Sparkle And Style: DIY Table Settings To Dazzle Your New Year FeastA massive shift is underway across Australia’s sizzling property market, with the data throwing up 8 key real estate trends to watch in 2025. The Property Outlook Report 2025 has been released naming eight key areas to watch across 2025 in both residential and commercial property. Ray White chief economist Nerida Conisbee. Report co-author Ray White chief economist Nerida Conisbee said financial markets think the Reserve Bank of Australia (RBA) will cut interest rates twice in the second half of the year. But, she said, that prediction could change depending on how inflation and the economy play out. “The most important is inflation. While it’s now back within the RBA’s target range, there are risks it could rise again. One big unknown is what happens in the United States. With Donald Trump winning the presidential election, this will boost government spending and put high taxes on Chinese goods. This could push up prices worldwide, including in Australia, making it harder for the RBA to cut rates.” Ray White Property Outlook Report 2025 says RBA will follow global rate cuts in 2025. $900k in a year: Qld’s price growth boom suburbs Qld cricket power couple’s multimillion dollar bounce back Ms Conisbee said the health of the economy would also be crucial for any rates movement in 2025. “If people start spending less in shops, house prices fall significantly, or unemployment begins to rise, the RBA might need to cut rates sooner than planned. They’ll be watching these signs closely throughout the year.” She said there will be rate cuts in 2025 but their timing and size will depend on how inflation behaves, what happens to the global economy and how the Aussie economy holds up across 2025. Ms Conisbee says there are signs that the Australian housing market is cooling into 2025, but the picture varied across the country with Perth, South-East Queensland and Adelaide still strong and Sydney and Melbourne slowing considerably and almost flat. “This pattern is likely to continue in early 2025, driven by several factors. More homeowners are feeling the strain of high mortgage payments, and we’re seeing an increase in property listings as some decide to sell. This higher supply of homes for sale could put downward pressure on prices in some areas.” But she said strong population growth, high building costs, and high expectation of rate cuts in 2025 should prevent any significant drop in house prices. Property prices were expected to be supported by continued strong population growth. Paved in gold: City’s richest streets revealed Unfixed fixer-upper’s crazy profit in just 4 months Strong population growth created “a natural floor for how far prices might fall”. “This is particularly true in Perth and Brisbane where growth remains very strong, but is also the case in Melbourne and Sydney where international migration will remain strong, although potentially at lower levels compared to 2024.” She said the cost of building new homes has not come down so there are fewer dwellings being built which pushes more buyers to existing homes that in turn supports high prices. “The outlook suggests a period of modest price growth or stability rather than significant falls. Markets that have already slowed, like Sydney and Melbourne, might stay flat until rate cuts begin. Meanwhile, cities with stronger economic conditions like Perth could continue to see some growth, though likely at a slower pace than in 2024. The key timing to watch will be when interest rates start to fall, as this could mark a turning point for price growth in the larger markets.” Ray White senior data analyst Atom Go Tian. Ray White senior data analyst Atom Go Tian expects shifts across Australia’s premium property markets that is the top 5 per cent of the market in each region. “The pecking order of Australia’s premium property markets is experiencing its most dramatic realignment in years,” he said. “with traditional hierarchies being challenged and new players climbing to the fore.” Luxury refers to houses in the top 5 per cent of the market. Sydney still has a major lead on other markets sitting above $4m across its top 5 per cent, despite having the slowest growth rate in years, but other areas like regional Queensland’s coastal markets have also surged. “The Gold Coast, with an impressive 50 per cent growth over five years, has finally achieved what many predicted: overtaking Melbourne as the second most expensive luxury market,” he said with its top 5 per cent of houses priced at $2.54m compared to Melbourne’s $2.51m. He said the Sunshine Coast looks to be following suit in by the end of 2025, having seen a 48.73 per cent five-year growth rate, with its top 5 per cent price now at $2.37m. Brisbane, Perth – both with the top 5pc over the $2m mark after 5-year growth of 55 and 53pc respectively were rising fast, as well as Adelaide which has its top 5 per cent above $1.8m off 5-year growth of 56pc. “Looking ahead, the market appears to be trending toward a new baseline, with all major cities except Darwin expected to reach or exceed the $2m mark for luxury properties.” Mr Tian said the property restructuring is seeing the creation of a “Golden Arc”, stretching from the Gold Coast to Brisbane to the Sunshine Coast which will emerge stronger in 2025 – all three having overtaken Melbourne in the last two years. “The Gold Coast and Sunshine Coast have established themselves as Australia’s second and third most expensive housing markets, with remarkably similar geometric mean house prices of $1.18m and $1.14m respectively. Both regions have also witnessed an identical 76 per cent increase in prices over the past five years.” “Brisbane, while still more affordable at a geometric mean house price of $996,000, is also showing signs of joining its coastal counterparts to complete the Golden Arc. The city has the second-highest five-year growth rate of 83.5 per cent, trailing only Adelaide.” Sydney’s average house price rose to $1.59m in 2024, staying ahead of the pack, but other cities are chasing strongly. A mid market was now developing across Melbourne, Perth and Adelaide within a 17 per cent price range of each other, he said. “Five years ago, these markets were spread across an 80 per cent price range. This compression suggests that Perth and Adelaide may soon overtake Melbourne in terms of house prices, further contributing to the formation of a distinct mid-market cluster between $850,000 and $1m.” “In summary, we can expect several key developments. Perth and Adelaide may surpass Melbourne in price, reinforcing the shift in the mid-market cluster. The Golden Arc is likely to emerge with Brisbane joining the Gold Coast and Sunshine Coast as premium markets. Finally, Sydney’s isolation at the top is expected to widen, further emphasising the “two-speed” nature of the market.” Mr Tian said the million-dollar club was set to rise significantly across regional Australia, having already gone from just two areas five years ago to 20 locations in 2024 – with four more on track to hit it in 2025 and a further seven serious contenders for seven-figure medians through the year. “The Sunshine Coast Hinterland, currently at $972,787, is projected to reach $1.05m, supported by an impressive 8 per cent average annual growth over the past decade,” he said. “Both Ormeau-Oxenford in the Gold Coast and Newcastle in regional New South Wales, currently hovering around $960,000, are expected to reach $1.03m, driven by consistent 7 per cent annual growth rates. Lake Macquarie-East completes this emerging group, with current house prices of $955,128 expected to rise to $1.02m in the coming year.” Four more areas in regional Australia will have $1m medians in 2025, with seven more on the verge of joining the club. The seven other areas that are serious contenders for strong price growth into the one million mark have current medians around the $850,000 to $910,000 level with decade-long growth rates around 5 to 8pc – including Augusta-Margaret River-Busselton in Western Australia’s Bunbury region which will be regional WA’s first in the elite club, and several other contenders across the Gold Coast and Sunshine Coast as well regional NSW. Key features of these growth prospects are waterfront and oceanside locations, satellite cities or areas within commuting distance of major metropolitan centres, and lifestyle appeal. Ray White Group head of research Vanessa Rader. When it comes to commercial property, the retail sector is set to shine brightest in 2025, according to Ray White Group head of research Vanessa Rader, “a significant shift from recent years where industrial assets dominated”. She said retail assets had already led total returns for two consecutive quarters with a 2.8 per cent total gain in the latest results, making up 41.1 per cent of all commercial transaction numbers in late 2024 – a massive gain considering its long term average is 28 per cent. ”Despite ongoing discussion about the threat of online retail, physical stores have shown remarkable resilience. Online spending accounts for just 11.4 per cent of total retail transactions and has remained relatively stable over recent years.” The retail sector remains strong especially across metropolitan areas and despite the online threat. Picture: NCA NewsWire / Sharon Smith Its strength was in metro markets, she said, with neighbourhood and subregional centres also showing resilience in the right retail mix, with food, supermarkets and services driving consumer spending. “Limited new supply against strong population growth has driven improved occupancy and rental performance in select markets. The retail landscape is also evolving, with entertainment offerings likely to emerge as a key component of successful centres, creating lifestyle destinations rather than pure shopping venues.” She said “investor attention is clearly pivoting towards retail assets. The sector’s ability to adapt and evolve, combining traditional brick-and-mortar retail with emerging entertainment offerings and online integration, positions it as the commercial property sector to watch in 2025.” Ms Rader sees a structural shift underway in the office market, “driven by evolving tenant demands and intensifying environmental, social and governance (ESG) pressures”. She said B-grade and lower quality assets would struggle without significant capital investment. “If future take up of space echoes results seen in the post pandemic era, vacancies for secondary assets across all Australian markets will reach 22 per cent (from current 15.9 per cent) in the next five years, even considering consistent withdrawal of stock.” “Prime markets however will continue to thrive, vacancies will move downward from the current 13.7 per cent to 5.4 per cent by late 2029, opening up potential for new development.” End-of-trip facilities are now par for the course to attract top tier tenants. She said significant capex was needed to bring older assets up to scratch, given tenant demands for end-of-trip facilities, sophisticated airconditioning systems and smart building technology. Lenders were also seeing this with a looming credit squeeze for the secondary sector set to force some owners to look at alternative uses, including conversion to residential or mixed use “where planning regulations permit”. “The secondary office sector faces a turning point. Buildings unable to meet rising environmental standards and tenant expectations risk becoming stranded assets. The market is likely to see an increase in opportunistic investors targeting these assets for conversion or redevelopment, particularly in locations where alternative uses can unlock greater value.” Ms Rader also expects a dynamic shift via private investors across commercial property in 2025, with “anticipated interest rate reductions expected to reignite transaction activity across all sectors”. “Private investors, armed with improved debt serviceability and renewed confidence, are likely to lead this resurgence. The expected easing of monetary policy should create a more favourable environment for leveraged buyers, potentially driving increased competition for quality assets as debt costs moderate.” Targets include metro retail assets underpinned by strong trade area demographics and essential service offerings. Service stations and retail centres will attract strong private investor interest in 2025. “Neighbourhood centres anchored by supermarkets, combined with healthcare services and daily needs retail, will likely remain highly sought after.” Across industrial assets, private investors were increasingly focusing on the smaller end of town such as industrial units and last-mile logistics facilities, particularly those with value-add potential, she said. “2025 could mark a turning point for the office sector as the market finally adjusts to hybrid working patterns.” “Childcare centres and service stations, delivering annual rental increases with long lease terms, remain highly sought after by yield-focused investors.” The ability to move quickly on opportunities would become increasingly valuable in 2025, she said, “as the market transitions to a more favourable lending environment”. FOLLOW SOPHIE FOSTER
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Maupay also had a dig at Everton when he departed on loan to Marseille in the summer and his latest taunt has further angered the Premier League club’s supporters. The 28-year-old said on X after Sean Dyche’s side had lost 2-0 to Nottingham Forest at Goodison Park on Sunday: “Whenever I’m having a bad day I just check the Everton score and smile.” Former boxer Tony Bellew was among the Toffees’ supporters who responded to Maupay, with the ex-world cruiserweight champion replying on X with: “P****!” Maupay endured a miserable spell at Everton, scoring just one league goal in 29 appearances after being signed by the Merseysiders for an undisclosed fee in 2022. He departed on a season-long loan to his former club Brentford for the 2023-24 season and left Goodison for a second time in August when Marseille signed him on loan with an obligation to make the deal permanent. After leaving Everton in the summer, Maupay outraged their fans by posting on social media a scene from the film Shawshank Redemption, famous for depicting the main character’s long fight for freedom.Trump calls for immediate ceasefire in Ukraine and says a US withdrawal from NATO is possible
8 must-know trends for Aus property in 2025
Tyler Huntley completed 22 of 26 passes for 225 yards, one touchdown and no interceptions, and ran for another score to lead the Miami Dolphins to a 20-3 victory over the host Cleveland Browns on Sunday in Cleveland, Ohio. Huntley made his fourth start of the season, and did so in place of Dolphins' injured starting quarterback Tua Tagovailoa, who sat out with a hip injury. With the win, the Dolphins (8-8) kept their playoff hopes alive heading into week 18. Miami must beat the New York Jets next week and needs the Denver Broncos to lose to the Kansas City Chiefs in order to secure the AFC's final wild-card playoff berth. Cleveland (3-13) lost its fifth in a row and seventh in its past eight games. The Dolphins were also missing wide receiver Jaylen Waddle due to a wrist injury. But Tyreek Hill gave Huntley a reliable target in Miami's passing game as he caught all nine passes thrown his way for 105 yards as the Dolphins won for the sixth time in eight games. Leading 13-3 in the fourth quarter, the Dolphins sealed the outcome when Huntley connected with Jonnu Smith on a 7-yard touchdown pass with 3:38 to go. Smith tied the Dolphins' franchise record for receiving touchdowns by a tight end with his seventh of the year. Dorian Thompson-Robinson started for the Browns, but struggled and completed only 24 of 47 passes for 170 yards, no touchdowns and an interception. Jerry Jeudy led the Browns with a career-high 12 catches for 94 yards. Emanuel Ogbah's strip sack of Thompson-Robinson and fumble recovery by Da'Shawn Hand ended an advance into Dolphins' territory with 5:29 left in the third quarter. Trailing 13-3, Cleveland had a chance to make it a one score game early in the fourth quarter. But instead of attempting a field goal at the Dolphins' 3-yard line, the Browns went for it on fourth and goal and failed when Jalen Ramsey deflected a pass intended for Jeudy in the end zone. The Browns went 0 for 4 on fourth downs. Dolphins left tackle Terron Armstead suffered a knee injury and was ruled out in the second half. Cleveland lost a key defender during the game when cornerback Denzel Ward left the game with a right shoulder injury and did not return. --Field Level MediaAs AI technology advances, scams become more realistic and harder to detect. Recently the firm Psono.com has highlighted modern scams like AI-powered phishing, clone emails, and gift card fraud that use personal data to create highly convincing attacks. Digital Journal has drawn out the key points from the report. Understanding how these scams work can aid those seeking to protect personal information and money. AI-Powered Scams Scammers now use AI to impersonate family or friends , creating realistic voice recordings or videos from social media content. These deepfakes are used to ask for money or personal information, making the scams feel alarmingly real. What to Do: If you receive an unexpected request, ask questions or details only the real person would know. A wrong or vague answer is a strong sign of a scam. Gift Card Scams Scammers analyse online shopping habits to target victims with gift card requests from stores they frequently use, especially during busy shopping seasons. The cards are quickly redeemed once the codes are shared, leaving the victim with financial loss. What to Do: If someone asks for gift card codes, especially for payment or problem resolution, it’s likely a scam. Always verify requests directly with the person or organization before taking action. Vishing Vishing involves phone scams where attackers impersonate trusted organizations, like banks or government agencies, creating urgency—such as reporting “suspicious activity”—to pressure victims into sharing sensitive details. What to Do: No legitimate organization will ever ask over the phone for sensitive information, like PINs or card details. If unsure, hang up and contact the institution directly using a verified number. Always take a moment to verify before acting on any request. Smishing Smishing scams use fake text messages that mimic delivery updates or account alerts, often targeting online shoppers, to steal credentials or spread malware. What to Do: Always check the sender’s number. If it doesn’t match the official organization, it’s likely a scam. Verify messages directly with the company before taking action. Clone Phishing Clone phishing replicates real emails, like receipts or notifications, but replaces links or attachments with malicious ones. The familiarity makes them easy to fall for. What to Do: Check the sender’s email address and double-check any links by hovering over them. If the email feels off, contact the sender directly using their official contact details. Social Media Phishing Social media phishing uses fake or hacked profiles to send messages that mimic giveaways or urgent requests. These scams aim to steal login credentials or personal information. What to Do: Avoid clicking links in unsolicited messages. Verify requests directly with the sender and double-check login pages for authenticity. Man-in-the-Middle Attacks Man-in-the-middle attacks happen when hackers, like passwords or banking details, intercept what you send or receive on public Wi-Fi. Using Wi-Fi at places like cafés or airports can make your data a target. What to Do: Avoid logging into important accounts on public Wi-Fi. Use a VPN for extra security and look for “https://” on websites to ensure they are encrypted. Ransomware Ransomware blocks access to files or devices by encrypting them and then demands payment to unlock them. These attacks often start with phishing emails or fake downloads and target personal data like photos or documents. What to Do: Back up important files offline and avoid clicking on suspicious links or attachments. If attacked, report the incident to relevant authorities and seek professional advice on the next steps. DNS Spoofing DNS spoofing redirects users to fake websites that look like real ones. These sites are designed to steal sensitive information like passwords or credit card details. What to Do: Always check the website address carefully before entering any information. Use secure websites with “https://” and consider tools that protect against DNS attacks. Fake Job Offers Scammers post fake job offers, often promising high pay or remote work, to steal personal details or money. They may ask for fees or sensitive information, pretending to be real companies. What to Do: Before paying or sharing personal information, ensure the request comes from the right source. Research the company and confirm details through official channels. AI is changing how scammers operate, making their attacks more personal and harder to spot. They use tools to mimic voices, create fake videos, or send messages that seem to come from trusted contacts. Dr. Tim Sandle is Digital Journal's Editor-at-Large for science news.Tim specializes in science, technology, environmental, business, and health journalism. He is additionally a practising microbiologist; and an author. He is also interested in history, politics and current affairs.