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2025-01-20
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Trump tax-cut plans could be slowed by a wary bond market“We had another outstanding quarter with record revenue and positive Adjusted EBITDA...We are very excited with our VSDHOne release and onboarding clients to increase our growth pace” - Shane Madden, CEO of Hydreight VANCOUVER, British Columbia and LAS VEGAS, Nov. 26, 2024 (GLOBE NEWSWIRE) -- Hydreight Technologies Inc. (“Hydreight” or the “Company”) ( TSXV: NURS )( OTCQB: HYDTF )( FSE: SO6 ), a fast-growing mobile clinical network and medical platform which enables flexible at-home medical services across 50 states in the United States, is pleased to announce its financial results for the third quarter ended September 30, 2024. All financial information is presented in Canadian dollars unless otherwise indicated. Summary of Q3, 2024 Financial Highlights: Q3, 2024 GAAP revenue was $4.53 million an increase of 47% compared to Q3, 2023. Q3 2024 Topline1 record revenue of $6.12 million, an increase of 54% compared to Q3, 2023. Q3, 2024 Adjusted EBITDA1 was $48K compared to ($265K) in the comparative quarter. Q3, 2024 gross margin of $1.53 million compared to $1.27 million in Q3, 2023. The company has never raised or borrowed any additional capital since the original going public transaction in December 2022. The Company’s cash position at September 30, 2024 is $1.21 million. The first 9 months of 2024 GAAP revenue was $12.00 million, an increase of 48% compared to the first 9 months of 2023. The first 9 months of 2024 Topline1 revenue was $16.58 million, an increase of 37% compared to the first 9 months of 2023. Hydreight Ranked Number 56 Fastest-Growing Company in North America on the 2024 Deloitte Technology Fast 500TM and 9th in Deloitte’s Technology Fast 50 Program Winners in Canada for 2024 In partnership with two other companies, Hydreight launched VSDHOne, a telemedicine and e-Commerce solution, that helps companies launch a direct to consumer (“DTC”) healthcare brand in all 50 States. Within the first 90 days, VSDHOne sold over 200 licenses across 50 States. Announced a normal course issuer bid on August 28, 2024, covering the period from Oct 4, 2024, to October 3, 2025. Signed a partnership with a company that works with US Government agencies for service and healthcare contracts. Shane Madden, CEO of Hydreight commented, “We had an outstanding quarter with record revenue, Adjusted EBITDA1 and Adjusted Revenue1. We are very excited for our “VSDHONE” products expansion and cashflow from that in the upcoming year”. Madden continues "Our balance sheet and P&L reflect a provision for US sales and use tax where we have taken the most conservative approach in recognizing a liability of uncertain timing and amount based on our internal and preliminary assessment of sales and use tax nexus under the most expansive taxability assumptions. Given the complexity of our corporate structure and State excise tax laws and regulations, we have engaged external tax professionals to prepare a detailed review of our corporate structure to determine the Company’s liability for sales and use tax by revenue stream at the State-by-State level. We anticipate the liability to be settled at an amount materially less than the provision. The Company believes the following Non-GAAP1 financial measures provide meaningful insight to aid in the understanding of the Company’s performance and may assist in the evaluation of the Company’s business relative to that of its peers: 1 Refer to Use of Non-GAAP Financial Measures The table below sets out a summary of certain financial results of the Company over the past eight quarters and is derived from the audited annual consolidated financial statements and unaudited quarterly consolidated financial statements of the Company. The Company has experienced dramatic user growth over the past two years as can be seen by the consistent revenue growth over the past eight quarters. The Company continues to deliver on its mission of building one of the largest mobile clinical networks in the United States. Through its medical network, pharmacy network and proprietary technology platform that adheres to the complex healthcare legislation across 50 states, Hydreight has provided a fully integrated solution for healthcare providers to become independent contractors. Hydreight remains focused on its strategic priorities of (1) Profitability (2) adding more product and service offerings for its customers, (3) introducing Hydreight story with more potential shareholders (4) driving white label partnerships and Nurses to the platform and (5) looking for strategic tuck in M&A opportunities to scale and grow the business quickly and efficiently . Hydreight will continue to invest into its technology to ensure continuous improvements, advancements and updates adhering to changes within the healthcare industry. Please see SEDAR + for the Company's condensed interim consolidated unaudited financial statements and MD&A for the three and six months ended September 30, 2024 and 2023 and for the Company’s audited annual consolidated financial statements and MD&A for the year ended December 31, 2023 and 2022. About VSDHOne - Direct to Consumer Platform In a partnership with two other parties, Hydreight Technologies launched the VSDHOne (Read as VSDH-One)platform. VSDHOne simplifies the entry challenges for companies and medi-spa businesses to enter the online healthcare space compliantly. This platform will help all businesses to launch a direct-to-consumer healthcare brand in a matter of days in all 50 states. Compliant offerings include: GLP-1s (semaglutide, tirzepatide), peptides, personalized healthcare treatments, sermorelin, testosterone replacement therapy (“TRT”), hair loss, skincare, sexual health and more. Hydreight invested in technology, legal and infrastructure to launch this platform. The VSDHOne platform offers a complete, end-to-end solution for businesses looking to launch direct-to-consumer healthcare brands. From compliance and telemedicine technology to nationwide doctor and pharmacy networks, VSDHOne provides all the tools needed for a seamless entry into the online healthcare space. The platform is designed to significantly reduce the time and costs associated with launching such services, making it possible for businesses to go live in days instead of months. About Hydreight Technologies Inc. Hydreight Technologies Inc. is building one of the largest mobile clinic networks in the United States. Its proprietary, fully integrated platform hosts a network of over 2500 nurses, over 100 doctors and a pharmacy network across 50 states. The platform includes a built-in, easy-to-use suite of fully integrated tools for accounting, documentation, sales, inventory, booking, and managing patient data, which enables licensed healthcare professionals to provide services directly to patients at home, office or hotel. Hydreight is bridging the gap between provider compliance and patient convenience, empowering nurses, med spa technicians, and other licensed healthcare professionals. The Hydreight platform allows healthcare professionals to deliver services independently, on their own terms, or to add mobile services to existing location-based operations. Hydreight has a 503B pharmacy network servicing all 50 states and is closely affiliated with a U.S. certified e-script and telemedicine provider network. On behalf of the Board of Directors Shane Madden Director and Chief Executive Officer Hydreight Technologies Inc. Contact Email: ir@hydreight.com ; Telephone: (702) 970 8112 This press release does not constitute an offer of securities for sale in the United States. The securities being offered have not been, nor will they be, registered under the United States Securities Act of 1933, as amended, and such securities may not be offered or sold within the United States absent U.S. registration or an applicable exemption from U.S. registration requirements. Use of Non-GAAP Financial Measures: This release contains references to non-GAAP financial measures Adjusted Revenue (also referred to as Topline Revenue), Adjusted Gross Margin, and Adjusted EBITDA. The Company defines Adjusted Revenue as gross cash income before adjustment for the deferred portion of business partner contract revenue and gross receipts from Hydreight App service sales. The Company defines Adjusted Gross Margin as GAAP gross margin plus inventory impairment plus the deferred portion of business partner contract revenue. The Company defines Adjusted EBITDA as net income (loss) before interest, taxes, depreciation and amortization and before (i) transaction, restructuring, and integration costs and share-based payments expense, and (iii) gains/losses that are not reflective of ongoing operating performance. The Company believes that the measures provide information useful to its shareholders and investors in understanding the Company’s operating cash flow growth, user growth, and cash generating potential for funding working capital requirements, service future interest and principal debt repayments and fund future growth initiatives. These non-GAAP measures may assist in the evaluation of the Company’s business relative to that of its peers more accurately than GAAP financial measures alone. This data is furnished to provide additional information and does not have any standardized meaning prescribed by GAAP. Accordingly, it should not be considered in isolation or as a substitute for measures of performance prepared in accordance with GAAP and is not necessarily indicative of other metrics presented in accordance with GAAP. Neither TSXV nor its Regulation Services Provider (as that term is defined in policies of the TSXV) accepts responsibility for the adequacy or accuracy of this release. This press release does not constitute an offer of securities for sale in the United States. The securities being offered have not been, nor will they be, registered under the United States Securities Act of 1933, as amended, and such securities may not be offered or sold within the United States absent U.S. registration or an applicable exemption from U.S. registration requirements. Cautionary Note Regarding Forward-Looking Information This press release contains statements which constitute “forward-looking information” within the meaning of applicable securities laws, including statements regarding the plans, path to profitability, intentions, beliefs and current expectations of the Company with respect to future business activities and operating performance. Forward-looking information is often identified by the words “may”, “would”, “could”, “should”, “will”, “intend”, “plan”, “anticipate”, “believe”, “estimate”, “expect” or similar expressions and includes information regarding expectations for the Company's growth and profitability in 2024. Investors are cautioned that forward-looking information is not based on historical facts but instead reflects the Company’s management’s expectations, estimates or projections concerning future results or events based on the opinions, assumptions and estimates of management considered reasonable at the date the statements are made. Although the Company believes that the expectations reflected in such forward-looking information are reasonable, such information involves risks and uncertainties, and undue reliance should not be placed on such information, as unknown or unpredictable factors could have material adverse effects on future results, performance or achievements of the Company. Among the key factors that could cause actual results to differ materially from those projected in the forward-looking information are the following: the ability to obtain requisite regulatory and other approvals with respect to the business operated by the Company and/or the potential impact of the listing of the Company’s shares on the TSXV on relationships, including with regulatory bodies, employees, suppliers, customers and competitors; changes in general economic, business and political conditions, including changes in the financial markets; changes in applicable laws; compliance with extensive government regulation; and the diversion of management time as a result of being a publicly listed entity. This forward-looking information may be affected by risks and uncertainties in the business of the Company and market conditions. Should one or more of these risks or uncertainties materialize, or should assumptions underlying the forward-looking information prove incorrect, actual results may vary materially from those described herein as intended, planned, anticipated, believed, estimated or expected. Although the Company has attempted to identify important risks, uncertainties and factors which could cause actual results to differ materially, there may be others that cause results not to be as anticipated, estimated or intended. The Company does not intend, and does not assume any obligation, to update this forward-looking information except as otherwise required by applicable law. 1See Use of Non-GAAP Financial Measures

MINNEAPOLIS (AP) — The plan for the Minnesota Vikings was to bring in Sam Darnold as the bridge between Kirk Cousins and J.J. McCarthy, confident his strong arm and starting experience would sufficiently run a high-caliber offense until the rookie was deemed ready to play. Darnold’s performance to date has been much closer to superstar than mere stopgap. “He’s a baller,” Vikings safety Harrison Smith said. “He can make stuff happen when he needs to. I know with the outside narrative on him and his path and everything, you might not think that, but ever since he got here, it felt like that was going to happen.” Having led the Vikings (10-2) to their with the go-ahead touchdown pass last week, one game after a stellar overtime drive , Darnold has become one of the darlings of this this season with his success in coach Kevin O’Connell’s system after the third overall pick in the 2018 draft started his career in rather bleak fashion. His first year in Minnesota sure has been smoother than what Cousins has in his debut with the . Last week in a to the Los Angeles Chargers, Cousins matched his career high with four interceptions. “I don’t think anybody can put any more pressure on Kirk than he has for himself. He’s carried us through this season when we were figuring out a lot of things on defense,” Falcons defensive tackle Grady Jarrett said. “He’s just having a hard time right now. There’s nothing to say he can’t catch fire and light it up like he’s been doing.” The Falcons (6-6) take their three-game losing streak on the road to face the Vikings, with division races for both teams in full swing. The quarterback contrasts have made this matchup all the more intriguing, with Cousins coming back to the place where he spent the previous six seasons. Cousins has a $25 million salary cap hit this season, the 11th-highest among quarterbacks in the league. Even if the Falcons were to move on in 2026 and swallow the dead money for two more years with eighth overall pick Michael Penix Jr. waiting in the wings, Cousins will carry a $40 million charge in 2025. Darnold’s cap charge is $5 million this season, just 31st on the list. Though he will become a free agent in March, the Vikings structured his contract with void years to spread his cap hit into next season for another $5 million. McCarthy, the 10th overall pick, won’t be ready until next year after having surgery to repair the meniscus he tore in his right knee in his first preseason game. Though Darnold has had a couple of clunkers this year, the Vikings still won those games and he’s bounced back strong without letting interceptions linger into future decisions. “He’s kind of found a little balance, at least the last few weeks, of ‘When is it too risky?’ and ‘When can I take my shot at something?’” offensive coordinator Wes Phillips said. The Falcons have seen as much on tape. “I think he’s playing free,” Pro Bowl safety Jessie Bates said. “It’s not a lot of complicated throws or anything that he’s doing. I just think that he’s finally able to feel comfortable in himself.” Acknowledging the moment Falcons coach Raheem Morris decided to address the significance of Cousins’ homecoming with the team, bracing for the type of crowd reaction that will only intensify the noise at U.S. Bank Stadium that’s already daunting for opponents. Minnesota’s defense has thrived this season at home, using the fans to enhance the effectiveness of a disguise-based, aggressive scheme that leads the league with 18 interceptions and has also been adept at rushing the passer and stuffing the run. “The environment they create up in Minnesota is absolutely outstanding,” Morris said. Cousins isn’t the only key figure from the Falcons who’s well-known to Vikings coaches. Morris was the defensive coordinator in 2021 with the Los Angeles Rams when O’Connell was the offensive coordinator and Phillips was the tight ends coach on that Super Bowl champion team. Listen to your mother Vikings running back Aaron Jones has fumbled three times in the last two games, losing two of them, but he hasn’t lost the confidence of coaches or teammates as evidenced by the pass called for his go-ahead touchdown catch against the Cardinals. Family is a strong support system for him, too, but sometimes that means tough love. His mother, Vurgess Jones, let him have it after the game when they talked about the turnovers. “I was like, ‘I’ve got to learn from it,’” Jones said. “She was like, ‘You didn’t learn last week?’” He has matched his career high in 2024 with five fumbles and three lost, a fact not lost on a Falcons defense that’s aggressive with dislodging techniques despite only four recovered fumbles in 12 games. “You can see it all over the tape: Those guys are coaching it,” Phillips said. Greenard is going strong Vikings outside linebacker Jonathan Greenard, who was named the NFC Defensive Player of the Month after racking up eight tackles for loss in November, carried his pass-rushing mojo into December with a in the final minute to preserve the victory over Arizona. Greenard has 10 of the team’s 39 sacks. “How many times this year has he affected the quarterback, drawn a penalty, sacked the quarterback, strip-sacked like last week in these critical moments where you need your best players to go make those plays?” O’Connell said. “He’s done it time and time again.” Bijan is busy Falcons running back Bijan Robinson set a career high last week with 26 carries. He had 102 yards rushing and was again a significant part of the passing attack with six catches against the Chargers. “I just do whatever I can to help us as a team,” said Robinson, who’s fifth in the NFL with 1,277 combined yards from scrimmage. “I just trust whatever they have in the plan.” ___ AP NFL:Hail Flutie: BC celebrates 40th anniversary of Miracle in Miami

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Historians know that turkey and corn were part of the first Thanksgiving , when Wampanoag peoples shared a harvest meal with the pilgrims of Plymouth plantation in Massachusetts. And traditional Native American farming practices tell us that squash and beans likely were part of that 1621 dinner too. For centuries before Europeans reached North America, many Native Americans grew these foods together in one plot, along with the less familiar sunflower. They called the plants sisters to reflect how they thrived when they were cultivated together. Today three-quarters of Native Americans live off of reservations , mainly in urban areas. And nationwide, many Native American communities lack access to healthy food . As a scholar of Indigenous studies focusing on Native relationships with the land, I began to wonder why Native farming practices had declined and what benefits could emerge from bringing them back. To answer these questions, I am working with agronomist Marshall McDaniel , horticulturalist Ajay Nair , nutritionist Donna Winham and Native gardening projects in Iowa, Nebraska, Wisconsin and Minnesota. Our research project, “Reuniting the Three Sisters,” explores what it means to be a responsible caretaker of the land from the perspective of peoples who have been balancing agricultural production with sustainability for hundreds of years. Historically, Native people throughout the Americas bred indigenous plant varieties specific to the growing conditions of their homelands. They selected seeds for many different traits, such as flavor, texture and color . Native growers knew that planting corn, beans, squash and sunflowers together produced mutual benefits. Corn stalks created a trellis for beans to climb, and beans’ twining vines secured the corn in high winds. They also certainly observed that corn and bean plants growing together tended to be healthier than when raised separately. Today we know the reason: Bacteria living on bean plant roots pull nitrogen – an essential plant nutrient – from the air and convert it to a form that both beans and corn can use . Squash plants contributed by shading the ground with their broad leaves, preventing weeds from growing and retaining water in the soil. Heritage squash varieties also had spines that discouraged deer and raccoons from visiting the garden for a snack. And sunflowers planted around the edges of the garden created a natural fence, protecting other plants from wind and animals and attracting pollinators. Interplanting these agricultural sisters produced bountiful harvests that sustained large Native communities and spurred fruitful trade economies . The first Europeans who reached the Americas were shocked at the abundant food crops they found. My research is exploring how, 200 years ago, Native American agriculturalists around the Great Lakes and along the Missouri and Red rivers fed fur traders with their diverse vegetable products. As Euro-Americans settled permanently on the most fertile North American lands and acquired seeds that Native growers had carefully bred, they imposed policies that made Native farming practices impossible . In 1830 President Andrew Jackson signed the Indian Removal Act , which made it official U.S. policy to force Native peoples from their home locations, pushing them onto subpar lands. On reservations, U.S. government officials discouraged Native women from cultivating anything larger than small garden plots and pressured Native men to practice Euro-American style monoculture. Allotment policies assigned small plots to nuclear families, further limiting Native Americans’ access to land and preventing them from using communal farming practices. Native children were forced to attend boarding schools, where they had no opportunity to learn Native agriculture techniques or preservation and preparation of Indigenous foods . Instead they were forced to eat Western foods, turning their palates away from their traditional preferences. Taken together, these policies almost entirely eradicated three sisters agriculture from Native communities in the Midwest by the 1930s. Today Native people all over the U.S. are working diligently to reclaim Indigenous varieties of corn, beans, squash, sunflowers and other crops . This effort is important for many reasons. Improving Native people’s access to healthy, culturally appropriate foods will help lower rates of diabetes and obesity , which affect Native Americans at disproportionately high rates. Sharing traditional knowledge about agriculture is a way for elders to pass cultural information along to younger generations. Indigenous growing techniques also protect the lands that Native nations now inhabit, and can potentially benefit the wider ecosystems around them. But Native communities often lack access to resources such as farming equipment, soil testing, fertilizer and pest prevention techniques. This is what inspired Iowa State University’s Three Sisters Gardening Project. We work collaboratively with Native farmers at Tsyunhehkw , a community agriculture program, and the Ohelaku Corn Growers Co-Op on the Oneida reservation in Wisconsin; the Nebraska Indian College , which serves the Omaha and Santee Sioux in Nebraska; and Dream of Wild Health , a nonprofit organization that works to reconnect the Native American community in Minneapolis-St. Paul, Minnesota, with traditional Native plants and their culinary, medicinal and spiritual uses. [ The Conversation’s science, health and technology editors pick their favorite stories. Weekly on Wednesdays .] We are growing three sisters research plots at ISU’s Horticulture Farm and in each of these communities. Our project also runs workshops on topics of interests to Native gardeners, encourages local soil health testing and grows rare seeds to rematriate them , or return them to their home communities. The monocropping industrial agricultural systems that produce much of the U.S. food supply harms the environment, rural communities and human health and safety in many ways . By growing corn, beans and squash in research plots, we are helping to quantify how intercropping benefits both plants and soil . By documenting limited nutritional offerings at reservation grocery stores , we are demonstrating the need for Indigenous gardens in Native communities. By interviewing Native growers and elders knowledgeable about foodways, we are illuminating how healing Indigenous gardening practices can be for Native communities and people – their bodies, minds and spirits. Our Native collaborators are benefiting from the project through rematriation of rare seeds grown in ISU plots, workshops on topics they select and the new relationships they are building with Native gardeners across the Midwest. As researchers, we are learning about what it means to work collaboratively and to conduct research that respects protocols our Native collaborators value, such as treating seeds, plants and soil in a culturally appropriate manner. By listening with humility, we are working to build a network where we can all learn from one another. This article is republished from The Conversation , a nonprofit, independent news organization bringing you facts and trustworthy analysis to help you make sense of our complex world. It was written by: Christina Gish Hill , Iowa State University Read more: Christina Gish Hill receives funding from the U.S. Department of Agriculture and the Iowa Department of Cultural Affairs.

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The New York Post has published what it reports as new footage of the suspect in the shooting of UnitedHealthcare CEO Brian Thompson . In the surveillance video obtained from a cigar store on Sixth Avenue, the suspected gunman can be seen leaving a subway station at around 6:15 a.m., 30 minutes before the fatal shooting occurred in front of the Hilton Hotel in midtown Manhattan. The Post writes that it appears the suspect was leaving the 57th Street subway station, which is nearby the hotel’s location. The report did not include comment from the NYPD surrounding the footage. The NYPD previously released photos of the alleged suspect on Tuesday and Wednesday, with some taken at a nearby Starbucks before the shooting and others seemingly showing him unmasked and grinning. The suspect has yet to be identified, but several clues have since risen including the purchase of a gun seemingly linked to that used in the shooting and a phone dropped at the crime scene. A Catholic nun was among a group of 25 people arrested in Italy on Monday as part of a mafia bust for a laundry list of crimes that included extortion, drug trafficking, and money laundering. Anna Donelli, 57, of the Sisters of Charity Institute in Milan, volunteered at prisons around the city of Brescia—but a police investigation determined that her ostensibly spiritual services concealed a seedy criminal underside to her interactions with inmates, according to CNN. Prosecutors allege that she was “exploiting the very spiritual role she carried out” to run information back and forth between mob bosses and imprisoned foot soldiers for the infamous ’Ndrangheta crime syndicate. “She carried orders, directives, moral and material aid to associates, receiving in turn from the prisoners useful information to better plan criminal strategies,” prosecutor Francesco Prete said Thursday, according to CNN. Donelli’s cover story was that she was a liaison between prisoners and prison officials, in addition to refereeing soccer games at the prison. The anti-mafia operation that landed the nun and over two dozen other mobsters under arrest was carried out by over 300 officers and also resulted in the recovery of drugs, weapons, and the equivalent of nearly $2 million in cash. If you’re trying to pick up gifts for the loved ones on your list, here’s a tip: everyone appreciates the gift of softer and more manageable hair and skin. The Avon Company, North America has been in the beauty industry for over a century and stocks some of the trendiest skin care, fragrances, and personal care items on the market. These curated picks ensure your giftee will be glowing even on the dullest winter day. This moisturizer tackles one of winter’s biggest annoyances—chapped lips. It has a hydration-boosting formula that counteracts dry air while visibly softening lips and adding a glossy hint of color. Free Shipping Cold air strips away the skin’s natural moisture, which leads to cracking and flaking. The Beyond Glow Serum uses vitamin B3 to strengthen the skin’s barrier against colder temperatures and even out skin tone. Free Shipping This replenishing hair mist uses rice water—a popular traditional beauty treatment in Asia—to revitalize and nourish dull and damaged hair. Free Shipping If you buy something from this post, we may earn a small commission. Billionaire owner of the Los Angeles Times , Dr. Patrick Soon-Shiong, has announced his plans to launch a “bias meter” for all articles on the outlet’s website as soon as next year. Speaking to CNN’s Scott Jennings on his radio show , the media mogul explained the meter would allow readers to view different perspectives on a news or opinion article in real time and allow them to write or read comments on the subject matter. “What we need to do is not have what we call ‘confirmation bias’ and then that story, automatically, the reader can press a button and get both sides of that exact same story based on that story and then give comments,” Soon-Shiong explained. “Now I’m giving you some little breaking news here but this is what we’re currently building behind the scenes. And I’m hoping that by January we launch this.” The billionaire proceeded to explain his hope for the module in building “respectful disagreement” and starting a “conversation.” Following his announcement, the L.A. Times ’ editorial guild released a statement in response writing, “the newspaper’s owner has publicly suggested his staff harbors bias, without offering evidence or examples” and that they value “an earnest search to understand all sides of an issue.” Soon-Shiong notably blocked the paper from publishing a Kamala Harris endorsement in October which was met with opposition from some staff. Timothée Chalamet thanked Bob Dylan for the shoutout after the legendary singer-songwriter praised his new biopic A Complete Unknown . “Floored. I am so grateful. Thank you Bob,” Chalamet posted on X . The film, set to be released on Dec. 25, stars Chalamet as a young Dylan. “Timmy’s a brilliant actor so I’m sure he’s going to be completely believable as me. Or a younger me. Or some other me,” Dylan posted on X . Though Dylan didn’t share if he’s seen the film yet, he did recommend the book the biopic is based off of. “The film’s taken from Elijah Wald’s Dylan Goes Electric – a book that came out in 2015. It’s a fantastic retelling of events from the early ‘60s that led up to the fiasco at Newport,” he added. “After you’ve seen the movie read the book.” Dylan also gave a nod to the film’s title, A Complete Unknown , which references lyrics from Dylan’s 1965 song “Like a Rolling Stone.” “What a title!” he wrote. Scouted selects products independently. If you purchase something from our posts, we may earn a small commission. It’s not every day that you can score a deal on a high-quality printer at a lower cost. Investing in a quality printer for your home or office is a game-changer, and while it’s not the most fun purchase, it’ll pay for itself in a couple of months. Fortunately, you don’t have to pay full price for a solid printer, thanks to HP’s current sale . Right now, you can score the HP Envy Inspire 7955e , the brand’s premium at-home photo printer for $70 off. If you’re looking for a solid holiday gift that they’ll actually use, the deluxe multi-purpose printer is a great choice—especially for photographers and anyone who works from home. The all-in-one printer is also designed with HP’s Wolf Essential Security system to keep your information secure and keep hackers out. Plus, unlike other printers that require you to get your hands dirty to replenish the ink, this one offers a 15-second mess-free ink refill experience with bottles that can be plugged into the tank. Say goodbye to messes and hello to your new printer . Best of all? For a limited time, score three months of Instant Ink with HP+. The slain UnitedHealthcare CEO had a criminal record for drunk driving and was secretly separated from his wife for years before he was shot dead in Manhattan on Wednesday, according to public records. Minnesota court filings show that in 2017 Brian Thompson was arrested and convicted on charges of fourth-degree driving while impaired, for which he received probation. In addition to legal troubles, the executive, who was gunned down in what NYPD has labeled a “premeditated, pre-planned, targeted attack,” also seems to have faced recent marital issues. Based on property records, voter registration forms, and reports from neighbors, Brian and Paulette Thompson had lived in different homes less than a mile apart in Maple Grove, Minnesota, for the past several years, The Wall Street Journal reported . In 2018, Thompson bought a five-bedroom second house for around $1 million, while his wife’s residence remained in another house nearby, also worth about $1 million, based on Zillow listings and public records. Paulette Thompson told MSNBC her husband had received threats related to his company’s “lack of coverage” and said in a statement to a local Fox affiliate in Minnesota that his killing had left her and their two sons “shattered.” About 12 hours after his killing, someone made a bomb threat at his Minnesota home, but authorities did not find any evidence of explosives, TMZ reported . UnitedHealthcare and the Hennepin County District Court did not immediately respond to a Daily Beast inquiry about Thompson’s DUI. A top health insurance provider has scrapped a controversial plan to limit anesthesia coverage for surgical patients in at least one state. Anthem Blue Cross Blue Shield will no longer try to implement the much-ridiculed cap—which would have required patients to pay out-of-pocket for any anesthesia administered after their surgery went over an arbitrary time limit—on plans in Connecticut, the state’s comptroller, Sean Scanlon, shared Thursday. “After hearing from people across the state about this concerning policy, my office reached out to Anthem,” he said in a statement. “I’m pleased to share this policy will no longer be going into effect here in Connecticut.” The controversial plan was announced last month for customers in Connecticut, New York, and Missouri. The pending policy went viral on Wednesday, however, after the CEO of UnitedHealthcare, Brian Thompson, was gunned down in Manhattan in a “targeted attack.” It remains unclear if the cap will still go into place next year for New Yorkers or those in the Show Me State. Anthem is yet to say what drove it to pull its plan in Connecticut. Bill Lawrence, creator of Scrubs , is currently developing a reboot of the widely loved sitcom for ABC, Variety reported. Despite having a deal with Warner Bros. Television, the studio is reportedly carving out space for Lawrence to work on the show. Citing a source familiar with the matter, Variety adds that Lawrence will not be serving as the reboot’s showrunner if it gets fully greenlit. Cast members have also yet to be attached, and no other deals for the reboot are reportedly in place. Running for nine seasons between 2001 and 2008, Scrubs followed the daily hijinks of a hospital staff and starred Zach Braff, Donald Faison, Sarah Chalke, Judy Reyes, Ken Jenkins, John C. McGinley, and Neil Flynn. A reboot of the show has been thrown around for some time, with Lawrence sharing at a 2022 ATX Festival panel , “We’re gonna do it, you guys know. If you ever have an excuse to work with people you want to spend time with anyway, run to it.” Lawrence also famously created or co-created series like Cougar Town , Ted Lasso , and Shrinking . A 7.0-magnitude earthquake struck Northern California on Thursday morning, briefly triggering a tsunami warning for nearly 5 million people . The earthquake hit at 10:44 a.m. PST west of Petrolia, California in the Pacific Ocean, the US Geological Survey said. A 5.8-magnitude aftershock was recorded minutes later near Cobb, California, and several other apparent aftershocks between 2.5 to 4.2 magnitude followed. A tsunami warning issued for parts of the Northern California and Oregon coastlines, however, was called off by the early afternoon. California officials are responding to earthquake activity Gov. Gavin Newsom said in a post on X . The California Governor’s Office of Emergency Services is said to be coordinating with local officials in Humboldt and Lake counties, where significant earthquake activity was reported. More than 10,000 Humboldt County customers are reportedly without power. While no damage has been reported in San Francisco, the city’s Bay Area Rapid Transit, announced it is experiencing significant service disruptions due to the earthquake. Scouted selects products independently. If you purchase something from our posts, we may earn a small commission. Apparently, boosting prostate health can actually be pleasurable—at least, that’s what premium sexual wellness brand MysteryVibe says. The Molto, an ultra-slim and bendable prostate vibrator designed by a doctor, is engineered to be the same size and width as a doctor’s finger and to mimic similar motions to that performed during an exam, allowing for not only intense prostate (the prostate is often hailed as the male ‘G-spot’) and anal stimulation but also a release of prostatic fluids. According to the brand, some studies have found that excess prostatic fluid can lead to inflammation and pressure, so not only is this a sex toy , but it’s also possibly an investment in your prostate health. Think of it almost like a lymphatic massage for your prostate—except one that can give you intense orgasms, too. Made with body-safe silicone, the multifunctional and gender-fluid vibrator is powered by one “anatomically-placed” motor that delivers potent yet precise vibration to the anus and prostate without feeling bulky or inflexible. It’s a great sex toy for those new to anal play or who are looking for an ultra-sleek vibrator with possible health-boosting benefits. The prostate vibrator is equipped with 16 vibration settings and eight pre-set vibration patterns, allowing for superior control and customization. Plus, the device comes with access to a catalog of vibration patterns with the free MysteryVibe smartphone app. Best of all? Because the Molto vibrator is an FDA-registered class II medical device, it’s also FSA/HSA eligible. Associates of the right-wing firebrand Ric Grenell sought the help of MAGA influencers to secure him Donald Trump ’s nomination for s ecretary of state . Shortly after Trump’s election victory, an ally of Grenell’s approached conservative social media influencers, offering paid contracts up to five figures to post favorable content about Grenell, Politico reported Thursday. Influencers, the contract stipulated, would post pro-Grenell content and do so during “peak posting times,” ensure that “content must appear genuine,” and not “as an overt advertisement or promotional message.” Grenell denied the alleged influencer conspiracy to Politico. However, his desire for the highly coveted Cabinet position was no secret. Trump’s former ambassador to Germany and acting director of national intelligence spent the past three years reportedly telling people in the president-elect’s orbit that it was secretary of state “or bust.” Despite being one of Trump’s most loyal cohorts, Trump ultimately chose Florida Sen. Marco Rubio to lead the State Department . Grenell is said to have been offered other posts, including director of national intelligence, but has turned the offers down. Actress Amber Heard has announced that she is expecting her second baby. “It is still quite early in the pregnancy, so you will appreciate that we do not want to go into much detail at this stage,” a spokesman for Heard said Thursday to People . “Suffice to say that Amber is delighted both for herself and Oonagh Paige.” Heard welcomed her daughter in 2021. “I wanted to do it on my own terms,” Heard wrote in a post announcing Oonagh’s birth via a surrogate. “I hope we arrive at a point in which it’s normalized to not want a ring in order to have a crib.” Heard has never commented on who the biological father is. The actress relocated to Madrid, Spain after the highly publicized defamation battle with ex-husband Johnny Depp . Heard told NBC News after the trial in 2022 that she was hoping to focus more on her growing family. “I get to be a mom, like, full time, you know? Where I’m not having to juggle calls with lawyers,” she said.

Tens of thousands of Spaniards protest housing crunch and high rents in BarcelonaNigeria’s unemployment rate declined to 4.3% in the second quarter of 2024 Compared to the 5.0% in Q3 2023 and the 5.3% in Q1 2024, this was a gradual recovery The unemployment rate by residential location was 2.8% in rural areas and 5.2% in urban areas PAY ATTENTION: Got a Minute? Complete Our Quick Survey About Legit.ng Today! Legit.ng journalist Zainab Iwayemi has 5-year-experience covering the Economy, Technology, and Capital Market . In the second quarter of 2024, Nigeria's unemployment rate decreased to 4.3%, indicating better labor market circumstances. This was a slow rebound from the 5.0% in Q3 2023 and a decline from the 5.3% in Q1 2024, according to the National Bureau of Statistics ' most recent report, which was made public on Monday. Improved worker engagement was demonstrated by the Labour Force Participation Rate, which improved to 79.5% from 77.3% in the prior quarter. PAY ATTENTION : Standing out in social media world? Easy! "Mastering Storytelling for Social Media" workshop by Legit.ng. Join Us Live! Additionally, the Employment-to-Population Ratio improved significantly, rising from 73.2% in Q1 2024 to 76.1% in Q2 2024. Read also Nigeria's GDP grows by 3.46% in 3rd quarter, 10 sectors lead This suggests that during that time, a larger percentage of people of working age had gainful employment. Additionally, self-employment continued to dominate, making for 85.6% of all employment, up from 84% in the previous quarter. The economy's reliance on informal jobs is highlighted by the minor increase in informal employment to 93.0%. The report read, “ Unemployment is one of the components of labour underutilisation. The unemployment rate for Q2 2024 was 4.3 per cent, showing an increase of 0.1 percentage point compared to the same period last year. “The unemployment rate among males was 3.4 per cent and 5.1 per cent among females. “By place of residence, the unemployment rate was 5.2 per cent in urban areas and 2.8 per cent in rural areas. Youth unemployment rate was 6.5 per cent in Q2 2024, showing a decrease from 8.4 per cent in Q1 2024.” States with highest number of unemployed people Read also Report lists places to get petrol at cheapest price in Nigeria, Delta, Lagos top chart Legit.ng reported that the National Bureau of Statistics (NBS) said that Nigeria’s unemployment rate rose to 5.3% in the first quarter of 2024, reflecting an increase from 5.0 recorded in the third quarter of 2023. According to the NBS report, Abia, the Federal Capital Territory (FCT), and Rivers states recorded the highest unemployment rates in Nigeria in 2023. The report also stated that Abia State leads the chart with an unemployment rate of 18.7%, followed by the FCT with 14.1%, and Rivers with 13.4%. PAY ATTENTION: Сheck out news that is picked exactly for YOU ➡️ find the “Recommended for you” block on the home page and enjoy! Source: Legit.ng

Hicks 6-9 1-1 16, Konan Niederhauser 4-6 4-7 12, Baldwin 2-8 8-8 12, Dilione 3-6 0-2 6, P.Johnson 5-8 3-4 15, Kern 9-12 2-5 20, Nzeh 1-2 1-1 3, Dunn 0-4 0-0 0, Carter 0-2 0-2 0, Stewart 0-0 1-2 1. Totals 30-57 20-32 85. Javascript is required for you to be able to read premium content. Please enable it in your browser settings.NEW YORK — The masked gunman who stalked and killed the leader of one of the largest U.S. health insurance companies outside a Manhattan hotel used ammunition emblazoned with the words "deny," "defend" and "depose," two law enforcement officials said Thursday. The words were written in permanent marker, according to one of the officials, who spoke to The Associated Press on the condition of anonymity. With the gunman still at large, police also released photos of a person they said was wanted for questioning in connection with the shooting. UnitedHealthcare CEO Brian Thompson, 50, died in a dawn ambush Wednesday as he walked to the company's annual investor conference at a Hilton hotel in Midtown. The reason behind the killing remained unknown, but investigators believe it was a targeted attack. This image shows a man wanted for questioning in connection to the investigation of the killing of UnitedHealthcare CEO Brian Thompson outside a Manhattan hotel. The message left on the ammunition echoes the phrase "delay, deny, defend," which is commonly used by attorneys and insurance industry critics to describe tactics used to avoid paying claims. It refers to insurers delaying payment, denying a claim and then defending their actions. Health insurers like UnitedHealthcare have become frequent targets of criticism from doctors and patients for complicating access to care. Investigators recovered several 9 mm shell casings from outside the hotel and a cellphone from the alleyway through which the shooter fled. Inside a nearby trash can, they found a water bottle and protein bar wrapper that they say the gunman purchased from a nearby Starbucks minutes before the shooting. The city's medical examiner was looking for fingerprints. The killing and the shooter's movements in the minutes before and after were captured on some of the multitudes of security cameras present in that part of the city. The shooter fled on a bike and was last seen riding into Central Park. Bullets lie on the sidewalk Wednesday outside the Hilton Hotel in midtown Manhattan where Brian Thompson, the CEO of UnitedHealthcare, was shot and killed in New York. The hunt for the shooter brought New York City police to at least two hostels on Manhattan's Upper West Side on Thursday morning, based on a tip that the suspected shooter might have stayed at one of the residences, according to one of the law enforcement officials briefed on the investigation. The photos police released Thursday of a man wanted for questioning were taken in the lobby of the HI New York City hostel. "We are fully cooperating with the NYPD and, as this is an active investigation, can not comment at this time," said Danielle Brumfitt, a spokesperson for the hostel. Police received a flood of tips from members of the public, many of them unfounded. On Wednesday evening, police searched a Long Island Rail Road train after a commuter claimed to have spotted the shooter, but found no sign of the gunman. "We're following up on every single tip that comes in," said Carlos Nieves, a police spokesperson. "That little piece of information could be the missing piece of the puzzle that ties everything together." Investigators believe, judging from surveillance video and evidence collected from the scene, that the shooter had at least some prior firearms training and experience with guns and the weapon was equipped with a silencer, said one of the law enforcement officials who spoke with the AP. This still image from surveillance video shows the suspect, left, sought in the the killing of UnitedHealthcare CEO Brian Thompson, center, Wednesday outside a Manhattan hotel. Security camera video showed the killer approach Thompson from behind, level his pistol and fire several shots, barely pausing to clear a gun jam while the health executive tumbled to the pavement. Cameras showed him fleeing the block across a pedestrian plaza before getting on the bicycle. Police issued several surveillance images of the man wearing a hooded jacket and a mask that concealed most of his face, which wouldn't have attracted attention on a frigid day. Authorities also used drones, helicopters and dogs in an intensive search, but the killer's whereabouts remained unknown. Thompson, a father of two sons who lived in suburban Minneapolis, was with UnitedHealthcare since 2004 and served as CEO for more than three years. The insurer's Minnetonka, Minnesota-based parent company, UnitedHealth Group Inc., was holding its annual meeting with investors in New York to update Wall Street on the company's direction and expectations for the coming year. The company ended the conference early in the wake of Thompson's death. UnitedHealthcare is the largest provider of Medicare Advantage plans in the U.S. and manages health insurance coverage for employers and state and federally funded Medicaid programs. In the U.S. healthcare system, even the simplest act, like booking an appointment with your primary care physician, may feel intimidating. As you wade through intake forms and insurance statements, and research out-of-network coverage , you might wonder, "When did U.S. health care get so confusing?" Short answer? It's complicated. The history of modern U.S. health care spans nearly a century, with social movements, legislation, and politics driving change. Take a trip back in time as Thatch highlights some of the most impactful legislation and policies that gave us the existing healthcare system, particularly how and when things got complicated. In the beginning, a common perception of American doctors was that they were kindly old men stepping right out of a Saturday Evening Post cover illustration to make house calls. If their patients couldn't afford their fee, they'd accept payment in chicken or goats. Health care was relatively affordable and accessible. Then it all fell apart during the Great Depression of the 1930s. That's when hospital administrators started looking for ways to guarantee payment. According to the American College of Healthcare Executives, this is when the earliest form of health insurance was born. Interestingly, doctors would have none of it at first. The earliest health plans covered hospitalization only. A new set of challenges from the Second World War required a new set of responses. During the Depression, there were far too many people and too few jobs. The war economy had the opposite effect. Suddenly, all able-bodied men were in the military, but somebody still had to build the weapons and provision the troops. Even with women entering the workforce in unprecedented numbers, there was simply too much to get done. The competition for skilled labor was brutal. A wage freeze starting in 1942 forced employers to find other means of recruiting and retaining workers. Building on the recently mandated workers' compensation plans, employers or their union counterparts started offering insurance to cover hospital and doctor visits. Of course, the wage freeze ended soon after the war. However, the tax code and the courts soon clarified that employer-sponsored health insurance was non-taxable. Medicare, a government-sponsored health plan for retirees 65 and older, debuted in 1965. Nowadays, Medicare is offered in Parts A, B, C, and D; each offering a different layer of coverage for older Americans. As of 2023, over a quarter of all U.S. adults are enrolled in Medicare. The structure of Medicare is not dissimilar to universal health care offered in other countries, although the policy covers everyone, not just people over a certain age. Medicaid was also signed into law with Medicare. Medicaid provides health care coverage for Americans with low incomes. Over 74 million Americans are enrolled in Medicaid today. The Obama administration was neither the first nor the last to champion new ways to provide health care coverage to a wider swath of Americans. The first attempts to harmonize U.S. healthcare delivery systems with those of other developed economies came just five years after Medicare and Medicaid. Two separate bills were introduced in 1970 alone. Both bills aimed to widen affordable health benefits for Americans, either by making people Medicare-eligible or providing free health benefits for all Americans. As is the case with many bills, both these died, even though there was bipartisan support. But the chairman of the relevant Senate panel had his own bill in mind, which got through the committee. It effectively said that all Americans were entitled to the kind of health benefits enjoyed by the United Auto Workers Union or AFL-CIO—for free. But shortly after Sen. Edward Kennedy began hearings on his bill in early 1971 , a competing proposal came from an unexpected source: Richard Nixon's White House. President Nixon's approach , in retrospect, had some commonalities with what Obamacare turned out to be. There was the employer mandate, for example, and an expansion of Medicaid. It favored healthcare delivery via health maintenance organizations, or HMOs, which was a novel idea at the time. HMOs, which offer managed care within a tight network of health care providers, descended from the prepaid health plans that flourished briefly in the 1910s and 1920s. They were first conceived in their current form around 1970 by Dr. Paul M. Ellwood, Jr. In 1973, a law was passed to require large companies to give their employees an HMO option as well as a traditional health insurance option. But that was always intended to be ancillary to Nixon's more ambitious proposal, which got even closer to what exists now after it wallowed in the swamp for a while. When Nixon reintroduced the proposal in 1974, it featured state-run health insurance plans as a substitute for Medicaid—not a far cry from the tax credit-fueled state-run exchanges of today. Of course, Nixon had other things to worry about in 1974: inflation, recession, a nation just beginning to heal from its first lost war—and his looming impeachment. His successor, Gerald Ford, tried to keep the proposal moving forward, but to no avail. But this raises a good question: If the Republican president and the Democratic Senate majority both see the same problem and have competing but not irreconcilable proposals to address it, why wasn't there some kind of compromise? What major issue divided the two parties? It was a matter of funding. The Democrats wanted to pay for universal health coverage through the U.S. Treasury's general fund, acknowledging that Congress would have to raise taxes to pay for it. The Republicans wanted it to pay for itself by charging participants insurance premiums, which would be, in effect, a new tax. The next significant legislation came from President Reagan, who signed the Consolidated Omnibus Budget Reconciliation Act, or COBRA, in 1985. COBRA enabled laid-off workers to hold onto their health insurance—providing that they pay 100% of the premium, which had been wholly or at least in part subsidized by their erstwhile employer. While COBRA offers continued coverage, its high expense doesn't offer much relief for the unemployed. A 2006 Commonwealth Fund survey found that only 9% of people eligible for COBRA coverage actually signed up for it. The COBRA law had a section, though, that was only tangentially related. The Emergency Medical Treatment and Active Labor Act, or EMTALA, which was incorporated into COBRA, required all emergency medical facilities that take Medicare—that is, all of them—to treat patients irrespective of their insurance status or ability to pay. As Forbes staff writer Avik Roy wrote during the Obamacare debate, EMTALA has come to overshadow the rest of the COBRA law in its influence on American health care policy. More on that soon. It wasn't until the 1990s that Washington saw another serious attempt at healthcare reform. Bill Clinton's first order of business as president was to establish a new health care plan. For the first time, the First Lady took on the role of heavy-lifting policy advisor to the president and became the White House point person on universal health care. Hillary Clinton's proposal mandated : The Clintons' plan centralized decision-making in Washington, with a "National Health Board" overseeing quality assurance, training physicians, guaranteeing abortion coverage, and running both long-term care facilities and rural health systems. The insurance lobbyists had a field day with that. The famous "Harry and Louise" ads portrayed a generic American couple having tense conversations in their breakfast nook about how the federal government would come between them and their doctor. By the 1994 midterms, any chance of universal health care in America had died. In this case, it wasn't funding but the debate between big and small governments that killed the Clinton reform. It would be another generation before the U.S. saw universal health care take the stage. Fast-forward to 2010. It was clear that employer-sponsored plans were vestiges of another time. They made sense when people stayed with the same company for their entire careers, but as job-hopping and layoffs became more prevalent, plans tied to the job became obsolete. Thus the Affordable Care Act, or ACA, was proposed by Barack Obama's White House and squeaked by Congress and the Supreme Court with the narrowest of margins. The ACA introduced an individual mandate requiring everyone to have health insurance regardless of job status. It set up an array of government-sponsored online exchanges where individuals could buy coverage . It also provided advance premium tax credits to defray the cost to consumers. But it didn't ignore hat most people were already getting health insurance through work, and a significant proportion didn't want to change . So the ACA also required employers with 50 or more full-time equivalent employees to provide health coverage to at least 95% of them. The law, nicknamed Obamacare by supporters and detractors, set a minimum baseline of coverage and affordability. The penalty for an employer that offers inadequate or unaffordable coverage can never be greater than the penalty for not offering coverage at all. The model for Obamacare was the health care reform package that went into effect in Massachusetts in 2006. The initial proposal was made by then-Governor Mitt Romney, a Republican who now serves as a senator from Utah. Despite an onslaught of court challenges, Obamacare remains the law of the land. For a while, Republican congressional candidates ran on a "repeal-and-replace" platform plank, but even when they were in the majority, there was little legislative action to do either. Still, Obamacare is not the last word in American health care reform. Since then, there have been two important improvements to Health Reimbursement Arrangements, through which companies pay employees back for out-of-pocket medical-related expenses. HRAs had been evolving informally since at least the 1960s but were first addressed by the Internal Revenue Service in 2002. Not much more happened on that front until Obama's lame-duck period. In December 2016, he signed the bipartisan 21st Century Cures Act, which was mainly a funding bill supporting the National Institutes of Health as it addressed the opioid crisis. But, just like the right to free emergency room treatment was nested in the larger COBRA law, the legal framework of Qualified Small Employer Health Reimbursement Arrangements was tucked away in a corner of the Cures Act. QSEHRAs, offered only by companies with fewer than 50 full-time employees, allow firms to let their employees pick their insurance coverage off the Obamacare exchanges. The firms pay the employees back for some or all of the cost of those premiums. The employees then become ineligible for the premium tax credit provided by the ACA, but a well-constructed QSEHRA will meet or exceed the value of that subsidy. That brings this timeline to one last innovation, which expands QSEHRA-like treatment to companies with more than 50 employees or aspiring to have them. Individual Coverage Health Reimbursement Arrangements , or ICHRAs, were established by a 2019 IRS rule . ICHRAs allow firms of any size to offer employees tax-free contributions to cover up to 100% of their individual health insurance premiums as well as other eligible medical expenses. Instead of offering insurance policies directly, companies advise employees to shop on a government-sponsored exchange and select the best plan that suits their needs. Employer reimbursement rather than an advance premium tax credit reduces premiums. And because these plans are already ACA-compliant, there's no risk to the employer that they won't meet coverage or affordability standards. The U.S. is never going back to the mid-20th century model of lifetime employment at one company. Now, with remote employees and gig workers characterizing the workforce, the portability of an ICHRA provides some consistency for those who expect to be independent contractors for their entire careers. Simultaneously, allows bootstrap-phase startups to offer the dignity of health coverage to their Day One associates. The U.S. health care system can feel clunky and confusing to navigate. It is also regressive and penalizes startups and small businesses. For a country founded by entrepreneurs, it's sad that corporations like Google pay less for health care per employee than a small coffee shop in Florida. In many ways, ICHRA democratizes procuring health care coverage. In the same way that large employers enjoy the benefits of better rates, ICHRA plan quality and prices improve as the ICHRA risk pool grows. Moving away from the traditional employer model will change the incentive structure of the healthcare industry. Insurers will be able to compete and differentiate on the merits of their product. They will be incentivized to build products for people, not one-size-fits-all solutions for employers. This story was produced by Thatch and reviewed and distributed by Stacker Media. Sign up for our Crime & Courts newsletter Get the latest in local public safety news with this weekly email.

Cavaliers vs. Hawks Injury Report Today – November 27

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