The Reserve Bank of India Innovation Hub (RBIH) has onboarded digital lender Vivifi Finance to run a pilot project to offer unsecured loans to gig workers, two people with the knowledge said. ET Year-end Special Reads What kept India's stock market investors on toes in 2024? India's car race: How far EVs went in 2024 Investing in 2025: Six wealth management trends to watch out for The pilot that was launched a fortnight ago is aimed at creating a digital platform that offers loans to drivers of cab-hailing apps like Ola and Uber drivers, food delivery drivers employed with Swiggy and Zomato , and other temporary jobs. "The RBI innovation hub is running a pilot with Vivifi Finance and three other gig platforms, where alternate data is being used to underwrite these gig workers," said a source aware of the matter. "The idea is to bring them into formal banking channels and offer them credit based on that data." The RBI and Vivifi India Finance did not respond to ET's queries until Sunday press time. The pilot is currently in the early stages. 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"Once the pilot is successful, the next plan is to link it with the Unified Lending Interface (ULI) platform." More than 600,000 loans amounting to ₹27,000 crore have been disbursed using the ULI platform in the pilot project. The RBIH had earlier launched a Public Tech Platform for Frictionless Credit, which was used to build an end-to-end digital solution to offer agriculture loans. This platform was renamed Unified Lending Interface which commenced in a pilot phase on August 17, 2023. According to data from RBI, as of December 6, 2024, over 6 lakh loans amounting to ₹27,000 crore have been disbursed using application programming interfaces from the platform. A substantial number of micro, small and medium enterprise (MSME) loans worth ₹14,500 crore to 160,000 beneficiaries have been disbursed. The ULI is a digital public infrastructure in the lending space, which aims to unlock critical financial, non-financial and alternate data for lenders to enable informed credit decisions. So far, 36 lenders, including various banks and NBCs have been onboarded. These lenders are using more than 50 data services including, authentication and verification services, land records data from six states, satellite service, property search, dairy insights and document verification, to gain customer information. Nominations for ET MSME Awards are now open. The last day to apply is December 31, 2024. Click here to submit your entry for any one or more of the 22 categories and stand a chance to win a prestigious award. (You can now subscribe to our Economic Times WhatsApp channel )Qatar tribune Tribune News Network Doha Qatar Foundation’s Pre-University Education (PUE) has partnered with Management Centre Europe (MCE), a global leader in talent development. This partnership offers professionals in Qatar Foundation access to a unique global accreditation program, setting a global standard for managerial excellence and equipping them with essential leadership skills. This partnership will strengthen leadership capabilities by equipping leaders with the expertise to harness AI for improved decision-making, streamlined processes, and innovation. In addition to other learning and development programs, it focuses on integrating AI technologies into leadership practices, providing a unique approach that strengthens leadership. The agreement was signed by Abeer Al Khalifa, president of Qatar Foundation’s (QF’s) Pre-University Education, and Patrick Faniel, managing director of MCE. As part of the signing event, a workshop titled ‘How AI is Changing the Leadership World’ was held to explore the profound impact of artificial intelligence (AI) on leadership and its implications for managing teams in an era of rapid technological advancement. Abeer Al Khalifa, president of Pre-University Education, highlighted the strategic importance of the partnership in advancing the evolution of education, stating, “This collaboration marks a pivotal step in fostering innovation within education, equipping educators and staff with cutting-edge tools and technologies that enable them to deliver a forward-thinking educational experience.” She further emphasized, “This partnership offers professionals at Qatar Foundation, particularly within Pre-University Education, the opportunity to engage with a distinguished international accreditation program. With global standards for administrative excellence, it provides them with the essential leadership skills needed to drive innovation and creativity, ultimately enriching the educational landscape as a whole.” On this occasion, Dr. Saheim Khalaf Al Tamimi, director of ABP, said: “This workshop offered valuable perspectives on how artificial intelligence is reshaping leadership and management approaches. As a leader, it is crucial to stay informed about emerging trends and technologies to ensure that our operations remain both efficient and innovative while being prepared for the future.” Dr. Al Temimi highlighted the essential need for leaders to acquire the skills and knowledge needed to navigate the complexities of AI-driven transformations confidently and effectively, stressing that this is a step every leader should take. “Through the workshop, I gained a deeper understanding of how AI can enhance decision-making, streamline processes, and drive innovation within Qatar Foundation. This knowledge will be crucial in designing programs that address the evolving needs and challenges of our teachers and staff.” “This initiative enhances our current Learning and Development programs by focusing on the integration of advanced technologies into leadership practices, further solidifying our commitment to staying at the forefront of innovation in the education sector.” During the workshop, Patrick Faniel, managing director of MCE, said: “Leadership is no longer just about managing people; it’s about navigating change and understanding the technological forces shaping our world. “We live in an era of unprecedented change. Technology has completely altered the way we interact and work. As leaders, we must adapt, not just react. The speed at which change is occurring demands a proactive approach to managing teams and businesses.” Faniel emphasized that the speed of technological evolution is palpable, and leaders must not only keep up with the changes but also anticipate what’s next, ensuring their teams are prepared for future challenges. “It’s about using AI as a tool to enhance human capabilities, not replacing them. Leaders must focus on how we can leverage AI to improve operations and better support their teams.” Faniel emphasized that the real challenge is ensuring that our people are prepared for the changes AI will bring, saying: “We can’t assume they will adapt on their own. As leaders, we must guide them through this transition and help them acquire the skills needed to thrive in an AI-driven world.” Faniel also addressed the fear many have about AI, saying: “Some worry AI will lead to job losses, but in reality, it will create new opportunities. The key is preparing and empowering employees to thrive in this new landscape.” Copy 06/12/2024 10Breen hat trick, assist lead UMaine hockey team to win over RPI
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Alec Baldwin has insisted Americans are "uninformed about reality". Login or signup to continue reading The Rust actor has put the people of the United States on blast and claimed they "know little or nothing" about world issues impacting everyone around the globe. Speaking at Torino Film Festival in a video shared by The Hollywood Reporter, he said: "There's a hole, a vacuum... a gap in information for Americans. "Americans are very uninformed about reality, what's really going on - climate change, Ukraine, you name it. "All the biggest topics in the world, Americans have an appetite for a little bit of information." The 66-year-old actor argued that "information in America" is a "business", and there is a gap in the people's knowledge. Baldwin insisted this is where Hollywood and the wider movie industry comes in. He added: "That vacuum is filled by the film industry. "Not just the independent film industry, not just the documentary film industry - which are very important around the world - but narrative films as well, where the filmmakers and the buyers, the studios and the networks and the streamers are willing to go that way." On Hollywood as a whole, Baldwin said it was a "good thing" to have more women directing films, but insisted there is still a nuance to the issue. He argued: "Of course, for some films you need an energetic director who moves the camera continuously and maybe a male director is better. "But for a comedy or a drama with a lot of talk, what's the difference between a male director and a female director?" Elsewhere in the press conference, the star addressed his own hopes for Donald Trump's new administration, as he insisted the president-elect has "many challenges to face". He singled out "the environment, the problem of plastic, of permafrost" as "real problems" that need addressing, along with embracing renewable energy while accepting that oil and gas still have a place. Australian Associated Press DAILY Today's top stories curated by our news team. Also includes evening update. WEEKDAYS Grab a quick bite of today's latest news from around the region and the nation. WEEKLY The latest news, results & expert analysis. WEEKDAYS Catch up on the news of the day and unwind with great reading for your evening. WEEKLY Get the editor's insights: what's happening & why it matters. WEEKLY Love footy? We've got all the action covered. WEEKLY Every Saturday and Tuesday, explore destinations deals, tips & travel writing to transport you around the globe. WEEKLY Get the latest property and development news here. WEEKLY Going out or staying in? Find out what's on. WEEKDAYS Sharp. Close to the ground. Digging deep. Your weekday morning newsletter on national affairs, politics and more. WEEKLY Follow the Newcastle Knights in the NRL? Don't miss your weekly Knights update. TWICE WEEKLY Your essential national news digest: all the big issues on Wednesday and great reading every Saturday. WEEKLY Get news, reviews and expert insights every Thursday from CarExpert, ACM's exclusive motoring partner. TWICE WEEKLY Get real, Australia! Let the ACM network's editors and journalists bring you news and views from all over. AS IT HAPPENS Be the first to know when news breaks. DAILY Your digital replica of Today's Paper. Ready to read from 5am! DAILY Test your skills with interactive crosswords, sudoku & trivia. Fresh daily!