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Morgan Rogers looked to have given Emery’s side another famous win when he slammed a loose ball home in stoppage time, but referee Jesus Gil Manzano ruled Diego Carlos to have fouled Juve goalkeeper Michele Di Gregorio and the goal was chalked off. Contact seemed minimal but VAR did not intervene and Villa had to settle for a point in a 0-0 draw. “With the last action, it is the interpretation of the referee,” the Spaniard said. “In England, 80 per cent of those is given a goal and it’s not a foul. It’s very soft. “But in Europe, it could be a foul. We have to accept. “Everybody will know, in England the interpretation is different. The England referees, when actions like that the interpretation is a clear no foul but in Europe that interpretation is different. “They have to be working to get the same decision when some action like that is coming. I don’t know exactly why but we knew before in the Premier League that it is different. A very controversial finish at Villa Park 😲 Morgan Rogers' late goal is ruled out for a foul on Juventus goalkeeper Michele Di Gregorio and the match ends 0-0 ❌ 📺 @tntsports & @discoveryplusUK pic.twitter.com/MyYL5Vdy3r — Football on TNT Sports (@footballontnt) November 27, 2024 “In Europe for example we are not doing a block like in England and we are not doing in front of the goalkeeper in offensive corners the same situations like in England. “When the action happened, I was thinking here in Europe it’s a foul. In England not, but in Europe I have to accept it. “At first, I thought the referee gave us a goal. In cases like that, it’s confusing because he has to wait for VAR. I don’t know what happened but I think so (the referee changed his mind with VAR).” It was a disappointment for Villa, who remain unbeaten at home in their debut Champions League campaign and are still in contention to qualify automatically for the last 16. “We were playing a favourite to be in the top eight and usually a contender to win this competition,” Emery added. “We are a team who for a long time didn’t play in Europe and the Champions League and this year is very important. “We wanted to play competitive and we are in the right way. Today to get one point is very good, we wanted to win but wanted to avoid some mistakes we made in previous games. “We have 10 points and we’re happy.” Before the game Emery called Juventus one of the “best teams in the world, historically and now”, but this was an Italian side down to the bare bones. Only 14 outfield players made the trip from Turin, with striker Dusan Vlahovic among those who stayed behind. Juve boss Thiago Motta, whose side are 19th but still in contention to reach the top eight, said: “There’s just three games left to qualify. The next home against Man City, then Brugge, then Benfica. “One at a time, as we always did with the goal to qualify for the next round. “In the end we will try and reach our goal which is to go to the next round.”Los Angeles Chargers running back Gus Edwards was ruled out for Saturday's road game against the New England Patriots with an ankle injury. Fellow Chargers running back J.K. Dobbins is close to returning from a four-game absence because of a knee injury, as he was listed questionable to play. Offensive lineman Trey Pipkins III (hip) and linebacker Denzel Perryman (groin) also have been ruled out for Saturday. Edwards, 29, has gained 365 yards rushing this season with four touchdowns, including two in Los Angeles' 34-27 victory over the Denver Broncos on Dec. 19. Dobbins, 26, gained 766 yards with eight TDs in 11 games (nine starts) during his first season with the Chargers. Dobbins joined the Chargers in the offseason while coming off an Achilles tear with the Ravens last season. The Chargers also have running backs Kimani Vidal and Hassan Haskins on the depth chart. Vidal, a rookie, has 131 yards in eight games this season, while Haskins has just 26 yards on 14 carries with a touchdown. The Chargers (9-6) can clinch a playoff berth with a win or tie against the Patriots. --Field Level MediaRobert Wickens moving up to IMSA GTD series in 2025 thanks to new Bosch hand controls
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Sam Darnold sensed the backside pressure as soon as he dropped back with Minnesota trailing by four points late in the fourth quarter in Seattle, so he moved into a safe space in the pocket and did precisely what the Vikings would prefer him to do with the game on the line. He threw the ball down the field to Justin Jefferson. The perfectly placed throw near the sideline beat double coverage for a 39-yard touchdown that put the Vikings back in front with 3:51 remaining in a 27-24 victory over the Seahawks on Sunday. “It was a great call,” said Jefferson, who had 10 receptions for 144 yards and two scores, all season highs. “I’m not going to say too much about that play, but something went on where me and Sam were on the same page, and he found me and we went up.” The Vikings were understandably coy about the context around the go-ahead touchdown , when Darnold made a difficult on-the-run pass just over cornerback Tariq Woolen that Jefferson deftly twisted to catch next to his backside hip so he could shield the ball from late-breaking safety Julian Love. Darnold saw Love's shoulders initially shaded inside just enough to believe he couldn't retreat fast enough to prevent Jefferson from getting the ball. Jefferson also applied some improvisation to his route that Darnold clearly and properly read during the play. “I want those guys to have some freedom in those moments,” coach Kevin O'Connell said. “We do a lot of things with Justin and Sam, seeing the coverage and then with some route opportunities to get to at the line of scrimmage, and I think those guys have just gotten so comfortable with that stuff.” Darnold's long-delayed breakout performance under O'Connell has been one of the stories of the NFL this season, one that wouldn't have unfolded as neatly for the third overall pick in the 2018 draft without such synergy between him and his superstar wide receiver. If the Vikings (13-2) win their last two games, they will not only be NFC North champions for the second time in three years but also get the No. 1 seed and the lone first-round bye in the NFC for the playoffs. “Every single game we’re finding different ways to overcome adversity, overcome the different stuff defenses have thrown towards us," Jefferson said. “Sam has done a great job being a leader.” What's working The pass rush was strong, with Andrew Van Ginkel recording two sacks and pressure leading to both interceptions of Seahawks quarterback Geno Smith. The Vikings were credited with eight hits on Smith. What needs help The Vikings converted only three of 12 third downs, their second-worst rate of the season. Stock up Theo Jackson, who saw significant playing time at safety with Harrison Smith out, had the game-sealing interception with 49 seconds left. Stock down Tight end Josh Oliver has played 47% of the snaps the last two games, his two lowest usage rates of the season. He dropped the only pass he was thrown on Sunday. Injury report The defense ought to get a big boost this week with the expected return of the 13-year veteran Smith from his first absence in two years when he was sidelined at Seattle with a foot injury. Linebacker Ivan Pace, who has missed four games on injured reserve with a hamstring strain, is also on track to be back with his return to practice. Backup defensive lineman Jalen Redmond, who didn't play against the Seahawks because of a concussion, has made progress through the protocol, O'Connell said. Backup cornerback Fabian Moreau, who was inactive at Seattle with a hip injury, will continue to be evaluated throughout the week. Key number 13.6% — That's the third-down conversion allowance rate for the Vikings over the last two games, with Chicago and Seattle combining to go just 3 for 22. The Vikings rank second in the NFL in third-down defense at 33.7% for the season and also rank second on fourth down at 36.7%. Up next The Vikings host Green Bay on Sunday, with the kickoff moved to the late afternoon showcase spot on Fox. If Minnesota loses to the Packers, the Lions will clinch the NFC North and the Vikings would open the playoffs on the road as the No. 5 seed at best. Even if the Lions were to lose at San Francisco on Monday night, the Vikings would need to win at Detroit on Jan. 5 to take the division title. ___ AP NFL: https://apnews.com/hub/NFL Dave Campbell, The Associated Press
Hafnia Limited, a leading product tanker company with a diversified and modern fleet of over 130 vessels, today announced results for the three and nine months ended September 30, 2024. 1 Based on weighted average number of shares as at 30 September 2024 2 Excluding a one-off item amounting to USD 7.4 million in Q3 2023 3 See Non-IFRS Measures section below 4 NAV is calculated using the fair value of Hafnia’s owned vessels. Mikael Skov, CEO of Hafnia, commented: After a strong second quarter, the product tanker market softened seasonally in the third quarter, due to refinery maintenance, lower refinery margins, and increased cannibalization from the crude sector. Despite these challenges, Hafnia has continued to perform well, delivering solid earnings. I am pleased to announce that we achieved a net profit of USD 215.6 million in Q3, bringing our year-to-date net profit to USD 694.4 million – the best nine-month performance in our company’s history. Our adjacent fee-generating business segments have also performed strongly, contributing USD 7.8 million to our overall results. At the end of the third quarter, our net asset value (NAV)1 reached approximately USD 4.6 billion, reflecting the increased market value of our vessels and strong operating cashflows, which equates to an NAV per share of about USD 9.07 (NOK 95.24). Our net Loan-to-Value (LTV) ratio decreased to 19.1% at the end of the quarter. This allowed us to reach a new milestone in our dividend policy, and we are pleased to announce a dividend payout ratio of 90% for the quarter. For the quarter, we will distribute USD 194.1 million or USD 0.3790 per share in dividends. On October 1, 2024, we successfully completed the redomiciliation of Hafnia Limited from Bermuda to Singapore. As Hafnia Limited is a Singapore tax resident post-redomiciliation, no Singapore withholding taxes will be imposed on dividend distributions to all shareholders. There is, therefore, no change in the dividend treatment resulting from the redomiciliation. Hafnia’s Board has authorized management to initiate a share buyback program of up to USD 100 million, from December 2, 2024, to January 27, 2025, subject to market conditions. Authorization will be reviewed on a quarterly basis. We will disclose the structure of the program and details of any buyback as it occurs. The amount utilized for this buyback program will be deducted before declaring dividends for Q4 2024. This ensures the combined total of dividends and share buybacks aligns to our payout ratio under our dividend policy, reflecting our dedication to shareholder value while also ensuring strategic flexibility. While market conditions softened slightly due to competition from the crude sector, Q3 trade volumes and earnings remained above last year’s levels, driven by strong global oil demand and increased tonne-miles from refinery dislocations. Looking ahead, seasonal strengthening in the crude sector, coupled with the technical challenges of transporting products on crude carriers, is expected to reduce this cannibalization. Additionally, seasonal demand increases and geopolitical tensions will further support product demand and tonne-miles. As of November 18, 2024, 71% of the Q4 earning days are covered at an average of USD 24,004 per day, and 9% is covered at USD 24,089 per day for 2025. We continue to enhance our technological capabilities and are optimistic about our strategic investment in Complexio Foundational AI to advance data automation. Complexio’s ‘bottom-up’ approach first ingests companies’ unstructured and structured data and then, via its multi-modal framework – currently leveraging eight Large Language Models (LLMs) – maps this data into a comprehensive landscape. With ongoing advancements in prediction and reasoning, this detailed understanding enables the automation of recurring processes such as chartering, ship clearance, finance management, and contract negotiation. These continuous R&D improvements, combined with expanding partnerships with industry leaders like Marfin, CTM, Sogemm, BW Epic Kosan, and Alassia Newships, reinforce Hafnia’s position at the forefront of technological innovation. NAV is calculated using the fair value of Hafnia’s owned vessels. At the end of the quarter, Hafnia’s fleet consisted of 115 owned vessels1 and 15 chartered-in vessels. The Group’s total fleet includes 10 LR2s, 34 LR1s (including three bareboat-chartered in and four time-chartered in), 62 MRs of which nine are IMO II (including two bareboat chartered in and 11 time-chartered in), and 24 Handy vessels of which 18 are IMO II (including seven bareboat-chartered in). The average estimated broker value of the owned fleet1 was USD 4,914 million, of which the LR2 vessels had a broker value of USD 649 million2, the LR1 fleet had a broker value of USD 1,288 million2, the MR fleet had a broker value of USD 2,059 million3 and the Handy vessels had a broker value of USD 918 million4. The unencumbered vessels had a broker value of USD 475 million5. The chartered-in fleet had a right-of-use asset book value of USD 19.5 million with a corresponding lease liability of USD 22.3 million. In the third quarter of 2024, the Clean Petroleum Products (CPP) trade remained robust, despite a 6% drop in tonne-miles since Q2. High cargo volumes and tonne-miles remain at historical average highs, primarily driven by geopolitical tensions. These tensions have led to more vessels rerouting away from the Suez Canal toward the Cape of Good Hope. Global oil demand also remained firm in the third quarter, driven by growth in advanced economies. According to the International Energy Agency (IEA), global oil demand increased by 1.1 million barrels per day in the third quarter, driven by global gasoil deliveries, despite a contraction in overall Chinese demand. Furthermore, global oil demand for 2024 remains firm at an average of 102.8 million barrels per day, an increase of 0.9 million barrels from 2023. Despite steady demand, product tanker rates were under pressure in the last part of Q3, mainly due to increased competition from the crude sector. With a seasonally weak crude market, some crude tankers – despite high conversion costs – shifted to carrying refined products. During the quarter, Suezmax and VLCC tankers transported more diesel shipments from the Middle East to Europe, a trade typically handled by LR2s. As winter approaches, both crude and product markets are expected to strengthen seasonally. Technical challenges and reduced commercial incentives for using crude carriers to carry refined products limit cannibalization, as shown in recent daily loading data, and this drives forward tightness in supply versus demand for the clean products segments. For the first time in history, the product markets will experience a full winter period where seasonal increases in Atlantic demand, partly serviced by the Eastern hemisphere, will exclusively have to route via the Cape of Good Hope rather than Suez. Additionally, improving refinery margins and gradually increasing distances between refineries and end consumers support a strong outlook for earnings in the product sector. On the supply side, the orderbook-to-fleet ratio is approximately 20% for deliveries through 2028 as of November 2024. However, a growing number of tankers over 20 years old are likely scrapping candidates. These older vessels, with lower utilization rates and frequent involvement in “dark trades”, effectively reduce available tonnage and increase demand for the existing fleet. Furthermore, LR2s comprise over 50% of the new tonnage expected in the next few years, and historically, 70% of LR2 capacity has been absorbed into the dirty petroleum products trade. This is further supported by aged Panamax, Aframax, and large crude tanker fleets where newbuild order books are limited compared to the clean segments. Applying 70% dirty products trading for LR2 newbuild capacity reduces the clean products book-to-fleet ratio to 13%. As a result, the overall supply balance is expected to remain manageable in the coming years. Looking ahead, the product tanker market outlook is positive. Demand is expected to remain strong, supported by longer transport distances and refinery dislocation. With winter’s seasonal factors and reduced cannibalization from crude tankers, the market is set to benefit from a high-rate environment for product tankers. This will however be impacted if there is normalization of trade through the Red Sea, or further addition of new tonnage. Hafnia will pay a quarterly dividend of USD 0.3790 per share. The record date will be December 6, 2024. For shares registered in the Euronext VPS Oslo Stock Exchange, dividends will be distributed in NOK with an ex-dividend date of December 5, 2024 and payment date on, or about, December 17, 2024. For shares registered in the Depository Trust Company, the ex-dividend date will be December 6, 2024 with a payment date on, or about, December 12, 2024. Source: Hafnia Limited
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The ability of the right diet to prevent illness has prompted some health insurers to pay for "food ... [+] as medicine." (Photo by Stephen Chernin/Getty Images) During the holiday season, Americans’ charitable impulses are repeatedly highlighted in stories about donating food or feeding meals to the less fortunate. Not discussed are the many poor and/or elderly Americans who are being fed by their health insurance plan based on the cold-eyed calculation that doing so will reduce their future medical costs. Although the prophet Isaiah promised that if “you offer your compassion to the hungry,” then “the Lord will guide you always,” the “Food is Medicine” movement (also known as “Food as Medicine”) focuses on a more tangible reward. Tufts University researchers found that providing medically tailored meals to the 6.3 million Americans with diet-sensitive conditions could net $13.6 billion in savings annually from averted hospitalizations and other medical issues. A separate Food is Medicine Landscape Survey , examining how poor diet is linked to heart disease, stroke, breast and colorectal cancer and other illnesses, concluded, “The current trend of poor health conditions associated with one’s dietary intake, combined with an aging U.S. population, increases the financial burden on Medicare, Medicaid and other federal programs...Improving the nation’s dietary intake has significant health benefits and, therefore, cost implications.” Since 2020 Medicare Advantage plans have been allowed by the government to offer extra benefits such as food. According to KFF (previously the Kaiser Family Foundation), 72 percent of MA plans offered meal benefits such as meal delivery in 2024. Interestingly, among those who qualify for what’s called Special Supplemental Benefits for the Chronically Ill, just 13.9 percent of individual plans offered food and produce, but 60 percent of “special needs plans” did. If, on the other hand, an elderly individual needing food or nutritional assistance chooses traditional Medicare, he or she is on their own to find help. In 2023 the federal government began approving requests by states that wanted to use Medicaid funds on food-related programs including vouchers for groceries, stocking pantries with healthy food for children and pregnant women and nutritional counseling. A Wall Street Journal article noted widespread bipartisan support for the effort and sketched out initial food efforts in states as diverse as Massachusetts and Arkansas. 70+ Early Black Friday Deals: Save Up To 50% On Beauty, Tech And More The 116 Best Black Friday Deals So Far, According To Our Editors Unsurprisingly, however, when good intentions involve ungodly amounts of money, both abuses and opportunities arise. For instance, an investigation by STAT News found that one food company that was paid millions of dollars annually by state Medicaid programs to deliver “medically tailored” meals to those suffering from illnesses such as cancer or diabetes is delivering salty, fad-laden fare such as cheeseburgers. Another company sold a version of biscuits and gravy loaded with sodium and saturated fat. On the other end of the scale (as it were), a company called Foodsmart has raised investment capital for a telenutrition platform which, according to a Forbes.com post , enables primary care providers to refer Medicaid patients to a network of “virtual dieticians” who provide “personalized, condition-specific nutritional guidance.” More in the holiday spirit, perhaps, is a New York-based organization active in the “food as medicine” movement that embodies both ethics and economics. The organization, which provides medically-tailored meals, Is called “God’s Love We Deliver.”Robert Wickens moving up to IMSA GTD series in 2025 thanks to new Bosch hand controlsDrop in Boxing Day footfall ‘signals return to declining pre-pandemic levels’
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