are requesting, swipe left on the Send button. Tap Request. As you start to accumulate money on the Apple Cash card, you may want to move it to a debit card or a . This can be done by going to the same place where you added funds to the card, by clicking the icon with three dots next to your digital card. Enter an amount to be transferred, then tap Next. You’ll be asked whether you want to do an instant transfer (for a 1.5% fee) or a transfer in one to three business days for free. After making a selection, the screen will instruct you to set up a bank account if you don’t already have one set up. You’ll confirm the payment, and the transfer is initiated. Instant transfers can only be made to an eligible debit card, not a bank account. Money is sent within 30 minutes when you select instant transfer. —Zelle: If your bank is offers Zelle, it might be a good idea to take advantage of the P2P payment service. Zelle can be accessed directly from your bank’s mobile app, and it allows you to send instant transfers at no extra cost. —Venmo: Anyone can use Venmo, as long as they’ve downloaded the app. Unlike Apple Cash or Zelle, it’s a standalone P2P payment app. Venmo comes with a social element — users can follow each other and add fun emojis to their payments, although they can also keep their account activity private. —PayPal: This P2P payment service is a good option if you want to send money internationally. It also offers a PayPal Debit card, which, like the Apple Cash card, can be used to make purchases online or in stores. —Samsung Pay Cash: Samsung device users can use this option instead of Apple Cash. Similar to Apple Cash, it is a digital wallet that you can access from a Samsung mobile device. However, to take full advantage of Samsung Pay Cash, users will need to undergo an extra registration process to upgrade to a Full Card Account. Apple Cash makes it easy for Apple device users to send money to each other. Users can simply tap the Apple Cash icon in their text messages to send money through iMessage. It can also be used as an extra repository for spending money and can be used for purchases anywhere Apple Pay is accepted. With that said, only Apple device users can send and receive money using Apple Cash, so those looking for a more universal payment service may want to consider . ©2024 Bankrate.com. Distributed by Tribune Content Agency, LLC.

Louisiana Treasurer John Fleming announces bid to run for U.S. Sen. Bill Cassidy's seatQatar tribune Agencies President-elect Donald Trump campaigned on the promise that his policies would reduce high borrowing costs and lighten the financial burden on American households. But what if, as many economists expect, interest rates remain elevated, well above their pre-pandemic lows? Trump could point a finger at the Federal Reserve, and in particular at its chair, Jerome Powell, whom Trump himself nominated to lead the Fed. During his first term, Trump repeatedly and publicly ridiculed the Powell Fed, complaining that it kept interest rates too high. Trump’s attacks on the Fed raised widespread concern about political interference in the Fed’s policymaking. On Wednesday, Powell emphasized the importance of the Fed’s independence: “That gives us the ability to make decisions for the benefit of all Americans at all times, not for any particular political party or political outcome.” Political clashes might be inevitable in the next four years. Trump’s proposals to cut taxes and impose steep and widespread tariffs are a recipe for high inflation in an economy operating at close to full capacity. And if inflation were to reaccelerate, the Fed would need to keep interest rates high. Because Powell won’t necessarily cut rates as much as Trump will want. And even if Powell reduces the Fed’s benchmark rate, Trump’s own policies could keep other borrowing costs — like mortgage rates — elevated. The sharply higher tariffs that Trump has vowed to impose could worsen inflation. And if tax cuts on things like tips and overtime payanother Trump promise — quickened economic growth, that, too, could fan inflationary pressures. The Fed would likely respond by slowing or stopping its rate cuts, thereby thwarting Trump’s promises of lower borrowing rates. The central bank might even raise rates if inflation worsened. “The risk of conflict between the Trump administration and the Fed is very high,” Olivier Blanchard, former top economist at the International Monetary Fund, said recently. If the Fed hikes rates, “it will stand in the way of what the Trump administration wants. ”Yes, but with the economy sturdier than expected, the Fed’s policymakers may cut rates only a few more times — fewer than had been anticipated just a month or two ago. And those rate cuts might not reduce borrowing costs for consumers and businesses very much. The Fed’s key short-term rate can influence rates for credit cards, small businesses and some other loans. But it has no direct control over longer-term interest rates. These include the yield on the 10-year Treasury note, which affects mortgage rates. The 10-year Treasury yield is shaped by investors’ expectations of future inflation, economic growth and interest rates as well as by supply and demand for Treasuries. An example occurred this year. The 10-year yield fell in late summer in anticipation of a Fed rate cut. Yet once the first rate cut occurred on Sept. 18, longer term rates didn’t fall. Instead, they began to rise again, partly in anticipation of faster economic growth. Trump has also proposed a variety of tax cuts that could swell the deficit. Rates on Treasury securities might then have to rise to attract enough investors to buy the new debt. “I honestly don’t think the Fed has a lot of control over the 10-year rate, which is probably the most important for mortgages,” said Kent Smetters, an economist and faculty director at the Penn Wharton Budget Model. “Deficits are going to play a much bigger role in that regard.” Occasional or rare criticism of the Fed chair isn’t necessarily a problem for the economy, so long as the central bank continues to set policy as it sees fit. But persistent attacks would tend to undermine the Fed’s political independence, which is critically important to keeping inflation in check. To fight inflation, a central bank often must take steps that can be highly unpopular, notably by raising interest rates to slow borrowing and spending. Political leaders have typically wanted central banks to do the opposite: Keep rates low to support the economy and the job market, especially before an election. Research has found that countries with independent centr al banks generally enjoy lower inflation.Even if Trump doesn’t technically force the Fed to do anything, his persistent criticism could still cause problems. If markets, economists and business leaders no longer think the Fed is operating independently and instead is being pushed around by the president, they’ll lose confidence in the Fed’s ability to control inflation. And once consumers and businesses anticipate higher inflation, they usually act in ways that fuel higher prices — accelerating their purchases, for example, before prices rise further, or raising their own prices if they expect their expenses to increase. “The markets need to feel confident that the Fed is responding to the data, not to political pressure,” said Scott Alvarez, a former general counsel at the Fed. He can try, but it would likely lead to a prolonged legal battle that could even end up at the Supreme Court. At a November news conference, Powell made clear that he believes the president doesn’t have legal authority to do so. Most experts think Powell would prevail in the courts. And from the Trump administration’s perspective, such a fight might not be worth it. Powell’s term ends in May 2026, when the White House could nominate a new chair. It is also likely that the stock market would tumble if Trump attempted such a brazen move. Bond yields would probably rise, too, sending mortgage rates and other borrowing costs up. Financial markets might also react negatively if Trump is seen as appointing a loyalist as Fed chair to replace Powell in 2026. Yes, and in the most egregious cases, it led to stubbornly high inflation. Notably, President Richard Nixon pressured Fed Chair Arthur Burns to reduce interest rates in 1971, as Nixon sought re-election next year, which the Fed did. Economists blame Burns’ failure to keep rates sufficiently high for contributing to the entrenched inflation of the 1970s and early 1980s. Thomas Drechsel, an economist at the University of Maryland, said that when presidents intrude on the Fed’s interest rate decisions, “it increases prices quite consistently and it increases expectations, andthat worries me because that means inflation might become quite entrenched.” Since the mid-1980s, with the exception of Trump in his first term, presidents have scrupulously refrained from public criticism of the Fed. “It’s amazing, how little manipulation for partisan ends we have seen of that policymaking apparatus,” said Peter Conti-Brown, a professor of financial regulation at the University of Pennsylvania’s Wharton School. “It really is a triumph of American governance.” Yes, most advanced economies do. But in some recent cases, as in Turkey and South Africa, governments have sought to dictate interest-rate policy to the central bank. And soaring inflation has typically followed. Turkey’s president, Recep Tayyip Erdogan, for years pressured the country’s central bank to cut interest rates even as prices spiked. He even fired three central bankers who had refused to comply. In response, inflation skyrocketed to 72% in 2022, according to official measures. Last year, Erdogan finally reversed course and allowed the central bank to raise rates. Copy 06/12/2024 10

ASX set to slide, Wall Street hits more records

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First, the good news: California is no longer under a tsunami warning from the National Weather Service. Government officials issued the alert after a 7.0 magnitude earthquake shook part of the state Thursday. The quake struck a bit before 11 a.m. in coastal Humboldt County, California , near the Oregon border, and was felt down to San Francisco . It was followed shortly after by a tsunami warning affecting at least 5.3 million people. Tsunamis – large, destructive ocean waves that can be triggered by powerful earthquakes – don’t pose much of a threat to most of the United States, based on data from the Federal Emergency Management Agency. But areas in Alaska , California, Hawaii , Oregon and Washington are notable exceptions, thanks to quakes around the Pacific Rim and proximity to so-called subduction zones , where two of the planet’s plates have collided, according to the U.S. Geological Survey. As part of FEMA’s National Risk Index , the agency calculates communities’ potential for negative impacts relative to other communities from a number of natural hazards, including tsunamis. Data from the index is incorporated into the Healthiest Communities rankings from U.S. News, and is based on an equation involving expected annual loss, social vulnerability and community resilience. See below for a map of tsunami risk by county, and a list of the U.S. counties at greatest risk from such a disaster.Boost for food security with hybrid rice trainingWATERTOWN, Mass. , Dec. 5, 2024 /PRNewswire/ -- 3D BioLabs LLC ("3D BioLabs" or "3DB"), has reached a pivotal milestone in the field of regenerative medicine as recently published in the Proceedings of the National Academy of Sciences . 3DB's study has demonstrated a new approach to creating large organs to solve the organ transplant shortage. Using 3D printing, computational fluid dynamics, and organ specific cells, their study demonstrated effective blood flow and cell viability and function within the model device, marking a significant advance toward a bioengineered liver replacement. The study was led by 3D BioLabs Scientific Founder Dr. Joseph P. Vacanti , the Distinguished John Homans Professor of Surgery at Harvard Medical School and Mass General Hospital. 3D BioLabs 3D printed device (3DPD) has been engineered to mimic native liver tissue structure by using fractal architecture to support both vascular anastomosis and hepatocyte function. The device features embedded portal-venous (PV) channels that enable continuous blood flow when implanted and hepatobiliary (HB) channels that support the viability of liver cells. Active perfusion of tissue scaffolds allows for improved oxygen and nutrient availability to increase cell density, further supporting the feasibility of the device as a functional liver tissue substitute. Dr. Vacanti said: "We are extremely pleased to reach this pivotal milestone in the development of functioning 3D printed organs, which furthers our mission of solving the long-standing issue of organ transplant shortages. With our recent study, we are one step closer to achieving an engineered alternative to liver transplantation, addressing critical organ shortages and helping patients in need." 3DB's proprietary technology builds upon decades of work in tissue engineering, beginning with the first patent in tissue engineering granted to Dr. Vacanti in 1988 and the Vacanti ear mouse in 1997. This milestone is supported by recent work implanting large and complex devices into pigs for as long as one week. For further details, visit 3DBioLabs.com . About 3D BioLabs: 3D BioLabs is comprised of scientists, engineers and visionary clinical scientists that aim to improve world health by providing man made organs for individuals suffering from organ failure and other complex problems of tissue loss. Our mission is the development of a platform technology that will result in sophisticated designs that allow for precise mimicry of what happens inside humans more closely than other systems, where decades of research have reached barriers based on organ size and complexity. View original content to download multimedia: https://www.prnewswire.com/news-releases/3dbiolabs-achieves-pivotal-milestone-in-development-of-3d-printed-liver-implant-302324302.html SOURCE 3D BioLabs‘Three-way tie:’ Trump Treasury pick hanging in limbo

Chemists selling spurious meds may face prosecutionNorth Carolina has interviewed former New England Patriots coach and six-time Super Bowl champion Bill Belichick for its head coaching position, two people with knowledge of the situation said Thursday. Both people spoke to The Associated Press on condition of anonymity because the school isn't commenting publicly on its search. Belichick's interview, first reported by Inside Carolina, comes a week after the school fired its winningest coach in College Football Hall of Famer Mack Brown. The school announced Nov. 26 that Brown wouldn't return for a seventh season in his second stint at the school, with Brown staying on to coach last weekend's rivalry loss to N.C. State. Former Cleveland Browns coach Freddie Kitchens is working as the interim coach for an upcoming bowl game as UNC conducts it search. Moving on from the 73-year-old Brown to hire the 72-year-old Belichick would mean UNC is turning to a coach who has never worked at the college level, yet had incredible NFL success alongside quarterback Tom Brady throughout most of his 24-year tenure with the Patriots that ended last season . In the time since, he had been linked to NFL jobs , notably the Atlanta Falcons in January. UNC’s opening comes at a time of rapid changes in college athletics with free player movement through the transfer portal and players able to cash in on their athletic fame with endorsement opportunities. There’s also the impending arrival of revenue sharing, part of a $2.8 billion antitrust settlement proposal that gained preliminary approval by a judge in October. “I think it's a great time for me to get out,” Brown said after Saturday's loss to the Wolfpack. “This isn't the game that I signed up for. It's changed so much.” In an UNC-produced podcast earlier this week, athletic director Bubba Cunningham said all the coaches the school is talking with about its job “are playing,” with college football having reached its conference title games before unveiling the 12-team College Football Playoff and bowl assignments. Cunningham said then that “fit” was the most important thing in finding Brown’s successor. “There's a certain person that’s best suited at the right time, at the right place,” he said. “And right now, that’s we’re looking for: Where are we today, who can lead us in the next three, five, 10 years?” Get poll alerts and updates on the AP Top 25 throughout the season. Sign up here . AP college football: https://apnews.com/hub/ap-top-25-college-football-poll and https://apnews.com/hub/college-football

Fox News loses bid for Smartmatic voting-tech company's records about Philippines bribery case

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The Minister of Works, David Umahi, declared in Abuja on Thursday, that President Bola Tinubu acted in the best interest of Nigeria with the ongoing construction of the Lagos – Calabar Coastal Highway. He also said there’s no decision taken by the president that has ever failed, including this tax reform bill. Umahi who made the declaration while fielding questions from journalists after an interactive session with the Senate Committee on Works, described those criticising President Tinubu on the project as being jealous and envious of his performance. Tinubu had a dream 25 years ago as a governor on the project and divinely actualised for him when he became President by God. He said, “There is envy and jealousy. The people who envy him never believe that he can turn around the economy. And it takes God for him to turn around, adding “There’s no decision taken by the president that has ever failed, including this tax reform bill. “When people stop the suspicion and digest the coastal road project very well, they will know it’s a catalyst for the growth of every state in this country. “Unfortunately for these people that are talking, it is bare land, no houses are there. Even the Oba of Lagos’ land is affected. And he spoke to the president. President said, no, Oba, it is for development. So, if Oba can give his empty land, who else? Related News Make Navy stronger to protect Nigeria’s territorial waters – N’Delta elder statesman Abuja varsity students beg Tinubu, Wike for 10 CNG buses South Africa backs Nigeria’s G20 bid, eyes lithium reserves “Those who are fighting for this land are not even the indigenes of Lagos, even though it doesn’t matter. But you can’t be more Catholic than the Pope. “I know the woman behind it. There’s nothing she has not been talking about, playing all kinds of politics. But I’m equal to the task; I’m a man of courage. We are constructing the road along her contentious direction and nothing will stop it”, he added. He, however, expressed happiness over interaction with the Senate Committee on Works for supporting the president, adding that they see the good work the president is doing. He specifically praised the Chairman of the Senate Committee on Works, Senator Mpigi Barinada, a PDP senator, for moving a motion that Tinubu must continue in 2027 so that he can complete all these projects. “He (Mpigi) was not sure if any other president would have the courage to complete this project. I’m very happy because we are on the same platform pushing these contractors on the heritage projects to see that these projects are completed. “It’s very rare for a president to agree to continue the whole project of his predecessor”, he added.

Liverpool punish rivals’ errors with dominant win over Leicester to stretch lead

I t’s felt like a week on the brink. But of what exactly? It ended with warlike noises from Moscow, but every major party to the Ukraine war is now jockeying for advantage, trying to end that conflict on the best terms for itself. “So, that’s what you wanted?” Russia’s former president and a noted hawk, Dmitry Medvedev, posted on social media, with video of Russian missile warheads raining down on a Ukrainian city. “Well, you’ve damn well got it!” This, and a more temperate TV address on Thursday night by Vladimir Putin, sought to drive home a forceful response to Ukrainian strikes on Russian targets earlier in the week, after President Biden’s agreement to allow the use of western-supplied weapons in that way. In truth,

North Carolina Interviews Bill Belichick for Head Coaching Job, AP Sources SayTD an outlier in Q4 with suspended guidance as other banks look to rosier 2025US President-elect Donald Trump claimed Wednesday that “wonderful soldiers of China” are operating the Panama Canal “lovingly but illegally.” In a post on his Truth Social platform on Christmas Day, Trump alleged that the Chinese presence is aimed at ensuring that the US invests billions of dollars in repairs without reaping any benefits. “The United States puts in Billions of Dollars in ‘repair’ money and gets nothing in return,” he said. Trump also addressed Canadian Prime Minister Justin Trudeau, calling him “Governor Justin Trudeau of Canada” and suggesting that Canada could achieve significant tax cuts and “would be militarily protected like no other Country anywhere in the World” if it joined the US as its 51st state. Turning to domestic politics, he criticised “radical left lunatics” for allegedly obstructing the US court system and targeting political opponents, including himself. “Their only chance of political survival is to get pardons from (incumbent President) Joe Biden,” he added. (AA)

AP News Summary at 5:57 p.m. ESTReal prices of rice have fallen in the decade from 2010 to 2020, benefiting consumers but generating lower real incomes for producers, according to a paper presented at an event in Dhaka yesterday. However, real prices of the staple food climbed in the years following the turn of the decade. Real prices are those which have been adjusted for inflation and other market factors, as opposed to nominal prices, the current value of a good without accounting for such factors. For example, real prices of the grain were 35 percent higher in 2021 compared to prices in January 2020. The real prices had soared to 18 percent higher in 2024 compared to January 2020, Paul Dorosh, a senior research fellow at the International Food Policy Research Institute (IFPRI), said while presenting a paper on food price policy in South Asia at a conference in Dhaka. The Bangladesh Institute of Development Studies (BIDS) organised the four-day event at the Lakeshore Hotel in the capital's Gulshan. Other than falling prices, other factors influencing the real incomes of rice farmers include low yields and higher input costs. Echoing those sentiments, Nicholas Minot, another senior research fellow at the IFPRI, said nominal prices are rising . He said rice prices in Bangladesh tend to rise and fall over a period of one to three years, adding that elimination or reduction in the rice import tariff may reduce price instability at little cost in terms of revenue for farmers. "Reducing the rice import tariff will reduce price instability while higher tariff increases price instability," Minot said. The researchers made the comments at a time when the country is reeling from elevated inflation, especially food inflation. In November, the government cut the import duty on rice to bring down the cost and encourage trade. Dorosh also elaborated on the rice stock scenario in South Asian countries. "Although Bangladesh, India and Pakistan all hold public stocks of rice, only India consistently intervenes in its domestic rice market," he said. India maintains the largest rice stocks in South Asia while Pakistan has significant wheat stocks. The wholesale prices of rice in Dhaka were close to import parity levels in 2018 and from 2021 to mid-2023, making private imports profitable in these periods, according to Dorosh. For most of the 2018 to 2024 period, however, domestic prices of rice were higher than imported parity prices, making private imports unprofitable. Private sector rice imports, including imports from India in some years, helped stabilise domestic rice prices in Bangladesh, Dorosh added. "Since the mid-1990s, private sector imports of rice (mainly from India) have prevented large spikes in Bangladesh rice prices," he said. At a public lecture, Prof MA Sattar Mandal said that although the total agricultural production is increasing in Bangladesh, the growth rate is decelerating very fast. "And there has been low diversification. Rice is still the dominant crop. In terms of numbers, we have over hundreds of crops grown in Bangladesh. But that is a misleading proxy." In reality, Bangladesh is contending with lower crop diversification and a huge yield gap, he said.

COLLEGE PARK, Md. (AP) — Once Iowa's running game started rolling, it never really stopped. That meant a bigger workload than ever for Kaleb Johnson. Johnson rushed for 164 yards and a touchdown on a career-high 35 carries, and Kamari Moulton scored on a 68-yard run in the fourth quarter to help Iowa outlast Maryland 29-13 on Saturday. “Doesn't take a Knute Rockne to figure this one out,” Iowa coach Kirk Ferentz said. "Coming in we wanted to be able to run the football. That's what we do best." Johnson scored from 2 yards out in the second quarter for his 21st rushing touchdown of the season, and the Hawkeyes (7-4, 5-3 Big Ten) rebounded from their loss to UCLA in their previous game. Maryland (4-7, 1-7) needed to win its final two regular-season games to reach six wins and bowl eligibility, but the Terrapins were dominated in the first half and eventually fell behind 16-0. Drew Stevens made five field goals for Iowa, including kicks from 54 yards in the second quarter, then 50 and 49 in the third. Iowa, which does not exactly push the tempo, ran 46 offensive plays in the first half. The Hawkeyes had the ball for over six minutes on each of their first three possessions, which resulted in a fumble, a field goal and then Johnson's TD. “I thought the first half really played out about as well as we could outside the turnover,” said Ferentz, whose son Brian is an offensive assistant at Maryland. “Controlling the ball, keeping it on the ground and trying to keep their quarterback off the field.” Maryland replaced quarterback Billy Edwards Jr. with backup MJ Morris after two fruitless possessions, but the Terps still trailed 13-0 at halftime. Edwards went back in and led Maryland all the way to the Iowa 3 in the third quarter, but he was injured in a collision with defensive back Xavier Nwankpa. “The kid's a warrior. He's been banged up all year,” Terps coach Mike Locksley said. “I very rarely come in and talk about injuries because those are excuses and I'm not about that. Billy came to me and said, ‘Coach, I want to try to go.’ And he really gave us a chance." Morris came in and capped that drive with an 8-yard scoring pass to Tai Felton that made it 16-6, but a 2-point conversion was unsuccessful. A 12-yard touchdown strike from Morris to Felton made it 19-13 with 11:05 to play, but Iowa answered with Moulton's big run less than two minutes later. Iowa: Quarterback Jackson Stratton, a walk-on transfer from Colorado State, wasn't asked to do much as the Hawkeyes were able to lean on the running game. And credit Iowa's defense for an excellent first half that helped build a big enough lead. Maryland: No matter how obvious Iowa's plan was, the Terps couldn't do much to stop it. Iowa finished with 268 yards rushing on 58 attempts. Ferentz now has 203 career victories as Iowa's head coach. Only Woody Hayes (205) has more in Big Ten history. Johnson looked plenty motivated after he produced just 49 yards rushing against UCLA. He also had extra time to rest since Iowa was off last weekend. “That 49 yards. I was mad at myself a little bit," he said. "I was being too soft. I wasn’t running as hard as I could.” Iowa quarterback Cade McNamara hasn't played since entering concussion protocol after a game late last month. Ferentz urged fans to support McNamara, who since 2022 has dealt with leg, quad and knee problems in addition to his latest issue. “Sometimes you've got to step back and have some compassion for the people that are out competing,” Ferentz said. "You think about the last three years for this guy. He has had a rough go." Iowa: Hosts Nebraska on Friday. Maryland: At Penn State on Saturday. Get poll alerts and updates on the AP Top 25 throughout the season. Sign up here . AP college football: https://apnews.com/hub/ap-top-25-college-football-poll and https://apnews.com/hub/college-footballFormer Presidential Candidate Marianne Williamson Launches Bid for DNC Chair

Ancient meets modern as a new subway in Greece showcases archaeological treasures THESSALONIKI, Greece (AP) — Thessaloniki, Greece’s second-largest city, is opening a new subway system, blending ancient archaeological treasures with modern transit technology like driverless trains and platform screen doors. The project, which began in 2003, uncovered over 300,000 artifacts, including a Roman-era thoroughfare and Byzantine relics, many of which are now displayed in its 13 stations. Despite delays caused by preserving these findings, the inaugural line has been completed, with a second line set to open next year. Conor McGregor must pay $250K to woman who says he raped her, civil jury rules LONDON (AP) — A civil jury in Ireland has awarded more than $250,000 to a woman who says she was raped by mixed martial arts fighter Conor McGregor in a Dublin hotel penthouse after a night of heavy partying. The jury on Friday awarded Nikita Hand in her lawsuit that claimed McGregor “brutally raped and battered” her in 2018. The lawsuit says the assault left her heavily bruised and suffering from post-traumatic stress disorder. McGregor testified that he never forced her to do anything and that Hand fabricated her allegations after the two had consensual sex. McGregor says he will appeal the verdict. At least 19 people are sick in Minnesota from ground beef tied to E. coli recall U.S. health officials say at least 19 people in Minnesota have been sickened by E. coli poisoning tied to a national recall of more than 167,000 pounds of potentially tainted ground beef. Detroit-based Wolverine Packing Co. recalled the meat this week after Minnesota state agriculture officials reported multiple illnesses and found that a sample of the product tested positive for E. coli O157:H7, which can cause life-threatening infections. Symptoms of E. coli poisoning include fever, vomiting, diarrhea and signs of dehydration. Kendrick Lamar surprises with new album 'GNX' LOS ANGELES (AP) — Kendrick Lamar gave music listeners an early holiday present with a new album. The Grammy winner released his sixth studio album “GNX” on Friday. The 12-track project is the rapper’s first release since 2022’s “Mr. Morale & The Big Steppers.” Lamar’s new album comes just months after his rap battle with Drake. The rap megastar will headline February's Apple Music Super Bowl Halftime Show in New Orleans. The 37-year-old has experienced massive success since his debut album “good kid, m.A.A.d city” in 2012. Since then, he’s accumulated 17 Grammy wins and became the first non-classical, non-jazz musician to win a Pulitzer Prize. Actor Jonathan Majors’ ex-girlfriend drops assault and defamation lawsuit against once-rising star NEW YORK (AP) — Jonathan Majors’ ex-girlfriend has dropped her assault and defamation lawsuit against the once-rising Hollywood star after reaching a settlement. Lawyers for Majors and Grace Jabbari agreed to dismiss the case with prejudice Thursday. Jabbari is a British dancer who had accused Majors of subjecting her to escalating incidents of physical and verbal abuse during their relationship. Representatives for Majors didn’t respond to emails seeking comment Friday. Jabbari’s lawyer said the suit was “favorably settled” and her client is moving on with “her head held high.” Majors was convicted of misdemeanor assault and harassment last December and sentenced to a yearlong counseling program. Hyundai, Kia recall over 208,000 electric vehicles to fix problem that can cause loss of power DETROIT (AP) — Hyundai and Kia are recalling over 208,000 electric vehicles to fix a pesky problem that can cause loss of drive power, increasing the risk of a crash. The recalls cover more than 145,000 Hyundai and Genesis vehicles including the 2022 through 2024 Ioniq 5, the 2023 through 2025 Ioniq 6, GV60 and GV70, and the 2023 and 2024 G80. Also included are nearly 63,000 Kia EV 6 vehicles from 2022 through 2024. The affiliated Korean automakers say in government documents that a transistor in a charging control unit can be damaged and stop charging the 12-volt battery. Dealers will inspect and replace the control unit and a fuse if needed. They also will update software. Christmas TV movies are in their Taylor Swift era, with two Swift-inspired films airing this year Two of the new holiday movies coming to TV this season have a Taylor Swift connection that her fans would have no problem decoding. “Christmas in the Spotlight” debuts Saturday on Lifetime. It stars Jessica Lord as the world’s biggest pop star and Laith Wallschleger, playing a pro football player, who meet and fall in love, not unlike Swift and her boyfriend, Kansas City Chiefs tight end Travis Kelce. On Nov. 30, Hallmark will air “Holiday Touchdown: A Chiefs Love Story.” Instead of a nod to Swift, it’s an ode to family traditions and bonding, like rooting for a sports team. Hallmark’s headquarters is also in Kansas City. Top football recruit Bryce Underwood changes commitment to Michigan instead of LSU, AP source says ANN ARBOR, Mich. (AP) — Top football recruit Bryce Underwood has flipped to Michigan after pledging to play at LSU. That's according to a person familiar with the situation who spoke to The Associated Press on condition of anonymity because they were not authorized to share the recruit’s plans to join the Wolverines. Underwood pinned a post on his Instagram account, showing a post in which On3.com reported that he has committed to Michigan. The 6-foot-3 quarterback played at Belleville High School about 15 miles east of Michigan's campus, and told LSU nearly a year ago he intended to enroll there. Emperor penguin released at sea 20 days after waddling onto Australian beach MELBOURNE, Australia (AP) — The only emperor penguin known to have swum from Antarctica to Australia has been released at sea 20 days after he waddled ashore on a popular tourist beach. The adult male was found on Nov. 1 on sand dunes in temperate southwest Australia about 2,200 miles north of the Antarctic coast. He was released Wednesday from a boat that traveled several hours from Western Australia state's most southerly city of Albany. His caregiver Carol Biddulph wasn't sure at first if the penguin would live. She said a mirror was important to his rehabilitation because they provide a sense of company. Biddulph said: “They’re social birds and he stands next to the mirror most of the time.” Shohei Ohtani wins third MVP award, first in NL. Aaron Judge earns second AL honor in 3 seasons NEW YORK (AP) — Shohei Ohtani won his third Most Valuable Player Award and first in the National League, and Aaron Judge earned his second American League honor on Thursday. Ohtani was a unanimous MVP for the third time, receiving all 30 first-place votes and 420 points in voting by the Baseball Writers’ Association of America. New York Mets shortstop Francisco Lindor was second with 263 points and Arizona second baseman Ketel Marte third with 229. Judge was a unanimous pick for the first time. Kansas City shortstop Bobby Witt Jr. got all 30 second-place votes for 270 points, and Yankees outfielder Juan Soto was third with 21 third-place votes and 229 points.Oregon's Dillon Gabriel, Colorado's Travis Hunter, Boise State’s Ashton Jeanty and Miami's Cam Ward were announced as the Heisman Trophy finalists on Monday night. Read this article for free: Already have an account? To continue reading, please subscribe: * Oregon's Dillon Gabriel, Colorado's Travis Hunter, Boise State’s Ashton Jeanty and Miami's Cam Ward were announced as the Heisman Trophy finalists on Monday night. Read unlimited articles for free today: Already have an account? Oregon’s Dillon Gabriel, Colorado’s Travis Hunter, Boise State’s Ashton Jeanty and Miami’s Cam Ward were announced as the Heisman Trophy finalists on Monday night. The Heisman has been given to the nation’s most outstanding college football player since 1935. This year’s winner will be announced Saturday in New York. The top four top vote-getters determined by more than 900 voters — the panel includes members of the media and former Heisman winners — are selected as finalists. A look at each of the finalist’s road to Manhattan. Gabriel Gabriel, who transferred from Oklahoma in the offseason, led unbeaten and top-ranked Oregon to the Big Ten championship in its first year in the league. Gabriel averages 274 yards passing per game and has thrown for 28 touchdowns with six interceptions. His 73.2% completion rate is second in the nation. Hunter Hunter, a two-way star, was named All-Big 12 first-team receiver and earned honorable mention for offensive player of the year. He leads the Big 12 with 92 receptions and 14 receiving touchdowns and is second with 1,152 yards. His 21 receiving plays of 20-plus yards lead the nation. He also is Big 12 defensive player of the year and a unanimous first-team defensive back after recording 31 tackles, tying for the Big 12 lead with 11 pass breakups and tying for second with four interceptions. Jeanty Winnipeg Jets Game Days On Winnipeg Jets game days, hockey writers Mike McIntyre and Ken Wiebe send news, notes and quotes from the morning skate, as well as injury updates and lineup decisions. Arrives a few hours prior to puck drop. The junior running back has had one of the most productive seasons in college football history. His 2,497 yards rushing are the fourth-highest single-season total in the Football Bowl Subdivision, and his 192.1 yards per game lead the nation and are 58 more than the next highest average. He’s the first FBS player to rush for more than 2,000 yards in a season since 2019. Ward The Miami quarterback was named Associated Press offensive player of the year and newcomer of the year in the Atlantic Coast Conference on Monday after averaging 343.6 yards passing per game. He leads the nation with 36 touchdown passes and has been intercepted just seven times. ___ Get poll alerts and updates on the AP Top 25 throughout the season. Sign up here. AP college football: https://apnews.com/hub/ap-top-25-college-football-poll and https://apnews.com/hub/college-football Advertisement Advertisement

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