Biden the Father vs. Biden the InstitutionalistSkin Scanner and Skin Analyzer Are the Same Thing?LAKE FOREST, Calif.--(BUSINESS WIRE)--Dec 3, 2024-- PropStream, the leading real estate data provider, announced a new Lead List to its menu: Upside Down . An “upside-down” mortgage is when a homeowner owes more on a property than it is worth. It is often referred to as “underwater” or “negative equity.” Being able to research underwater properties is an excellent resource for real estate pros to uncover market insights or find qualified leads so they can help their communities navigate properties suffering from negative equity. PropStream’s new Upside Down Lead List makes it simpler and more efficient to uncover these properties—allowing you to dedicate more time to building your lists and crafting your pitch. “At PropStream, we’re always looking for fresh ways to empower our users with new datasets and tools; the Upside Down Lead List is a game-changer for real estate professionals of various types,” said Brian Tepfer, President of PropStream. “This new Lead List gives real estate professionals a unique edge by identifying properties with upside-down mortgages, allowing them to open new doors to untapped opportunities and help homeowners solve problems that may come with home ownership. With 20 Lead Lists now available on our platform, we’re excited to continue adapting our platform to the evolving needs of our users.” With new AI-powered datasets and a dynamic data library, PropStream is the future of real estate. To try the Upside Down Lead List, activate your 7-day free trial today ! Learn more about our new Upside Down Lead List in this blog post . About PropStream: PropStream, a Stewart Company, is the leader in multi-sourced data aggregation, allowing real estate professionals to get the most targeted leads. In business since 2006, PropStream has data for over 160 million properties nationwide. New enhancements (PropStream Intelligence) utilize the power of Predictive Real Estate Data to pave the way for new features, proprietary AI predictive analytics, and thousands of filtering combinations (including 20 Lead Lists). PropStream helps real estate professionals find the best off-market leads and market to them in the least amount of time. PropStream was acquired by Stewart Information Services Corporation (NYSE:STC) in November 2021 and has been named a HousingWire Tech 100 Honoree four years in a row since 2021. View source version on businesswire.com : https://www.businesswire.com/news/home/20241203907666/en/ CONTACT: PropStream Marketing (877) 204 9040 KEYWORD: UNITED STATES NORTH AMERICA CALIFORNIA INDUSTRY KEYWORD: COMMERCIAL BUILDING & REAL ESTATE TECHNOLOGY CONSTRUCTION & PROPERTY FINANCE BANKING PROFESSIONAL SERVICES SOFTWARE DATA MANAGEMENT ARTIFICIAL INTELLIGENCE RESIDENTIAL BUILDING & REAL ESTATE SOURCE: PropStream Copyright Business Wire 2024. PUB: 12/03/2024 05:15 PM/DISC: 12/03/2024 05:13 PM http://www.businesswire.com/news/home/20241203907666/en
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Ikea has posted its slowest sales expansion since it opened its first India store six years ago with a 5% increase to ₹1,852 crore in FY24 while its net loss widened amid large-scale investments to solidify its footprint in the country. The world's largest furniture retailer saw its India business slowing as consumers tightened their wallets on discretionary spends across lifestyle categories. ET Year-end Special Reads What kept India's stock market investors on toes in 2024? India's car race: How far EVs went in 2024 Investing in 2025: Six wealth management trends to watch out for Its net loss widened 15% to ₹1,303 crore in FY24. So far, the retailer known for its ready-to-assemble products has incurred a cumulative loss of ₹5,550 crore in India as it spent to buy and build distribution centres, a city outlet and three big box stores-each large enough to fit about four football fields. "Ikea in India maintained a solid sales growth despite no price increase and lowering the prices on certain products in FY24," a company spokesperson said. "Our losses largely reflect the investment we are making towards our omni-channel growth. We remain committed to our plan of opening more stores and serving 200 million people by 2025 through our high quality, affordable range." Last fiscal, Ikea cut costs after raw material prices softened, helping the company lower prices of several products by about 20% both in India as well as globally. Earlier this year, the flat-pack furniture giant said it is still trying to get a foothold in the Indian market and that it will take at least 8-10 stores to benefit from economies of scale. 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View Program Data Science SQL for Data Science along with Data Analytics and Data Visualization By - Metla Sudha Sekhar, IT Specialist and Developer View Program Artificial Intelligence(AI) AI and Analytics based Business Strategy By - Tanusree De, Managing Director- Accenture Technology Lead, Trustworthy AI Center of Excellence: ATCI View Program Web Development A Comprehensive ASP.NET Core MVC 6 Project Guide for 2024 By - Metla Sudha Sekhar, IT Specialist and Developer View Program Marketing Digital Marketing Masterclass by Pam Moore By - Pam Moore, Digital Transformation and Social Media Expert View Program Artificial Intelligence(AI) AI-Powered Python Mastery with Tabnine: Boost Your Coding Skills By - Metla Sudha Sekhar, IT Specialist and Developer View Program Office Productivity Mastering Microsoft Office: Word, Excel, PowerPoint, and 365 By - Metla Sudha Sekhar, IT Specialist and Developer View Program Marketing Digital marketing - Wordpress Website Development By - Shraddha Somani, Digital Marketing Trainer, Consultant, Strategiest and Subject Matter expert View Program Office Productivity Mastering Google Sheets: Unleash the Power of Excel and Advance Analysis By - Metla Sudha Sekhar, IT Specialist and Developer View Program Web Development Mastering Full Stack Development: From Frontend to Backend Excellence By - Metla Sudha Sekhar, IT Specialist and Developer View Program Finance Financial Literacy i.e Lets Crack the Billionaire Code By - CA Rahul Gupta, CA with 10+ years of experience and Accounting Educator View Program Data Science SQL Server Bootcamp 2024: Transform from Beginner to Pro By - Metla Sudha Sekhar, IT Specialist and Developer View Program "The sooner we can get to that, the better," Jesper Brodin, global chief executive officer of Ingka Group that owns Ikea, told ET in February this year. "Chapter one was the sourcing and foundation and then getting the first door up and running. And then the intention is to get the company in top big cities. We are measuring out and laying out plans to see how we can do it for 1.4 billion people. And if I am certain about anything, it is that the economic outlook for India is looking good," he said. Ikea started sourcing from India in the 1980s and has more than five dozen suppliers in the country, most of them in textiles. Over a decade ago, the erstwhile Foreign Investment Promotion Board (FIPB) had approved Ikea's ₹10,500-crore investment proposal to open 25 stores in the country by 2025. It has since opened three large-format stores in Hyderabad, Mumbai and Bengaluru and one smaller city store in Mumbai. It aims to open bigger stores in Gurugrma and Noida in the National Capital Region soon. The Swedish retailer, which opened its first India store in 2018 in Hyderabad, has been a runaway success in the country, outpacing local rivals Urban Ladder and Pepperfry in its first year of operations with that single outlet. During the year, Ikea's paid-up share capital was increased by ₹600 crore to ₹4.615 crore. "When we think about India, we think about size," Brodin told ET in February. "In terms of investment priorities, India ranks one, two and three. We have consciously decided we cannot financially afford to be in the startup phase in too many places. But India is the top priority for us now." Nominations for ET MSME Awards are now open. The last day to apply is December 31, 2024. Click here to submit your entry for any one or more of the 22 categories and stand a chance to win a prestigious award. (You can now subscribe to our Economic Times WhatsApp channel )
As we await President-elect Donald Trump's second term, speculation about his impact on our finances is rampant. Americans are trying to parse his rhetoric on the campaign trail with the realities of the government as they decide how to plan for their future. Here are the top five questions I've received about how to invest amid another Trump presidency: Will Congress make changes that affect retirement plans? While it wasn't a major topic in this election, Trump has said in the past he doesn't support changes to the 401(k) retirement account, which is shaped by a tax deduction. The Republican platform for 2024 doesn't propose any changes, either, so this won't likely be a priority for the GOP-controlled Congress. Experts, however, have speculated that tax-advantaged retirement accounts might become a target for countering the costs of extending tax cuts Trump signed in his first term. Congress could attempt to balance the budget by eliminating the 401(k) tax deduction or lowering the limit on the amount you can contribute and deduct for tax purposes. Republicans have also shown antagonism toward ESG funds, which consider how environmental, social and governance factors impact a company's profits. The Labor Department during Trump's first term issued a rule that had a chilling effect on workplace retirement plans that included ESG funds, a limitation that's proven costly for retirement account administrators. The rule was reversed under President Joe Biden, but Trump could reinstate it and have the support of a Republican-led Congress to enact legislation that limits ESG factors in investing beyond 401(k)s. How will market performance impact retirement savings? A surge in stock prices is typical after a presidential election, according to Goldman Sachs Research's recent forecast. We saw that when the S&P 500 climbed to a record high on Nov. 6. We need your help to stay independent Subscribe today to support Salon's progressive journalism But the firm's... Dana Miranda
Saquon Barkley ninth player with 2,000-yard rushing seasonMan Utd insider reveals Marcus Rashford ‘issues’ with ‘every’ manager; confirms forward’s ‘perspective’The grand reopening of Notre Dame cathedral in Paris on Saturday was expected to be attended by around 50 heads of state and government. Joe Biden was not there to admire the magnificent splendour of the 850-year-old place of worship. But . The role reversal neatly symbolises how power is draining from one man to the other. Biden, now a lame duck, appears to be in decline both physically and politically, fading from America’s national stage and tarnishing his legacy with a pardon for his errant son. Trump, however, is already dominating the Washington agenda more than 40 days before he takes the oath of office. He has grabbed attention with and policy pronouncements. He has begun flexing his muscles with world leaders. To many Americans, it feels like he is president again already. “Biden’s presidency is ending with a series of whimpers rather than a bang and it feels like he’s shrinking into irrelevance as Trump is asserting himself,” said , a conservative author and broadcaster. “If you’re a foreign leader, you may talk to Biden out of politeness but you’re going to listen to Trump out of naked self-interest.” Traditionally, the US has only one president at a time in both practice and spirit. But since defeating Biden’s vice-president, Kamala Harris, in last month’s election, Trump has effectively set up a shadow presidency at Mar-a-Lago, his club in Florida long dubbed his “winter White House”. He’s already engaging with foreign leaders. His threat of 25% tariffs – taxes on foreign imports - led Canadian prime minister Justin Trudeau to rush to Mar-a-Lago with a promise of . Trump also said Mexico had agreed to close its border, a claim contradicted by the Mexican president, Claudia Sheinbaum. Just as in his first term, Trump can shape affairs and move markets with a single social media post. He sent shares of US Steel down by writing on Truth Social that he would its proposed acquisition by Japanese-owned Nippon Steel. Mike Waltz, Trump’s pick for national security adviser, has credited Trump with bringing Israel and Lebanon to the negotiating table, although some have said there is no evidence that Trump had any direct involvement. The president-elect vowed “ ” if Gaza hostages were not released before his inauguration. Meanwhile, he is capitalising on the strong stock market, claiming it as a victory for his policies, and taking credit for the the reversal of diversity, equality and inclusion (DEI) initiatives at companies such as Walmart. On Monday, the Trump transition team issued : “Promises Kept – And President Trump Hasn’t Even Been Inaugurated Yet.” It argued that Trump, who still has no official powers, is already securing the border, working towards international peace, propelling economic growth and dismantling “divisive, unchecked DEI”. Critics point out that economic indicators – including the stock market – have been trending in the right direction for a long time, while recent dramas in South Korea, Syria and Ukraine cast doubt on the notion that Trump’s “peace through strength” mantra is already paying dividends. Even so, Trump and his team are once again proving they can sell a narrative that suits them. , president of JoinTheUnion.us, a pro-democracy coalition, said: “It’s a combination of Trumpian bravado, further or final dismantling of whatever processes we took for granted for too long and their instinctual and maybe even unconscious ability to occupy a vacuum when they feel one.” He added: “If Biden’s going to spend most of his time overseas and do very little in the way of pushing back on this stuff, they’re going to take all the ground that’s ceded to them. Call it Maga, call it the 21st-century Republican party – if they see an opportunity, they take it. “They don’t worry about the outcome. They don’t worry about the consequences. They don’t worry about somebody saying, you can’t do that, you shouldn’t do that. They’re like, we’re going to go do it and good luck trying to stop us. Clearly, it spooked Trudeau enough to go flying to Mar-a-Lago.” In theory, Trump’s conversations with world leaders could violate the Logan Act, a federal statute prohibiting unauthorised private diplomacy with foreign nations. But only one person has ever been indicted for breaching it – and did not lead to a prosecution. Legal experts do not expect Trump to fall foul of it now. His actions do represent a break from past norms, however. Presidents-elect tend to maintain a respectful distance from the incumbent until it is their turn to occupy the White House. Franklin Roosevelt an invitation from the man he beat, Herbert Hoover, to take part a joint effort to pull the economy out of the Great Depression. , director of the Center for Politics at the University of Virginia, said: “I’m old enough to remember when presidents-elect disappeared. I don’t think we saw Kennedy three times except going to church back in the late fall of 1960. “Reagan appeared once in public after the election; they caught him going into a store for supplies or something. That’s what was expected. You didn’t interfere with your predecessor because he was still president.” But perception of Trump’s authority has been accelerated by Biden’s shrivelling influence. This week, Biden became the first sitting US president to visit Angola and the first since Barack Obama in 2015 to set foot in Africa. His speech received little coverage and has on the White House’s official YouTube channel. Biden, 82, is also facing fierce criticism from fellow Democrats for over federal crimes after previously pledging that he would not. Some regard it as a vote of no confidence in the justice system that Biden vowed to protect – and a gift to Trump in his ongoing efforts to undermine democratic institutions. The : “A Biden friend said the president seems older by the day — slower in walk, more halting in talk. To some Biden loyalists, his decline is a sad metaphor for his presidency: He started strong but will finish diminished.” By contrast, Trump, 78, is once again dominating headlines with a frenzy of round-the-clock social media posts and controversies. One cabinet pick had to withdraw due to sexual misconduct allegations; another is teetering because of claims he assaulted women and abused alcohol; a third presents to intelligence experts because of her willingness to believe conspiracy theories. The growing prominence of , the world’s richest man, also has nerves jangling. For Washington, there is a sense that the circus is back in town – or perhaps it never went away. Sykes, author of How the Right Lost Its Mind, said: “It feels like a continuation of the last four years where, even though Joe Biden has been the president, Donald Trump has felt like he was a politically dominating force for so long. “Unfortunately, when people look back on the Biden presidency, they’re going to comment on how low-profile and low-key Biden was in comparison to the man that he defeated. I’m not sure that there’s any historical parallel for that. The Trump show has been ongoing and sucking up all the oxygen for nearly a decade now.”