DRIVING THOUGHTS During the holidays, try camping. Drive out of the city and stay overnight, not in a resort, but at a campsite with basic amenities that will likely be inconvenient and uncomfortable to most people. The rewards are many, some intangible, but will give you a different kind of joy. The first reward is the physical and mental company of family, or good friends. Most camps have limited internet signal, or none at all. And setting up one’s campsite requires full attention without mobile phones and gadgets. The second reward is nature – clean air, magnificent panorama of mountains, forests and rivers, too. Many campsites are located along a river offering the city dweller the rare chance to wade, or swim, or just watch the tide flow. The third is unpredictable weather. You start setting up the tents when the sun is high, take a rest when the afternoon breeze blows, and perhaps have dinner under a million stars – or under the tent, with the sound of rain and wind. The grand reward is real conversation, something that’s missing in the lives of many people nowadays who only have exchange of messages on group chats and social media. I’ve written several stories about car camping because I have experienced how its many rewards have enriched my life, especially boosting my level of fitness. Car camping has become a form of leisure activity after many discovered the simple joy of being with nature and away from the crowds during the pandemic. It is different from the camping scenario of many years ago when camping came with hiking and a tent was one of the essentials one carried in a backpack. Having a car to go camping quickly enhanced its popularity. The requirement of carrying a backpack with a tent limited the followers of car camping to the young and adventurous only. When the weekend comes, you will recognize the car campers on the road with gear like roof top tents and awnings marking their vehicles. You’ll see more of them along the Marilaque Highway, NLEX or SLEX on their way to campsites that have now literally blossomed along a river, a forest, or atop a hill. Last weekend, I was out camping for three days with the Senior Car Campers Plus, a group that marked its second anniversary last September. As a member, I am able to view camping plans for the weekend, as well as updates on good campsites, helpful staff, clean restrooms, and unique views of a sunrise, sunset, or simply of the morning fog veiling the mountainside. We were at our favorite River Ranch Camp in Tanay. We so love River Ranch, we “adopted” its owner, Justin Lim, as our “apo.” From the constant exchange, I am amazed at the energy of the senior campers. Aside from official group camping dates which are usually bimonthly, many members go camping three times a month – rain or shine! Being with this group is not only fun – it is therapeutic or good for one’s health. Mostly couples who are retirees, or seniors still working on businesses or as professionals, these people present what to me is the “good life.” Adventure runs thick in their veins. To them, a river is not the end of the road, it is a body of water to cross with their vehicles. When giving directions to a campsite they’ve visited, they refer to distance as “after three or four or five river crossing” and remark on how low or high the water can be when it rains. It does not sound like a big deal to them, even to those who are driving sedans. Someone in the group always comes ready with a winch and recovery boards to help a vehicle stuck in soft earth and water. Ready-to-eat food or food cooked from home is not all that they bring along. Most of them have functioning campsite kitchens, including car refrigerators. With that, don’t be surprised to see albondigas soup, gambas with plump shrimps, or a regional delicacy on the table – all cooked from a campsite kitchen! And wow, you should see those kitchens! Many of their vehicles have been retrofitted to have neat functioning kitchens, a bedroom, and even a patio to watch the day go by. And because it’s Christmas, fairy lights, Christmas trees and lanterns were there too. When it was time to sleep – which is after a long exchange of good night – they retired to comfortable bedrooms by camping standards. Folding cots, air mattresses, blankets, rechargeable fans with power to last through the night, and night lights make the tent comfortable enough to give them a good night’s rest. In the morning, the aroma of coffee wafts in the air. Invitations to get coffee from this tent or that come. I always respond to such hospitality because I only bring 3-in-one coffee. And heating water means opening my camp cooker. Last weekend was a special camping treat. The senior campers celebrated Christmas, singing and dancing to the music of the seventies. We were celebrating life as all of us have lived through many good days and bad days – and have sent children to school, attended their weddings, and now shower their children with love. And now, we are making time to go camping. Being a senior citizen, or retirement, does not mean staying home. Go camping!LAS VEGAS — (Nasdaq: RMNI), a global provider of end-to-end enterprise software support and innovation solutions, the leading third-party support provider for Oracle, SAP, and VMware software, today announced , a single-pane-of-glass management tool that unifies and simplifies the administration and monitoring of Rimini ConnectTM, Rimini Street’s industry-leading suite of interoperability solutions. Immediately available for and for additional Rimini Connect solutions in the future, Rimini Connect Console is the latest advancement in Rimini Street’s interoperability solutions suite which are designed to extend the useful life of existing systems by insulating applications from changes in dynamic technology stacks and compatibility standards that may otherwise require costly upgrades or custom development. Rimini Connect Console unifies and automates several important capabilities into one centralized management tool, including: “Maintaining application interoperability with constant updates to dynamic technology stacks is a challenging, costly and never-ending effort that consumes potentially millions of dollars in forced software upgrades or development of custom, highly technical solutions,” said Desmond Whitt, vice president & general manager of Rimini Connect, adding that “Rimini Connect solutions future-proof your enterprise software against interoperability issues and Rimini Connect Console is designed to unify and streamline the monitoring and management of Rimini Connect solutions at scale, beginning with Rimini Connect for Browsers.” Built on Rimini Street’s experience of successfully resolving thousands of compatibility issues for clients since 2005, Rimini Connect provides a suite of seamless interoperability solutions that can resolve compatibility issues without requiring an upgrade of your core enterprise software. For example, Rimini Connect for Browsers enables IT teams to implement the latest releases of browsers without delay or worry of negative impact to current application releases. It also strategically decouples existing enterprise software from technology stack version dependencies, providing the flexibility needed for organizations to take control of their IT roadmap. , a leading Australian retailer with over 167 stores nationwide and already a Rimini Street client for support of their SAP systems, deployed Rimini Connect for Browsers when Microsoft announced it would retire Internet Explorer 11. They needed to ensure their mission-critical applications would not be jeopardized by the change in browser availability or require an expensive, disruptive upgrade to maintain compatibility. “This project really was a collaborative experience with the Rimini Street team.... For us, it was about making this transition as seamlessly as possible without any interruption to business, and Rimini Street helped us achieve that,” said Michael Howard, chief operating officer at Officeworks. Known for helping clients maximize the potential of their IT investments, gain flexibility, and enjoy better support and savings from a trusted partner, Rimini Street continues to invest in interoperability solutions like Rimini Connect Console that help clients at scale to future-proof and extend the useful lifespan of their existing, robust systems without worrying about changing compatibility standards. “Rimini Connect Console is the latest of our continuously expanding offerings to help organizations achieve their goal of growth and profitability while reducing risk,” said Whitt. “We not only help extend the life of systems, we also help make it easier to manage them, lessening overhead costs and freeing teams to focus on higher value priorities for the business.” Learn more about how to remove interoperability challenges without upgrades by choosing . Rimini Street, Inc. (Nasdaq: RMNI), a Russell 2000® Company, is a global provider of end-to-end enterprise software support and innovation solutions and the leading third-party support provider for Oracle, SAP and VMware software. The Company offers a comprehensive portfolio of unified solutions to run, manage, support, customize, configure, connect, protect, monitor, and optimize enterprise application, database, and technology software. The Company has signed thousands of contracts with Fortune Global 100, Fortune 500, midmarket, public sector and government organizations who selected Rimini Street as their trusted, proven mission-critical enterprise software solutions provider and achieved better operational outcomes, realized billions of US dollars in savings and funded AI and other innovation investments. To learn more, please visit , and connect with Rimini Street on X, Facebook, Instagram, and LinkedIn. 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These risks and uncertainties include, but are not limited to, adverse developments in and costs associated with defending pending litigation or any new litigation, including the disposition of pending motions to appeal and any new claims; additional expenses to be incurred in order to comply with injunctions against certain of our business practices and the impact on future period revenue and costs; changes in the business environment in which Rimini Street operates, including the impact of any macro-economic trends and changes in foreign exchange rates, as well as general financial, economic, regulatory and political conditions affecting the industry in which we operate and the industries in which our clients operate; the evolution of the enterprise software management and support landscape and our ability to attract and retain clients and further penetrate our client base; significant competition in the software support services industry; customer adoption of our expanded portfolio of products and services and products and services we expect to introduce; our ability to grow our revenue, manage our cost of revenue and accurately forecast revenue; the expected impact of recent and anticipated future reductions in our workforce and associated reorganization costs; estimates of our total addressable market and expectations of client savings relative to use of other providers; variability of timing in our sales cycle; risks relating to retention rates, including our ability to accurately predict retention rates; the loss of one or more members of our management team; our ability to attract and retain additional qualified personnel, including sales personnel, and retain key personnel; our business plan, our ability to grow in the future and our ability to achieve and maintain profitability; our plans to wind down the offering of services for Oracle PeopleSoft products; the volatility of our stock price and related compliance with stock exchange requirements; our need and ability to raise equity or debt financing on favorable terms and our ability to generate cash flows from operations to help fund increased investment in our growth initiatives; risks associated with global operations; our ability to prevent unauthorized access to our information technology systems and other cybersecurity threats, protect the confidential information of our employees and clients and comply with privacy regulations; our ability to maintain an effective system of internal control over financial reporting; our ability to maintain, protect and enhance our brand and intellectual property; changes in laws and regulations, including changes in tax laws or unfavorable outcomes of tax positions we take, a failure by us to establish adequate tax reserves, or our ability to realize benefits from our net operating losses; the impact of environmental, social and governance (ESG) matters; our credit facility’s ongoing debt service obligations and financial and operational covenants on our business and related interest rate risk, including uncertainty from the transition to SOFR or other interest rate benchmarks; the sufficiency of our cash and cash equivalents to meet our liquidity requirements; the amount and timing of repurchases, if any, under our stock repurchase program and our ability to enhance stockholder value through such program; uncertainty as to the long-term value of Rimini Street’s equity securities; catastrophic events that disrupt our business or that of our clients; and those discussed under the heading “Risk Factors” in Rimini Street’s Quarterly Report on Form 10-Q filed on October 30, 2024, and as updated from time to time by Rimini Street’s future Annual Reports on Form 10-K, Quarterly Reports on Form 10-Q, Current Reports on Form 8-K, and other filings by Rimini Street with the Securities and Exchange Commission. 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Here's what to know about the new funding deal that countries agreed to at UN climate talks (World)Victory Capital Management Inc. lifted its position in shares of Comerica Incorporated ( NYSE:CMA – Free Report ) by 38.2% in the 3rd quarter, according to the company in its most recent Form 13F filing with the Securities & Exchange Commission. The firm owned 43,328 shares of the financial services provider’s stock after buying an additional 11,981 shares during the quarter. Victory Capital Management Inc.’s holdings in Comerica were worth $2,596,000 at the end of the most recent reporting period. Several other large investors also recently modified their holdings of the company. O Shaughnessy Asset Management LLC boosted its stake in Comerica by 99.4% during the first quarter. O Shaughnessy Asset Management LLC now owns 15,644 shares of the financial services provider’s stock worth $860,000 after acquiring an additional 7,798 shares in the last quarter. CANADA LIFE ASSURANCE Co boosted its stake in Comerica by 0.9% during the first quarter. CANADA LIFE ASSURANCE Co now owns 63,348 shares of the financial services provider’s stock worth $3,485,000 after acquiring an additional 594 shares in the last quarter. Shell Asset Management Co. boosted its stake in Comerica by 34.5% during the first quarter. Shell Asset Management Co. now owns 7,629 shares of the financial services provider’s stock worth $420,000 after acquiring an additional 1,955 shares in the last quarter. Axxcess Wealth Management LLC bought a new position in Comerica during the first quarter worth $220,000. Finally, Toronto Dominion Bank boosted its stake in Comerica by 8.5% during the first quarter. Toronto Dominion Bank now owns 78,365 shares of the financial services provider’s stock worth $4,309,000 after acquiring an additional 6,123 shares in the last quarter. 80.74% of the stock is currently owned by institutional investors and hedge funds. Comerica Price Performance Shares of NYSE:CMA opened at $71.09 on Friday. The company has a 50 day moving average of $63.10 and a 200 day moving average of $56.24. The stock has a market cap of $9.35 billion, a P/E ratio of 17.77 and a beta of 1.22. Comerica Incorporated has a 12 month low of $42.55 and a 12 month high of $71.63. The company has a current ratio of 0.97, a quick ratio of 0.97 and a debt-to-equity ratio of 0.97. Comerica declared that its Board of Directors has approved a stock buyback program on Tuesday, November 5th that authorizes the company to repurchase 10,000,000 shares. This repurchase authorization authorizes the financial services provider to purchase shares of its stock through open market purchases. Stock repurchase programs are often a sign that the company’s management believes its shares are undervalued. Comerica Announces Dividend The business also recently declared a quarterly dividend, which will be paid on Wednesday, January 1st. Shareholders of record on Friday, December 13th will be paid a $0.71 dividend. The ex-dividend date of this dividend is Friday, December 13th. This represents a $2.84 dividend on an annualized basis and a yield of 3.99%. Comerica’s dividend payout ratio is presently 71.00%. Insiders Place Their Bets In other news, EVP James Harry Weber sold 6,500 shares of the company’s stock in a transaction on Thursday, October 24th. The shares were sold at an average price of $63.23, for a total value of $410,995.00. Following the completion of the sale, the executive vice president now owns 15,773 shares of the company’s stock, valued at approximately $997,326.79. This represents a 29.18 % decrease in their position. The sale was disclosed in a document filed with the Securities & Exchange Commission, which is accessible through this link . Also, EVP Allysun C. Fleming sold 1,392 shares of the company’s stock in a transaction on Thursday, November 7th. The shares were sold at an average price of $68.83, for a total transaction of $95,811.36. Following the sale, the executive vice president now owns 8,730 shares of the company’s stock, valued at $600,885.90. This represents a 13.75 % decrease in their ownership of the stock. The disclosure for this sale can be found here . Insiders sold a total of 15,456 shares of company stock valued at $977,287 in the last quarter. Corporate insiders own 0.19% of the company’s stock. Analyst Upgrades and Downgrades Several research analysts recently issued reports on the stock. Wedbush raised shares of Comerica from a “neutral” rating to an “outperform” rating and increased their target price for the stock from $52.00 to $75.00 in a research note on Tuesday, September 24th. Evercore ISI lifted their price objective on shares of Comerica from $64.00 to $69.00 and gave the company an “in-line” rating in a report on Wednesday, October 30th. The Goldman Sachs Group lifted their price objective on shares of Comerica from $63.00 to $71.00 and gave the company a “buy” rating in a report on Tuesday, October 22nd. Wells Fargo & Company upgraded shares of Comerica from an “underweight” rating to an “equal weight” rating and lifted their price objective for the company from $51.00 to $73.00 in a report on Friday, November 15th. Finally, Barclays lifted their price objective on shares of Comerica from $56.00 to $66.00 and gave the company an “underweight” rating in a report on Monday, October 21st. Two equities research analysts have rated the stock with a sell rating, thirteen have issued a hold rating and eight have issued a buy rating to the company’s stock. According to data from MarketBeat.com, the stock currently has a consensus rating of “Hold” and a consensus target price of $64.43. Check Out Our Latest Stock Analysis on Comerica About Comerica ( Free Report ) Comerica Incorporated, through its subsidiaries, provides various financial products and services. The company operates through Commercial Bank, Retail Bank, Wealth Management, and Finance segments. The Commercial Bank segment offers various products and services, including commercial loans and lines of credit, deposits, cash management, payment solutions, card services, capital market products, international trade finance, letters of credit, foreign exchange management services, and loan syndication services for small and middle market businesses, multinational corporations, and governmental entities. Further Reading Five stocks we like better than Comerica What is the Shanghai Stock Exchange Composite Index? Vertiv’s Cool Tech Makes Its Stock Red-Hot Trading Stocks: RSI and Why it’s Useful MarketBeat Week in Review – 11/18 – 11/22 What is a Secondary Public Offering? 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Stock up on these popular board games for your next get-togetherThe transfer market is notoriously unpredictable, with player values fluctuating based on a variety of factors, including form, injuries, and demand from potential buyers. In Rashford's case, his consistent performance for Manchester United and England, as well as his marketability and global appeal, all contribute to his high market value. Clubs in need of a dynamic forward with a proven track record would undoubtedly be willing to pay a premium to secure Rashford's services.
Australia plans new rules forcing Big Tech to continue paying news outletsIt was a fine first win for Ruud van Nistelrooy , and perhaps one final defeat for Julen Lopetegui. Leicester marked Van Nistelrooy’s first match in charge of the team by surging to a 3-1 win over Lopetegui's West Ham in the Premier League on Tuesday. Van Nistelrooy, the former Manchester United striker, is back in English soccer this time as a manager, with Leicester taking something of a gamble on the Dutchman after his brief and impressive spell as interim coach at United this season following Erik ten Hag's departure. He faces the tough task of keeping Leicester, one of the top candidates for relegation, in the top division. For that to happen, he’s likely to need goals from Jamie Vardy — and the 37-year-old former England international delivered immediately. Nine years after breaking Van Nistelrooy’s record for scoring in consecutive games, Vardy scored the first goal of the Dutchman’s tenure at Leicester by beating the offside trap and slotting home a finish with less than two minutes gone. Morocco midfielder Bilal El Khannouss supplied the pass for Vardy’s goal and scored himself with a low shot in the 61st minute to make it 2-0. Patson Daka added a third for Leicester in the 90th minute, before a stoppage-time consolation by West Ham substitute Niclas Füllkrug. “We are very happy with the new manager," El Khannouss said of Van Nistelrooy. “He arrived two days ago, and there’s a new dynamic in the group.” Van Nistelrooy praised the “spirit and energy” in his team. “The foundation for us going forward is everyone working their socks off, fighting for every inch and defending together,” he said. “We can look further then, and they did that in an unbelievable way.” This dismal result for West Ham came three days after its 5-2 thrashing at home by Arsenal , which piled more pressure of Lopetegui early in the former Spain and Real Madrid coach's first season with the London club. West Ham's disgruntled traveling fans chanted "You’re getting sacked in the morning” toward Lopetegui during the second half — even if his team dominated large parts of the game but only had one goal to show from 31 shots on goal. “We're very frustrated but in the same way I can say nothing about the players — they fight until the end,” Lopetegui said. "It’s not easy to explain football some days.” West Ham has lost seven of its 14 games so far and is in 14th place in the 20-team league, one spot above Leicester. Guehi defies FA Crystal Palace won for just the second time in the league this season, beating relegation rival Ipswich 1-0 to pull clear of the bottom three. Jean-Philippe Mateta scored the goal in the 59th minute. Palace’s only other league victory was against Tottenham in October. While Ipswich stayed in next-to-last place, Palace moved three points above the relegation zone. Much of the focus ahead of the game was on the teams’ captains , Sam Morsy of Ipswich and Marc Guehi of Palace, during another round when the Premier League was celebrating LGBTQ+ inclusion in its campaign to promote equality and diversity. For the second straight game, Morsy chose against wearing a rainbow armband issued to the captain of each of the 20 teams in the league. He has made the decision “due to his religious beliefs,” Ipswich says. Guehi did wear the rainbow armband but defied Football Association rules by writing a religious message on the item. The message read “Jesus loves you” — using a heart sign instead of the word “loves.” During the match against Newcastle on Saturday, Guehi wrote “I love Jesus” — and was later contacted by the FA for acting in contravention of its regulations. ___ AP soccer: https://apnews.com/hub/soccer Steve Douglas, The Associated Press
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In addition to addressing disciplinary issues, the 4th Plenary Session of the CCDI is also expected to focus on broader political and economic developments both within China and on the international stage. As the Chinese leadership seeks to navigate complex domestic and global challenges, the outcomes of the plenary session are likely to have far-reaching implications for the Party's governance and policy direction.So grab your detective hat, sharpen your deductive skills, and get ready to immerse yourself in the world of "Crime Hunter's Guide." Whether you're a seasoned sleuth or a casual viewer, this series is sure to keep you guessing until the very end. Don't miss out on the excitement – tune in today and join the hunt for justice in "Crime Hunter's Guide 2"!One of the key aspects of the new measures is the establishment of a centralized monitoring system to track the entire procurement process. This system will enable regulators to oversee the selection of suppliers, the bidding process, the quality control of products, and the distribution of supplies. By having real-time access to relevant data and information, authorities can quickly identify any irregularities or discrepancies and take prompt action to rectify them.
Wall St. gains ground as it notches a winning week and another Dow record