From Economist to Prime Minister: A look at Manmohan Singh’s Landmark Life Journey
Ohio State runs over Indiana 38-15Donald Trump is returning to the world stage. So is his trollingVictor Boniface suffers fresh muscle injury
Feds now say people in N.J. are ‘no question’ seeing drones, pledge action'We are on it': US official seeks to allay drone sighting concernsAs the holiday whirlwind surrounds us, we are reminded how much we should be grateful for: no matter which holidays we celebrate, we have numerous opportunities to congregate with friends and family members and to share the holiday spirit, we exchange material and spiritual gifts, we reach out to people we know and even to people we don’t know, to offer our time, compassion, love and support more than in any other part of the year. So why are we not so happy? Why are most people stressed and overwhelmed and the question “Are you ready for the holiday Season?” often sounds more like a disaster preparedness inquiry than an exciting reminder? Scientists and common folk alike offer various explanations. Harvard scientists warn that the holiday season requires us to keep track of additional duties and responsibilities, so the prefrontal portion of our brain goes on “overdrive” with executive decisions we must make. This high demand can cause a decrease in our memory functions, and stress can even stop the production of new brain cells. Harvard scientists recommend self-evaluating how we spend time over the holidays and considering “breaks” from the festivities to slow down this process. Luckily, once the holidays are over and the season’s stress is over, the normal brain function recovers. Additionally, the winter holidays coincide with months when there is less sunlight because the days are shorter. As a result, some people (roughly 6% of the population) develop Seasonal Affective Disorder (SAD), which is more prevalent in northern climates but can be experienced in Colorado, as well. Factors connected with financial stress contribute in a major way. The pressure to buy gifts for all “on the list” replaces the joy of giving if comparison and unrealistic expectations replace the sense of enjoying gift exchanges as a traditional activity and a way to bond. The need to take part in family activities challenges those who experience family conflicts. Even the most diplomatic of us feel challenged when we must face family members with strong political, religious, or health beliefs and convictions. This discourages many people from attending family gatherings. This avoidance causes the opposite negative feeling of loneliness. Statistics indicate that 75% of Gen Z-ers and 65% of single adults feel lonelier than their peers. No matter the source of holiday stress, December is undoubtedly the most stressful month. The end of the year is a time for evaluating our year of experiences, for scorekeeping and tallying personal and professional goals, and for focusing on “what could have been better” as we begin to craft New Year’s resolutions. This reflection, mixed with social media and sometimes forced family functions, can bring the weight of the world crashing down on you. So, how can you avoid this? Is it even possible? Of course it is, but it’s up to us. Whenever you are feeling the holiday blues, do something small for you. Brew some coffee or tea, take a moment or two, and drink in this moment. Allowing yourself the time to experience the heat radiating from the cup in your hand, the chill on your face as you look at the window, and the warmth the holiday season brings to our relationships through celebration. Focus on the moment and not on the Season. And don’t forget, if you are seriously depressed or anxious, your mental health provider or the providers at the 988 hotline will be happy to help. Happy Season to all from us at GTI! ______________________________________________________________________________ Jenni Guentcheva, LPC, LAC, NCACII co-founded GTI and leads GoodNeighbor LLC, both treatment centers in the heart of Canon City. She has developed and managed multiple mental health and addiction treatment programs in Fremont County since 1999. Jenni’s mission is to create opportunities for her clients, both individuals and fellow professionals. Brian Monahan, B.S., CSCS, is the CEO and co-founder of GTI. Brian is a retired US Army Special Forces operative (Green Beret), a coach, trainer, and a psychotherapist. He is pursuing a second degree in Health Psychology and has dedicated his post-military career to another area of service – the health of the community. Brian and Jenni can be contacted at 719-301-7676 and info@greenthumb-initiative.com.
US auto giant General Motors announced Tuesday it will abandon its robotaxi development efforts after a highly publicized incident last year stymied its progress in the autonomous vehicle field. The Detroit-based manufacturer plans to merge the Cruise robotaxi vehicle unit with GM's technical teams to concentrate on developing advanced driver assistance systems for personal vehicles, a statement said. The company said it abandoned the Cruise project "given the considerable time and resources that would be needed to scale the business, along with an increasingly competitive robotaxi market." It marks a major turnaround for GM, which bought the Cruise startup in 2016 and has since spent billions of dollars to make the operation viable. "A robotaxi business is not General Motors’ core business," said GM CEO Mary Barra in a call with analysts. But Barra said GM's commitment to autonomous technology "is unwavering." The halt of operations comes a year after Cruise was forced to suspend all operations in San Francisco after one of its self-driving cars dragged a woman who had first been hit by a hit-and-run driver in the city. Cruise lost its operating permits from regulators, paused expansions into other states and laid off 900 employees -- a quarter of its workforce. Shortly before the incident, California authorities had allowed for expanded driverless taxi services in San Francisco, giving the go-ahead for Alphabet-owned Waymo and Cruise. Cruise's exit confirms Waymo as the dominant player in the business, which was valued at $45 billion after a fundraising round in October, according to Bloomberg. The company has been expanding its reach and currently runs robotaxi fleets in San Francisco, Phoenix and Los Angeles. And in a team-up with Uber, the company is planning to offer Waymo robotaxi rides in Atlanta and Austin. Amazon's Zoox meanwhile is conducting robotaxi testing in California and Las Vegas, while Elon Musk recently unveiled what he said was a robotaxi capable of self-driving, predicting it would be available by 2027. GM's strategic pivot comes as embattled automakers worldwide face mounting pressure to balance investments in emerging technologies with near-term profitability. The auto giant said that the restructuring is expected to generate annual savings exceeding $1 billion once completed in the first half of 2025. GM's share price was up by more than three percent in after hours trading on Wall Street. arp/dw
Renuka Rayasam | (TNS) KFF Health News In April, just 12 weeks into her pregnancy, Kathleen Clark was standing at the receptionist window of her OB-GYN’s office when she was asked to pay $960, the total the office estimated she would owe after she delivered. Clark, 39, was shocked that she was asked to pay that amount during this second prenatal visit. Normally, patients receive the bill after insurance has paid its part, and for pregnant women that’s usually only when the pregnancy ends. It would be months before the office filed the claim with her health insurer. Clark said she felt stuck. The Cleveland, Tennessee, obstetrics practice was affiliated with a birthing center where she wanted to deliver. Plus, she and her husband had been wanting to have a baby for a long time. And Clark was emotional, because just weeks earlier her mother had died. “You’re standing there at the window, and there’s people all around, and you’re trying to be really nice,” recalled Clark, through tears. “So, I paid it.” On online baby message boards and other social media forums , pregnant women say they are being asked by their providers to pay out-of-pocket fees earlier than expected. The practice is legal, but patient advocacy groups call it unethical. Medical providers argue that asking for payment up front ensures they get compensated for their services. How frequently this happens is hard to track because it is considered a private transaction between the provider and the patient. Therefore, the payments are not recorded in insurance claims data and are not studied by researchers. Patients, medical billing experts, and patient advocates say the billing practice causes unexpected anxiety at a time of already heightened stress and financial pressure. Estimates can sometimes be higher than what a patient might ultimately owe and force people to fight for refunds if they miscarry or the amount paid was higher than the final bill. Up-front payments also create hurdles for women who may want to switch providers if they are unhappy with their care. In some cases, they may cause women to forgo prenatal care altogether, especially in places where few other maternity care options exist. It’s “holding their treatment hostage,” said Caitlin Donovan, a senior director at the Patient Advocate Foundation . Medical billing and women’s health experts believe OB-GYN offices adopted the practice to manage the high cost of maternity care and the way it is billed for in the U.S. When a pregnancy ends, OB-GYNs typically file a single insurance claim for routine prenatal care, labor, delivery, and, often, postpartum care. That practice of bundling all maternity care into one billing code began three decades ago, said Lisa Satterfield, senior director of health and payment policy at the American College of Obstetricians and Gynecologists . But such bundled billing has become outdated, she said. Previously, pregnant patients had been subject to copayments for each prenatal visit, which might lead them to skip crucial appointments to save money. But the Affordable Care Act now requires all commercial insurers to fully cover certain prenatal services. Plus, it’s become more common for pregnant women to switch providers, or have different providers handle prenatal care, labor, and delivery — especially in rural areas where patient transfers are common. Some providers say prepayments allow them to spread out one-time payments over the course of the pregnancy to ensure that they are compensated for the care they do provide, even if they don’t ultimately deliver the baby. “You have people who, unfortunately, are not getting paid for the work that they do,” said Pamela Boatner, who works as a midwife in a Georgia hospital. While she believes women should receive pregnancy care regardless of their ability to pay, she also understands that some providers want to make sure their bill isn’t ignored after the baby is delivered. New parents might be overloaded with hospital bills and the costs of caring for a new child, and they may lack income if a parent isn’t working, Boatner said. In the U.S., having a baby can be expensive. People who obtain health insurance through large employers pay an average of nearly $3,000 out-of-pocket for pregnancy, childbirth, and postpartum care, according to the Peterson-KFF Health System Tracker . In addition, many people are opting for high-deductible health insurance plans, leaving them to shoulder a larger share of the costs. Of the 100 million U.S. people with health care debt, 12% attribute at least some of it to maternity care, according to a 2022 KFF poll . Families need time to save money for the high costs of pregnancy, childbirth, and child care, especially if they lack paid maternity leave, said Joy Burkhard , CEO of the Policy Center for Maternal Mental Health, a Los Angeles-based policy think tank. Asking them to prepay “is another gut punch,” she said. “What if you don’t have the money? Do you put it on credit cards and hope your credit card goes through?” Calculating the final costs of childbirth depends on multiple factors, such as the timing of the pregnancy , plan benefits, and health complications, said Erin Duffy , a health policy researcher at the University of Southern California’s Schaeffer Center for Health Policy and Economics. The final bill for the patient is unclear until a health plan decides how much of the claim it will cover, she said. But sometimes the option to wait for the insurer is taken away. During Jamie Daw’s first pregnancy in 2020, her OB-GYN accepted her refusal to pay in advance because Daw wanted to see the final bill. But in 2023, during her second pregnancy, a private midwifery practice in New York told her that since she had a high-deductible plan, it was mandatory to pay $2,000 spread out with monthly payments. Daw, a health policy researcher at Columbia University, delivered in September 2023 and got a refund check that November for $640 to cover the difference between the estimate and the final bill. “I study health insurance,” she said. “But, as most of us know, it’s so complicated when you’re really living it.” While the Affordable Care Act requires insurers to cover some prenatal services, it doesn’t prohibit providers from sending their final bill to patients early. It would be a challenge politically and practically for state and federal governments to attempt to regulate the timing of the payment request, said Sabrina Corlette , a co-director of the Center on Health Insurance Reforms at Georgetown University. Medical lobbying groups are powerful and contracts between insurers and medical providers are proprietary. Because of the legal gray area, Lacy Marshall , an insurance broker at Rapha Health and Life in Texas, advises clients to ask their insurer if they can refuse to prepay their deductible. Some insurance plans prohibit providers in their network from requiring payment up front. If the insurer says they can refuse to pay up front, Marshall said, she tells clients to get established with a practice before declining to pay, so that the provider can’t refuse treatment. Related Articles Health | Which health insurance plan may be right for you? Health | California case is the first confirmed bird flu infection in a US child Health | Your cool black kitchenware could be slowly poisoning you, study says. Here’s what to do Health | Does fluoride cause cancer, IQ loss, and more? Fact-checking Robert F. Kennedy Jr.’s claims Health | US towns plunge into debates about fluoride in water Clark said she met her insurance deductible after paying for genetic testing, extra ultrasounds, and other services out of her health care flexible spending account. Then she called her OB-GYN’s office and asked for a refund. “I got my spine back,” said Clark, who had previously worked at a health insurer and a medical office. She got an initial check for about half the $960 she originally paid. In August, Clark was sent to the hospital after her blood pressure spiked. A high-risk pregnancy specialist — not her original OB-GYN practice — delivered her son, Peter, prematurely via emergency cesarean section at 30 weeks. It was only after she resolved most of the bills from the delivery that she received the rest of her refund from the other OB-GYN practice. This final check came in October, just days after Clark brought Peter home from the hospital, and after multiple calls to the office. She said it all added stress to an already stressful period. “Why am I having to pay the price as a patient?” she said. “I’m just trying to have a baby.” ©2024 KFF Health News. Distributed by Tribune Content Agency, LLC.
The Apprentice star also argued that a lack of clarity from the Government on the ownership test is causing “significant uncertainty” for potential investors. This came as the House of Lords continued its scrutiny of the Football Governance Bill, which seeks to establish an independent regulator for the top five tiers of the men’s game. In the upper chamber, Baroness Brady said: “We are creating legislation which will profoundly affect 160 quite unique institutions, from Premier League clubs through to the National League community clubs, but it is important for everyone to understand that the consultation with these affected businesses by the current Government has been remarkably limited, almost unbelievably so. “Just seven Premier League clubs, I was one of them, was granted a brief half-hour meeting with the Secretary of State over the summer. “And following this cursory engagement, significant decisions were made that could fundamentally affect the future of English football, most notably with the inclusion of parachute payments within the backstop mechanism. “This is particularly concerning given that fundamental issues still remained unresolved, we still lack any clarity on Uefa’s position on state interference, for example, this clearly creates profound uncertainty for clubs competing in or aspiring to European competition, as well as our national teams.” “We don’t know what the ownership test will look like, this causes significant uncertainty for potential investors as to whether they are able to own a club,” she added. Lady Brady continued: “I have spoken to many of my colleagues across all of the football pyramid, we are all alarmed about and puzzled by the lack of discussion on the Bill with ministers. “Would the minister agree that we all want to get the detail of this Bill right? And can she see any downsides to providing meaningful opportunities to hear from all clubs across the football pyramid affected by the legislation?” Prior to this, Tory shadow sports minister Lord Parkinson of Whitley Bay had tabled an amendment which he said would allow clubs to “make their views known on this legislation” by including specific competitions on the face of the Bill. Labour frontbencher Baroness Twycross told the upper chamber: “I don’t think the leagues are confused either on which leagues this legislation will apply to.” She added: “This power is both reasonable and the result of evidence-based consultation with all key stakeholders in the industry. “This power ensures that the competitions in scope can be amended in a timely manner and ensures the scope of the regime remains relevant.” The peer later said: “Over the past three years there have been countless opportunities for all affected and interested parties to make representations.” Lady Brady also raised concerns about the financial distribution backstop, which she said is “clearly designed as a mechanism to gain direct access to, and apportionate Premier League revenue, and no-one else’s”. “I might add the backstop will allow the IFR (Independent Football Regulator) to do this even if it was against the Premier League clubs’ will, or even without the clubs’ agreement, even if it was to have a detrimental effect on the clubs and the overall competition it removes revenue from,” she added. The backstop would allow the new IFR to intervene in the distribution of Premier League broadcast revenue down the leagues as a last resort. It could be triggered by the Premier League, English Football League (EFL) or National League to mediate the fair financial distribution of this revenue if they are not able to come to an agreement. Conservative peers later raised concerns over the cost implications to clubs of establishing the regulator, although they faced claims of “filibustering” – wasting time by making overlong speeches in a bid to delay progress. Labour peer Lord Watson of Invergowrie questioned why Lord Parkinson was showing “confected outrage” at the Bill when the former culture minister would have been defending a similar proposal had the Tories remained in power. Lord Parkinson, in his reply, said: “We want to see this regulator established, we want to see it doing its work and doing so effectively, but we also see before us a Bill that is different because of the election that was called and the result that happened, and we’re interrogating particularly closely the changes that the Government have made to the Bill – of which there are many. “And we have more concerns on these benches than we did before the election from my colleagues behind me about the way we do it.” The Tory peer pointed to Labour frontbenchers fulfilling their duties to “properly scrutinise” then-government legislation when they were on the opposition benches. Lady Twycross, in an intervention, said: “While I agree that (Lord Parkinson) is correct that I would scrutinise legislation when I was sitting on those (opposition) benches, I have never sought to filibuster a Bill to which my party had committed, which my party had laid before Parliament, and intended to filibuster it to the point of getting us stuck in treacle.” Lord Parkinson replied: “That is not what we’re doing.” Niall Couper, chief executive of the campaign group Fair Game, wrote on social media site X: “Watching opposition benches blatantly filibustering to destroy the Football Governance Bill is nothing short of sporting vandalism.”UP (UP Networkcoin) is Listed on LBank Exchange
After a rocky start, PM sets out ‘next phase’ covering economic growth, NHS backlogs, energy, and a ‘bobby on every beat’Boeing is building new 737 Max planes for the first time since workers went on strikeFLOWERY BRANCH, Ga. (AP) — This was not the homecoming scenario Kirk Cousins would have scripted. Read this article for free: Already have an account? To continue reading, please subscribe: * FLOWERY BRANCH, Ga. (AP) — This was not the homecoming scenario Kirk Cousins would have scripted. Read unlimited articles for free today: Already have an account? FLOWERY BRANCH, Ga. (AP) — This was not the homecoming scenario Kirk Cousins would have scripted. Cousins’ return to Minnesota, his NFL home from 2018 through 2023, on Sunday comes as he is hearing speculation about his job security in Atlanta. Cousins has thrown six interceptions with no touchdowns in the Falcons’ three-game losing streak. That includes four picks in last week’s 17-13 loss to the Los Angeles Chargers, his most in a decade. “It’s kind of the challenge always in pro football to be able to get back up off the mat and get back going,” Cousins said after Wednesday’s practice. A vote of confidence from coach Raheem Morris can’t silence suggestions that it’s time to give rookie first-round pick Michael Penix Jr. a chance to jump-start the Falcons’ struggling offense. Morris said Sunday he didn’t consider removing Cousins from the game, and he repeated his support for the veteran on Wednesday. “Got to go to Minnesota and get a big-time win and Kirk’s ready to go,” Morris said before acknowledging Cousins must bounce back from “obviously a tough game.” “You know, realistically, man he is built for this and he’s ready to go,” Morris said. The losing streak has left the Falcons (6-6) struggling to remain on top of the weak NFC South. They hold the tiebreaker advantage with Tampa Bay (6-6), but need Cousins to end his turnover streak. Cousins, 36, was expected to be the reliable leader on offense after he signed a four-year, $180 million contract. He will be in the spotlight for all the wrong reasons. He said he expects a loud reception from Minnesota’s fans. “They’re great fans, great football fans,” Cousins said. “As a result I think they’ll make it as hostile as they can for us.” Cousins ranks fifth in the league with 3,052 passing yards. He has 17 touchdown passes and his 13 interceptions are only one shy of his career high. Cousins insists he feels strong in his return from last season’s torn Achilles tendon. He was critical of his mental mistakes in the loss to the Chargers. He said he rushed some passes, sometimes lacking the necessary velocity on his throws and giving defensive backs the opportunity to step in front of receivers for interceptions. Atlanta offensive coordinator Zac Robinson also said Cousins’ lack of velocity on his throws “just goes back to, you know, decisiveness, being decisive when you do cut it loose. Certainly those things happen with quarterbacks. There might be times where, you know, you’re not as convicted on a throw. And it shows by the way the football comes out.” Morris said he still has confidence in Cousins’ arm and the mental side to his game. “He’s done a great job with us, and I have no real qualms about him bouncing back and him being able to play the game the way it needs to be done,” Morris said. “He’s still an elite processor. He has the ability to make all the throws. He’s shown that throughout the year.” Vikings defensive coordinator Brian Flores also said he expects Cousins will shake out of his slump. “I know the narrative is he had a tough game last week, but he’s played some good football,” Flores said. “I think the people in this building know what Kirk can do. He’s a very, very good quarterback.” Added Flores: “He’s a bounce-back type of guy, as we all know. I’m expecting his best, the best version of Kirk, the best version of that offense. It’s going to be a major challenge for us.” Atlanta’s offensive production has dipped while the veteran quarterback’s turnovers have been on the rise. The Falcons were held to under 20 points in each of their three straight losses. Winnipeg Jets Game Days On Winnipeg Jets game days, hockey writers Mike McIntyre and Ken Wiebe send news, notes and quotes from the morning skate, as well as injury updates and lineup decisions. Arrives a few hours prior to puck drop. “Have to just believe that tough times don’t last, tough people do,” Cousins said. “You have to keep pushing.” ___ AP Pro Football Writer Dave Campbell contributed to this report. ___ AP NFL: https://apnews.com/hub/nfl Advertisement Advertisement